Saginaw Symphony Association

Claim this org

(tell your story, add context, and more) Claim it free, then get the verified mark for $500 a year.

How does your 990 look to donors? Take the 10-Question Audit

Creating magical and memorable experiences through the power of symphonic music. Our Orchestra performs five live concerts per season at the Temple Theatre in downtown Saginaw and offers music education to students through our youth orchestra.

Form 990 Part I, line 1, FY2025. The organization’s own words, as filed with the IRS. Find it at the IRS (EIN 38-6082223) · Dispute this line
501(c)(3) charity; gifts are tax-deductible.
76¢ of each $1 spent went to programs.
Run by 50 volunteers and 7 employees.
Mission: Form 990 Part I, line 1 · Status: IRS Pub. 78 · Programs: Part IX · People: Part I, lines 5–6

Before you give

FY2025 · Form 990Independent: from IRS data, not the org
Download 990
IRS status
501(c)(3)
not on the IRS revocation list
Listed by the IRS and not on the revocation list.
IRS BMF · Auto-Revocation List
Tax-deductible gifts
Yes
Donations are tax-deductible
The IRS lists gifts to it as deductible.
IRS Pub. 78 · IRS BMF
Latest return
FY2025
latest Form 990
The latest return is for FY2025, 1 tax year back.
IRS e-file · Filing history
Surplus or deficit
3 of 5
filings with a surplus
Average deficit $13K a year · 3% of revenue · last 5 filings
A surplus in 3 of the last 5 filings.
Pt I · Ln 19 · 5 filings
Spent on programs
76%
of spending
76% of spending went to programs.
Pt IX · Ln 25 · col B
Pay to officers and key staff
$70K
to officers and key staff · 13% of spending
Pay to officers and key staff is 13% of spending.
Part VII, Section A
5.7 mo
of spending, in cash
5.7 months of spending in cash.
Pt X · Ln 1–2 · Pt I · Ln 18
Named funders
2
named funders · $20K
2 funders name it on their filings.
Funders’ Sch. I, 990-PF
Liabilities
$34K
3% of total assets
Liabilities are 3% of assets.
Pt X · Ln 26
Independent board members
14
of 14 voting members
14 of 14 voting members are independent.
Pt VI · Ln 1a–1b
Revenue
$566K
+23% vs prior year
Spent
$555K
To programs
76%
Net assets
$1.0M
By yearFY2021–FY2025
Revenue
$566K
FY2025▲ +23%
Tap a bar for its year
Revenue by fiscal year
FY2021$323K
FY2022$544K
FY2023$403K
FY2024$461K
FY2025$566K
Expenses
$555K
FY2025▲ +5%
Tap a bar for its year
Expenses by fiscal year
FY2021$315K
FY2022$513K
FY2023$453K
FY2024$527K
FY2025$555K
Net assets
$1.0M
FY2025▲ +5%
Tap a bar for its year
Net assets by fiscal year
FY2021$1.1M
FY2022$1.0M
FY2023$1.0M
FY2024$985K
FY2025$1.0M

From the FY2025 Form 990 (year ending June 2025) · figures checked against the IRS filing · see the original

Is it real?

Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in Mar 1953.

IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File

Where the money goes

76 cents of each dollar spent went to programs.

Program services 76% · $422K Management & general 20% · $110K Fundraising 4% · $23K

Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.

Something off? Claim to add context

Who runs it and what they're paid

16 people listed on the 990; $70K paid to officers and key staff (Part VII, Section A).

Part VII, Section A · reportable compensation · most recent filed roster (FY2024); the FY2025 filing did not itemize Part VII
Executive Director
$52,687Pt VII · Sec A
Financial Manager
$17,654Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
Member-At-Large
$0Pt VII · Sec A
Director
$0Pt VII · Sec A
Past President
$0Pt VII · Sec A

Cameron Massey’s $53K as Executive Director is at the 47th percentile of top reported officer pay among 2216 $100K–1M arts & culture nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

Compensation history total reportable pay by year · 3 named individuals · Part VII

NameFY2025FY2024FY2023FY2022FY2021
Bonnie Vanvoorhees———$53,392$52,194
Cameron Massey$52,687$51,002$50,002——
David Rupp$17,654$13,286$11,697$14,307$12,168

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

See Saginaw Symphony Association executive salaries →

Questions the 990 asks

The form asks each of these directly. These are the filed answers.

