philanthropy.org | 990 Resource | FAQ Verify yourself
Sign in

Enterprise Credit Union FY2020 filing

Enterprise, KSUnknown exempt organization EIN 48-0665809Revenue $111K in FY2020Latest return filed Jul 27, 2022

On file with the IRSecuks.comEnterprise, KS

Claim this org

(tell your story, add context, and more) Claim it free, then get the verified mark for $100 a year.

How does your 990 look to donors? Take the 10-Question Audit

Provider of financial services for mutual purposes.

$38K paid to officers and key staff.
Mission: Form 990 Part I, line 1 · Pay: Part VII

Before you give

FY2020 · Form 990Independent: from IRS data, not the org
Download 990
Latest return
FY2021
latest Form 990
Concern: the latest return is for FY2021, 5 tax years back; more than 4 tax years.
IRS e-file · Filing history
Surplus or deficit
2 of 2
filings with a surplus
Average surplus $3K a year · 2% of revenue · last 2 filings
Looks good: a surplus in 2 of the last 2 filings.
Pt I · Ln 19 · 2 filings
Spent on programs
0%
of spending
Concern: 0% of spending went to programs; under 50%.
Pt IX · Ln 25 · col B
Pay to officers and key staff
$38K
to officers and key staff · 34% of spending
Concern: pay to officers and key staff is 34% of spending; over 30%.
Pt VII · Sec A
Cash reserves
60 mo
of spending, in cash
Looks good: 60.1 months of spending in cash; 3 or more.
Pt X · Ln 1–2 · Pt I · Ln 18
Liabilities
$1.3M
95% of total assets
Concern: liabilities are 95% of assets; over 80%.
Pt X · Ln 26
Independent board members
6
of 6 voting members
Looks good: 6 of 6 voting members are independent, a majority.
Pt VI · Ln 1a–1b
Looks goodFineWorth a lookConcernNo data yetTap a box for the reason.
Revenue
$111K
Spent
$111K
To programs
0%
Net assets
$74K
By yearFY2020–FY2021
Revenue
$111K
FY2020
Tap a bar for its year
Revenue by fiscal year
FY2020$111K
FY2021$107K
Expenses
$111K
FY2020
Tap a bar for its year
Expenses by fiscal year
FY2020$111K
FY2021$102K
Net assets
$74K
FY2020
Tap a bar for its year
Net assets by fiscal year
FY2020$74K
FY2021$79K

From the FY2020 Form 990 · see the original

Give Claim
You’re viewing the FY2020 filing — not the latest on file. See the latest (FY2021) →

Is it real?

Yes. Exemption reinstated (2012-05-15). Per the IRS revocation list. Latest filing on record: FY2021.

IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File

Who runs it and what they're paid

7 people listed on the 990; $38K paid to officers and key staff.

Part VII, Section A · reportable compensation
Michele Ohlfs-Eagleburger
Credit Union Manager
$37,981Pt VII · Sec A
Philip Miller
Board Member
$0Pt VII · Sec A
Damon Greep
Board Member
$0Pt VII · Sec A
Barth Amend
Chairman
$0Pt VII · Sec A
Peter Jackson
Vice Chairman
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
See Enterprise Credit Union executive salaries →

Questions the 990 asks

The form asks each of these directly. These are the filed answers.

  • Family or business ties among officersPt VI · Ln 2No
  • Top official's pay set by an independent reviewPt VI · Ln 15aNo

Programs and updates

Offers financial services to members for shared benefit.

Questions for Enterprise Credit Union

Tap to ask. Enterprise Credit Union sees how many people are interested.

Your first name shows with your question. Enterprise Credit Union answers here, for everyone.

3 programs · in their own filed words · FY2020
01

Provides a source of credit to members at a fair and reasonable rate of interest. As of December 31, 2020 there were 190 loans outstanding totaling $849,786.10.

Pt IX · col B
02

Provides financial and financially related services to 418 members.

Pt IX · col B
03

Paid dividends on member deposits totaling $13,031.21.

Pt IX · col B

By the numbers

The FY2020 990, line by line.

