Is it real?
Yes. Never revoked by the IRS. Latest filing on record: FY2025.
IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File
Who runs it and what they're paid
7 people listed on the 990; $26K paid to officers and key staff (Part VII, Section A).
Compensation history total reportable pay by year · 2 named individuals · Part VII
| Name | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|---|
| Susan Ross | $26,000 | $26,000 | $22,200 | $40,400 | $40,200 | $41,600 |
| Jacky Leverance | — | — | $25,912 | — | — | — |
Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.
See 1st Class Express Credit Union executive salaries →Questions the 990 asks
The form asks each of these directly. These are the filed answers.
- Family or business ties among officersPt VI · Ln 2Yes
- Top official's pay set by an independent reviewPt VI · Ln 15aYes
Programs and updates
Helps members save money, access affordable loans, and improve their economic and social well-being.
Questions for 1st Class Express Credit Union
Your first name shows with your question. 1st Class Express Credit Union answers here, for everyone.
The Credit Union has several types of loan programs available for our members. We funded 24 new loans to our members during 2025. As of 12/31/25 we had 244 loans to our members.
Form 990 Part III, line 4, FY2025. The organization’s own words, as filed with the IRS. Find it at the IRS (EIN 39-0849876) · Dispute this lineThe Credit Union has various types of deposit accounts available for our members. We opened 15 new deposit accounts in 2025. As of 12/31/25 we had 627 members.
Form 990 Part III, line 4, FY2025. The organization’s own words, as filed with the IRS. Find it at the IRS (EIN 39-0849876) · Dispute this lineFunders
Who pays for it.
From grant filings on record. Receipts are incomplete: individual donors are never listed.
Grants
By the numbers
The FY2025 990, line by line.
Download 990
| Line | Start FY25 | End FY25 |
|---|---|---|
| Cash and savingsLn 1–2 | $540K | $661K |
| InvestmentsLn 11–13 | $28K | $28K |
| Land, buildings, equipmentLn 10c | $65K | $66K |
| Total assetsLn 16 | $2.3M | $2.1M |
| LiabilitiesLn 26 | $1.8M | $1.6M |
| Net assetsLn 32 | $479K | $502K |
| Line | Total | Programs | Management | Fundraising |
|---|---|---|---|---|
| Pay of officers and key staff (Part IX, line 5)Ln 5 | $26K | |||
| Other salaries and wagesLn 7 | $38K | |||
| Other employee benefitsLn 9 | $2K | |||
| Payroll taxesLn 10 | $5K | |||
| Legal feesLn 11b | $935 | |||
| Other fees for servicesLn 11g | $7K | |||
| Advertising and promotionLn 12 | $4K | |||
| Office expensesLn 13 | $35K | |||
| OccupancyLn 16 | $7K | |||
| Conferences, conventions and meetingsLn 19 | $4K | |||
| Depreciation, depletion and amortizationLn 22 | $6K | |||
| Other expenses (24a–d)Ln 24 | $5K | |||
| Total functional expensesLn 25 | $140K | $0 | $0 | $0 |
Filing history
| Year | Money in | Money out | In minus out | Net assets | Download |
|---|---|---|---|---|---|
| FY2025 Latest ViewingFiled with the IRS Jun 5, 2026 | $162K | $140K | $23K | $502K | 990 PDF |
| FY2024Filed with the IRS May 9, 2025 | $177K | $201K | −$24K | $479K | 990 PDF |
| FY2023Filed with the IRS May 15, 2024 | $179K | $169K | $10K | $503K | 990 PDF |
| FY2022Filed with the IRS May 5, 2023 | $154K | $145K | $9K | $493K | 990 PDF |
| FY2021Filed with the IRS Apr 19, 2022 | $147K | $138K | $9K | $484K | 990 PDF |
| FY2020Filed with the IRS Mar 31, 2021 | $185K | $151K | $34K | $475K | 990 PDF |
Schedules filed Part IV
See the full FY2025 990
Part I · Summary $162,491 revenue, 12 lines filed
Part VI · Governance 5 of 5 board members independent, 3 to look at
Part VIII · Statement of revenue $162,491 across 4 lines filed
Part IX · Statement of functional expenses $139,553 across 12 lines filed
Part X · Balance sheet $2,065,020 assets, 14 lines filed
Part XI · Reconciliation of net assets $501,811 net assets at year end
Form 990 e-file FY2025 from the IRS (about our sources) · Classification, formation year and address from the IRS Business Master File
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