  • Family or business ties among officersPt VI · Ln 2No
  • Top official's pay set by an independent reviewPt VI · Ln 15aNo

Programs and updates

Performs symphonic concerts and offers music education to students.

Questions for Saginaw Symphony Association

Tap to ask. Saginaw Symphony Association sees how many people are interested.

Your first name shows with your question. Saginaw Symphony Association answers here, for everyone.

3 programs · $422K · in their own filed words · FY2024
01

Our Orchestra Performed Six Live Concerts

four at the Temple Theatre in downtown Saginaw and two on the campus of Saginaw Valley State University.

Form 990 Part III, line 4, FY2024. The organization’s own words, as filed with the IRS. Find it at the IRS (EIN 38-6082223) · Dispute this line
$394Kprogram expense
02

Further development and education of young musicians through the Saginaw Bay Youth Orchestra.

Form 990 Part III, line 4, FY2024. The organization’s own words, as filed with the IRS. Find it at the IRS (EIN 38-6082223) · Dispute this line
$26Kprogram expense
03

In February, the Association offered a one-of-a-kind experience featuring a live string quintet playing a selection of space-themed classical and pops music visually choreographed to vibrant visual effects. Two shows were performed at the Delta College Planetarium's Dome360 Theatre located in downtown Bay City.

Form 990 Part III, line 4, FY2024. The organization’s own words, as filed with the IRS. Find it at the IRS (EIN 38-6082223) · Dispute this line
$2Kprogram expense

Funders

Who pays for it.

From grant filings on record. Receipts are incomplete: individual donors are never listed.

Grants

Schedule I · funders on record
Grants received · FY2025
Total grants receivedfrom 2 funders$20K

By the numbers

The FY2025 990, line by line.

1The main four
Money inPt VIII
$566K
Ln 12
Gifts and grantsLn 1h$376K
Fees for servicesLn 2g$113K
Investment incomeLn 3$74K
Money outPt IX
$555K
Ln 25
Programscol B$422K
Managementcol C$110K
Fundraisingcol D$23K
Owns and owesPt X
$1.0M
net assets · Ln 32
Cash and savingsLn 1–2$262K
Total assetsLn 16$1.1M
LiabilitiesLn 26$34K
PeoplePt VI, VII
16
listed · VII A
PaidVII A2
Voting boardVI 1a14
IndependentVI 1b14
2In more detail
Revenue in detailPt VIII
Gifts and grantsLn 1h$376K
Government grantsLn 1e$31K
Noncash giftsLn 1g$18K
Fundraising eventsLn 1c$15K
Fees for servicesLn 2g$113K
Investment incomeLn 3$74K
Other incomeLn 4–11$2K
Gains on assetsLn 7$0
Total revenueLn 12$566K
Assets in detailPt X, end of year
CashLn 1$150
SavingsLn 2$262K
Cash and savings togetherLn 1–2$262K
Pledges and grants receivableLn 3$65K
Accounts receivableLn 4$2K
Prepaid expenses and deferred chargesLn 9$588
Land, buildings, equipmentLn 10c$751
Other assetsLn 15$737K
Total assetsLn 16$1.1M
LiabilitiesLn 26$34K
Net assetsLn 32$1.0M
OperationsPt I, VI
EmployeesI 57
VolunteersI 650
Fiscal year endsHeaderJune
Conflict-of-interest policyVI 12aYes
Whistleblower policyVI 13Yes
Records policyVI 14Yes
3More from this return
EndowmentSch D · Pt V
LineFY25FY24FY23FY22FY21
End of yearLn 1g$724K$687K$640K$617K$728K
AddedLn 1b$0$0$0$0$0
SpentLn 1d–1f$36K$36K$33K$35K$36K
4Year over year
Balance sheet, start vs end of yearPt X · col A, B
LineStart FY25End FY25
Cash and savingsLn 1–2$304K$262K
Land, buildings, equipmentLn 10c$381$751
Total assetsLn 16$1.1M$1.1M
LiabilitiesLn 26$70K$34K
Net assetsLn 32$985K$1.0M
5Every line
Statement of functional expensesPt IX · every line
LineTotalProgramsManagementFundraising
Pay of officers and key staff (Part IX, line 5)Ln 5$70K$34K$37K
Other salaries and wagesLn 7$48K$32K$16K
Pension plan contributionsLn 8$1K$1K
Payroll taxesLn 10$9K$5K$4K
Accounting feesLn 11c$10K$10K
Other fees for servicesLn 11g$231K$222K$1K$7K
Advertising and promotionLn 12$34K$34K$60
Office expensesLn 13$22K$572$18K$3K
OccupancyLn 16$7K$2K$4K$2K
TravelLn 17$18K$14K$3K$1K
Depreciation, depletion and amortizationLn 22$161$161
InsuranceLn 23$8K$8K
Other expenses (24a–d)Ln 24$74K$74K$0$0
All other expensesLn 24e$23K$4K$10K$10K
Total functional expensesLn 25$555K$422K$110K$23K

