Is it real?
Yes. Never revoked by the IRS. Latest filing on record: FY2024. IRS ruling in Aug 1967.
IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File
Where the money goes
89 cents of each dollar spent went to programs.
Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.
Something off? Claim to add context
Who runs it and what they're paid
21 people listed on the 990; $2.9M paid to officers and key staff.
Kristen Holt’s $474K as President & CEO is at the 95th percentile of top reported officer pay among 3122 $10–100M human services nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.
Compensation history total reportable pay by year · 8 named individuals · Part VII
| Name | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Kristen Holt | $474,384 | $506,998 | $504,816 | $466,292 | $497,463 |
| Donna McNeill | $332,592 | $347,820 | $352,175 | $333,349 | $345,939 |
| Sireesha Mandava | $325,434 | $327,886 | $321,561 | $312,277 | $320,769 |
| Richard T Hollis | $265,414 | $284,124 | $274,276 | $269,323 | $285,280 |
| Richard Bialobrzeski | $263,194 | $281,526 | $255,133 | $250,725 | $238,594 |
| Susan Elizabeth Duncan-Murphy | $238,944 | $251,616 | $240,279 | $206,861 | — |
| Donna Doleman | — | — | — | $242,963 | $239,691 |
| David Flores | $231,842 | $229,959 | $216,768 | $186,021 | $218,336 |
Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.
See Greenpath INC executive salaries →Questions the 990 asks
The form asks each of these directly. These are the filed answers.
- Family or business ties among officersPt VI · Ln 2No
- Top official's pay set by an independent reviewPt VI · Ln 15aYes
Programs and updates
Helps people achieve financial well-being and healthy money habits.
Questions for Greenpath INC
Your first name shows with your question. Greenpath INC answers here, for everyone.
Consumer credit counseling, education, and financial wellness programs: greenpath delivers free 1-ON-1 financial counseling, credit counseling, student loan counseling, pre-filing bankruptcy counseling, financial education and debt management services to people in all 50 states.
Housing Counseling
As a department of housing and urban development (hud) intermediary and housing counseling agency, greenpath provides MORTGAGE/RENT delinquency counseling, pre-purchase home buyer counseling and education, and reverse mortgage (hecm) counseling to people in all 50 states. In 2020, we provided these services to about 42,500 households.
Funders
Who pays for it.
From grant filings on record. Receipts are incomplete: individual donors are never listed.
Grants
Federal money
Plus 9 smaller programs.
The auditor reported no findings.
Plus 11 smaller programs.
The auditor reported no findings.
Plus 10 smaller programs.
The auditor reported no findings.
Plus 7 smaller programs.
The auditor reported no findings.
By the numbers
The FY2020 990, line by line.
Download 990
| Line | Start FY20 | End FY20 |
|---|---|---|
| Cash and savingsLn 1–2 | $1.2M | $1.4M |
| InvestmentsLn 11–13 | $5.7M | $17.1M |
| Land, buildings, equipmentLn 10c | $29.5M | $28.2M |
| Total assetsLn 16 | $53.2M | $62.1M |
| LiabilitiesLn 26 | $25.3M | $29.4M |
| Net assetsLn 32 | $27.9M | $32.7M |
| Line | Total | Programs | Management | Fundraising |
|---|---|---|---|---|
| Pay of current officers, directors and key staffLn 5 | $2.2M | $715K | $1.0M | $514K |
| Other salaries and wagesLn 7 | $21.6M | $20.6M | $663K | $358K |
| Pension plan contributionsLn 8 | $1.0M | $1.0M | $25K | $4K |
| Other employee benefitsLn 9 | $3.0M | $2.6M | $404K | $51K |
| Payroll taxesLn 10 | $1.8M | $1.6M | $127K | $57K |
| Legal feesLn 11b | $116K | $16 | $116K | |
| Accounting feesLn 11c | $155K | $28K | $128K | |
| Investment management feesLn 11f | $17K | $17K | ||
| Other fees for servicesLn 11g | $416K | $324K | $93K | |
| Advertising and promotionLn 12 | $787K | $541K | $1K | $245K |
| Office expensesLn 13 | $1.8M | $1.7M | $111K | $35K |
| OccupancyLn 16 | $1.1M | $1.1M | ||
| TravelLn 17 | $103K | $77K | $16K | $10K |
| InterestLn 20 | $311K | $311K | ||
| Depreciation, depletion and amortizationLn 22 | $3.6M | $3.6M | $45K | $12K |
| InsuranceLn 23 | $347K | $1K | $346K | |
| Other expenses (24a–d)Ln 24 | $2.3M | $2.2M | $52K | $3K |
| All other expensesLn 24e | $155K | $32K | $123K | |
| Total functional expensesLn 25 | $40.9M | $36.4M | $3.3M | $1.3M |
Filing history
| Year | Money in | Money out | In minus out | Net assets | Download |
|---|---|---|---|---|---|
| FY2024 LatestFiled with the IRS Nov 11, 2025 | $46.9M | $45.1M | $1.8M | $49.3M | 990 PDF |
| FY2023Filed with the IRS Sep 6, 2024 | $53.7M | $46.0M | $7.6M | $47.5M | 990 PDF |
| FY2022Filed with the IRS Jul 24, 2023 | $41.7M | $43.4M | −$1.8M | $38.0M | 990 PDF |
| FY2021Filed with the IRS Nov 11, 2022 | $48.8M | $40.1M | $8.8M | $41.2M | 990 PDF |
| FY2020 ViewingFiled with the IRS Oct 28, 2021 | $44.9M | $40.9M | $3.9M | $32.7M | 990 PDF |
Schedules filed Part IV
See the full FY2020 990 (6 parts)
Part I · Summary $44,875,928 revenue, 12 lines filed
Part VI · Governance 8 of 8 board members independent, no flags
Part VIII · Statement of revenue $44,875,928 across 9 lines filed
Part IX · Statement of functional expenses $40,939,709 across 18 lines filed
Part X · Balance sheet $62,132,336 assets, 18 lines filed
Part XI · Reconciliation of net assets $32,708,463 net assets at year end
Form 990 e-file (XML) FY2020 from the IRS · Classification, formation year and address from the IRS Business Master File
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