Greenpath INC FY2022 filing
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Helps people achieve financial well-being and healthy money habits. For fiscal year 2022 it reported $41.7M in revenue, $43.4M in expenses, and $38.0M in net assets.Pt I
Summary of the Filing
Where the work happens
Consumer credit counseling, education, and financial wellness programs: greenpath delivers free 1-ON-1 financial counseling, credit counseling, student loan counseling, pre-filing bankruptcy counseling, financial education and debt management services to people in all 50 states.
Housing Counseling
As a department of housing and urban development (hud) intermediary and housing counseling agency, greenpath provides MORTGAGE/RENT delinquency counseling, pre-purchase home buyer counseling and education, and reverse mortgage (hecm) counseling to people in all 50 states.
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Identity & Classification
Governance & Policies
Officers, Directors & Key Employees
Kristen Holt’s $474K as President & CEO is at the 94th percentile of top reported officer pay among 3123 $10–100M human services nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.
Compensation history total reportable pay by year · 8 named individuals · Part VII
| Name | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Kristen Holt | $474,384 | $506,998 | $504,816 | $466,292 | $497,463 |
| Donna McNeill | $332,592 | $347,820 | $352,175 | $333,349 | $345,939 |
| Sireesha Mandava | $325,434 | $327,886 | $321,561 | $312,277 | $320,769 |
| Richard T Hollis | $265,414 | $284,124 | $274,276 | $269,323 | $285,280 |
| Richard Bialobrzeski | $263,194 | $281,526 | $255,133 | $250,725 | $238,594 |
| Susan Elizabeth Duncan-Murphy | $238,944 | $251,616 | $240,279 | $206,861 | — |
| Donna Doleman | — | — | — | $242,963 | $239,691 |
| David Flores | $231,842 | $229,959 | $216,768 | $186,021 | $218,336 |
Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.
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Statement of Revenue
Statement of Functional Expenses
Balance Sheet
Financial Metrics
Same NTEE category, revenue band, and state where available. Descriptive — not a grade.
| Metric | This org | Peer median | Percentile |
|---|---|---|---|
| Program ratio | 87% | — | — |
| Overhead ratio | 8% | — | — |
| Fundraising cost ratio | 18% | — | — |
| Revenue growth | -15% | — | — |
| Investment management fee ratio | 0% | — | — |
| Legal fee ratio | 0% | — | — |
| Accounting fee ratio | 0% | — | — |
Straight from the Form 990 — descriptive, not an evaluation. A ratio is hidden when its base is zero or too small to be meaningful; the dollars are always shown.
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