Christian Record Services INC EIN 47-0405439

Christian Record Services INC

EIN  47-0405439 Supporting organization Lincoln, NE Founded 1988
Form 990 (PDF) Compare with another nonprofit →
Verified accurate 9/3/26 · see original filing: IRS
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Size
$1–10M
What they do
Provides free Christian publications and programs for people who are legally blind.
Leadership
Lonnie Kreiter · VP for Finan · $89K
Money in and out
$2.2M revenue, $2.8M expenses
Bottom line
-29% net inflow

Provides free Christian publications and programs for people who are legally blind. For fiscal year 2025 it reported $2.2M in revenue, $2.8M in expenses, and $8.6M in net assets.Pt I

Money in and out · FY2025
Total revenue
$2.2M
Pt VIII · Ln 12
Total expenses
$2.8M
Pt IX · Ln 25
Net assets
$8.6M
Pt X · Ln 32
Revenue less expenses (Pt I · Ln 19): −$635K
Where spending went · Part IX cols B–D
Program services $0.70 Management & general $0.11 Fundraising $0.19
Net inflow
-29%
revenue over expenses, this year▼ -92% vs prior filing year
Pass-through gifts
86%
of revenue from contributions▲ +2% vs prior filing year
Program spending
70%
of expenses reach stated programs▼ -1% vs prior filing year

Summary of the Filing

Part I · fiscal year 2025 · Form 990
Revenue
$2.2M
FY2025▼ -5%
Expenses
$2.8M
FY2025▲ +7%
Total assets
$9.1M
FY2025▼ -5%
Total liabilities
$589K
FY2025▼ -10%
Total revenue
$2.2M
Pt VIII · Ln 12
Total expenses
$2.8M
Pt IX · Ln 25
Net assets
$8.6M
Pt X · Ln 32
Revenue less expensesPt I · Ln 19−$635K
Total assetsPt X · Ln 16$9.1M
Program-expense ratioPt IX · col B70%
Voting members of governing bodyPt I · Ln 317
Independent voting membersPt I · Ln 415
Mission & Programs · Part III

Where the work happens

3 program services account for $1.8M of program spending, described in the organization's own filed words · FY2025.
01

National Camps and Other Direct Services

Coordinate with national camps for blind children to send legally blind children and adults to camps at various locations across the united states. The camps give blind youth and adults the opportunity to come to a christian environment where they can fellowship together, participate in new activities, build confidence, improve physical…

$846Kprogram expense
02

Magazine subscriptions are available to clients who request them in braille, large print and audio. A selection of magazines are also available in spanish. The lending libarary lends more than 1,400 titles in audio. INSIGHT4VETS gifts solar-powered audio book players to united states military veterans who are blind.

$549Kprogram expense
03

Public Information and Education

The organization utilized postal mail, email. Speaking engagements, person-to-person contacts, social media, and a publicly-available website to inform and educate thousands of people about blindness and ways to relate to people who are blind. The organization also awarded college scholarships to qualified students.

$436Kprogram expense

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Identity & Classification

Form 990 Header · IRS Business Master File
Legal nameHdr · item CChristian Record Services INC
EINHdr · item D47-0405439
Principal addressHdr · item CLincoln, NE
WebsiteHdr · item Jwww.christianrecord.org
Year of formationHdr · item L1988
State of legal domicileHdr · item MNE
Exempt statusHdr · item I501(c)(3) · active
NTEE classificationIRS BMFHuman Services (P200)
Ruling yearIRS BMFJan 1980

Governance & Policies

Part VI
Voting members of the governing bodyPt VI · Ln 1a17
Independent voting membersPt VI · Ln 1b15
Conflict-of-interest policyPt VI · Ln 12aYes
Whistleblower policyPt VI · Ln 13Yes
Document retention policyPt VI · Ln 14Yes
CEO/top-official compensation independently reviewedPt VI · Ln 15aYes
Family or business relationships among officers/directorsPt VI · Ln 2No

Officers, Directors & Key Employees

Part VII, Section A · reportable compensation
VP for Finan
$89,487Pt VII · Sec A
Secretary/Fo
$62,536Pt VII · Sec A
Member/Curre
$22,741Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A

Lonnie Kreiter’s $89K as VP for Finan is at the 26th percentile of top reported officer pay among 3864 $1–10M human services nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

Compensation history total reportable pay by year · 3 named individuals · Part VII

NameFY2025FY2024FY2023FY2022FY2021FY2020
Lonnie Kreiter$89,487$84,689$80,513$74,882$74,648$69,733
Diane Thurber$62,536$87,481$83,275$77,329$77,046$71,367
Dexter Thomas$22,741

