Harbor Country Chamber

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To promote and economic development in sw michigan.

501(c)(6) business league; gifts are not tax-deductible as charitable contributions.
68¢ of each $1 spent went to programs.
Run by 40 volunteers and 3 employees.
Mission: Form 990 Part I, line 1 · Status: IRS Pub. 78 · Programs: Part IX · People: Part I, lines 5–6

Before you give

FY2025 · Form 990Independent: from IRS data, not the org
Download 990
IRS status
501(c)(6)
not on the IRS revocation list
Listed by the IRS and not on the revocation list.
IRS BMF · Auto-Revocation List
Tax-deductible gifts
No
Donations are not tax-deductible
The IRS does not list gifts to it as deductible.
IRS Pub. 78 · IRS BMF
Latest return
FY2025
latest Form 990
The latest return is for FY2025, 1 tax year back.
IRS e-file · Filing history
Surplus or deficit
4 of 6
filings with a surplus
Average surplus $15K a year · 8% of revenue · last 6 filings
A surplus in 4 of the last 6 filings.
Pt I · Ln 19 · 6 filings
Spent on programs
68%
of spending
68% of spending went to programs.
Pt IX · Ln 25 · col B
Pay to officers and key staff
$66K
to officers and key staff · 31% of spending
Pay to officers and key staff is 31% of spending.
Part VII, Section A
18.3 mo
of spending, in cash
18.3 months of spending in cash.
Pt X · Ln 1–2 · Pt I · Ln 18
Liabilities
$24K
4% of total assets
Liabilities are 4% of assets.
Pt X · Ln 26
Independent board members
9
of 9 voting members
9 of 9 voting members are independent.
Pt VI · Ln 1a–1b
Revenue
$212K
+3% vs prior year
Spent
$214K
To programs
68%
Net assets
$548K
By yearFY2020–FY2025
Revenue
$212K
FY2025▲ +3%
Tap a bar for its year
Revenue by fiscal year
FY2020$200K
FY2021$155K
FY2022$162K
FY2023$180K
FY2024$206K
FY2025$212K
Expenses
$214K
FY2025▲ +9%
Tap a bar for its year
Expenses by fiscal year
FY2020$135K
FY2021$130K
FY2022$176K
FY2023$171K
FY2024$198K
FY2025$214K
Net assets
$548K
FY2025-0.5%
Tap a bar for its year
Net assets by fiscal year
FY2020$523K
FY2021$547K
FY2022$533K
FY2023$542K
FY2024$551K
FY2025$548K

From the FY2025 Form 990 (year ending August 2025) · see the original

Is it real?

Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in Feb 1984.

IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File

Where the money goes

68 cents of each dollar spent went to programs.

Program services 68% · $146K Management & general 32% · $69K

Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.

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Who runs it and what they're paid

10 people listed on the 990; $66K paid to officers and key staff (Part VII, Section A).

Part VII, Section A · reportable compensation · most recent filed roster (FY2024); the FY2025 filing did not itemize Part VII
Executive Director
$66,200Pt VII · Sec A
President
$0Pt VII · Sec A
Vice President
$0Pt VII · Sec A
$0Pt VII · Sec A
Secretary
$0Pt VII · Sec A
$0Pt VII · Sec A
Director
$0Pt VII · Sec A
$0Pt VII · Sec A

Compensation history total reportable pay by year · 2 named individuals · Part VII

NameFY2025FY2024FY2023FY2022FY2021FY2020
Kimberlee Beck Wendt$66,200$61,914$53,692$50,923$48,827—
Viktoria Juodgudis—————$22,477

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

See Harbor Country Chamber executive salaries →

Questions the 990 asks

The form asks each of these directly. These are the filed answers.

  • Family or business ties among officersPt VI · Ln 2No
  • Top official's pay set by an independent reviewPt VI · Ln 15aYes

Programs and updates

Fosters economic growth and development throughout Southwest Michigan.

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1 program · $146K · in their own filed words · FY2024
01

Promotions and referral service for area businesses.

