To mobilize area churches to transform lives by meeting physical and spiritual needs with the love of Jesus

501(c)(3) charity; gifts are tax-deductible.
75¢ of each $1 spent went to programs.
Run by 200 volunteers and 9 employees.
Mission: Form 990 Part I, line 1 · Status: IRS Pub. 78 · Programs: Part IX · People: Part I, lines 5–6

Before you give

FY2025 · Form 990Independent: from IRS data, not the org
Download 990
IRS status
501(c)(3)
not on the IRS revocation list
Looks good: listed by the IRS and not on the revocation list.
IRS BMF · Auto-Revocation List
Tax-deductible gifts
Yes
Donations are tax-deductible
Looks good: the IRS lists gifts to it as deductible.
IRS Pub. 78 · IRS BMF
Latest return
FY2025
latest Form 990
Looks good: the latest return is for FY2025, 1 tax year back; within 2 tax years.
IRS e-file · Filing history
Surplus or deficit
4 of 6
filings with a surplus
Average surplus $8K a year · 2% of revenue · last 6 filings
Fine: a surplus in 4 of the last 6 filings.
Pt I · Ln 19 · 6 filings
Spent on programs
75%
of spending
Looks good: 75% of spending went to programs; 75% or more.
Pt IX · Ln 25 · col B
Pay to officers and key staff
$67K
to officers and key staff · 9% of spending
Looks good: pay to officers and key staff is 9% of spending; 15% or less.
Pt VII · Sec A
2 mo
of spending, in cash
Fine: 1.9 months of spending in cash; 1 to 3.
Pt X · Ln 1–2 · Pt I · Ln 18
Named funders
2
named funders · $35K
Fine: 2 funders name it on their filings; under 3.
Funders’ Sch. I, 990-PF
Liabilities
$0
0% of total assets
Looks good: liabilities are 0% of assets; 50% or less.
Pt X · Ln 26
Independent board members
8
of 8 voting members
Looks good: 8 of 8 voting members are independent, a majority.
Pt VI · Ln 1a–1b
Looks goodFineWorth a lookConcernNo data yetTap a box for the reason.
Revenue
$731K
+68% vs prior year
Spent
$774K
To programs
75%
Net assets
$123K
By yearFY2020–FY2025
Revenue
$731K
FY2025▲ +68%
Tap a bar for its year
Revenue by fiscal year
FY2020$316K
FY2021$367K
FY2022$361K
FY2023$386K
FY2024$436K
FY2025$731K
Expenses
$774K
FY2025▲ +81%
Tap a bar for its year
Expenses by fiscal year
FY2020$272K
FY2021$340K
FY2022$332K
FY2023$402K
FY2024$427K
FY2025$774K
Net assets
$123K
FY2025▼ -26%
Tap a bar for its year
Net assets by fiscal year
FY2020$118K
FY2021$144K
FY2022$173K
FY2023$158K
FY2024$167K
FY2025$123K

From the FY2025 Form 990 · figures checked against the IRS filing · see the original

Give Claim

Is it real?

Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in Mar 1994.

IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File

Where the money goes

75 cents of each dollar spent went to programs.

Program services 75% · $582K Management & general 24% · $185K Fundraising 1% · $8K

Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.

Something off? Claim to add context

Who runs it and what they're paid

8 people listed on the 990; $67K paid to officers and key staff.

Part VII, Section A · reportable compensation
Executive Director
$67,353Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
Treasurer
$0Pt VII · Sec A
President
$0Pt VII · Sec A
$0Pt VII · Sec A
Vice President
$0Pt VII · Sec A
Director
$0Pt VII · Sec A

Compensation history total reportable pay by year · 2 named individuals · Part VII

NameFY2025FY2024FY2023FY2022FY2021FY2020
Lisa Clarke$67,353$60,600$57,000$50,250——
Roberta Paulus————$65,000$52,000

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

See Echo His Love INC executive salaries →

On this list? Claim this org

Something off? Claim to add context

Questions the 990 asks

The form asks each of these directly. These are the filed answers.

  • Family or business ties among officersPt VI · Ln 2No
  • Top official's pay set by an independent reviewPt VI · Ln 15aYes

Programs and updates

Mobilizes churches to meet physical and spiritual needs with love.

Questions for Echo His Love INC

Tap to ask. Echo His Love INC sees how many people are interested.

Your first name shows with your question. Echo His Love INC answers here, for everyone.

Provided by the organization

Know this org? Add your story

3 programs · $582K · in their own filed words · FY2025
01

ECHO Resale mission is to provide quality low-cost merchandise to clients and customers to support the ongoing financial mission of ECHO. Two locations serve Benzie & Manistee Counties and are staffed primarily by volunteers with oversight by 2 paid managers.

