Epcor FY2021 filing

Not tax-deductible

Kansas City, MO501(c)(6)Since 1974Mutual / membership EIN 43-1046942Revenue $5.9M in FY2021Latest return filed Nov 17, 2025

On file with the IRSKansas City, MOTax-exempt since Jan 1996

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Providing payment systems and risk management education, support and industry leadership.

Form 990 Part I, line 1, FY2021. The organization’s own words, as filed with the IRS. Find it at the IRS (EIN 43-1046942) · Dispute this line
501(c)(6) business league; gifts are not tax-deductible as charitable contributions.
$795K paid to officers and key staff.
Mission: Form 990 Part I, line 1 · Status: IRS Pub. 78 · Pay: Part VII

Before you give

FY2021 · Form 990Independent: from IRS data, not the org
Download 990
IRS status
501(c)(6)
not on the IRS revocation list
Listed by the IRS and not on the revocation list.
IRS BMF · Auto-Revocation List
Tax-deductible gifts
No
Donations are not tax-deductible
The IRS does not list gifts to it as deductible.
IRS Pub. 78 · IRS BMF
Latest return
FY2024
latest Form 990
The latest return is for FY2024, 2 tax years back.
IRS e-file · Filing history
Surplus or deficit
5 of 5
filings with a surplus
Average surplus $463K a year · 7% of revenue · last 5 filings
A surplus in 5 of the last 5 filings.
Pt I · Ln 19 · 5 filings
Pay to officers and key staff
$795K
to officers and key staff · 17% of spending
Pay to officers and key staff is 17% of spending.
Part VII, Section A
9.2 mo
of spending, in cash
9.2 months of spending in cash.
Pt X · Ln 1–2 · Pt I · Ln 18
Liabilities
$110K
3% of total assets
Liabilities are 3% of assets.
Pt X · Ln 26
Independent board members
19
of 19 voting members
19 of 19 voting members are independent.
Pt VI · Ln 1a–1b
Revenue
$5.9M
+14% vs prior year
Spent
$4.8M
Net assets
$3.8M
By yearFY2020–FY2024
Revenue
$5.9M
FY2021▲ +14%
Tap a bar for its year
Revenue by fiscal year
FY2020$5.2M
FY2021$5.9M
FY2022$6.2M
FY2023$7.1M
FY2024$7.7M
Expenses
$4.8M
FY2021▼ -5%
Tap a bar for its year
Expenses by fiscal year
FY2020$5.1M
FY2021$4.8M
FY2022$5.9M
FY2023$6.4M
FY2024$7.5M
Net assets
$3.8M
FY2021▲ +40%
Tap a bar for its year
Net assets by fiscal year
FY2020$2.7M
FY2021$3.8M
FY2022$4.1M
FY2023$4.8M
FY2024$4.9M

From the FY2021 Form 990 · figures checked against the IRS filing · see the original

You’re viewing the FY2021 filing — not the latest on file. See the latest (FY2024) →

Is it real?

Yes. Never revoked by the IRS. Latest filing on record: FY2024. IRS ruling in Jan 1996.

IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File

Who runs it and what they're paid

27 people listed on the 990; $795K paid to officers and key staff (Part VII, Section A).

Part VII, Section A · reportable compensation
President & CEO
$286,355Pt VII · Sec A
Vice President, Advisory S
$169,746Pt VII · Sec A
Vice President, Education
$116,787Pt VII · Sec A
Vice President, Communicat
$112,384Pt VII · Sec A
Director/Finance & Adminis
$110,034Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A

Compensation history total reportable pay by year · 8 named individuals · Part VII

NameFY2024FY2023FY2022FY2021FY2020
Ann-Marie Bartels————$317,658
Susan Doyle$188,324$317,505$306,829$286,355$263,021
Nicole Payne$191,495$197,183$174,214$169,746$169,560
Chris Richardson$188,992$134,556$113,999$110,034$102,737
Brandie Thacker$153,341$127,729$113,482$112,384$103,850
Brian Dao$150,922$100,905———
James Carrick$146,945$144,904———
Jennifer Kline$126,955—$109,347——

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

See Epcor executive salaries →

Questions the 990 asks

The form asks each of these directly. These are the filed answers.