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

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Statement of Revenue

Part VIII
Contributions & grants$1.9M · 86%
Investment income$189K · 9%
Other revenue$118K · 5%
Contributions & grants86%$1.9M
Investment income9%$189K
Other revenue5%$118K
Total revenueLn 12$2.2M

Statement of Functional Expenses

Part IX · allocated across program, management, and fundraising
Allocation · columns B–D
Program services $0.70 Management & general $0.11 Fundraising $0.19
Program services70%$1.9M
Management & general11%$320K
Fundraising19%$522K
Total functional expensesLn 25$2.8M

Balance Sheet

Part X · end of year
CashLn 1$3.9M
Total assetsLn 16$9.1M
Total liabilitiesLn 26$589K
Total net assetsLn 32$8.6M
Months of cash on handcomputed16.9

Financial Metrics

Form 990 · FY2025 · each ratio shown with the dollars behind it
Liquidity & Payout
Operating runway
Highly liquid reserves $5.2M · Operating expenses/yr $2.8M
22.3 months
Where the money goes
Program services
Program services $1.9M · Total expenses $2.8M
70%
Management & General
Management & general $320K · Total expenses $2.8M
11%
Fundraising
Fundraising $522K · Total expenses $2.8M
19%
Cost to raise $1
Fundraising expense (3-yr avg) $473K · Solicited contributions (3-yr avg) $2.1M
$0.22 to raise $1 (3-yr avg)
Where the money comes from
Contribution dependence
Contributions & grants $1.9M · Total revenue $2.2M
86%
Government reliance
Government grants — · Total revenue $2.2M
Earned-income share
Program service revenue $0 · Total revenue $2.2M
0%
Investment reliance
Investment income $189K · Total revenue $2.2M
+9%
Program self-sufficiency
Program service revenue $0 · Total expenses $2.8M
0%
Growth & trend
Revenue growth (YoY)
This year $2.2M · Prior year $2.3M
-5%
Revenue CAGR
FY2020 $2.3M · FY2025 $2.2M
-1%
Net-asset trend (YoY)
End of year $8.6M · Beginning of year —
Beginning net assets not meaningfully positive — showing dollar change
Balance sheet
Surplus Margin
Revenue $2.2M · Expenses $2.8M
-29%
Liabilities-to-Assets
Total liabilities — · Total assets $9.1M
Net-asset ratio
Net assets $8.6M · Total assets $9.1M
94%
Marketable Investment Share
Publicly traded securities (Pt X, ln 11) $1.3M · Other securities (Pt X, ln 12) — · Total assets (Pt X, ln 16) $9.1M
14%
People & payroll
Highest Reported Total Compensation
Individual Lonnie Kreiter · Reported title VP FOR FINAN · Highest reported compensation $89K · Total expenses $2.8M
3%
Personnel share
Salaries, benefits & payroll (Pt IX 5-10) $1.8M · Total expenses $2.8M
64%
Peer comparison

Same NTEE category, revenue band, and state where available. Descriptive — not a grade.

MetricThis orgPeer medianPercentile
Program ratio 70%
Overhead ratio 11%
Fundraising cost ratio 28%
Revenue growth -5%

Straight from the Form 990 — descriptive, not an evaluation. A ratio is hidden when its base is zero or too small to be meaningful; the dollars are always shown.

Grants

Schedule I · received and paid
Grants received · FY2025
Total grants receivedfrom 1 funder$1K
Grants paid · 6 grants · $448K · 2020–2025
Unitemized GrantFY2025$87,003
Unitemized GrantFY2024$98,118
Unitemized GrantFY2023$88,610
Unitemized GrantFY2022$74,870
Unitemized GrantFY2021$62,125
Unitemized GrantFY2020$37,163

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Filings & Schedule Manifest

Part IV
III · Programs I · Grants R · Related orgs G · Fundraising L · Interested persons A · Public support F · Foreign M · Noncash
FY2025 (Latest)$2.2M revenue · viewing · ⤓ 990 PDF
FY2024$2.3M revenue · ⤓ 990 PDF
FY2023$3.1M revenue · ⤓ 990 PDF
FY2022$2.7M revenue · ⤓ 990 PDF
FY2021$2.4M revenue · ⤓ 990 PDF
FY2020$2.3M revenue · ⤓ 990 PDF

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Sources

Every figure above is drawn from these filings
Form 990 e-file (XML) · FY2025IRS
Classification, formation year, addressIRS Business Master File
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