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501(c)(3) charity; gifts are tax-deductible.
78¢ of each $1 spent went to programs.
$133K paid to officers and key staff.
Mission: Form 990 Part I, line 1 · Status: IRS Pub. 78 · Programs: Part IX · Pay: Part VII

Before you give

FY2021 · Form 990Independent: from IRS data, not the org
Download 990
IRS status
501(c)(3)
not on the IRS revocation list
Looks good: listed by the IRS and not on the revocation list.
IRS BMF · Auto-Revocation List
Tax-deductible gifts
Yes
Donations are tax-deductible
Looks good: the IRS lists gifts to it as deductible.
IRS Pub. 78 · IRS BMF
Latest return
FY2025
latest Form 990
Looks good: the latest return is for FY2025, 1 tax year back; within 2 tax years.
IRS e-file · Filing history
Surplus or deficit
3 of 5
filings with a surplus
Average surplus $135K a year · 4% of revenue · last 5 filings
Worth a look: a surplus in 3 of the last 5 filings.
Pt I · Ln 19 · 5 filings
Spent on programs
78%
of spending
Looks good: 78% of spending went to programs; 75% or more.
Pt IX · Ln 25 · col B
Pay to officers and key staff
$133K
to officers and key staff · 4% of spending
Looks good: pay to officers and key staff is 4% of spending; 15% or less.
Pt VII · Sec A
9 mo
of spending, in cash
Looks good: 9.2 months of spending in cash; 3 or more.
Pt X · Ln 1–2 · Pt I · Ln 18
Named funders
1
named funder · $25K
Fine: 1 funder names it on their filings; under 3.
Funders’ Sch. I, 990-PF
Liabilities
$405K
15% of total assets
Looks good: liabilities are 15% of assets; 50% or less.
Pt X · Ln 26
Independent board members
4
of 6 voting members
Looks good: 4 of 6 voting members are independent, a majority.
Pt VI · Ln 1a–1b
Looks goodFineWorth a lookConcernNo data yetTap a box for the reason.
Revenue
$3.8M
Spent
$3.3M
To programs
78%
Net assets
$2.3M
By yearFY2021–FY2025
Revenue
$3.8M
FY2021
Tap a bar for its year
Revenue by fiscal year
FY2021$3.8M
FY2022$3.8M
FY2023$4.0M
FY2024$3.1M
FY2025$2.3M
Expenses
$3.3M
FY2021
Tap a bar for its year
Expenses by fiscal year
FY2021$3.3M
FY2022$4.0M
FY2023$3.3M
FY2024$2.5M
FY2025$3.2M
Net assets
$2.3M
FY2021
Tap a bar for its year
Net assets by fiscal year
FY2021$2.3M
FY2022$2.1M
FY2023$2.8M
FY2024$3.3M
FY2025$481K

From the FY2021 Form 990 (year ending June 2021) · figures checked against the IRS filing · see the original

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You’re viewing the FY2021 filing — not the latest on file. See the latest (FY2025) →

Is it real?

Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in Dec 2013.

IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File

Where the money goes

78 cents of each dollar spent went to programs.

Program services 78% · $2.6M Management & general 12% · $391K Fundraising 10% · $325K

Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.

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Who runs it and what they're paid

7 people listed on the 990; $133K paid to officers and key staff.

Part VII, Section A · reportable compensation · most recent filed roster (FY2020); the FY2021 filing did not itemize Part VII
President/ CEO
$133,330Pt VII · Sec A
Treasurer
$0Pt VII · Sec A
Treasurer
$0Pt VII · Sec A
$0Pt VII · Sec A
Board Member
$0Pt VII · Sec A
Board Member
$0Pt VII · Sec A
Board Member
$0Pt VII · Sec A

Lisa Roberts Thru 6625’s $197K as Cdo is at the 75th percentile of top reported officer pay among 1168 $1–10M international nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

Compensation history total reportable pay by year · 8 named individuals · Part VII

NameFY2025FY2024FY2023FY2022FY2021
Frederic Fransen—$182,594$218,350$171,914$133,330
Lisa Roberts Thru 6625$197,373————
Frederic Fransen Thru 63025$191,055————
Lisa Roberts—$178,927$166,942——
Michael Lindell——$165,750$137,251—
Jonathan Moody———$120,206—
Julie Smitherman Thru 4425$117,811————
Kris Bertelsen Thru 12625$110,493————

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

See Certell INC executive salaries →

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Questions the 990 asks

The form asks each of these directly. These are the filed answers.

  • Family or business ties among officersPt VI · Ln 2No
  • Top official's pay set by an independent reviewPt VI · Ln 15aYes

Programs and updates

Equips tech-savvy students with quality digital learning to think independently and contribute responsibly.

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Provided by the organization

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3 programs · $2.6M · in their own filed words · FY2020
01

Certell@schoolthis organization is working with leading scholars to create world-class digital, multimedia social studies curricula in economics and personal finance, american government, american history and world history.

