Is it real?
Yes. Never revoked by the IRS. Latest filing on record: FY2024. IRS ruling in Dec 1991.
IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File
Where the money goes
55 cents of each dollar spent went to programs.
Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.
Something off? Claim to add context
Who runs it and what they're paid
4 people listed on the 990; $156K paid to officers and key staff (Part VII, Section A).
Compensation history total reportable pay by year · 1 named individual · Part VII
| Name | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Mark Gibbons | $155,925 | $148,500 | $135,000 | $125,000 | $121,000 |
Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.
See Retiresafe executive salaries →Questions the 990 asks
The form asks each of these directly. These are the filed answers.
- Family or business ties among officersPt VI · Ln 2No
- Top official's pay set by an independent reviewPt VI · Ln 15aNo
Programs and updates
Advocates for older Americans' retirement options and benefits through education and free market principles.
Questions for Retiresafe
Your first name shows with your question. Retiresafe answers here, for everyone.
Public Education and Grassroots Development
The organization disseminates information to the general public via senior expositions, conferences, internet, social media, grassroots interaction, press releases, articles, research papers, newsletters and public testimony.
Form 990 Part III, line 4, FY2024. The organization’s own words, as filed with the IRS. Find it at the IRS (EIN 48-1108059) · Dispute this lineLobbying
The organization engages in grassroots lobbying and direct lobbying of the legislative and executive branches and civilian agencies.
Form 990 Part III, line 4, FY2024. The organization’s own words, as filed with the IRS. Find it at the IRS (EIN 48-1108059) · Dispute this lineFunders
Who pays for it.
From grant filings on record. Receipts are incomplete: individual donors are never listed.
Grants
By the numbers
The FY2024 990, line by line.
Download 990
| Line | Start FY24 | End FY24 |
|---|---|---|
| Cash and savingsLn 1–2 | $134K | $85K |
| InvestmentsLn 11–13 | $0 | |
| Land, buildings, equipmentLn 10c | $0 | |
| Total assetsLn 16 | $241K | $125K |
| LiabilitiesLn 26 | $60K | $26K |
| Net assetsLn 32 | $181K | $99K |
| Line | Total | Programs | Management | Fundraising |
|---|---|---|---|---|
| Grants to domestic organizationsLn 1 | $0 | |||
| Grants to domestic individualsLn 2 | $0 | |||
| Grants and assistance to foreign recipientsLn 3 | $0 | |||
| Benefits paid to or for membersLn 4 | $0 | |||
| Pay of officers and key staff (Part IX, line 5)Ln 5 | $156K | $94K | $8K | $55K |
| Pay of disqualified personsLn 6 | $0 | |||
| Other salaries and wagesLn 7 | $20K | $20K | ||
| Pension plan contributionsLn 8 | $8K | $8K | ||
| Other employee benefitsLn 9 | $1K | $1K | ||
| Payroll taxesLn 10 | $15K | $9K | $738 | $5K |
| Management feesLn 11a | $0 | |||
| Legal feesLn 11b | $0 | |||
| Accounting feesLn 11c | $24K | $5K | $16K | $3K |
| Lobbying feesLn 11d | $0 | |||
| Professional fundraising feesLn 11e | $0 | |||
| Investment management feesLn 11f | $0 | |||
| Other fees for servicesLn 11g | $3K | $3K | ||
| Advertising and promotionLn 12 | $0 | |||
| Office expensesLn 13 | $6K | $3K | $280 | $2K |
| Information technologyLn 14 | $17K | $15K | $2K | |
| RoyaltiesLn 15 | $0 | |||
| OccupancyLn 16 | $34K | $20K | $2K | $12K |
| TravelLn 17 | $3K | $2K | $129 | $900 |
| Travel and entertainment for public officialsLn 18 | $0 | |||
| Conferences, conventions and meetingsLn 19 | $0 | |||
| InterestLn 20 | $0 | |||
| Payments to affiliatesLn 21 | $0 | |||
| Depreciation, depletion and amortizationLn 22 | $0 | |||
| InsuranceLn 23 | $1K | $1K | ||
| Other expenses (24a–d)Ln 24 | $35K | $29K | $6K | |
| All other expensesLn 24e | $0 | |||
| Total functional expensesLn 25 | $322K | $178K | $64K | $79K |
Filing history
| Year | Money in | Money out | In minus out | Net assets | Download |
|---|---|---|---|---|---|
| FY2024 Latest ViewingFiled with the IRS Nov 14, 2025 | $239K | $322K | −$83K | $99K | 990 PDF |
| FY2023Filed with the IRS Aug 28, 2024 | $221K | $364K | −$143K | $181K | 990 PDF |
| FY2022Filed with the IRS Oct 30, 2023 | $559K | $623K | −$64K | $324K | 990 PDF |
| FY2021Filed with the IRS Jun 16, 2022 | $1.2M | $1.2M | $2K | $388K | 990 PDF |
| FY2020Filed with the IRS Aug 6, 2021 | $975K | $855K | $120K | $386K | 990 PDF |
Schedules filed Part IV
See the full FY2024 990
Part I · Summary $238,750 revenue, 12 lines filed
Part VI · Governance 3 of 3 board members independent, 1 to look at
Part VIII · Statement of revenue $238,750 across 8 lines filed
Part IX · Statement of functional expenses $321,544 across 31 lines filed
Part X · Balance sheet $124,998 assets, 22 lines filed
Part XI · Reconciliation of net assets $98,526 net assets at year end
Form 990 e-file (XML) FY2024 from the IRS · Classification, formation year and address from the IRS Business Master File
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