501(c)(3) charity; gifts are tax-deductible.
96¢ of each $1 spent went to programs.
$1.0M paid to officers and key staff.
Status: IRS Pub. 78 · Programs: Part IX · Pay: Part VII

Before you give

FY2024 · Form 990Independent: from IRS data, not the org
Download 990
IRS status
501(c)(3)
not on the IRS revocation list
Looks good: listed by the IRS and not on the revocation list.
IRS BMF · Auto-Revocation List
Tax-deductible gifts
Yes
Donations are tax-deductible
Looks good: the IRS lists gifts to it as deductible.
IRS Pub. 78 · IRS BMF
Latest return
FY2025
latest Form 990
Looks good: the latest return is for FY2025, 1 tax year back; within 2 tax years.
IRS e-file · Filing history
Surplus or deficit
6 of 6
filings with a surplus
Average surplus $656K a year · 2% of revenue · last 6 filings
Looks good: a surplus in 6 of the last 6 filings.
Pt I · Ln 19 · 6 filings
Spent on programs
96%
of spending
Looks good: 96% of spending went to programs; 75% or more.
Pt IX · Ln 25 · col B
Pay to officers and key staff
$1.0M
to officers and key staff · 3% of spending
Looks good: pay to officers and key staff is 3% of spending; 15% or less.
Pt VII · Sec A
4 mo
of spending, in cash
Looks good: 3.9 months of spending in cash; 3 or more.
Pt X · Ln 1–2 · Pt I · Ln 18
Named funders
1
named funder · $227K
Fine: 1 funder names it on their filings; under 3.
Funders’ Sch. I, 990-PF
Liabilities
$25.1M
78% of total assets
Worth a look: liabilities are 78% of assets; over 65%.
Pt X · Ln 26
Independent board members
13
of 13 voting members
Looks good: 13 of 13 voting members are independent, a majority.
Pt VI · Ln 1a–1b
Looks goodFineWorth a lookConcernNo data yetTap a box for the reason.
Revenue
$39.9M
-2% vs prior year
Spent
$39.1M
To programs
96%
Net assets
$7.0M
By yearFY2020–FY2025
Revenue
$39.9M
FY2024▼ -2%
Tap a bar for its year
Revenue by fiscal year
FY2020$15.3M
FY2021$33.1M
FY2022$56.0M
FY2023$40.7M
FY2024$39.9M
FY2025$28.9M
Expenses
$39.1M
FY2024▼ -2%
Tap a bar for its year
Expenses by fiscal year
FY2020$14.9M
FY2021$32.5M
FY2022$55.6M
FY2023$40.0M
FY2024$39.1M
FY2025$28.0M
Net assets
$7.0M
FY2024▲ +13%
Tap a bar for its year
Net assets by fiscal year
FY2020$4.5M
FY2021$5.1M
FY2022$5.5M
FY2023$6.2M
FY2024$7.0M
FY2025$7.9M

From the FY2024 Form 990 (year ending June 2024) · figures checked against the IRS filing · see the original

Give Claim
You’re viewing the FY2024 filing — not the latest on file. See the latest (FY2025) →

Is it real?

Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in Apr 1994.

IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File

Where the money goes

96 cents of each dollar spent went to programs.

Program services 96% · $37.4M Management & general 4% · $1.7M

Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.

Something off? Claim to add context

Who runs it and what they're paid

20 people listed on the 990; $1.0M paid to officers and key staff.

Part VII, Section A · reportable compensation · most recent filed roster (FY2023); the FY2024 filing did not itemize Part VII
Chief Executive Officer
$219,109Pt VII · Sec A
Chief Operating Officer (end 6/28/24)
$183,654Pt VII · Sec A
Chief Program Officer
$145,304Pt VII · Sec A
Chief Planning Director
$131,764Pt VII · Sec A
General Counsel
$130,417Pt VII · Sec A
Chief Project Officer
$118,422Pt VII · Sec A
Director of Finance
$113,199Pt VII · Sec A
$0Pt VII · Sec A

Erin S Karpewicz’s $216K as Chief Executive Officer is at the 49th percentile of top reported officer pay among 676 $10–100M housing nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