  • Family or business ties among officersPt VI · Ln 2No
  • Top official's pay set by an independent reviewPt VI · Ln 15aYes

Programs and updates

Educates and supports payment systems, offering risk management and industry leadership.

Questions for Epcor

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Your first name shows with your question. Epcor answers here, for everyone.

1 program · in their own filed words · FY2021
01

Association for approximately 2,300 financial institutions, which conducts conferences, seminars, and workshops on electronic transactions between financial institutions.

Form 990 Part III, line 4, FY2021. The organization’s own words, as filed with the IRS. Find it at the IRS (EIN 43-1046942) · Dispute this line
Pt IX · Ln 25 · col B

By the numbers

The FY2021 990, line by line.

1The main four
Money inPt VIII
$5.9M
Ln 12
Fees for servicesLn 2g$5.1M
Other incomeLn 4–11$539K
Gifts and grantsLn 1h$301K
Money outPt IX
$4.8M
Ln 25
Owns and owesPt X
$3.8M
net assets · Ln 32
Cash and savingsLn 1–2$3.7M
Total assetsLn 16$4.0M
LiabilitiesLn 26$110K
PeoplePt VI, VII
27
listed · VII A
PaidVII A5
Voting boardVI 1a19
IndependentVI 1b19
2In more detail
Revenue in detailPt VIII
Gifts and grantsLn 1h$301K
Government grantsLn 1e$301K
Fees for servicesLn 2g$5.1M
Investment incomeLn 3$12K
Other incomeLn 4–11$539K
Total revenueLn 12$5.9M
Assets in detailPt X, end of year
CashLn 1$1.5M
SavingsLn 2$2.2M
Cash and savings togetherLn 1–2$3.7M
Prepaid expenses and deferred chargesLn 9$101K
Land, buildings, equipmentLn 10c$157K
Total assetsLn 16$4.0M
LiabilitiesLn 26$110K
Net assetsLn 32$3.8M
OperationsPt I, VI
EmployeesI 534
VolunteersI 619
Fiscal year endsHeaderDecember
Conflict-of-interest policyVI 12aYes
Whistleblower policyVI 13Yes
Records policyVI 14Yes
3Year over year
Balance sheet, start vs end of yearPt X · col A, B
LineStart FY21End FY21
Cash and savingsLn 1–2$2.7M$3.7M
Land, buildings, equipmentLn 10c$33K$157K
Total assetsLn 16$2.8M$4.0M
LiabilitiesLn 26$41K$110K
Net assetsLn 32$2.7M$3.8M
4Every line
Statement of functional expensesPt IX · every line
LineTotalProgramsManagementFundraising
Pay of officers and key staff (Part IX, line 5)Ln 5$968K
Other salaries and wagesLn 7$1.9M
Pension plan contributionsLn 8$196K
Other employee benefitsLn 9$289K
Payroll taxesLn 10$197K
Advertising and promotionLn 12$51K
Information technologyLn 14$228K
OccupancyLn 16$79K
Conferences, conventions and meetingsLn 19$134K
Depreciation, depletion and amortizationLn 22$34K
InsuranceLn 23$27K
Other expenses (24a–d)Ln 24$492K
All other expensesLn 24e$221K
Total functional expensesLn 25$4.8M

Filing history

YearMoney inMoney outIn minus outNet assetsDownload
FY2024 LatestFiled with the IRS Nov 17, 2025 $7.7M$7.5M$148K$4.9M 990 PDF
FY2023Filed with the IRS Nov 13, 2024 $7.1M$6.4M$663K$4.8M 990 PDF
FY2022Filed with the IRS Nov 9, 2023 $6.2M$5.9M$296K$4.1M 990 PDF
FY2021 ViewingFiled with the IRS Nov 15, 2022 $5.9M$4.8M$1.1M$3.8M 990 PDF
FY2020Filed with the IRS May 14, 2021 $5.2M$5.1M$112K$2.7M 990 PDF

