Piano & More's mission is to provide our community with a fun and contemporary approach to education, opportunity, and events concerning the musical arts. Our vision is to: Offer practical and useful training for aspiring musicians and educators, Provide quality music education for children and adults at all levels and ages, Make creative opportunities available for local musicians and educators, Create a local musical community that engages in events and networking, Build a sponsorship program where students in title one schools can also receive our services, Provide instruments to our sponsored students, and Bring our community together with music and art. Services are either performed in person or virtually.

501(c)(3) charity; gifts are tax-deductible.
82¢ of each $1 spent went to programs.
Run by 3 volunteers and 1 employee.
Mission: Form 990 Part I, line 1 · Status: IRS Pub. 78 · Programs: Part IX · People: Part I, lines 5–6

Before you give

FY2025 · Form 990Independent: from IRS data, not the org
Download 990
IRS status
501(c)(3)
not on the IRS revocation list
Looks good: listed by the IRS and not on the revocation list.
IRS BMF · Auto-Revocation List
Tax-deductible gifts
Yes
Donations are tax-deductible
Looks good: the IRS lists gifts to it as deductible.
IRS Pub. 78 · IRS BMF
Latest return
FY2025
latest Form 990
Looks good: the latest return is for FY2025, 1 tax year back; within 2 tax years.
IRS e-file · Filing history
Surplus or deficit
4 of 6
filings with a surplus
Average surplus $4K a year · 1% of revenue · last 6 filings
Fine: a surplus in 4 of the last 6 filings.
Pt I · Ln 19 · 6 filings
Spent on programs
82%
of spending
Looks good: 82% of spending went to programs; 75% or more.
Pt IX · Ln 25 · col B
Pay to officers and key staff
$75K
to officers and key staff · 20% of spending
Fine: pay to officers and key staff is 20% of spending; 15% to 20%.
Pt VII · Sec A
1 mo
of spending, in cash
Fine: 1.0 months of spending in cash; 1 to 3.
Pt X · Ln 1–2 · Pt I · Ln 18
Named funders
2
named funders · $8K
Fine: 2 funders name it on their filings; under 3.
Funders’ Sch. I, 990-PF
Liabilities
$1K
3% of total assets
Looks good: liabilities are 3% of assets; 50% or less.
Pt X · Ln 26
Independent board members
3
of 4 voting members
Looks good: 3 of 4 voting members are independent, a majority.
Pt VI · Ln 1a–1b
Looks goodFineWorth a lookConcernNo data yetTap a box for the reason.
Revenue
$398K
+8% vs prior year
Spent
$380K
To programs
82%
Net assets
$37K
By yearFY2020–FY2025
Revenue
$398K
FY2025▲ +8%
Tap a bar for its year
Revenue by fiscal year
FY2020$272K
FY2021$308K
FY2022$328K
FY2023$407K
FY2024$370K
FY2025$398K
Expenses
$380K
FY2025+0.03%
Tap a bar for its year
Expenses by fiscal year
FY2020$263K
FY2021$302K
FY2022$314K
FY2023$421K
FY2024$380K
FY2025$380K
Net assets
$37K
FY2025▲ +92%
Tap a bar for its year
Net assets by fiscal year
FY2020$23K
FY2021$29K
FY2022$43K
FY2023$29K
FY2024$19K
FY2025$37K

From the FY2025 Form 990 · see the original

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Is it real?

Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in Feb 2019.

IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File

Where the money goes

82 cents of each dollar spent went to programs.

Program services 82% · $311K Management & general 13% · $51K Fundraising 5% · $18K

Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.

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Who runs it and what they're paid

4 people listed on the 990; $75K paid to officers and key staff.

Part VII, Section A · reportable compensation
President
$74,996Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
Director
$0Pt VII · Sec A

Nicole Kovar’s $75K as President is at the 67th percentile of top reported officer pay among 1613 $100K–1M education nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

Compensation history total reportable pay by year · 2 named individuals · Part VII

NameFY2025FY2024FY2023FY2022FY2021FY2020
Nicole Surovcek——$88,926$84,336$84,131$85,049
Nicole Kovar$74,996$73,158————

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

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Questions the 990 asks

The form asks each of these directly. These are the filed answers.

  • Family or business ties among officersPt VI · Ln 2No
  • Top official's pay set by an independent reviewPt VI · Ln 15aYes

Programs and updates

Provides free piano lessons and instruments to low-income students.

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Provided by the organization

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1 program · $311K · in their own filed words · FY2025
01

Our mission is to make music education fun and accessible to all people, no matter age or background. In 2025, we served approximately 160 students through our private music lesson program, offering in-home instruction in piano, voice, guitar, and other instruments throughout Arlington, Falls Church, and McLean.