Download 990
from philanthropy.org
1The main four
Money inPt VIII
$111K
Ln 12
Fees for servicesLn 2g$111K
Investment incomeLn 3$359
Money outPt IX
$111K
Ln 25
Owns and owesPt X
$74K
net assets · Ln 32
Cash and savingsLn 1–2$554K
Total assetsLn 16$1.4M
LiabilitiesLn 26$1.3M
PeoplePt VI, VII
7
listed · VII A
PaidVII A1
Voting boardVI 1a6
IndependentVI 1b6
2In more detail
Revenue in detailPt VIII
Government grantsLn 1e$0
Noncash giftsLn 1g$0
Fundraising eventsLn 1c$0
Fees for servicesLn 2g$111K
Investment incomeLn 3$359
Total revenueLn 12$111K
Assets in detailPt X, end of year
CashLn 1$19K
SavingsLn 2$535K
Cash and savings togetherLn 1–2$554K
Accounts receivableLn 4$67
Notes and loans receivableLn 7$817K
Land, buildings, equipmentLn 10c$13K
Other assetsLn 15$17K
Total assetsLn 16$1.4M
LiabilitiesLn 26$1.3M
Net assetsLn 32$74K
OperationsPt I, VI
EmployeesI 53
VolunteersI 610
Fiscal year endsHeaderDecember
Conflict-of-interest policyVI 12aYes
Whistleblower policyVI 13Yes
Records policyVI 14Yes
3Year over year
Balance sheet, start vs end of yearPt X · col A, B
LineStart FY20End FY20
Cash and savingsLn 1–2$344K$554K
Land, buildings, equipmentLn 10c$15K$13K
Total assetsLn 16$1.2M$1.4M
LiabilitiesLn 26$1.1M$1.3M
Net assetsLn 32$73K$74K
4Every line
Statement of functional expensesPt IX · every line
LineTotalProgramsManagementFundraising
Other salaries and wagesLn 7$43K
Payroll taxesLn 10$3K
Accounting feesLn 11c$10K
Office expensesLn 13$29K
OccupancyLn 16$1K
Depreciation, depletion and amortizationLn 22$2K
All other expensesLn 24e$22K
Total functional expensesLn 25$111K$0$0$0

Filing history

YearMoney inMoney outIn minus outNet assetsDownload
FY2021 LatestFiled with the IRS Jul 27, 2022 $107K$102K$5K$79K 990 PDF
FY2020 ViewingFiled with the IRS Oct 30, 2021 $111K$111K$364$74K 990 PDF