Schedules filed Part IV

A · Public support I · Grants J · Pay O · Explanations
See the full FY2021 990
Part I · Summary $5,917,299 revenue, 12 lines filed
I-8 Contributions and grantsPrior year $0$300,967
I-9 Program service revenuePrior year $4,586,866$5,066,069
I-10 Investment incomePrior year $26,300$11,606
I-11 Other revenuePrior year $581,044$538,657
I-12 Total revenuePrior year $5,194,210$5,917,299
I-13 Grants and similar amounts paidPrior year $0$0
I-14 Benefits paid to membersPrior year $0$0
I-15 Salaries and benefitsPrior year $3,694,849$3,552,208
I-16a Professional fundraising feesPrior year $0$0
I-17 Other expensesPrior year $1,387,664$1,266,172
I-18 Total expensesPrior year $5,082,513$4,818,380
I-19 Revenue less expensesPrior year $111,697$1,098,919
Part VI · Governance 19 of 19 board members independent, no flags
VI-1a Voting members of the governing body19
VI-1b Independent voting members19
VI-2 Family or business relationship among officers or directorsNo
VI-12a Written conflict of interest policyYes
VI-13 Written whistleblower policyYes
VI-14 Document retention and destruction policyYes
VI-15a Process for setting top official's payYes
Part VIII · Statement of revenue $5,917,299 across 6 lines filed
VIII-1e Government grants$300,967
VIII-1h Total contributions, gifts and grants$300,967
VIII-2a-f Program service revenue, itemized rows (sum of 2a–2f as filed)Related to mission $5,066,069$5,066,069
VIII-3 Investment incomeExcluded from tax $11,606$11,606
VIII-11a-d Other revenue, itemized rows (sum of 11a–11d as filed)Related to mission $538,657$538,657
VIII-12 Total revenueRelated to mission $5,604,726 · Unrelated business $0 · Excluded from tax $11,606$5,917,299
Part IX · Statement of functional expenses $4,818,380 across 13 lines filed
IX-5 Pay of officers and key staff (Part IX, line 5)$967,911
IX-7 Other salaries and wages$1,902,560
IX-8 Pension plan contributions$196,116
IX-9 Other employee benefits$288,886
IX-10 Payroll taxes$196,735
IX-12 Advertising and promotion$51,122
IX-14 Information technology$227,721
IX-16 Occupancy$79,172
IX-19 Conferences, conventions and meetings$134,500
IX-22 Depreciation, depletion and amortization$33,748
IX-23 Insurance$26,586
IX-24 Other expenses (24a–d)$491,989
IX-24e All other expenses$221,334
IX-25 Total functional expenses$4,818,380
Part X · Balance sheet $3,952,055 assets, 12 lines filed
X-1 Cash, non-interest-bearingStart of year $494,243$1,468,228
X-2 Savings and temporary cash investmentsStart of year $2,226,466$2,226,466
X-9 Prepaid expenses and deferred chargesStart of year $25,369$100,568
X-10c Land, buildings and equipment, netStart of year $32,704$156,793
X-16 Total assetsStart of year $2,784,644$3,952,055
X-19 Deferred revenueStart of year $41,435$109,927
X-26 Total liabilitiesStart of year $41,435$109,927
X-29 Capital stock or trust principalStart of year $0$0
X-30 Paid-in or capital surplusStart of year $0$0
X-31 Retained earnings or endowmentStart of year $2,743,209$3,842,128
X-32 Total net assets or fund balancesStart of year $2,743,209$3,842,128
X-33 Total liabilities and net assetsStart of year $2,784,644$3,952,055
Part XI · Reconciliation of net assets $3,842,128 net assets at year end
XI-1 Total revenue$5,917,299
XI-2 Total expenses$4,818,380
XI-3 Revenue less expenses$1,098,919
XI-4 Net assets at start of year$2,743,209
XI-9 Other changes in net assets$0
XI-10 Net assets at end of year$3,842,128

Form 990 e-file (XML) FY2021 from the IRS · Classification, formation year and address from the IRS Business Master File

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