$311Kprogram expense

Funders

Who pays for it.

From grant filings on record. Receipts are incomplete: individual donors are never listed.

Grants

Schedule I · funders on record
Grants received · FY2024
Total grants receivedfrom 2 funders$8K

By the numbers

The FY2025 990, line by line.

1The main four
Money inPt VIII
$398K
Ln 12
Fees for servicesLn 2g$382K
Gifts and grantsLn 1h$16K
Money outPt IX
$380K
Ln 25
Programscol B$311K
Managementcol C$51K
Fundraisingcol D$18K
Owns and owesPt X
$37K
net assets · Ln 32
Cash and savingsLn 1–2$33K
Total assetsLn 16$38K
LiabilitiesLn 26$1K
PeoplePt VI, VII
4
listed · VII A
PaidVII A1
Voting boardVI 1a4
IndependentVI 1b3
2In more detail
Revenue in detailPt VIII
Gifts and grantsLn 1h$16K
Fees for servicesLn 2g$382K
Gains on assetsLn 7$0
Total revenueLn 12$398K
Assets in detailPt X, end of year
CashLn 1$33K
SavingsLn 2$0
Cash and savings togetherLn 1–2$33K
InvestmentsLn 11–13$5K
Land, buildings, equipmentLn 10c$0
Other assetsLn 15$0
Total assetsLn 16$38K
LiabilitiesLn 26$1K
Net assetsLn 32$37K
OperationsPt I, VI
EmployeesI 51
VolunteersI 63
Fiscal year endsHeaderDecember
Conflict-of-interest policyVI 12aYes
Whistleblower policyVI 13Yes
Records policyVI 14Yes
3Year over year
Balance sheet, start vs end of yearPt X · col A, B
LineStart FY25End FY25
Cash and savingsLn 1–2$15K$33K
InvestmentsLn 11–13$4K$5K
Land, buildings, equipmentLn 10c$0
Total assetsLn 16$19K$38K
LiabilitiesLn 26$0$1K
Net assetsLn 32$19K$37K
4Every line
Statement of functional expensesPt IX · every line
LineTotalProgramsManagementFundraising
Grants to domestic organizationsLn 1$0
Grants to domestic individualsLn 2$12K$12K
Grants and assistance to foreign recipientsLn 3$0
Benefits paid to or for membersLn 4$0
Pay of current officers, directors and key staffLn 5$75K$56K$15K$4K
Pay of disqualified personsLn 6$0
Other salaries and wagesLn 7$0
Pension plan contributionsLn 8$0
Other employee benefitsLn 9$6K$5K$1K$309
Payroll taxesLn 10$6K$4K$1K$289
Management feesLn 11a$0
Legal feesLn 11b$0
Accounting feesLn 11c$2K$2K
Lobbying feesLn 11d$0
Professional fundraising feesLn 11e$0
Investment management feesLn 11f$75$75
Other fees for servicesLn 11g$225K$201K$12K$12K
Advertising and promotionLn 12$16K$12K$3K$792
Office expensesLn 13$20K$7K$12K$479
Information technologyLn 14$6K$5K$1K$320
RoyaltiesLn 15$0
OccupancyLn 16$10K$8K$2K$524
TravelLn 17$620$465$124$31
Travel and entertainment for public officialsLn 18$0
Conferences, conventions and meetingsLn 19$514$385$103$26
InterestLn 20$0
Payments to affiliatesLn 21$0
Depreciation, depletion and amortizationLn 22$0
InsuranceLn 23$389$389
All other expensesLn 24e$0
Total functional expensesLn 25$380K$311K$51K$18K

Filing history

YearMoney inMoney outIn minus outNet assetsDownload
FY2025 Latest Viewing $398K$380K$18K$37K 990 PDF
FY2024 $370K$380K−$10K$19K 990 PDF
FY2023 $407K$421K−$14K$29K 990 PDF
FY2022 $328K$314K$14K$43K 990 PDF
FY2021 $308K$302K$6K$29K 990 PDF
FY2020 $272K$263K$9K$23K 990 PDF