$146Kprogram expense

By the numbers

The FY2025 990, line by line.

1The main four
Money inPt VIII
$212K
Ln 12
Gifts and grantsLn 1h$118K
Fees for servicesLn 2g$67K
Other incomeLn 4–11$14K
Money outPt IX
$214K
Ln 25
Programscol B$146K
Managementcol C$69K
Owns and owesPt X
$548K
net assets · Ln 32
Cash and savingsLn 1–2$327K
Total assetsLn 16$572K
LiabilitiesLn 26$24K
PeoplePt VI, VII
10
listed · VII A
PaidVII A1
Voting boardVI 1a9
IndependentVI 1b9
2In more detail
Revenue in detailPt VIII
Gifts and grantsLn 1h$118K
Fees for servicesLn 2g$67K
Investment incomeLn 3$12K
Other incomeLn 4–11$14K
Total revenueLn 12$212K
Assets in detailPt X, end of year
CashLn 1$3K
SavingsLn 2$324K
Cash and savings togetherLn 1–2$327K
Accounts receivableLn 4$107
Inventories for sale or useLn 8$6K
Prepaid expenses and deferred chargesLn 9$5K
Land, buildings, equipmentLn 10c$234K
Total assetsLn 16$572K
LiabilitiesLn 26$24K
Net assetsLn 32$548K
OperationsPt I, VI
EmployeesI 53
VolunteersI 640
Fiscal year endsHeaderAugust
Conflict-of-interest policyVI 12aYes
Whistleblower policyVI 13Yes
Records policyVI 14Yes
3Year over year
Balance sheet, start vs end of yearPt X · col A, B
LineStart FY25End FY25
Cash and savingsLn 1–2$356K$327K
Land, buildings, equipmentLn 10c$224K$234K
Total assetsLn 16$591K$572K
LiabilitiesLn 26$40K$24K
Net assetsLn 32$551K$548K
4Every line
Statement of functional expensesPt IX · every line
LineTotalProgramsManagementFundraising
Pay of officers and key staff (Part IX, line 5)Ln 5$66K$66K
Other salaries and wagesLn 7$46K$46K
Other employee benefitsLn 9$9K$9K
Payroll taxesLn 10$4K$4K
Accounting feesLn 11c$3K$3K
Advertising and promotionLn 12$21K$21K
Office expensesLn 13$11K$11K
OccupancyLn 16$11K$11K
TravelLn 17$4K$4K
Conferences, conventions and meetingsLn 19$1K$1K
InterestLn 20$1K$1K
Depreciation, depletion and amortizationLn 22$6K$6K
InsuranceLn 23$4K$4K
Other expenses (24a–d)Ln 24$27K$27K
All other expensesLn 24e$34$34
Total functional expensesLn 25$214K$146K$69K$0

Filing history

YearMoney inMoney outIn minus outNet assetsDownload
FY2025 Latest ViewingFiled with the IRS Feb 18, 2026 $212K$214K−$3K$548K 990 PDF
FY2024Filed with the IRS Jul 3, 2025 $206K$198K$9K$551K 990 PDF
FY2023Filed with the IRS Jul 9, 2024 $180K$171K$9K$542K 990 PDF
FY2022Filed with the IRS Feb 6, 2023 $162K$176K−$14K$533K 990 PDF
FY2021Filed with the IRS Jan 12, 2022 $155K$130K$25K$547K 990 PDF
FY2020Filed with the IRS Feb 11, 2021 $200K$135K$65K$523K 990 PDF

