Hands for Life EIN 47-1325840

Hands for Life

EIN  47-1325840 Public charity (501(c)(3)) Phoenix, AZ Founded 2014
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Size
<$100K
What they do
Provides free chiropractic care and health education to financially struggling individuals.
Leadership
Mary Oberstein · President · $49K
Money in and out
$85K revenue, $92K expenses
Bottom line
0% program efficiency

Provides free chiropractic care and health education to financially struggling individuals. For fiscal year 2025 it reported $85K in revenue, $92K in expenses, and $79K in net assets.Pt I

Where the money goes · FY2025
Total revenue
$85K
Pt VIII · Ln 12
Total expenses
$92K
Pt IX · Ln 25
Net assets
$79K
Pt X · Ln 32
Revenue less expenses (Pt I · Ln 19): −$6K
Where spending went · Part IX cols B–D
Management & general $1.00
Program efficiency
0%
of spending reaches programs▼ -100% vs prior filing year
Operating runway
10.3mo
months of highly liquid reserves at operating expense rate▼ -7% vs prior filing year
Surplus margin
-8%
revenue over expenses, this year▲ +28% vs prior filing year

Summary of the Filing

Part I · fiscal year 2025 · Form 990
Revenue
$85K
FY2025▲ +2%
Expenses
$92K
FY2025▼ -1%
Total assets
$79K
FY2025▼ -8%
Total liabilities
$0
FY2025
Total revenue
$85K
Pt VIII · Ln 12
Total expenses
$92K
Pt IX · Ln 25
Net assets
$79K
Pt X · Ln 32
Revenue less expensesPt I · Ln 19−$6K
Total assetsPt X · Ln 16$79K
Program-expense ratioPt IX · col B0%
Voting members of governing bodyPt I · Ln 34
Independent voting membersPt I · Ln 43
Mission & Programs · Part III

Where the work happens

2 program services, described in the organization's own filed words · FY2025.
01

Through this outreach activity we provide chiropractic care to local people families and communities who may not be able to afford care or have access to this natural form of healthcare. We have also had numbers of doctors who have travelled to Mexico to provide free chiropractic care to people across the border.

Pt IX · col B
02

The purpose of this activity is to raise awareness of common health related topics and to provide information so that individuals can live a healthy well balanced life. This outreach activity includes health talks spinal screenings fundraisers sponsorship opportunities and connecting with other nonprofits to expand our reach and vision.

Pt IX · col B

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Identity & Classification

Form 990 Header · IRS Business Master File
Legal nameHdr · item CHands for Life
EINHdr · item D47-1325840
Principal addressHdr · item CPhoenix, AZ
WebsiteHdr · item Jwww.handsforlifenonprofit.org
Year of formationHdr · item L2014
State of legal domicileHdr · item MAZ
Exempt statusHdr · item I501(c)(3) · active
NTEE classificationIRS BMFCommunity Development (S40)
Ruling yearIRS BMFJul 2015

Governance & Policies

Part VI
Voting members of the governing bodyPt VI · Ln 1a4
Independent voting membersPt VI · Ln 1b3
Conflict-of-interest policyPt VI · Ln 12aYes
Whistleblower policyPt VI · Ln 13No
Document retention policyPt VI · Ln 14Yes
CEO/top-official compensation independently reviewedPt VI · Ln 15aNo
Family or business relationships among officers/directorsPt VI · Ln 2Yes

Officers, Directors & Key Employees

Part VII, Section A · reportable compensation
$48,750Pt VII · Sec A
Chapter Coordinator
$32,760Pt VII · Sec A

Mary Oberstein’s $49K as President is at the 84th percentile of top reported officer pay among 167 <$100K community development nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

Compensation history total reportable pay by year · 4 named individuals · Part VII

NameFY2025FY2024FY2023FY2021FY2020
Mary Oberstein$48,750$44,850$46,800$46,800$46,800
Morgan Oberstein$32,760$30,120$31,080$31,080
Morgan Blackburn$31,440
James Hook$11,856$15,678$18,390

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

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Statement of Revenue

Part VIII
Contributions & grants100%$85K
Total revenueLn 12$85K

Statement of Functional Expenses

Part IX · allocated across program, management, and fundraising
Allocation · columns B–D
Management & general $1.00
Management & general100%$92K
Total functional expensesLn 25$92K

Balance Sheet

Part X · end of year
CashLn 1$79K
Total assetsLn 16$79K
Total liabilitiesLn 26$0
Total net assetsLn 32$79K
Months of cash on handcomputed10.3

Financial Metrics

Form 990 · FY2025 · each ratio shown with the dollars behind it
Liquidity & Payout
Operating runway
Highly liquid reserves $79K · Operating expenses/yr $92K
10.3 months
Where the money goes
Program services
Program services $0 · Total expenses $92K
0%
Management & General
Management & general $92K · Total expenses $92K
100%
Fundraising
Fundraising $0 · Total expenses $92K
0%
Cost to raise $1
Fundraising expense (3-yr avg) $0 · Solicited contributions (3-yr avg) $28K
Solicited contributions below reporting floor
Where the money comes from
Contribution dependence
Contributions & grants $85K · Total revenue $85K
100%
Government reliance
Government grants $0 · Total revenue $85K
0%
Earned-income share
Program service revenue $0 · Total revenue $85K
0%
Investment reliance
Investment income $0 · Total revenue $85K
0%
Program self-sufficiency
Program service revenue $0 · Total expenses $92K
0%
Growth & trend
Revenue growth (YoY)
This year $85K · Prior year $84K
+2%
Revenue CAGR
FY2020 $108K · FY2025 $85K
-5%
Net-asset trend (YoY)
End of year $79K · Beginning of year —
Beginning net assets not meaningfully positive — showing dollar change
Balance sheet
Surplus Margin
Revenue $85K · Expenses $92K
-8%
Liabilities-to-Assets
Total liabilities — · Total assets $79K
Net-asset ratio
Net assets $79K · Total assets $79K
100%
Marketable Investment Share
Publicly traded securities (Pt X, ln 11) $0 · Other securities (Pt X, ln 12) $0 · Total assets (Pt X, ln 16) $79K
0%
People & payroll
Highest Reported Total Compensation
Individual Mary Oberstein · Reported title President · Highest reported compensation $49K · Total expenses $92K
53%
Personnel share
Salaries, benefits & payroll (Pt IX 5-10) $84K · Total expenses $92K
92%
Peer comparison

Same NTEE category, revenue band, and state where available. Descriptive — not a grade.

MetricThis orgPeer medianPercentile
Overhead ratio 100%
Revenue growth 2%

Straight from the Form 990 — descriptive, not an evaluation. A ratio is hidden when its base is zero or too small to be meaningful; the dollars are always shown.

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Filings & Schedule Manifest

Part IV
III · Programs I · Grants R · Related orgs G · Fundraising L · Interested persons A · Public support F · Foreign M · Noncash
FY2025 (Latest)$85K revenue · viewing · ⤓ 990 PDF
FY2024$84K revenue · ⤓ 990 PDF
FY2023$98K revenue · ⤓ 990 PDF
FY2022$112K revenue · ⤓ 990 PDF
FY2021$106K revenue · ⤓ 990 PDF
FY2020$108K revenue · ⤓ 990 PDF

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Sources

Every figure above is drawn from these filings
Form 990 e-file (XML) · FY2025IRS
Classification, formation year, addressIRS Business Master File
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