Needs Based Learning EIN 45-4422921 Form 990 (PDF) Claim this org

Needs Based Learning FY2024 filing

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Ensures a national supply of compassionate, community-minded healers for safety nets. For fiscal year 2024 it reported $648 in revenue, $124K in expenses, and $439K in net assets.Pt I

Type
Public charity (501(c)(3)) · Colleges & Universities
Location
Phoenix, AZ
Filings
5 on file (2021–2024)
Revenue
$648FY2024
Expenses
$124K
Net assets
$439K
People
12
Filings
5
Updates
0
More identity details & actions ⌄
EIN  45-4422921 Public charity (501(c)(3)) Phoenix, AZ
Form 990 (PDF)
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Size
$100K–1M
What they do
Ensures a national supply of compassionate, community-minded healers for safety nets.
Leadership
Thomas Curtin MD · President
Money in and out
$648 revenue, $124K expenses
Bottom line
98% program efficiency
Where the money goes · FY2024
Total revenue
$648
Pt VIII · Ln 12
Total expenses
$124K
Pt IX · Ln 25
Net assets
$439K
Pt X · Ln 32
Revenue less expenses (Pt I · Ln 19): −$124K
Where spending went · Part IX cols B–D
Program services $0.98 Management & general $0.02
Program efficiency
98%
of spending reaches programs
Operating runway
42.4mo
months of highly liquid reserves at operating expense rate
Surplus margin
-19069%
revenue over expenses, this year

Summary of the Filing

Part I · fiscal year 2024 · Form 990
Revenue
$648
FY2024▲ +22%
Expenses
$124K
FY2024▲ +120%
Total assets
$439K
FY2024▼ -22%
Total liabilities
$0
FY2024
Total revenue
$648
Pt VIII · Ln 12
Total expenses
$124K
Pt IX · Ln 25
Net assets
$439K
Pt X · Ln 32
Revenue less expensesPt I · Ln 19−$124K
Total assetsPt X · Ln 16$439K
Program-expense ratioPt IX · col B98%
Voting members of governing bodyPt I · Ln 312
Independent voting membersPt I · Ln 412
Mission & Programs · Part III

Where the work happens

1 program service account for $122K of program spending, described in the organization's own filed words · FY2023.
01

NBL continues to promote strategies, systems programs to improve the supply of community-minded, compassionate, committed healers for the national safety-net of community health centers. The organization works to bring the community health center movement, A.T.

$122Kprogram expense

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Identity & Classification

Form 990 Header · IRS Business Master File
Legal nameHdr · item CNeeds Based Learning
EINHdr · item D45-4422921
Principal addressHdr · item CPhoenix, AZ
WebsiteHdr · item Jnone reported
Year of formationHdr · item Lpending
State of legal domicileHdr · item MAZ
Exempt statusHdr · item I501(c)(3) · active
NTEE classificationIRS BMFColleges & Universities (B40)
Ruling yearIRS BMFMar 2025

Governance & Policies

Part VI
Voting members of the governing bodyPt VI · Ln 1a12
Independent voting membersPt VI · Ln 1b12
Conflict-of-interest policyPt VI · Ln 12aYes
Whistleblower policyPt VI · Ln 13Yes
Document retention policyPt VI · Ln 14Yes
CEO/top-official compensation independently reviewedPt VI · Ln 15aYes
Family or business relationships among officers/directorsPt VI · Ln 2No

Officers, Directors & Key Employees

Part VII, Section A · reportable compensation · most recent filed roster (FY2023); the FY2024 filing did not itemize Part VII
$0Pt VII · Sec A
Vice President
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
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Statement of Revenue

Part VIII
Investment income100%$648
Total revenueLn 12$648

Statement of Functional Expenses

Part IX · allocated across program, management, and fundraising
Allocation · columns B–D
Program services $0.98 Management & general $0.02
Program services98%$122K
Management & general2%$2K
Total functional expensesLn 25$124K

Balance Sheet

Part X · end of year
CashLn 1$439K
Total assetsLn 16$439K
Total liabilitiesLn 26$0
Total net assetsLn 32$439K
Months of cash on handcomputed42.4

Financial Metrics

Form 990 · FY2024 · each ratio shown with the dollars behind it
Liquidity & Payout
Operating runway
Highly liquid reserves $439K · Operating expenses/yr $124K
42.4 months
Where the money goes
Program services
Program services $122K · Total expenses $124K
98%
Management & General
Management & general $2K · Total expenses $124K
2%
Fundraising
Fundraising $0 · Total expenses $124K
0%
Cost to raise $1
Fundraising expense (3-yr avg) $0 · Solicited contributions (3-yr avg) $117K
Solicited contributions below reporting floor
Where the money comes from
Contribution dependence
Contributions & grants $0 · Total revenue $648
0%
Government reliance
Government grants — · Total revenue $648
Earned-income share
Program service revenue $0 · Total revenue $648
0%
Investment reliance
Investment income $648 · Total revenue $648
+100%
Program self-sufficiency
Program service revenue $0 · Total expenses $124K
0%
Growth & trend
Revenue growth (YoY)
This year $648 · Prior year $531
Prior-year revenue below floor — showing dollar change
Net-asset trend (YoY)
End of year $439K · Beginning of year —
Beginning net assets not meaningfully positive — showing dollar change
Balance sheet
Surplus Margin
Revenue $648 · Expenses $124K
-19069%
Liabilities-to-Assets
Total liabilities — · Total assets $439K
Net-asset ratio
Net assets $439K · Total assets $439K
100%
Marketable Investment Share
Publicly traded securities (Pt X, ln 11) — · Other securities (Pt X, ln 12) — · Total assets (Pt X, ln 16) $439K
Excludes program-related investments (Pt X, ln 13)
People & payroll
Highest Reported Total Compensation
Individual Thomas Curtin MD · Reported title PRESIDENT · Highest reported compensation $0 · Total expenses $124K
0%
Personnel share
Salaries, benefits & payroll (Pt IX 5-10) $0 · Total expenses $124K
0%
Peer comparison

Same NTEE category, revenue band, and state where available. Descriptive — not a grade.

MetricThis orgPeer medianPercentile
Program ratio 98%
Overhead ratio 2%
Revenue growth 22%
Investment management fee ratio 0%
Legal fee ratio 0%
Accounting fee ratio 0.6%

Straight from the Form 990 — descriptive, not an evaluation. A ratio is hidden when its base is zero or too small to be meaningful; the dollars are always shown.

Grants

Schedule I · funders on record
Grants received · FY2024
Total grants receivedfrom 1 funder$250K

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Filings & Schedule Manifest

Part IV
III · Programs I · Grants R · Related orgs G · Fundraising L · Interested persons A · Public support F · Foreign M · Noncash
FY2025 (Latest)$251K revenue · ⤓ 990 PDF
FY2024$648 revenue · viewing · ⤓ 990 PDF
FY2023$531 revenue · ⤓ 990 PDF
FY2022$350K revenue · ⤓ 990 PDF
FY2021$250K revenue · ⤓ 990 PDF

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Sources

Every figure above is drawn from these filings
Form 990 e-file (XML) · FY2024IRS
Classification, formation year, addressIRS Business Master File
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