Filing history

YearMoney inMoney outIn minus outNet assetsDownload
FY2025 Latest ViewingFiled with the IRS Nov 5, 2025 $566K$555K$10K$1.0M 990 PDF
FY2024Filed with the IRS Nov 11, 2024 $461K$527K−$66K$985K 990 PDF
FY2023Filed with the IRS Nov 1, 2023 $403K$453K−$49K$1.0M 990 PDF
FY2022Filed with the IRS Nov 11, 2022 $544K$513K$31K$1.0M 990 PDF
FY2021Filed with the IRS Oct 20, 2021 $323K$315K$8K$1.1M 990 PDF

Schedules filed Part IV

A · Public support D · Assets and endowments I · Grants O · Explanations
See the full FY2025 990
Part I · Summary $565,638 revenue, 12 lines filed
I-8 Contributions and grantsPrior year $224,511$375,848
I-9 Program service revenuePrior year $147,501$113,466
I-10 Investment incomePrior year $84,706$74,021
I-11 Other revenuePrior year $4,500$2,303
I-12 Total revenuePrior year $461,218$565,638
I-13 Grants and similar amounts paidPrior year $0$0
I-14 Benefits paid to membersPrior year $0$0
I-15 Salaries and benefitsPrior year $115,290$128,427
I-16a Professional fundraising feesPrior year $0$0
I-17 Other expensesPrior year $412,135$426,964
I-18 Total expensesPrior year $527,425$555,391
I-19 Revenue less expensesPrior year −$66,207$10,247
Part VI · Governance 14 of 14 board members independent, 1 to look at
VI-1a Voting members of the governing body14
VI-1b Independent voting members14
VI-15a Process for setting top official's payNo
VI-2 Family or business relationship among officers or directorsNo
VI-12a Written conflict of interest policyYes
VI-13 Written whistleblower policyYes
VI-14 Document retention and destruction policyYes
Part VIII · Statement of revenue $565,638 across 16 lines filed
VIII-1a Federated campaigns$0
VIII-1b Membership dues$0
VIII-1c Fundraising events$14,967
VIII-1d Related organizations$0
VIII-1e Government grants$30,868
VIII-1f All other contributions, gifts and grants$311,028
VIII-1g Noncash contributions (included above)$18,112
VIII-1h Total contributions, gifts and grants$375,848
VIII-2a-f Program service revenue, itemized rows (sum of 2a–2f as filed)Related to mission $113,466 · Unrelated business $0 · Excluded from tax $0$113,466
VIII-3 Investment incomeRelated to mission $74,021 · Unrelated business $0 · Excluded from tax $0$74,021
VIII-5 Royalties$0
VIII-6 Net rental income or loss$0
VIII-7 Net gain or loss on sales of assets$0
VIII-8 Net income from fundraising eventsExcluded from tax −$3,801−$3,801
VIII-11a-d Other revenue, itemized rows (sum of 11a–11d as filed)Related to mission $3,304 · Unrelated business $0 · Excluded from tax $2,800$6,104
VIII-12 Total revenueRelated to mission $190,791 · Unrelated business $0 · Excluded from tax −$1,001$565,638
Part IX · Statement of functional expenses $555,391 across 14 lines filed
IX-5 Pay of officers and key staff (Part IX, line 5)Programs $33,825 · Management $36,516$70,341
IX-7 Other salaries and wagesPrograms $31,623 · Management $16,199$47,822
IX-8 Pension plan contributionsPrograms $1,224$1,224
IX-10 Payroll taxesPrograms $5,006 · Management $4,034$9,040
IX-11c Accounting feesManagement $9,566$9,566
IX-11g Other fees for servicesPrograms $222,322 · Management $1,485 · Fundraising $6,850$230,657
IX-12 Advertising and promotionPrograms $33,553 · Fundraising $60$33,613
IX-13 Office expensesPrograms $572 · Management $18,230 · Fundraising $3,079$21,881
IX-16 OccupancyPrograms $1,875 · Management $3,840 · Fundraising $1,575$7,290
IX-17 TravelPrograms $14,137 · Management $2,509 · Fundraising $1,480$18,126
IX-22 Depreciation, depletion and amortizationManagement $161$161