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Schedules filed Part IV

III · Programs R · Related orgs G · Fundraising L · Interested persons I · Grants A · Public support O · Explanations
See the full FY2025 990 (6 parts)
Part I · Summary $397,932 revenue, 12 lines filed
I-8 Contributions and grantsPrior year $3,583$15,763
I-9 Program service revenuePrior year $366,500$382,169
I-10 Investment income$0
I-11 Other revenue$0
I-12 Total revenuePrior year $370,083$397,932
I-13 Grants and similar amounts paidPrior year $7,800$11,798
I-14 Benefits paid to members$0
I-15 Salaries and benefitsPrior year $90,124$86,948
I-16a Professional fundraising fees$0
I-17 Other expensesPrior year $282,344$281,635
I-18 Total expensesPrior year $380,268$380,381
I-19 Revenue less expensesPrior year −$10,185$17,551
Part VI · Governance 3 of 4 board members independent, no flags
VI-1a Voting members of the governing body4
VI-1b Independent voting members3
VI-2 Family or business relationship among officers or directorsNo
VI-12a Written conflict of interest policyYes
VI-13 Written whistleblower policyYes
VI-14 Document retention and destruction policyYes
VI-15a Process for setting top official's payYes
Part VIII · Statement of revenue $397,932 across 9 lines filed
VIII-1f All other contributions, gifts and grants$15,763
VIII-1h Total contributions, gifts and grants$15,763
VIII-2a-f Program service revenue, itemized rows (sum of 2a–2f as filed)Related to mission $382,169$382,169
VIII-3 Investment income$0
VIII-5 Royalties$0
VIII-6 Net rental income or loss$0
VIII-7 Net gain or loss on sales of assets$0
VIII-8 Net income from fundraising events$0
VIII-12 Total revenueRelated to mission $382,169$397,932
Part IX · Statement of functional expenses $380,381 across 30 lines filed
IX-1 Grants to domestic organizations$0
IX-2 Grants to domestic individualsPrograms $11,798$11,798
IX-3 Grants and assistance to foreign recipients$0
IX-4 Benefits paid to or for members$0
IX-5 Pay of current officers, directors and key staffPrograms $56,247 · Management $14,999 · Fundraising $3,750$74,996
IX-6 Pay of disqualified persons$0
IX-7 Other salaries and wages$0
IX-8 Pension plan contributions$0
IX-9 Other employee benefitsPrograms $4,630 · Management $1,235 · Fundraising $309$6,174
IX-10 Payroll taxesPrograms $4,333 · Management $1,156 · Fundraising $289$5,778
IX-11a Management fees$0
IX-11b Legal fees$0
IX-11c Accounting feesManagement $2,295$2,295
IX-11d Lobbying fees$0
IX-11f Investment management feesManagement $75$75
IX-11g Other fees for servicesPrograms $200,968 · Management $12,021 · Fundraising $11,831$224,820
IX-12 Advertising and promotionPrograms $11,879 · Management $3,168 · Fundraising $792$15,839
IX-13 Office expensesPrograms $7,274 · Management $12,452 · Fundraising $479$20,205
IX-14 Information technologyPrograms $4,802 · Management $1,280 · Fundraising $320$6,402
IX-15 Royalties$0
IX-16 OccupancyPrograms $7,857 · Management $2,095 · Fundraising $524$10,476
IX-17 TravelPrograms $465 · Management $124 · Fundraising $31$620
IX-18 Travel and entertainment for public officials$0
IX-19 Conferences, conventions and meetingsPrograms $385 · Management $103 · Fundraising $26$514
IX-20 Interest$0
IX-21 Payments to affiliates$0
IX-22 Depreciation, depletion and amortization$0
IX-23 InsurancePrograms $389$389
IX-24e All other expenses$0
IX-25 Total functional expensesPrograms $311,027 · Management $51,003 · Fundraising $18,351$380,381
Part X · Balance sheet $38,004 assets, 18 lines filed
X-1 Cash, non-interest-bearingStart of year $15,368$33,204
X-2 Savings and temporary cash investments$0
X-3 Pledges and grants receivable$0
X-4 Accounts receivable$0
X-8 Inventories for sale or use$0
X-9 Prepaid expenses and deferred charges$0
X-10c Land, buildings and equipment, net$0
X-11 Publicly traded securitiesStart of year $3,800$4,800
X-12 Other securities$0
X-13 Program-related investments$0
X-14 Intangible assets$0
X-15 Other assets$0
X-16 Total assetsStart of year $19,168$38,004
X-17 Accounts payable and accrued expenses$1,285
X-26 Total liabilitiesStart of year $0$1,285
X-27 Net assets without donor restrictionsStart of year $19,168$36,719
X-32 Total net assets or fund balancesStart of year $19,168$36,719
X-33 Total liabilities and net assetsStart of year $19,168$38,004
Part XI · Reconciliation of net assets $36,719 net assets at year end
XI-1 Total revenue$397,932
XI-2 Total expenses$380,381
XI-3 Revenue less expenses$17,551
XI-4 Net assets at start of year$19,168
XI-10 Net assets at end of year$36,719

Form 990 e-file (XML) FY2025 from the IRS · Classification, formation year and address from the IRS Business Master File

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