$430Kprogram expense
02

MANNA food pantry is a client choice center providing food & staples to Benzie and Manistee County families experiencing basic needs. Other Gap ministries include school supplies Christmas gifts infant closet clothing supply client housing and travel assistance etc.

$76Kprogram expense
03

Safe Harbor provides love and services to the homeless of the greater Manistee area through winter overnight shelter meals and encouragement to re-establish residence and employment. Family Life Centers serve Benzie and Manistee Counties providing social gatherings meals in-person & online life skills classes and resource support.

$75Kprogram expense

Funders

Who pays for it.

From grant filings on record. Receipts are incomplete: individual donors are never listed.

Grants

Schedule I · funders on record
Grants received · FY2024
Total grants receivedfrom 2 funders$35K

By the numbers

The FY2025 990, line by line.

1The main four
Money inPt VIII
$731K
Ln 12
Gifts and grantsLn 1h$491K
Fees for servicesLn 2g$234K
Investment incomeLn 3$5K
Money outPt IX
$774K
Ln 25
Programscol B$582K
Managementcol C$185K
Fundraisingcol D$8K
Owns and owesPt X
$123K
net assets · Ln 32
Cash and savingsLn 1–2$122K
Total assetsLn 16$123K
LiabilitiesLn 26$0
PeoplePt VI, VII
8
listed · VII A
PaidVII A1
Voting boardVI 1a8
IndependentVI 1b8
2In more detail
Revenue in detailPt VIII
Gifts and grantsLn 1h$491K
Government grantsLn 1e$0
Noncash giftsLn 1g$274K
Fundraising eventsLn 1c$0
Fees for servicesLn 2g$234K
Investment incomeLn 3$5K
Gains on assetsLn 7$0
Total revenueLn 12$731K
Assets in detailPt X, end of year
CashLn 1$405
SavingsLn 2$122K
Cash and savings togetherLn 1–2$122K
InvestmentsLn 11–13$0
Land, buildings, equipmentLn 10c$0
Other assetsLn 15$0
Total assetsLn 16$123K
LiabilitiesLn 26$0
Net assetsLn 32$123K
OperationsPt I, VI
EmployeesI 59
VolunteersI 6200
Fiscal year endsHeaderDecember
Conflict-of-interest policyVI 12aYes
Whistleblower policyVI 13Yes
Records policyVI 14Yes
3Year over year
Balance sheet, start vs end of yearPt X · col A, B
LineStart FY25End FY25
Cash and savingsLn 1–2$166K$122K
InvestmentsLn 11–13$0$0
Land, buildings, equipmentLn 10c$0$0
Total assetsLn 16$167K$123K
LiabilitiesLn 26$0$0
Net assetsLn 32$167K$123K
4Every line
Statement of functional expensesPt IX · every line
LineTotalProgramsManagementFundraising
Grants to domestic organizationsLn 1$0$0
Grants to domestic individualsLn 2$0$0
Grants and assistance to foreign recipientsLn 3$0$0
Benefits paid to or for membersLn 4$0$0
Pay of current officers, directors and key staffLn 5$67K$15K$50K$2K
Pay of disqualified personsLn 6$0$0$0$0
Other salaries and wagesLn 7$202K$121K$77K$3K
Pension plan contributionsLn 8$0$0$0$0
Other employee benefitsLn 9$0$0$0$0
Payroll taxesLn 10$26K$10K$15K$395
Management feesLn 11a$0$0$0$0
Legal feesLn 11b$0$0$0$0
Accounting feesLn 11c$0$0$0$0
Lobbying feesLn 11d$0$0$0$0
Professional fundraising feesLn 11e$0$0
Investment management feesLn 11f$0$0$0$0
Other fees for servicesLn 11g$0$0$0$0
Advertising and promotionLn 12$8K$4K$2K$2K
Office expensesLn 13$33K$24K$9K$0
Information technologyLn 14$1K$0$1K$0
RoyaltiesLn 15$0$0$0$0
OccupancyLn 16$145K$116K$29K$0
TravelLn 17$2K$2K$0$0
Travel and entertainment for public officialsLn 18$0$0$0$0
Conferences, conventions and meetingsLn 19$0$0$0$0
InterestLn 20$0$0$0$0
Payments to affiliatesLn 21$0$0$0$0
Depreciation, depletion and amortizationLn 22$0$0$0$0
InsuranceLn 23$4K$3K$880$0
Other expenses (24a–d)Ln 24$11K$11K$200$0
All other expensesLn 24e$274K$274K$0$0
Total functional expensesLn 25$774K$582K$185K$8K