IX-23 InsuranceManagement $8,047$8,047
IX-24 Other expenses (24a–d)Programs $74,134 · Management $0 · Fundraising $0$74,134
IX-24e All other expensesPrograms $4,014 · Management $9,733 · Fundraising $9,742$23,489
IX-25 Total functional expensesPrograms $422,285 · Management $110,320 · Fundraising $22,786$555,391
Part X · Balance sheet $1,067,191 assets, 15 lines filed
X-1 Cash, non-interest-bearingStart of year $160$150
X-2 Savings and temporary cash investmentsStart of year $303,795$261,835
X-3 Pledges and grants receivableStart of year $0$65,000
X-4 Accounts receivableStart of year $3,897$1,694
X-9 Prepaid expenses and deferred chargesStart of year $1,229$588
X-10c Land, buildings and equipment, netStart of year $381$751
X-15 Other assetsStart of year $746,129$737,173
X-16 Total assetsStart of year $1,055,591$1,067,191
X-17 Accounts payable and accrued expensesStart of year $8,591$20,857
X-25 Other liabilitiesStart of year $61,584$12,737
X-26 Total liabilitiesStart of year $70,175$33,594
X-27 Net assets without donor restrictionsStart of year $292,132$264,715
X-28 Net assets with donor restrictionsStart of year $693,284$768,882
X-32 Total net assets or fund balancesStart of year $985,416$1,033,597
X-33 Total liabilities and net assetsStart of year $1,055,591$1,067,191
Part XI · Reconciliation of net assets $1,033,597 net assets at year end
XI-1 Total revenue$565,638
XI-2 Total expenses$555,391
XI-3 Revenue less expenses$10,247
XI-4 Net assets at start of year$985,416
XI-5 Net unrealized gains (losses) on investments$37,934
XI-6 Donated services and use of facilities$0
XI-7 Investment expenses$0
XI-8 Prior period adjustments$0
XI-9 Other changes in net assets$0
XI-10 Net assets at end of year$1,033,597

Form 990 e-file (XML) FY2025 from the IRS · Classification, formation year and address from the IRS Business Master File

Similar organizations you could support · Compare with another nonprofit

Names, privacy, and removal requests More

The names, titles, and compensation shown on this page are reproduced from IRS Form 990 filings, which are public records.

Philanthropy.org does not alter the content of those filings. All information appears exactly as reported by the filing organization for the tax year shown.

We publish only information contained in the public IRS filing — and less than the filing contains. Our profile pages do not display street addresses, telephone numbers, personal email addresses, or other personal contact information, even where the filing includes them.

Many people share the same name. A name shown on this page reflects only what one organization reported in one IRS filing for one tax year. It should not be interpreted as identifying any other individual with the same or a similar name.

If you are no longer affiliated with the organization, your name will generally stop appearing in future IRS filings once the organization no longer reports you. Pages for tax years in which you were reported remain published because those filings remain part of the public record.

Philanthropy.org does not alter or remove IRS filing records. Removing a page from this website would not remove the underlying IRS filing, which remains publicly available from the IRS and other publishers of the same information.

If you believe the IRS filing itself is inaccurate, corrections must be made by the filing organization or the IRS directly.

All figures come from public IRS Form 990 filings. Comparisons are computed from the filing against similar orgs. They are not a rating.