$1.5Mprogram expense
02

Certell@work the organization offers fee-based, hybrid adult education courses, beginning with personal finance and economic literacy. These short courses are based upon the semester long versions the organization distributes to teachers.

$760Kprogram expense
03

Certell@round the worldthe organization seeks to accelerate the leveling of the educational playing field by developing content designed to promote prosperity and good citizenship globally.

$330Kprogram expense

Funders

Who pays for it.

From grant filings on record. Receipts are incomplete: individual donors are never listed.

Grants

Schedule I · received and paid
Grants received · FY2025
Total grants receivedfrom 1 funder$25K
Grants paid · 3 grants · $787K · 2020–2024
Ameritas College INCWV · FY2024$750,000

By the numbers

The FY2021 990, line by line.

1The main four
Money inPt VIII
$3.8M
Ln 12
Gifts and grantsLn 1h$3.8M
Fees for servicesLn 2g$10K
Investment incomeLn 3$4K
Money outPt IX
$3.3M
Ln 25
Programscol B$2.6M
Managementcol C$391K
Fundraisingcol D$325K
Owns and owesPt X
$2.3M
net assets · Ln 32
Cash and savingsLn 1–2$2.5M
Total assetsLn 16$2.7M
LiabilitiesLn 26$405K
PeoplePt VI, VII
7
listed · VII A
PaidVII A1
Voting boardVI 1a6
IndependentVI 1b4
2In more detail
Revenue in detailPt VIII
Gifts and grantsLn 1h$3.8M
Fees for servicesLn 2g$10K
Investment incomeLn 3$4K
Total revenueLn 12$3.8M
Assets in detailPt X, end of year
CashLn 1$1.8M
SavingsLn 2$749K
Cash and savings togetherLn 1–2$2.5M
Land, buildings, equipmentLn 10c$78K
Total assetsLn 16$2.7M
LiabilitiesLn 26$405K
Net assetsLn 32$2.3M
OperationsPt I, VI
EmployeesI 524
VolunteersI 65
Fiscal year endsHeaderJune
Conflict-of-interest policyVI 12aYes
Whistleblower policyVI 13Yes
Records policyVI 14Yes
3Year over year
Balance sheet, start vs end of yearPt X · col A, B
LineStart FY21End FY21
Cash and savingsLn 1–2$1.8M$2.5M
Land, buildings, equipmentLn 10c$102K$78K
Total assetsLn 16$1.9M$2.7M
LiabilitiesLn 26$109K$405K
Net assetsLn 32$1.8M$2.3M
4Every line
Statement of functional expensesPt IX · every line
LineTotalProgramsManagementFundraising
Grants to domestic organizationsLn 1$37K$37K
Pay of current officers, directors and key staffLn 5$167K$87K$60K$20K
Other salaries and wagesLn 7$934K$666K$97K$171K
Pension plan contributionsLn 8$14K$11K$549$3K
Other employee benefitsLn 9$42K$32K$2K$8K
Payroll taxesLn 10$82K$56K$11K$14K
Legal feesLn 11b$36K$30K$6K
Accounting feesLn 11c$42K$6$42K
Other fees for servicesLn 11g$1.5M$1.4M$138K$34K
Advertising and promotionLn 12$54K$44K$677$10K
Office expensesLn 13$45K$37K$565$8K
Information technologyLn 14$78K$56K$7K$15K
OccupancyLn 16$46K$33K$4K$9K
TravelLn 17$57K$41K$7K$9K
Conferences, conventions and meetingsLn 19$22K$16K$3K$3K
Depreciation, depletion and amortizationLn 22$27K$19K$2K$5K
InsuranceLn 23$7K$5K$83$1K
Other expenses (24a–d)Ln 24$38K$14K$10K$14K
Total functional expensesLn 25$3.3M$2.6M$391K$325K

Filing history

YearMoney inMoney outIn minus outNet assetsDownload
FY2025 Latest $2.3M$3.2M−$878K$481K 990 PDF
FY2024Filed with the IRS Nov 8, 2024 $3.1M$2.5M$550K$3.3M 990 PDF
FY2023Filed with the IRS Dec 19, 2023 $4.0M$3.3M$684K$2.8M 990 PDF
FY2022Filed with the IRS Mar 24, 2023 $3.8M$4.0M−$186K$2.1M 990 PDF
FY2021 ViewingFiled with the IRS Nov 12, 2021 $3.8M$3.3M$507K$2.3M 990 PDF

