Bridges to Malawi EIN 46-1532341 Form 990 (PDF) Claim this org

Bridges to Malawi

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Improves lives in Malawi through healthcare, clean water, and microfinance. For fiscal year 2025 it reported $225K in revenue, $231K in expenses, and $74K in net assets.Pt I

Type
Public charity (501(c)(3)) · Health Care
Location
Hudson, MA
Website
bridgestomalawi.org
Filings
5 on file (2021–2025)
Revenue
$225KFY2025
Expenses
$231K
Net assets
$74K
People
5
Filings
5
Updates
0
More identity details & actions ⌄
EIN  46-1532341 Public charity (501(c)(3)) Hudson, MA
Form 990 (PDF)
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Size
$100K–1M
What they do
Improves lives in Malawi through healthcare, clean water, and microfinance.
Leadership
Cynthia Deruyter · Director
Money in and out
$225K revenue, $231K expenses
Bottom line
99% program efficiency
Where the money goes · FY2025
Total revenue
$225K
Pt VIII · Ln 12
Total expenses
$231K
Pt IX · Ln 25
Net assets
$74K
Pt X · Ln 32
Revenue less expenses (Pt I · Ln 19): −$6K
Where spending went · Part IX cols B–D
Program services $0.99 Management & general $0.01 Fundraising $0.01
Program efficiency
99%
of spending reaches programs<0.01% vs prior filing year
Operating runway
3.8mo
months of highly liquid reserves at operating expense rate▼ -17% vs prior filing year
Surplus margin
-3%
revenue over expenses, this year▼ -176% vs prior filing year

Summary of the Filing

Part I · fiscal year 2025 · Form 990
Revenue
$225K
FY2025▼ -19%
Expenses
$231K
FY2025▼ -14%
Total assets
$74K
FY2025▼ -7%
Total liabilities
$0
FY2025
Total revenue
$225K
Pt VIII · Ln 12
Total expenses
$231K
Pt IX · Ln 25
Net assets
$74K
Pt X · Ln 32
Revenue less expensesPt I · Ln 19−$6K
Total assetsPt X · Ln 16$74K
Program-expense ratioPt IX · col B99%
Voting members of governing bodyPt I · Ln 35
Independent voting membersPt I · Ln 45
Mission & Programs · Part III

Where the work happens

3 program services account for $220K of program spending, described in the organization's own filed words · FY2025.
01

Agriculture

Establishment of a dairy cooperative project; promoting conservation agriculture; chicken pass on project; direct monetary farmer support

$149Kprogram expense
02

Education Project

Donated laptops are capable of containing a wealth of information that Malawian students would not otherwise have access to. They provide an opportunity to learn computer skills that are valuable for work in the city, while also providing knowledge on how to farm more effectively for those who wish to stay.

$44Kprogram expense
03

Medical Project

This is done by recruiting American healthcare providers with various abilities/specialties to travel to Malawi and work closely with members of the over-worked and under-resourced Malawian healthcare system, by providing as much material support as possible via acquisition of desperately needed medical supplies and medications, and by…

$27Kprogram expense

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Identity & Classification

Form 990 Header · IRS Business Master File
Legal nameHdr · item CBridges to Malawi
EINHdr · item D46-1532341
Principal addressHdr · item CHudson, MA
WebsiteHdr · item Jbridgestomalawi.org
Year of formationHdr · item Lpending
State of legal domicileHdr · item MMA
Exempt statusHdr · item I501(c)(3) · active
NTEE classificationIRS BMFHealth Care (E70)
Ruling yearIRS BMFJul 2014

Governance & Policies

Part VI
Voting members of the governing bodyPt VI · Ln 1a5
Independent voting membersPt VI · Ln 1b5
Conflict-of-interest policyPt VI · Ln 12aNo
Whistleblower policyPt VI · Ln 13No
Document retention policyPt VI · Ln 14No
CEO/top-official compensation independently reviewedPt VI · Ln 15aNo
Family or business relationships among officers/directorsPt VI · Ln 2Yes