Filing history

YearMoney inMoney outIn minus outNet assetsDownload
FY2025 Latest Viewing $731K$774K−$43K$123K 990 PDF
FY2024 $436K$427K$9K$167K 990 PDF
FY2023 $386K$402K−$15K$158K 990 PDF
FY2022 $361K$332K$29K$173K 990 PDF
FY2021 $367K$340K$26K$144K 990 PDF
FY2020 $316K$272K$44K$118K 990 PDF

More to add? Claim this org

Schedules filed Part IV

III · Programs R · Related orgs G · Fundraising L · Interested persons I · Grants A · Public support M · Noncash O · Explanations
See the full FY2025 990 (6 parts)
Part I · Summary $730,832 revenue, 12 lines filed
I-8 Contributions and grantsPrior year $179,675$491,405
I-9 Program service revenuePrior year $247,861$234,161
I-10 Investment incomePrior year $8,210$5,266
I-11 Other revenuePrior year $0$0
I-12 Total revenuePrior year $435,746$730,832
I-13 Grants and similar amounts paidPrior year $0$0
I-14 Benefits paid to membersPrior year $0$0
I-15 Salaries and benefitsPrior year $255,242$294,638
I-16a Professional fundraising feesPrior year $0$0
I-17 Other expensesPrior year $171,742$479,664
I-18 Total expensesPrior year $426,984$774,302
I-19 Revenue less expensesPrior year $8,762−$43,470
Part VI · Governance 8 of 8 board members independent, no flags
VI-1a Voting members of the governing body8
VI-1b Independent voting members8
VI-2 Family or business relationship among officers or directorsNo
VI-12a Written conflict of interest policyYes
VI-13 Written whistleblower policyYes
VI-14 Document retention and destruction policyYes
VI-15a Process for setting top official's payYes
Part VIII · Statement of revenue $730,832 across 16 lines filed
VIII-1a Federated campaigns$0
VIII-1b Membership dues$0
VIII-1c Fundraising events$0
VIII-1d Related organizations$0
VIII-1e Government grants$0
VIII-1f All other contributions, gifts and grants$491,405
VIII-1g Noncash contributions (included above)$274,358
VIII-1h Total contributions, gifts and grants$491,405
VIII-2a-f Program service revenue, itemized rows (sum of 2a–2f as filed)Related to mission $234,161 · Unrelated business $0 · Excluded from tax $0$234,161
VIII-3 Investment incomeRelated to mission $0 · Unrelated business $0 · Excluded from tax $5,266$5,266
VIII-5 RoyaltiesRelated to mission $0 · Unrelated business $0 · Excluded from tax $0$0
VIII-6 Net rental income or lossRelated to mission $0 · Unrelated business $0 · Excluded from tax $0$0
VIII-7 Net gain or loss on sales of assetsRelated to mission $0 · Unrelated business $0 · Excluded from tax $0$0
VIII-8 Net income from fundraising eventsUnrelated business $0 · Excluded from tax $0$0
VIII-11a-d Other revenue, itemized rows (sum of 11a–11d as filed)Related to mission $0 · Unrelated business $0 · Excluded from tax $0$0
VIII-12 Total revenueRelated to mission $234,161 · Unrelated business $0 · Excluded from tax $5,266$730,832
Part IX · Statement of functional expenses $774,302 across 31 lines filed
IX-1 Grants to domestic organizationsPrograms $0$0
IX-2 Grants to domestic individualsPrograms $0$0
IX-3 Grants and assistance to foreign recipientsPrograms $0$0
IX-4 Benefits paid to or for membersPrograms $0$0
IX-5 Pay of current officers, directors and key staffPrograms $15,470 · Management $50,251 · Fundraising $1,632$67,353
IX-6 Pay of disqualified personsPrograms $0 · Management $0 · Fundraising $0$0
IX-7 Other salaries and wagesPrograms $121,294 · Management $76,972 · Fundraising $3,288$201,554
IX-8 Pension plan contributionsPrograms $0 · Management $0 · Fundraising $0$0
IX-9 Other employee benefitsPrograms $0 · Management $0 · Fundraising $0$0
IX-10 Payroll taxesPrograms $10,500 · Management $14,836 · Fundraising $395$25,731
IX-11a Management feesPrograms $0 · Management $0 · Fundraising $0$0
IX-11b Legal feesPrograms $0 · Management $0 · Fundraising $0$0
IX-11c Accounting feesPrograms $0 · Management $0 · Fundraising $0$0
IX-11d Lobbying feesPrograms $0 · Management $0 · Fundraising $0$0
IX-11e Professional fundraising feesFundraising $0$0
IX-11f Investment management feesPrograms $0 · Management $0 · Fundraising $0$0
IX-11g Other fees for servicesPrograms $0 · Management $0 · Fundraising $0$0
IX-12 Advertising and promotionPrograms $3,720 · Management $2,000 · Fundraising $2,200$7,920
IX-13 Office expensesPrograms $23,980 · Management $9,292 · Fundraising $0$33,272
IX-14 Information technologyPrograms $0 · Management $1,280 · Fundraising $0$1,280
IX-15 RoyaltiesPrograms $0 · Management $0 · Fundraising $0$0
IX-16 OccupancyPrograms $115,847 · Management $29,496 · Fundraising $0$145,343
IX-17 TravelPrograms $2,177 · Management $0 · Fundraising $0$2,177
IX-18 Travel and entertainment for public officialsPrograms $0 · Management $0 · Fundraising $0$0
IX-19 Conferences, conventions and meetingsPrograms $0 · Management $0 · Fundraising $0$0
IX-20 InterestPrograms $0 · Management $0 · Fundraising $0$0
IX-21 Payments to affiliatesPrograms $0 · Management $0 · Fundraising $0$0
IX-22 Depreciation, depletion and amortizationPrograms $0 · Management $0 · Fundraising $0$0
IX-23 InsurancePrograms $3,144 · Management $880 · Fundraising $0$4,024
IX-24 Other expenses (24a–d)Programs $11,090 · Management $200 · Fundraising $0$11,290
IX-24e All other expensesPrograms $274,358 · Management $0 · Fundraising $0$274,358
IX-25 Total functional expensesPrograms $581,580 · Management $185,207 · Fundraising $7,515$774,302
Part X · Balance sheet $123,211 assets, 24 lines filed
X-1 Cash, non-interest-bearingStart of year $18$405
X-2 Savings and temporary cash investmentsStart of year $165,907$121,774
X-3 Pledges and grants receivableStart of year $0$0
X-4 Accounts receivableStart of year $755$1,032
X-8 Inventories for sale or useStart of year $0$0
X-9 Prepaid expenses and deferred chargesStart of year $0$0
X-10c Land, buildings and equipment, netStart of year $0$0
X-11 Publicly traded securitiesStart of year $0$0
X-12 Other securitiesStart of year $0$0
X-13 Program-related investmentsStart of year $0$0
X-14 Intangible assetsStart of year $0$0
X-15 Other assetsStart of year $0$0
X-16 Total assetsStart of year $166,680$123,211
X-17 Accounts payable and accrued expensesStart of year $0$0
X-18 Grants payableStart of year $0$0
X-19 Deferred revenueStart of year $0$0
X-20 Tax-exempt bond liabilitiesStart of year $0$0
X-24 Unsecured notes and loans payableStart of year $0$0
X-25 Other liabilitiesStart of year $0$0
X-26 Total liabilitiesStart of year $0$0
X-27 Net assets without donor restrictionsStart of year $166,680$123,211
X-28 Net assets with donor restrictionsStart of year $0$0
X-32 Total net assets or fund balancesStart of year $166,680$123,211
X-33 Total liabilities and net assetsStart of year $166,680$123,211
Part XI · Reconciliation of net assets $123,211 net assets at year end
XI-1 Total revenue$730,832
XI-2 Total expenses$774,302
XI-3 Revenue less expenses−$43,470
XI-4 Net assets at start of year$166,680
XI-5 Net unrealized gains (losses) on investments$0
XI-6 Donated services and use of facilities$0
XI-7 Investment expenses$0
XI-8 Prior period adjustments$1
XI-9 Other changes in net assets$0
XI-10 Net assets at end of year$123,211

