Is it real?
Yes. Never revoked by the IRS. Latest filing on record: FY2025.
IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File
Who runs it and what they're paid
10 people listed on the 990; $78K paid to officers and key staff (Part VII, Section A).
Compensation history total reportable pay by year · 1 named individual · Part VII
| Name | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|---|
| Elisha Churchill | $77,674 | $75,465 | $71,261 | $67,096 | $68,788 | $67,667 |
Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.
See Kc Area Credit Union executive salaries →Questions the 990 asks
The form asks each of these directly. These are the filed answers.
- Family or business ties among officersPt VI · Ln 2Yes
- Top official's pay set by an independent reviewPt VI · Ln 15aYes
Programs and updates
Offers members high-quality financial services to improve their well-being and strengthen the credit union.
Questions for Kc Area Credit Union
Your first name shows with your question. Kc Area Credit Union answers here, for everyone.
Provides a source of credit to members at a fair and reasonable rate of interest. As of december 31, 2025, there were 394 member loans outstanding totaling $2,880,417.
Form 990 Part III, line 4, FY2025. The organization’s own words, as filed with the IRS. Find it at the IRS (EIN 44-0625085) · Dispute this lineProvides financial and financially related services to 1,963 members.
Form 990 Part III, line 4, FY2025. The organization’s own words, as filed with the IRS. Find it at the IRS (EIN 44-0625085) · Dispute this linePaid dividends on member deposits totaling $37,526 for the year.
Form 990 Part III, line 4, FY2025. The organization’s own words, as filed with the IRS. Find it at the IRS (EIN 44-0625085) · Dispute this lineBy the numbers
The FY2025 990, line by line.
Download 990
| Line | Start FY25 | End FY25 |
|---|---|---|
| Cash and savingsLn 1–2 | $6.5M | $7.3M |
| InvestmentsLn 11–13 | $72K | |
| Land, buildings, equipmentLn 10c | $99K | $79K |
| Total assetsLn 16 | $10.7M | $11.2M |
| LiabilitiesLn 26 | $8.8M | $9.2M |
| Net assetsLn 32 | $1.9M | $1.9M |
| Line | Total | Programs | Management | Fundraising |
|---|---|---|---|---|
| Pay of officers and key staff (Part IX, line 5)Ln 5 | $107K | |||
| Other salaries and wagesLn 7 | $122K | |||
| Other employee benefitsLn 9 | $37K | |||
| Payroll taxesLn 10 | $15K | |||
| Accounting feesLn 11c | $9K | |||
| Investment management feesLn 11f | $2K | |||
| Other fees for servicesLn 11g | $4K | |||
| Advertising and promotionLn 12 | $523 | |||
| Office expensesLn 13 | $88K | |||
| Information technologyLn 14 | $121K | |||
| OccupancyLn 16 | $12K | |||
| Depreciation, depletion and amortizationLn 22 | $29K | |||
| Other expenses (24a–d)Ln 24 | $96K | |||
| All other expensesLn 24e | $7K | |||
| Total functional expensesLn 25 | $648K |
Filing history
| Year | Money in | Money out | In minus out | Net assets | Download |
|---|---|---|---|---|---|
| FY2025 Latest ViewingFiled with the IRS Mar 19, 2026 | $737K | $648K | $89K | $1.9M | 990 PDF |
| FY2024Filed with the IRS May 13, 2025 | $716K | $632K | $83K | $1.9M | 990 PDF |
| FY2023Filed with the IRS Mar 25, 2024 | $690K | $614K | $77K | $1.8M | 990 PDF |
| FY2022Filed with the IRS Mar 12, 2023 | $528K | $531K | −$3K | $1.7M | 990 PDF |
| FY2021Filed with the IRS Mar 28, 2022 | $453K | $532K | −$79K | $1.7M | 990 PDF |
| FY2020Filed with the IRS Apr 12, 2021 | $493K | $496K | −$3K | $1.8M | 990 PDF |
Schedules filed Part IV
See the full FY2025 990
Part I · Summary $737,006 revenue, 12 lines filed
Part VI · Governance 9 of 9 board members independent, 2 to look at
Part VIII · Statement of revenue $737,006 across 3 lines filed
Part IX · Statement of functional expenses $647,904 across 14 lines filed
Part X · Balance sheet $11,167,898 assets, 16 lines filed
Part XI · Reconciliation of net assets $1,947,098 net assets at year end
Form 990 e-file (XML) FY2025 from the IRS · Classification, formation year and address from the IRS Business Master File
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