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Nabip Michigan FY2020 filing

Not tax-deductible

Lansing, MI501(c)(6)Since 2000Mutual / membership EIN 38-3122174Revenue $73K in FY2020Latest return filed May 14, 2026

On file with the IRSLansing, MITax-exempt since Feb 1994

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Organize A Membership Of Educated And Ethical Health Insurance Professionals To Improve The Health Care System In The State Of Michigan.

Form 990 Part I, line 1, FY2020. The organization’s own words, as filed with the IRS. Find it at the IRS (EIN 38-3122174) · Dispute this line
501(c)(6) business league; gifts are not tax-deductible as charitable contributions.
45¢ of each $1 spent went to programs.
Mission: Form 990 Part I, line 1 · Status: IRS Pub. 78 · Programs: Part IX

Before you give

FY2020 · Form 990Independent: from IRS data, not the org
Download 990
IRS status
501(c)(6)
not on the IRS revocation list
Listed by the IRS and not on the revocation list.
IRS BMF · Auto-Revocation List
Tax-deductible gifts
No
Donations are not tax-deductible
The IRS does not list gifts to it as deductible.
IRS Pub. 78 · IRS BMF
Latest return
FY2025
latest Form 990
The latest return is for FY2025, 1 tax year back.
IRS e-file · Filing history
Surplus or deficit
2 of 6
filings with a surplus
Average deficit $4K a year · 5% of revenue · last 6 filings
A surplus in 2 of the last 6 filings.
Pt I · Ln 19 · 6 filings
Spent on programs
45%
of spending
45% of spending went to programs.
Pt IX · Ln 25 · col B
Cash reserves
8.2 mo
of spending, in cash
8.2 months of spending in cash.
Pt X · Ln 1–2 · Pt I · Ln 18
Liabilities
$0
0% of total assets
Liabilities are 0% of assets.
Pt X · Ln 26
Independent board members
9
of 9 voting members
9 of 9 voting members are independent.
Pt VI · Ln 1a–1b
In line with peersDifferent from peersFar from peersNo peer rangeNo data yetTap a box for the reason.
Revenue
$73K
Spent
$69K
To programs
45%
Net assets
$47K
By yearFY2020–FY2025
Revenue
$73K
FY2020
Tap a bar for its year
Revenue by fiscal year
FY2020$73K
FY2021$65K
FY2022$82K
FY2023$87K
FY2024$79K
FY2025$74K
Expenses
$69K
FY2020
Tap a bar for its year
Expenses by fiscal year
FY2020$69K
FY2021$68K
FY2022$86K
FY2023$81K
FY2024$103K
FY2025$77K
Net assets
$47K
FY2020
Tap a bar for its year
Net assets by fiscal year
FY2020$47K
FY2021$44K
FY2022$40K
FY2023$45K
FY2024$22K
FY2025$19K

From the FY2020 Form 990 · see the original

990 PDF Support Claim
You’re viewing the FY2020 filing — not the latest on file. See the latest (FY2025) →

Is it real?

Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in Feb 1994.

IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File

Where the money goes

45 cents of each dollar spent went to programs.

Program services 45% · $31K Management & general 55% · $38K

Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.

Something off? Claim to add context

Who runs it and what they're paid

9 people listed on the 990.

Part VII, Section A · reportable compensation
Marcy Lay
Executive Director
$0Pt VII · Sec A
Val Cramer
Membership Chair
$0Pt VII · Sec A
Keith Wright
Media Relations Chair
$0Pt VII · Sec A
Charley Schlosser
Retention Chair
$0Pt VII · Sec A
John Jacobs
Treasurer
$0Pt VII · Sec A
Scott Norman
President Elect
$0Pt VII · Sec A
Erika Sklar
Immediate Past President
$0Pt VII · Sec A
Troy Duimstra
President
$0Pt VII · Sec A
See Nabip Michigan executive salaries →

Questions the 990 asks

The form asks each of these directly. These are the filed answers.

  • Family or business ties among officersPt VI · Ln 2No
  • Top official's pay set by an independent reviewPt VI · Ln 15aYes

Programs and updates

Unites educated, ethical health insurance professionals to improve Michigan's healthcare system.

Questions for Nabip Michigan

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Your first name shows with your question. Nabip Michigan answers here, for everyone.

1 program · $31K · in their own filed words · FY2020
01

Selling, Servicing & Distribution Of Disability Income And Health Insurance Plans As A Profession And A Public Trust.

Form 990 Part III, line 4, FY2020. The organization’s own words, as filed with the IRS. Find it at the IRS (EIN 38-3122174) · Dispute this line
$31Kprogram expense

By the numbers

The FY2020 990, line by line.