Form 990 e-file (XML) FY2025 from the IRS · Classification, formation year and address from the IRS Business Master File

Similar organizations you could support · Compare with another nonprofit

Names, privacy, and removal requests More

The names, titles, and compensation shown on this page are reproduced from IRS Form 990 filings, which are public records.

Philanthropy.org does not alter the content of those filings. All information appears exactly as reported by the filing organization for the tax year shown.

We publish only information contained in the public IRS filing — and less than the filing contains. Our profile pages do not display street addresses, telephone numbers, personal email addresses, or other personal contact information, even where the filing includes them.

Many people share the same name. A name shown on this page reflects only what one organization reported in one IRS filing for one tax year. It should not be interpreted as identifying any other individual with the same or a similar name.

If you are no longer affiliated with the organization, your name will generally stop appearing in future IRS filings once the organization no longer reports you. Pages for tax years in which you were reported remain published because those filings remain part of the public record.

Philanthropy.org does not alter or remove IRS filing records. Removing a page from this website would not remove the underlying IRS filing, which remains publicly available from the IRS and other publishers of the same information.

If you believe the IRS filing itself is inaccurate, corrections must be made by the filing organization or the IRS directly.

Your org? Add context

Made it to the end? Claim this org

All figures are derived from public IRS Form 990 filings and are presented without evaluation of any organization. philanthropy.org does not rate, score, or rank organizations, including the pay comparisons above.