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Src Benefit Programs Trust FY2024 filing

Not tax-deductible

Springfield, MOMutual-benefit / member-servingSince 1994Mutual / membership EIN 43-6489905Revenue $10.1M in FY2024Latest return filed Dec 8, 2025

On file with the IRSSpringfield, MOTax-exempt since Oct 1995

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To provide healthcare benefits for its members

Form 990 Part I, line 1, FY2024. The organization’s own words, as filed with the IRS. Find it at the IRS (EIN 43-6489905) · Dispute this line
Mission: Form 990 Part I, line 1

Before you give

FY2024 · Form 990Independent: from IRS data, not the org
Download 990
Tax-deductible gifts
No
Donations are not tax-deductible
The IRS does not list gifts to it as deductible.
IRS Pub. 78 · IRS BMF
Latest return
FY2025
latest Form 990
The latest return is for FY2025, 1 tax year back.
IRS e-file · Filing history
Surplus or deficit
3 of 4
filings with a surplus
Average deficit $6K a year · 0.06% of revenue · last 4 filings
A surplus in 3 of the last 4 filings.
Pt I · Ln 19 · 4 filings
Spent on programs
0%
of spending
0% of spending went to programs.
Pt IX · Ln 25 · col B
Cash reserves
<0.1 mo
of spending, in cash
<0.1 months of spending in cash.
Pt X · Ln 1–2 · Pt I · Ln 18
Liabilities
$33K
34% of total assets
Liabilities are 34% of assets.
Pt X · Ln 26
Independent board members
0
of 3 voting members
None of 3 voting members are independent.
Pt VI · Ln 1a–1b
In line with peersDifferent from peersFar from peersNo peer rangeNo data yetTap a box for the reason.
Revenue
$10.1M
+0.7% vs prior year
Spent
$10.6M
To programs
0%
Net assets
$65K
By yearFY2021–FY2025
Revenue
$10.1M
FY2024▲ +0.7%
Tap a bar for its year
Revenue by fiscal year
FY2021$8.3M
FY2023$10.0M
FY2024$10.1M
FY2025$13.9M
Expenses
$10.6M
FY2024▲ +11%
Tap a bar for its year
Expenses by fiscal year
FY2021$8.3M
FY2023$9.5M
FY2024$10.6M
FY2025$13.9M
Net assets
$65K
FY2024▼ -89%
Tap a bar for its year
Net assets by fiscal year
FY2021$67K
FY2023$596K
FY2024$65K
FY2025$74K

From the FY2024 Form 990 (year ending January 2024) · figures checked against the IRS filing · see the original

990 PDF Support Claim
You’re viewing the FY2024 filing — not the latest on file. See the latest (FY2025) →

Is it real?

Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in Oct 1995.

IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File

Who runs it and what they're paid

4 people listed on the 990.

Part VII, Section A · reportable compensation · most recent filed roster (FY2023); the FY2024 filing did not itemize Part VII
Laura Ruzicka
Plan Adminis
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
See Src Benefit Programs Trust executive salaries →

Questions the 990 asks

The form asks each of these directly. These are the filed answers.

  • Family or business ties among officersPt VI · Ln 2No
  • Top official's pay set by an independent reviewPt VI · Ln 15aNo

Programs and updates

Offers healthcare benefits to its members.

Questions for Src Benefit Programs Trust

Tap to ask. Src Benefit Programs Trust sees how many people are interested.

Your first name shows with your question. Src Benefit Programs Trust answers here, for everyone.

2 programs · in their own filed words · FY2023
01

Premiums for health, disability & life insurance

Form 990 Part III, line 4, FY2023. The organization’s own words, as filed with the IRS. Find it at the IRS (EIN 43-6489905) · Dispute this line
Pt IX · Ln 25 · col B
02

Health care benefits paid for participants

Form 990 Part III, line 4, FY2023. The organization’s own words, as filed with the IRS. Find it at the IRS (EIN 43-6489905) · Dispute this line
Pt IX · Ln 25 · col B

By the numbers

The FY2024 990, line by line.