Officers, Directors & Key Employees

Part VII, Section A · reportable compensation
$0Pt VII · Sec A
$0Pt VII · Sec A
Secretary
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
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Statement of Revenue

Part VIII
Contributions & grants$210K · 94%
Investment income$14K · 6%
Contributions & grants94%$210K
Investment income6%$14K
Total revenueLn 12$225K

Statement of Functional Expenses

Part IX · allocated across program, management, and fundraising
Allocation · columns B–D
Program services $0.99 Management & general $0.01 Fundraising $0.01
Program services99%$228K
Management & general1%$1K
Fundraising1%$1K
Total functional expensesLn 25$231K

Balance Sheet

Part X · end of year
CashLn 1$2K
Total assetsLn 16$74K
Total liabilitiesLn 26$0
Total net assetsLn 32$74K
Months of cash on handcomputed0.1

Financial Metrics

Form 990 · FY2025 · each ratio shown with the dollars behind it
Liquidity & Payout
Operating runway
Highly liquid reserves $74K · Operating expenses/yr $231K
3.8 months
Where the money goes
Program services
Program services $228K · Total expenses $231K
99%
Management & General
Management & general $1K · Total expenses $231K
0.6%
Fundraising
Fundraising $1K · Total expenses $231K
0.6%
Cost to raise $1
Fundraising expense (3-yr avg) $512 · Solicited contributions (3-yr avg) $247K
$0.00 to raise $1 (3-yr avg)
Where the money comes from
Contribution dependence
Contributions & grants $210K · Total revenue $225K
94%
Government reliance
Government grants $0 · Total revenue $225K
0%
Earned-income share
Program service revenue $0 · Total revenue $225K
0%
Investment reliance
Investment income $14K · Total revenue $225K
+6%
Program self-sufficiency
Program service revenue $0 · Total expenses $231K
0%
Growth & trend
Revenue growth (YoY)
This year $225K · Prior year $277K
-19%
Revenue CAGR
FY2021 $203K · FY2025 $225K
+3%
Net-asset trend (YoY)
End of year $74K · Beginning of year —
Beginning net assets not meaningfully positive — showing dollar change
Balance sheet
Surplus Margin
Revenue $225K · Expenses $231K
-3%
Liabilities-to-Assets
Total liabilities — · Total assets $74K
Net-asset ratio
Net assets $74K · Total assets $74K
100%
Marketable Investment Share
Publicly traded securities (Pt X, ln 11) $71K · Other securities (Pt X, ln 12) — · Total assets (Pt X, ln 16) $74K
97%
People & payroll
Highest Reported Total Compensation
Individual Cynthia Deruyter · Reported title Director · Highest reported compensation $0 · Total expenses $231K
0%
Personnel share
Salaries, benefits & payroll (Pt IX 5-10) — · Total expenses $231K
Peer comparison

Same NTEE category, revenue band, and state where available. Descriptive — not a grade.

MetricThis orgPeer medianPercentile
Program ratio 99%
Overhead ratio 0.6%
Fundraising cost ratio 0.6%
Revenue growth -19%

Straight from the Form 990 — descriptive, not an evaluation. A ratio is hidden when its base is zero or too small to be meaningful; the dollars are always shown.

Grants

Schedule I · funders on record
Grants received · FY2024
Total grants receivedfrom 3 funders$56K
See all 3 funders →

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Filings & Schedule Manifest

Part IV
III · Programs I · Grants R · Related orgs G · Fundraising L · Interested persons A · Public support F · Foreign M · Noncash
FY2025 (Latest)$225K revenue · viewing · ⤓ 990 PDF
FY2024$277K revenue · ⤓ 990 PDF
FY2023$253K revenue · ⤓ 990 PDF
FY2022$212K revenue · ⤓ 990 PDF
FY2021$203K revenue · ⤓ 990 PDF

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Sources

Every figure above is drawn from these filings
Form 990 e-file (XML) · FY2025IRS
Classification, formation year, addressIRS Business Master File
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