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Schedules filed Part IV

III · Programs R · Related orgs G · Fundraising L · Interested persons I · Grants A · Public support O · Explanations
See the full FY2021 990 (6 parts)
Part I · Summary $3,776,638 revenue, 12 lines filed
I-8 Contributions and grantsPrior year $1,999,500$3,763,500
I-9 Program service revenuePrior year $112,500$9,600
I-10 Investment incomePrior year $6,716$3,538
I-11 Other revenuePrior year $289$0
I-12 Total revenuePrior year $2,119,005$3,776,638
I-13 Grants and similar amounts paidPrior year $5,000$37,000
I-14 Benefits paid to membersPrior year $0$0
I-15 Salaries and benefitsPrior year $806,900$1,239,246
I-16a Professional fundraising feesPrior year $0$0
I-17 Other expensesPrior year $1,644,305$1,993,794
I-18 Total expensesPrior year $2,456,205$3,270,040
I-19 Revenue less expensesPrior year −$337,200$506,598
Part VI · Governance 4 of 6 board members independent, no flags
VI-1a Voting members of the governing body6
VI-1b Independent voting members4
VI-2 Family or business relationship among officers or directorsNo
VI-12a Written conflict of interest policyYes
VI-13 Written whistleblower policyYes
VI-14 Document retention and destruction policyYes
VI-15a Process for setting top official's payYes
Part VIII · Statement of revenue $3,776,638 across 5 lines filed
VIII-1f All other contributions, gifts and grants$3,763,500
VIII-1h Total contributions, gifts and grants$3,763,500
VIII-2a-f Program service revenue, itemized rows (sum of 2a–2f as filed)Related to mission $9,600$9,600
VIII-3 Investment incomeExcluded from tax $3,538$3,538
VIII-12 Total revenueRelated to mission $9,600 · Unrelated business $0 · Excluded from tax $3,538$3,776,638
Part IX · Statement of functional expenses $3,270,040 across 18 lines filed
IX-1 Grants to domestic organizationsPrograms $37,000$37,000
IX-5 Pay of current officers, directors and key staffPrograms $86,663 · Management $59,998 · Fundraising $19,999$166,660
IX-7 Other salaries and wagesPrograms $666,301 · Management $96,623 · Fundraising $171,491$934,415
IX-8 Pension plan contributionsPrograms $11,020 · Management $549 · Fundraising $2,887$14,456
IX-9 Other employee benefitsPrograms $31,701 · Management $2,182 · Fundraising $8,277$42,160
IX-10 Payroll taxesPrograms $56,053 · Management $11,226 · Fundraising $14,276$81,555
IX-11b Legal feesPrograms $30,156 · Management $6,234$36,390
IX-11c Accounting feesPrograms $6 · Management $41,869$41,875
IX-11g Other fees for servicesPrograms $1,369,077 · Management $137,676 · Fundraising $33,953$1,540,706
IX-12 Advertising and promotionPrograms $44,057 · Management $677 · Fundraising $9,541$54,275
IX-13 Office expensesPrograms $36,793 · Management $565 · Fundraising $7,968$45,326
IX-14 Information technologyPrograms $55,965 · Management $6,926 · Fundraising $14,844$77,735
IX-16 OccupancyPrograms $33,466 · Management $4,142 · Fundraising $8,877$46,485
IX-17 TravelPrograms $41,430 · Management $7,181 · Fundraising $8,847$57,458
IX-19 Conferences, conventions and meetingsPrograms $16,053 · Management $2,783 · Fundraising $3,427$22,263
IX-22 Depreciation, depletion and amortizationPrograms $19,403 · Management $2,401 · Fundraising $5,147$26,951
IX-23 InsurancePrograms $5,408 · Management $83 · Fundraising $1,171$6,662
IX-24 Other expenses (24a–d)Programs $13,650 · Management $9,855 · Fundraising $14,163$37,668
IX-25 Total functional expensesPrograms $2,554,202 · Management $390,970 · Fundraising $324,868$3,270,040
Part X · Balance sheet $2,701,221 assets, 13 lines filed
Asset lines not itemized here account for $22,635; see the IRS return.
X-1 Cash, non-interest-bearingStart of year $873,224$1,758,335
X-2 Savings and temporary cash investmentsStart of year $897,539$749,343
X-3 Pledges and grants receivableStart of year $0$50,000
X-9 Prepaid expenses and deferred chargesStart of year $24,815$42,496
X-10c Land, buildings and equipment, netStart of year $102,233$78,412
X-16 Total assetsStart of year $1,897,811$2,701,221
X-17 Accounts payable and accrued expensesStart of year $108,605$205,827
X-24 Unsecured notes and loans payableStart of year $0$199,590
X-26 Total liabilitiesStart of year $108,605$405,417
X-27 Net assets without donor restrictionsStart of year $1,689,626$2,164,495
X-28 Net assets with donor restrictionsStart of year $99,580$131,309
X-32 Total net assets or fund balancesStart of year $1,789,206$2,295,804
X-33 Total liabilities and net assetsStart of year $1,897,811$2,701,221
Part XI · Reconciliation of net assets $2,295,804 net assets at year end
XI-1 Total revenue$3,776,638
XI-2 Total expenses$3,270,040
XI-3 Revenue less expenses$506,598
XI-4 Net assets at start of year$1,789,206
XI-9 Other changes in net assets$0
XI-10 Net assets at end of year$2,295,804

Form 990 e-file (XML) FY2021 from the IRS · Classification, formation year and address from the IRS Business Master File

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