Download 990
from philanthropy.org
1The main four
Money inPt VIII
$10.1M
Ln 12
Fees for servicesLn 2g$10.1M
Money outPt IX
$10.6M
Ln 25
Owns and owesPt X
$65K
net assets · Ln 32
Cash and savingsLn 1–2$16K
Total assetsLn 16$98K
LiabilitiesLn 26$33K
PeoplePt VI, VII
4
listed · VII A
PaidVII A0
Voting boardVI 1a3
IndependentVI 1b0
2In more detail
Revenue in detailPt VIII
Fees for servicesLn 2g$10.1M
Total revenueLn 12$10.1M
Assets in detailPt X, end of year
CashLn 1$16K
Cash and savings togetherLn 1–2$16K
Accounts receivableLn 4$46K
Prepaid expenses and deferred chargesLn 9$36K
Total assetsLn 16$98K
LiabilitiesLn 26$33K
Net assetsLn 32$65K
OperationsPt I, VI
EmployeesI 50
VolunteersI 63
Fiscal year endsHeaderJanuary
Conflict-of-interest policyVI 12aYes
Whistleblower policyVI 13No
Records policyVI 14No
3Year over year
Balance sheet, start vs end of yearPt X · col A, B
LineStart FY24End FY24
Cash and savingsLn 1–2$635K$16K
Total assetsLn 16$1.0M$98K
LiabilitiesLn 26$415K$33K
Net assetsLn 32$596K$65K
4Every line
Statement of functional expensesPt IX · every line
LineTotalProgramsManagementFundraising
Benefits paid to or for membersLn 4$10.2M
Other fees for servicesLn 11g$394K
Total functional expensesLn 25$10.6M$0$0$0

Filing history

YearMoney inMoney outIn minus outNet assetsDownload
FY2025 LatestFiled with the IRS Dec 8, 2025 $13.9M$13.9M$9K$74K 990 PDF
FY2024 ViewingFiled with the IRS Nov 22, 2024 $10.1M$10.6M−$531K$65K 990 PDF
FY2023Filed with the IRS Dec 6, 2023 $10.0M$9.5M$478K$596K 990 PDF
FY2022 Not on file
FY2021Filed with the IRS Dec 6, 2021 $8.3M$8.3M$20K$67K 990 PDF

Schedules filed Part IV

A · Public support I · Grants O · Explanations
See the full FY2024 990
Part I · Summary $10,094,248 revenue, 12 lines filed
I-8 Contributions and grants$0
I-9 Program service revenuePrior year $10,026,834$10,094,248
I-10 Investment income$0
I-11 Other revenue$0
I-12 Total revenuePrior year $10,026,834$10,094,248
I-13 Grants and similar amounts paid$0
I-14 Benefits paid to membersPrior year $9,196,430$10,231,648
I-15 Salaries and benefits$0
I-16a Professional fundraising fees$0
I-17 Other expensesPrior year $352,535$393,965
I-18 Total expensesPrior year $9,548,965$10,625,613
I-19 Revenue less expensesPrior year $477,869−$531,365
Part VI · Governance 0 of 3 board members independent, 3 to look at
VI-1a Voting members of the governing body3
VI-1b Independent voting members0
VI-13 Written whistleblower policyNo
VI-14 Document retention and destruction policyNo
VI-15a Process for setting top official's payNo
VI-2 Family or business relationship among officers or directorsNo
VI-12a Written conflict of interest policyYes
Part VIII · Statement of revenue $10,094,248 across 2 lines filed
VIII-2a-f Program service revenue, itemized rows (sum of 2a–2f as filed)Related to mission $10,094,248$10,094,248
VIII-12 Total revenueRelated to mission $10,094,248$10,094,248
Part IX · Statement of functional expenses $10,625,613 across 2 lines filed
IX-4 Benefits paid to or for members$10,231,648
IX-11g Other fees for services$393,965
IX-25 Total functional expensesPrograms $0 · Management $0 · Fundraising $0$10,625,613
Part X · Balance sheet $97,649 assets, 9 lines filed
X-1 Cash, non-interest-bearingStart of year $634,606$15,778
X-4 Accounts receivableStart of year $344,887$45,591
X-9 Prepaid expenses and deferred chargesStart of year $31,057$36,280
X-16 Total assetsStart of year $1,010,550$97,649
X-17 Accounts payable and accrued expensesStart of year $414,592$33,056
X-26 Total liabilitiesStart of year $414,592$33,056
X-31 Retained earnings or endowmentStart of year $595,958$64,593
X-32 Total net assets or fund balancesStart of year $595,958$64,593
X-33 Total liabilities and net assetsStart of year $1,010,550$97,649
Part XI · Reconciliation of net assets $64,593 net assets at year end
XI-1 Total revenue$10,094,248
XI-2 Total expenses$10,625,613
XI-3 Revenue less expenses−$531,365
XI-4 Net assets at start of year$595,958
XI-10 Net assets at end of year$64,593

Form 990 e-file (XML) FY2024 from the IRS · Classification, formation year and address from the IRS Business Master File

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