Straw to Bread EIN 45-4610619 Form 990 (PDF) Claim this org

Straw to Bread

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Empowers people in Western Kenya with resources for better physical, educational, and spiritual lives. For fiscal year 2025 it reported $827K in revenue, $686K in expenses, and $188K in net assets.Pt I

Type
Public charity (501(c)(3)) · International
Location
Dunedin, FL
Website
strawtobread.org
Filings
5 on file (2021–2025)
Revenue
$827KFY2025
Expenses
$686K
Net assets
$188K
People
4
Filings
5
Updates
0
More identity details & actions ⌄
EIN  45-4610619 Public charity (501(c)(3)) Dunedin, FL
Form 990 (PDF)
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Size
$100K–1M
What they do
Empowers people in Western Kenya with resources for better physical, educational, and spiritual lives.
Leadership
Lisa Baker · Director
Money in and out
$827K revenue, $686K expenses
Bottom line
99% program efficiency
Where the money goes · FY2025
Total revenue
$827K
Pt VIII · Ln 12
Total expenses
$686K
Pt IX · Ln 25
Net assets
$188K
Pt X · Ln 32
Revenue less expenses (Pt I · Ln 19): $141K
Where spending went · Part IX cols B–D
Program services $0.99 Management & general $0.01 Fundraising $0.00
Program efficiency
99%
of spending reaches programs▲ +2% vs prior filing year
Operating runway
3.3mo
months of highly liquid reserves at operating expense rate▲ +200% vs prior filing year
Surplus margin
+17%
revenue over expenses, this year▲ +258% vs prior filing year

Summary of the Filing

Part I · fiscal year 2025 · Form 990
Revenue
$827K
FY2025▲ +76%
Expenses
$686K
FY2025▲ +32%
Total assets
$188K
FY2025▲ +303%
Total liabilities
$0
FY2025
Total revenue
$827K
Pt VIII · Ln 12
Total expenses
$686K
Pt IX · Ln 25
Net assets
$188K
Pt X · Ln 32
Revenue less expensesPt I · Ln 19$141K
Total assetsPt X · Ln 16$188K
Program-expense ratioPt IX · col B99%
Voting members of governing bodyPt I · Ln 39
Independent voting membersPt I · Ln 49

Identity & Classification

Form 990 Header · IRS Business Master File
Legal nameHdr · item CStraw to Bread
EINHdr · item D45-4610619
Principal addressHdr · item CDunedin, FL
WebsiteHdr · item Jstrawtobread.org
Year of formationHdr · item Lpending
State of legal domicileHdr · item MFL
Exempt statusHdr · item I501(c)(3) · active
NTEE classificationIRS BMFInternational (Q33)
Ruling yearIRS BMFJun 2014

Governance & Policies

Part VI
Voting members of the governing bodyPt VI · Ln 1a9
Independent voting membersPt VI · Ln 1b9
Conflict-of-interest policyPt VI · Ln 12aNo
Whistleblower policyPt VI · Ln 13No
Document retention policyPt VI · Ln 14Yes
CEO/top-official compensation independently reviewedPt VI · Ln 15aNo
Family or business relationships among officers/directorsPt VI · Ln 2No

Officers, Directors & Key Employees

Part VII, Section A · reportable compensation · most recent filed roster (FY2024); the FY2025 filing did not itemize Part VII
Director
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
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Mission & Programs · Part III

Where the work happens

2 program services account for $678K of program spending, described in the organization's own filed words · FY2024.
01

Provision of supplies and support for the indigenous people of the nyakach plateau throughout the year including support for education, healthcare and humanitarian aid

$536Kprogram expense
02

Mission trip to kenya to provide healthcare, support, training and resources to the indigenous people of the nyakach plateau. College students, professors and medical professionals traveled to the are to provide these services for the kenyan people

$142Kprogram expense

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Statement of Revenue

Part VIII
Contributions & grants100%$827K
Investment income$2
Total revenueLn 12$827K

Statement of Functional Expenses

Part IX · allocated across program, management, and fundraising
Allocation · columns B–D
Program services $0.99 Management & general $0.01 Fundraising $0.00
Program services99%$678K
Management & general1%$6K
Fundraising$3K
Total functional expensesLn 25$686K

Balance Sheet

Part X · end of year
CashLn 1$188K
Total assetsLn 16$188K
Total liabilitiesLn 26$0
Total net assetsLn 32$188K
Months of cash on handcomputed3.3

Financial Metrics

Form 990 · FY2025 · each ratio shown with the dollars behind it
Liquidity & Payout
Operating runway
Highly liquid reserves $188K · Operating expenses/yr $686K
3.3 months
Where the money goes
Program services
Program services $678K · Total expenses $686K
99%
Management & General
Management & general $6K · Total expenses $686K
0.9%
Fundraising
Fundraising $3K · Total expenses $686K
0.4%
Cost to raise $1
Fundraising expense (3-yr avg) $6K · Solicited contributions (3-yr avg) $617K
$0.01 to raise $1 (3-yr avg)
Where the money comes from
Contribution dependence
Contributions & grants $827K · Total revenue $827K
100%
Government reliance
Government grants — · Total revenue $827K
Earned-income share
Program service revenue $0 · Total revenue $827K
0%
Investment reliance
Investment income $2 · Total revenue $827K
<0.01%
Program self-sufficiency
Program service revenue $0 · Total expenses $686K
0%
Growth & trend
Revenue growth (YoY)
This year $827K · Prior year $470K
+76%
Revenue CAGR
FY2020 $231K · FY2024 $827K
+38%
Net-asset trend (YoY)
End of year $188K · Beginning of year —
Beginning net assets not meaningfully positive — showing dollar change
Balance sheet
Surplus Margin
Revenue $827K · Expenses $686K
+17%
Liabilities-to-Assets
Total liabilities — · Total assets $188K
Net-asset ratio
Net assets $188K · Total assets $188K
100%
Marketable Investment Share
Publicly traded securities (Pt X, ln 11) — · Other securities (Pt X, ln 12) — · Total assets (Pt X, ln 16) $188K
Excludes program-related investments (Pt X, ln 13)
People & payroll
Highest Reported Total Compensation
Individual Lisa Baker · Reported title DIRECTOR · Highest reported compensation $0 · Total expenses $686K
0%
Personnel share
Salaries, benefits & payroll (Pt IX 5-10) $0 · Total expenses $686K
0%
Peer comparison

Same NTEE category, revenue band, and state where available. Descriptive — not a grade.

MetricThis orgPeer medianPercentile
Program ratio 99%
Overhead ratio 0.9%
Fundraising cost ratio 0.3%
Revenue growth 76%
Investment management fee ratio 0%
Legal fee ratio 0%
Accounting fee ratio 0%

Straight from the Form 990 — descriptive, not an evaluation. A ratio is hidden when its base is zero or too small to be meaningful; the dollars are always shown.

Grants

Schedule I · funders on record
Grants received · FY2024
See all 3 funders →

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Filings & Schedule Manifest

Part IV
III · Programs I · Grants R · Related orgs G · Fundraising L · Interested persons A · Public support F · Foreign M · Noncash
FY2025 (Latest)$827K revenue · viewing · ⤓ 990 PDF
FY2024$470K revenue · ⤓ 990 PDF
FY2023$553K revenue · ⤓ 990 PDF
FY2022$370K revenue · ⤓ 990 PDF
FY2021$231K revenue · ⤓ 990 PDF

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Sources

Every figure above is drawn from these filings
Form 990 e-file (XML) · FY2025IRS
Classification, formation year, addressIRS Business Master File
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