Compensation history total reportable pay by year · 8 named individuals · Part VII

NameFY2025FY2024FY2023FY2022FY2021FY2020
Kathleen M Koch———$239,422$229,291$208,274
Erin S Karpewicz$215,723$219,109$185,581———
William Gibbons———$101,877$200,009$173,449
James Sylvester$135,994$183,654$170,004$162,886$158,508$160,011
Chauncey Hall$145,132$145,304$132,919$128,341$124,559$115,131
Elizabeth Brush$126,493$131,764$118,792$114,707$116,505$100,385
Lisa Sarro$115,493$130,417$128,438$122,604——
Carrina Bucknor$120,596$113,199————

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

See Arundel Community Development Services INC executive salaries →

On this list? Claim this org

Something off? Claim to add context

Questions the 990 asks

The form asks each of these directly. These are the filed answers.

  • Family or business ties among officersPt VI · Ln 2No
  • Top official's pay set by an independent reviewPt VI · Ln 15aYes

Programs and updates

Develops and manages housing and community projects for low-income Maryland residents.

Questions for Arundel Community Development Services INC

Tap to ask. Arundel Community Development Services INC sees how many people are interested.

Your first name shows with your question. Arundel Community Development Services INC answers here, for everyone.

Provided by the organization

Know this org? Add your story

3 programs · $31.4M · in their own filed words · FY2023
01

Administer local, state, and federally funded community grant programs. Activities include grant management, compliance monitoring, and fiscal management.

$12.9Mprogram expense
02

Administer programs which involve the development AND/OR redevelopment of affordable rental and homeownership PROPERTIES/PROJECTS for purposes of serving income eligible households.

$11.4Mprogram expense
03

Administer programs that provide direct financial assistance and services to at risk households to prevent evictions or to stabilize housing.

$7.1Mprogram expense

Funders

Who pays for it.

From grant filings on record. Receipts are incomplete: individual donors are never listed.

Grants

Schedule I · received and paid
Grants received · FY2024
Total grants receivedfrom 1 funder$227K
Grants paid · 283 grants · $74.5M · 2019–2024
Housing Commission of AacoFY2024$2,868,266
Aa County Department of Social ServicesFY2024$329,874
Aaco Partnership for Children Youth & FamiliesFY2024$302,659
Kingdom KareMD · FY2024$280,000
People Encouraging People INCMD · FY2024$230,078
The Light House INCFY2024$220,690
Hope for All INCMD · FY2024$140,514
See all 283 grants →

By the numbers

The FY2024 990, line by line.

1The main four
Money inPt VIII
$39.9M
Ln 12
Gifts and grantsLn 1h$37.0M
Fees for servicesLn 2g$2.6M
Investment incomeLn 3$251K
Money outPt IX
$39.1M
Ln 25
Programscol B$37.4M
Managementcol C$1.7M
Owns and owesPt X
$7.0M
net assets · Ln 32
Cash and savingsLn 1–2$12.8M
Total assetsLn 16$32.1M
LiabilitiesLn 26$25.1M
PeoplePt VI, VII
20
listed · VII A
PaidVII A7
Voting boardVI 1a13
IndependentVI 1b13
2In more detail
Revenue in detailPt VIII
Gifts and grantsLn 1h$37.0M
Government grantsLn 1e$37.0M
Fees for servicesLn 2g$2.6M
Investment incomeLn 3$251K
Total revenueLn 12$39.9M
Assets in detailPt X, end of year
CashLn 1$8.0M
SavingsLn 2$4.8M
Cash and savings togetherLn 1–2$12.8M
InvestmentsLn 11–13$12.2M
Land, buildings, equipmentLn 10c$72K
Other assetsLn 15$1.1M
Total assetsLn 16$32.1M
LiabilitiesLn 26$25.1M
Net assetsLn 32$7.0M
OperationsPt I, VI
EmployeesI 550
VolunteersI 613
Fiscal year endsHeaderJune
Conflict-of-interest policyVI 12aYes
Whistleblower policyVI 13Yes
Records policyVI 14Yes
3Year over year
Balance sheet, start vs end of yearPt X · col A, B
LineStart FY24End FY24
Cash and savingsLn 1–2$16.8M$12.8M
InvestmentsLn 11–13$11.2M$12.2M
Land, buildings, equipmentLn 10c$46K$72K
Total assetsLn 16$39.7M$32.1M
LiabilitiesLn 26$33.5M$25.1M
Net assetsLn 32$6.2M$7.0M
4Every line
Statement of functional expensesPt IX · every line
LineTotalProgramsManagementFundraising
Grants to domestic organizationsLn 1$12.9M$12.9M
Pay of current officers, directors and key staffLn 5$488K$356K$132K
Other salaries and wagesLn 7$3.8M$2.8M$1.0M
Management feesLn 11a$124K$124K
Legal feesLn 11b$16K$16K
Accounting feesLn 11c$43K$43K
Other fees for servicesLn 11g$29K$29K
Office expensesLn 13$123K$37K$85K
OccupancyLn 16$1.4M$1.3M$59K
Conferences, conventions and meetingsLn 19$19K$5K$15K
Depreciation, depletion and amortizationLn 22$504K$485K$18K
Other expenses (24a–d)Ln 24$18.7M$18.7M
All other expensesLn 24e$943K$818K$124K
Total functional expensesLn 25$39.1M$37.4M$1.7M$0