Schedules filed Part IV

III · Programs R · Related orgs G · Fundraising L · Interested persons I · Grants O · Explanations
See the full FY2020 990 (6 parts)
Part I · Summary $110,880 revenue, 12 lines filed
I-8 Contributions and grants$0
I-9 Program service revenuePrior year $123,021$110,521
I-10 Investment incomePrior year $881$359
I-11 Other revenue$0
I-12 Total revenuePrior year $123,902$110,880
I-13 Grants and similar amounts paid$0
I-14 Benefits paid to members$0
I-15 Salaries and benefitsPrior year $47,982$46,259
I-16a Professional fundraising fees$0
I-17 Other expensesPrior year $112,609$64,257
I-18 Total expensesPrior year $160,591$110,516
I-19 Revenue less expensesPrior year −$36,689$364
Part VI · Governance 6 of 6 board members independent, 1 to look at
VI-1a Voting members of the governing body6
VI-1b Independent voting members6
VI-15a Process for setting top official's payNo
VI-2 Family or business relationship among officers or directorsNo
VI-12a Written conflict of interest policyYes
VI-13 Written whistleblower policyYes
VI-14 Document retention and destruction policyYes
Part VIII · Statement of revenue $110,880 across 12 lines filed
VIII-1a Federated campaigns$0
VIII-1b Membership dues$0
VIII-1c Fundraising events$0
VIII-1d Related organizations$0
VIII-1e Government grants$0
VIII-1f All other contributions, gifts and grants$0
VIII-1g Noncash contributions (included above)$0
VIII-1h Total contributions, gifts and grants$0
VIII-2a-f Program service revenue, itemized rows (sum of 2a–2f as filed)Related to mission $110,521 · Unrelated business $0 · Excluded from tax $0$110,521
VIII-3 Investment incomeRelated to mission $359 · Unrelated business $0 · Excluded from tax $0$359
VIII-5 RoyaltiesRelated to mission $0 · Unrelated business $0 · Excluded from tax $0$0
VIII-12 Total revenueRelated to mission $110,880 · Unrelated business $0 · Excluded from tax $0$110,880
Part IX · Statement of functional expenses $110,516 across 7 lines filed
IX-7 Other salaries and wages$42,908
IX-10 Payroll taxes$3,351
IX-11c Accounting fees$10,048
IX-13 Office expenses$29,484
IX-16 Occupancy$1,367
IX-22 Depreciation, depletion and amortization$1,825
IX-24e All other expenses$21,533
IX-25 Total functional expensesPrograms $0 · Management $0 · Fundraising $0$110,516
Part X · Balance sheet $1,401,206 assets, 15 lines filed
X-1 Cash, non-interest-bearingStart of year $14,762$18,595
X-2 Savings and temporary cash investmentsStart of year $329,682$535,128
X-4 Accounts receivableStart of year $155$67
X-7 Notes and loans receivableStart of year $840,803$817,204
X-10c Land, buildings and equipment, netStart of year $15,277$13,453
X-15 Other assetsStart of year $14,832$16,759
X-16 Total assetsStart of year $1,215,511$1,401,206
X-17 Accounts payable and accrued expensesStart of year $32,825$28,092
X-25 Other liabilitiesStart of year $1,109,351$1,299,066
X-26 Total liabilitiesStart of year $1,142,176$1,327,158
X-29 Capital stock or trust principalStart of year $0$0
X-30 Paid-in or capital surplusStart of year $0$0
X-31 Retained earnings or endowmentStart of year $73,335$74,048
X-32 Total net assets or fund balancesStart of year $73,335$74,048
X-33 Total liabilities and net assetsStart of year $1,215,511$1,401,206
Part XI · Reconciliation of net assets $74,048 net assets at year end
XI-1 Total revenue$110,880
XI-2 Total expenses$110,516
XI-3 Revenue less expenses$364
XI-4 Net assets at start of year$73,335
XI-5 Net unrealized gains (losses) on investments$0
XI-6 Donated services and use of facilities$0
XI-7 Investment expenses$0
XI-8 Prior period adjustments$0
XI-9 Other changes in net assets$349
XI-10 Net assets at end of year$74,048

Form 990 e-file (XML) FY2020 from the IRS · Classification, formation year and address from the IRS Business Master File

Similar organizations you could support · Compare with another nonprofit

Names, privacy, and removal requests More

The names, titles, and compensation shown on this page are reproduced from IRS Form 990 filings, which are public records.

Philanthropy.org does not alter the content of those filings. All information appears exactly as reported by the filing organization for the tax year shown.

We publish only information contained in the public IRS filing — and less than the filing contains. Our profile pages do not display street addresses, telephone numbers, personal email addresses, or other personal contact information, even where the filing includes them.

Many people share the same name. A name shown on this page reflects only what one organization reported in one IRS filing for one tax year. It should not be interpreted as identifying any other individual with the same or a similar name.

If you are no longer affiliated with the organization, your name will generally stop appearing in future IRS filings once the organization no longer reports you. Pages for tax years in which you were reported remain published because those filings remain part of the public record.

Philanthropy.org does not alter or remove IRS filing records. Removing a page from this website would not remove the underlying IRS filing, which remains publicly available from the IRS and other publishers of the same information.

If you believe the IRS filing itself is inaccurate, corrections must be made by the filing organization or the IRS directly.

All figures are derived from public IRS Form 990 filings and are presented without evaluation of any organization. philanthropy.org does not rate, score, or rank organizations, including the pay comparisons above.