Schedules filed Part IV

A · Public support I · Grants O · Explanations
See the full FY2025 990
Part I · Summary $211,719 revenue, 12 lines filed
I-8 Contributions and grantsPrior year $114,799$118,495
I-9 Program service revenuePrior year $60,496$67,255
I-10 Investment incomePrior year $11,126$11,536
I-11 Other revenuePrior year $19,980$14,433
I-12 Total revenuePrior year $206,401$211,719
I-13 Grants and similar amounts paidPrior year $0$0
I-14 Benefits paid to membersPrior year $0$0
I-15 Salaries and benefitsPrior year $131,592$124,717
I-16a Professional fundraising feesPrior year $0$0
I-17 Other expensesPrior year $65,940$89,659
I-18 Total expensesPrior year $197,532$214,376
I-19 Revenue less expensesPrior year $8,869−$2,657
Part VI · Governance 9 of 9 board members independent, no flags
VI-1a Voting members of the governing body9
VI-1b Independent voting members9
VI-2 Family or business relationship among officers or directorsNo
VI-12a Written conflict of interest policyYes
VI-13 Written whistleblower policyYes
VI-14 Document retention and destruction policyYes
VI-15a Process for setting top official's payYes
Part VIII · Statement of revenue $211,719 across 8 lines filed
VIII-1b Membership dues$118,495
VIII-1h Total contributions, gifts and grants$118,495
VIII-2a-f Program service revenue, itemized rows (sum of 2a–2f as filed)Unrelated business $67,255$67,255
VIII-3 Investment incomeExcluded from tax $11,536$11,536
VIII-6 Net rental income or lossUnrelated business $20,771$20,771
VIII-8 Net income from fundraising eventsExcluded from tax −$7,158−$7,158
VIII-11a-d Other revenue, itemized rows (sum of 11a–11d as filed)Excluded from tax $820$820
VIII-12 Total revenueRelated to mission $0 · Unrelated business $88,026 · Excluded from tax $5,198$211,719
Part IX · Statement of functional expenses $214,376 across 15 lines filed
IX-5 Pay of officers and key staff (Part IX, line 5)Programs $65,535$65,535
IX-7 Other salaries and wagesPrograms $45,852$45,852
IX-9 Other employee benefitsPrograms $9,100$9,100
IX-10 Payroll taxesPrograms $4,230$4,230
IX-11c Accounting feesManagement $2,762$2,762
IX-12 Advertising and promotionPrograms $20,929$20,929
IX-13 Office expensesManagement $10,927$10,927
IX-16 OccupancyManagement $11,195$11,195
IX-17 TravelManagement $3,643$3,643
IX-19 Conferences, conventions and meetingsManagement $1,414$1,414
IX-20 InterestManagement $1,073$1,073
IX-22 Depreciation, depletion and amortizationManagement $6,019$6,019
IX-23 InsuranceManagement $4,174$4,174
IX-24 Other expenses (24a–d)Management $27,489$27,489
IX-24e All other expensesManagement $34$34
IX-25 Total functional expensesPrograms $145,646 · Management $68,730 · Fundraising $0$214,376
Part X · Balance sheet $572,220 assets, 14 lines filed
X-1 Cash, non-interest-bearingStart of year $14,617$3,243
X-2 Savings and temporary cash investmentsStart of year $341,151$323,992
X-4 Accounts receivableStart of year $234$107
X-8 Inventories for sale or useStart of year $5,913$5,913
X-9 Prepaid expenses and deferred chargesStart of year $4,538$4,538
X-10c Land, buildings and equipment, netStart of year $224,114$234,427
X-16 Total assetsStart of year $590,567$572,220
X-17 Accounts payable and accrued expensesStart of year $10,108$5,133
X-23 Secured mortgages and notes payableStart of year $24,396$17,993
X-25 Other liabilitiesStart of year $5,162$850
X-26 Total liabilitiesStart of year $39,666$23,976
X-27 Net assets without donor restrictionsStart of year $550,901$548,244
X-32 Total net assets or fund balancesStart of year $550,901$548,244
X-33 Total liabilities and net assetsStart of year $590,567$572,220
Part XI · Reconciliation of net assets $548,244 net assets at year end
XI-1 Total revenue$211,719
XI-2 Total expenses$214,376
XI-3 Revenue less expenses−$2,657
XI-4 Net assets at start of year$550,901
XI-9 Other changes in net assets$0
XI-10 Net assets at end of year$548,244

Form 990 e-file (XML) FY2025 from the IRS · Classification, formation year and address from the IRS Business Master File

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