Filing history

YearMoney inMoney outIn minus outNet assetsDownload
FY2025 Latest $28.9M$28.0M$898K$7.9M 990 PDF
FY2024 Viewing $39.9M$39.1M$802K$7.0M 990 PDF
FY2023 $40.7M$40.0M$683K$6.2M 990 PDF
FY2022 $56.0M$55.6M$411K$5.5M 990 PDF
FY2021 $33.1M$32.5M$653K$5.1M 990 PDF
FY2020 $15.3M$14.9M$489K$4.5M 990 PDF

More to add? Claim this org

Schedules filed Part IV

III · Programs R · Related orgs G · Fundraising L · Interested persons I · Grants A · Public support J · Pay O · Explanations
See the full FY2024 990 (6 parts)
Part I · Summary $39,857,975 revenue, 12 lines filed
I-8 Contributions and grantsPrior year $38,980,060$37,046,051
I-9 Program service revenuePrior year $1,683,485$2,560,907
I-10 Investment incomePrior year $8,562$251,017
I-11 Other revenuePrior year $0$0
I-12 Total revenuePrior year $40,672,107$39,857,975
I-13 Grants and similar amounts paidPrior year $11,157,460$12,852,103
I-14 Benefits paid to membersPrior year $0$0
I-15 Salaries and benefitsPrior year $4,253,723$4,302,018
I-16a Professional fundraising feesPrior year $0$0
I-17 Other expensesPrior year $24,577,804$21,901,488
I-18 Total expensesPrior year $39,988,987$39,055,609
I-19 Revenue less expensesPrior year $683,120$802,366
Part VI · Governance 13 of 13 board members independent, no flags
VI-1a Voting members of the governing body13
VI-1b Independent voting members13
VI-2 Family or business relationship among officers or directorsNo
VI-12a Written conflict of interest policyYes
VI-13 Written whistleblower policyYes
VI-14 Document retention and destruction policyYes
VI-15a Process for setting top official's payYes
Part VIII · Statement of revenue $39,857,975 across 5 lines filed
VIII-1e Government grants$37,046,051
VIII-1h Total contributions, gifts and grants$37,046,051
VIII-2a-f Program service revenue, itemized rows (sum of 2a–2f as filed)Related to mission $2,560,907$2,560,907
VIII-3 Investment incomeExcluded from tax $251,017$251,017
VIII-12 Total revenueRelated to mission $2,560,907 · Unrelated business $0 · Excluded from tax $251,017$39,857,975
Part IX · Statement of functional expenses $39,055,609 across 13 lines filed
IX-1 Grants to domestic organizationsPrograms $12,852,103$12,852,103
IX-5 Pay of current officers, directors and key staffPrograms $355,746 · Management $132,372$488,118
IX-7 Other salaries and wagesPrograms $2,779,617 · Management $1,034,283$3,813,900
IX-11a Management feesManagement $123,918$123,918
IX-11b Legal feesManagement $16,122$16,122
IX-11c Accounting feesManagement $43,400$43,400
IX-11g Other fees for servicesPrograms $28,898$28,898
IX-13 Office expensesPrograms $37,445 · Management $85,433$122,878
IX-16 OccupancyPrograms $1,300,378 · Management $58,934$1,359,312
IX-19 Conferences, conventions and meetingsPrograms $4,515 · Management $14,645$19,160
IX-22 Depreciation, depletion and amortizationPrograms $485,356 · Management $18,323$503,679
IX-24 Other expenses (24a–d)Programs $18,741,362$18,741,362
IX-24e All other expensesPrograms $818,425 · Management $124,334$942,759
IX-25 Total functional expensesPrograms $37,403,845 · Management $1,651,764 · Fundraising $0$39,055,609
Part X · Balance sheet $32,095,186 assets, 16 lines filed
Asset lines not itemized here account for $319,586; see the IRS return.
