Is it real?
Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in Sep 2001.
IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File
Where the money goes
89 cents of each dollar spent went to programs.
Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.
Who runs it and what they're paid
12 people listed on the 990.
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Questions the 990 asks
The form asks each of these directly. These are the filed answers.
- Family or business ties among officersPt VI · Ln 2No
- Top official's pay set by an independent reviewPt VI · Ln 15aNo
Programs and updates
Develops a secondary market to support community development financial institutions' small business loans.
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GRCT provides technical assistance and capital to nonprofit cdfis to help them originate more small business loans under $50,000 in size to borrowers who lack access to traditional bank loans, particularly entrepreneurs of color and women entrepreneurs in low-to-moderate income census tracts and with under $1 million of gross annual…
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Funders
Who pays for it.
From grant filings on record. Receipts are incomplete: individual donors are never listed.
Grants
By the numbers
The FY2021 990, line by line.
Download 990
| Line | Start FY21 | End FY21 |
|---|---|---|
| Cash and savingsLn 1–2 | $16K | $1.6M |
| Total assetsLn 16 | $16K | $3.3M |
| LiabilitiesLn 26 | $0 | $18K |
| Net assetsLn 32 | $16K | $3.3M |
| Line | Total | Programs | Management | Fundraising |
|---|---|---|---|---|
| Grants to domestic organizationsLn 1 | $63K | $63K | ||
| Legal feesLn 11b | $20K | $10K | $10K | |
| Accounting feesLn 11c | $24K | $24K | ||
| Other fees for servicesLn 11g | $301K | $287K | $7K | $7K |
| Office expensesLn 13 | $10K | $9K | $988 | |
| Conferences, conventions and meetingsLn 19 | $435 | $435 | ||
| InsuranceLn 23 | $21K | $20K | $523 | $523 |
| Other expenses (24a–d)Ln 24 | $635 | $476 | $159 | |
| All other expensesLn 24e | $432 | $432 | ||
| Total functional expensesLn 25 | $440K | $390K | $43K | $7K |
Filing history
| Year | Money in | Money out | In minus out | Net assets | Download |
|---|---|---|---|---|---|
| FY2025 Latest | $6.0M | $3.4M | $2.7M | $9.6M | 990 PDF |
| FY2024 | $9.5M | $4.6M | $4.9M | $8.0M | 990 PDF |
| FY2023 | $6.1M | $4.4M | $1.7M | $6.1M | 990 PDF |
| FY2022 | $4.8M | $1.3M | $3.5M | $5.6M | 990 PDF |
| FY2021 Viewing | $4.0M | $440K | $3.5M | $3.3M | 990 PDF |
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Schedules filed Part IV
See the full FY2021 990 (4 parts)
Part VIII · Statement of revenue $3,957,436 across 5 lines filed
Part IX · Statement of functional expenses $440,485 across 9 lines filed
Part X · Balance sheet $3,326,063 assets, 11 lines filed
Part XI · Reconciliation of net assets $3,307,568 net assets at year end
Form 990 e-file (XML) FY2021 from the IRS · Classification, formation year and address from the IRS Business Master File
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