Is it real?
Yes. Never revoked by the IRS. Latest filing on record: FY2024. IRS ruling in Jan 1996.
IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File
Who runs it and what they're paid
29 people listed on the 990; $1.8M paid to officers and key staff (Part VII, Section A).
Compensation history total reportable pay by year · 8 named individuals · Part VII
| Name | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Ann-Marie Bartels | — | — | — | — | $317,658 |
| Susan Doyle | $188,324 | $317,505 | $306,829 | $286,355 | $263,021 |
| Nicole Payne | $191,495 | $197,183 | $174,214 | $169,746 | $169,560 |
| Chris Richardson | $188,992 | $134,556 | $113,999 | $110,034 | $102,737 |
| Brandie Thacker | $153,341 | $127,729 | $113,482 | $112,384 | $103,850 |
| Brian Dao | $150,922 | $100,905 | — | — | — |
| James Carrick | $146,945 | $144,904 | — | — | — |
| Jennifer Kline | $126,955 | — | $109,347 | — | — |
Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.
See Epcor executive salaries →Questions the 990 asks
The form asks each of these directly. These are the filed answers.
- Family or business ties among officersPt VI · Ln 2No
- Top official's pay set by an independent reviewPt VI · Ln 15aYes
Programs and updates
Educates and supports payment systems, offering risk management and industry leadership.
Questions for Epcor
Your first name shows with your question. Epcor answers here, for everyone.
Epcor serves more than 1,800 financial institutions through conferences, seminars, and workshops on electronic transactions between financial institutions.
Form 990 Part III, line 4, FY2024. The organization’s own words, as filed with the IRS. Find it at the IRS (EIN 43-1046942) · Dispute this lineBy the numbers
The FY2024 990, line by line.
Download 990
| Line | Start FY24 | End FY24 |
|---|---|---|
| Cash and savingsLn 1–2 | $4.9M | $4.7M |
| Land, buildings, equipmentLn 10c | $102K | $521K |
| Total assetsLn 16 | $5.2M | $5.3M |
| LiabilitiesLn 26 | $374K | $352K |
| Net assetsLn 32 | $4.8M | $4.9M |
| Line | Total | Programs | Management | Fundraising |
|---|---|---|---|---|
| Pay of officers and key staff (Part IX, line 5)Ln 5 | $2.1M | |||
| Other salaries and wagesLn 7 | $2.1M | |||
| Pension plan contributionsLn 8 | $154K | |||
| Other employee benefitsLn 9 | $414K | |||
| Payroll taxesLn 10 | $291K | |||
| Advertising and promotionLn 12 | $100K | |||
| Information technologyLn 14 | $511K | |||
| OccupancyLn 16 | $114K | |||
| Conferences, conventions and meetingsLn 19 | $492K | |||
| Depreciation, depletion and amortizationLn 22 | $50K | |||
| InsuranceLn 23 | $27K | |||
| Other expenses (24a–d)Ln 24 | $817K | |||
| All other expensesLn 24e | $308K | |||
| Total functional expensesLn 25 | $7.5M |
Filing history
| Year | Money in | Money out | In minus out | Net assets | Download |
|---|---|---|---|---|---|
| FY2024 Latest ViewingFiled with the IRS Nov 17, 2025 | $7.7M | $7.5M | $148K | $4.9M | 990 PDF |
| FY2023Filed with the IRS Nov 13, 2024 | $7.1M | $6.4M | $663K | $4.8M | 990 PDF |
| FY2022Filed with the IRS Nov 9, 2023 | $6.2M | $5.9M | $296K | $4.1M | 990 PDF |
| FY2021Filed with the IRS Nov 15, 2022 | $5.9M | $4.8M | $1.1M | $3.8M | 990 PDF |
| FY2020Filed with the IRS May 14, 2021 | $5.2M | $5.1M | $112K | $2.7M | 990 PDF |
Schedules filed Part IV
See the full FY2024 990
Part I · Summary $7,693,607 revenue, 12 lines filed
Part VI · Governance 16 of 16 board members independent, no flags
Part VIII · Statement of revenue $7,693,607 across 4 lines filed
Part IX · Statement of functional expenses $7,545,446 across 13 lines filed
Part X · Balance sheet $5,300,315 assets, 12 lines filed
Part XI · Reconciliation of net assets $4,948,675 net assets at year end
Form 990 e-file (XML) FY2024 from the IRS · Classification, formation year and address from the IRS Business Master File
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