X-1 Cash, non-interest-bearingStart of year $8,215,020$7,983,030
X-2 Savings and temporary cash investmentsStart of year $8,565,959$4,846,946
X-3 Pledges and grants receivableStart of year $4,930,092$4,628,012
X-4 Accounts receivableStart of year $5,513,745$900,178
X-9 Prepaid expenses and deferred chargesStart of year $57,387$55,480
X-10c Land, buildings and equipment, netStart of year $45,725$71,876
X-13 Program-related investmentsStart of year $11,167,768$12,176,106
X-15 Other assetsStart of year $863,130$1,113,972
X-16 Total assetsStart of year $39,681,072$32,095,186
X-17 Accounts payable and accrued expensesStart of year $3,335,796$3,009,383
X-19 Deferred revenueStart of year $29,526,299$21,445,314
X-25 Other liabilitiesStart of year $125,876$146,897
X-26 Total liabilitiesStart of year $33,478,660$25,090,408
X-27 Net assets without donor restrictionsStart of year $6,202,412$7,004,778
X-32 Total net assets or fund balancesStart of year $6,202,412$7,004,778
X-33 Total liabilities and net assetsStart of year $39,681,072$32,095,186
Part XI · Reconciliation of net assets $7,004,778 net assets at year end
XI-1 Total revenue$39,857,975
XI-2 Total expenses$39,055,609
XI-3 Revenue less expenses$802,366
XI-4 Net assets at start of year$6,202,412
XI-9 Other changes in net assets$0
XI-10 Net assets at end of year$7,004,778

Form 990 e-file (XML) FY2024 from the IRS · Classification, formation year and address from the IRS Business Master File

Similar organizations you could support · Compare with another nonprofit

Names, privacy, and removal requests More

The names, titles, and compensation shown on this page are reproduced from IRS Form 990 filings, which are public records.

Philanthropy.org does not alter the content of those filings. All information appears exactly as reported by the filing organization for the tax year shown.

We publish only information contained in the public IRS filing — and less than the filing contains. Our profile pages do not display street addresses, telephone numbers, personal email addresses, or other personal contact information, even where the filing includes them.

Many people share the same name. A name shown on this page reflects only what one organization reported in one IRS filing for one tax year. It should not be interpreted as identifying any other individual with the same or a similar name.

If you are no longer affiliated with the organization, your name will generally stop appearing in future IRS filings once the organization no longer reports you. Pages for tax years in which you were reported remain published because those filings remain part of the public record.

Philanthropy.org does not alter or remove IRS filing records. Removing a page from this website would not remove the underlying IRS filing, which remains publicly available from the IRS and other publishers of the same information.

If you believe the IRS filing itself is inaccurate, corrections must be made by the filing organization or the IRS directly.

Your org? Add context

Made it to the end? Claim this org

All figures are derived from public IRS Form 990 filings and are presented without evaluation of any organization. philanthropy.org does not rate, score, or rank organizations, including the pay comparisons above.