Download 990
from philanthropy.org
1The main four
Money inPt VIII
$73K
Ln 12
Gifts and grantsLn 1h$58K
Fees for servicesLn 2g$15K
Money outPt IX
$69K
Ln 25
Programscol B$31K
Managementcol C$38K
Owns and owesPt X
$47K
net assets · Ln 32
Cash and savingsLn 1–2$47K
Total assetsLn 16$47K
LiabilitiesLn 26$0
PeoplePt VI, VII
9
listed · VII A
PaidVII A0
Voting boardVI 1a9
IndependentVI 1b9
2In more detail
Revenue in detailPt VIII
Gifts and grantsLn 1h$58K
Fees for servicesLn 2g$15K
Total revenueLn 12$73K
Assets in detailPt X, end of year
CashLn 1$47K
Cash and savings togetherLn 1–2$47K
Total assetsLn 16$47K
LiabilitiesLn 26$0
Net assetsLn 32$47K
OperationsPt I, VI
EmployeesI 50
VolunteersI 615
Fiscal year endsHeaderDecember
Conflict-of-interest policyVI 12aYes
Whistleblower policyVI 13No
Records policyVI 14No
3Year over year
Balance sheet, start vs end of yearPt X · col A, B
LineStart FY20End FY20
Cash and savingsLn 1–2$43K$47K
Total assetsLn 16$43K$47K
LiabilitiesLn 26$0$0
Net assetsLn 32$43K$47K
4Every line
Statement of functional expensesPt IX · every line
LineTotalProgramsManagementFundraising
Management feesLn 11a$30K$15K$15K
Accounting feesLn 11c$759$759
Conferences, conventions and meetingsLn 19$377$377
InsuranceLn 23$5K$5K
Other expenses (24a–d)Ln 24$33K$15K$18K
All other expensesLn 24e$507$416$91
Total functional expensesLn 25$69K$31K$38K$0

Filing history

YearMoney inMoney outIn minus outNet assetsDownload
FY2025 LatestFiled with the IRS May 14, 2026 $74K$77K−$3K$19K 990 PDF
FY2024Filed with the IRS May 15, 2025 $79K$103K−$23K$22K 990 PDF
FY2023Filed with the IRS May 19, 2024 $87K$81K$5K$45K 990 PDF
FY2022Filed with the IRS May 12, 2023 $82K$86K−$4K$40K 990 PDF
FY2021Filed with the IRS May 15, 2022 $65K$68K−$3K$44K 990 PDF
FY2020 ViewingFiled with the IRS May 17, 2021 $73K$69K$4K$47K 990 PDF

Schedules filed Part IV

A · Public support I · Grants O · Explanations
See the full FY2020 990
Part I · Summary $73,172 revenue, 12 lines filed
I-8 Contributions and grantsPrior year $57,227$58,459
I-9 Program service revenuePrior year $20,368$14,713
I-10 Investment income$0
I-11 Other revenue$0
I-12 Total revenuePrior year $77,595$73,172
I-13 Grants and similar amounts paid$0
I-14 Benefits paid to members$0
I-15 Salaries and benefits$0
I-16a Professional fundraising fees$0
I-17 Other expensesPrior year $87,152$69,089
I-18 Total expensesPrior year $87,152$69,089
I-19 Revenue less expensesPrior year −$9,557$4,083
Part VI · Governance 9 of 9 board members independent, 2 to look at
VI-1a Voting members of the governing body9
VI-1b Independent voting members9
VI-13 Written whistleblower policyNo
VI-14 Document retention and destruction policyNo
VI-2 Family or business relationship among officers or directorsNo
VI-12a Written conflict of interest policyYes
VI-15a Process for setting top official's payYes
Part VIII · Statement of revenue $73,172 across 4 lines filed
VIII-1b Membership dues$58,459
VIII-1h Total contributions, gifts and grants$58,459
VIII-2a-f Program service revenue, itemized rows (sum of 2a–2f as filed)Related to mission $14,685 · Excluded from tax $28$14,713
VIII-12 Total revenueRelated to mission $14,685 · Unrelated business $0 · Excluded from tax $28$73,172
Part IX · Statement of functional expenses $69,089 across 6 lines filed
IX-11a Management feesPrograms $15,000 · Management $15,000$30,000
IX-11c Accounting feesManagement $759$759
IX-19 Conferences, conventions and meetingsPrograms $377$377
IX-23 InsuranceManagement $4,688$4,688
IX-24 Other expenses (24a–d)Programs $15,000 · Management $17,758$32,758
IX-24e All other expensesPrograms $416 · Management $91$507
IX-25 Total functional expensesPrograms $30,793 · Management $38,296 · Fundraising $0$69,089
Part X · Balance sheet $47,245 assets, 6 lines filed
X-1 Cash, non-interest-bearingStart of year $43,162$47,245
X-16 Total assetsStart of year $43,162$47,245
X-26 Total liabilitiesStart of year $0$0
X-27 Net assets without donor restrictionsStart of year $43,162$47,245
X-32 Total net assets or fund balancesStart of year $43,162$47,245
X-33 Total liabilities and net assetsStart of year $43,162$47,245
Part XI · Reconciliation of net assets $47,245 net assets at year end
XI-1 Total revenue$73,172
XI-2 Total expenses$69,089
XI-3 Revenue less expenses$4,083
XI-4 Net assets at start of year$43,162
XI-9 Other changes in net assets$0
XI-10 Net assets at end of year$47,245

Form 990 e-file (XML) FY2020 from the IRS · Classification, formation year and address from the IRS Business Master File

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