Options Now EIN 37-1330080

Options Now FY2020 filing

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Provides care, support, and resources to women and families facing pregnancy. For fiscal year 2020 it reported $249K in revenue, $300K in expenses, and $42K in net assets.Pt I

Type
Public charity (501(c)(3)) · Health Care
Location
Godfrey, IL
Website
www.thrivemetroeast.org
Filings
5 on file (2020–2020)
Revenue
$249KFY2020
Expenses
$300K
Net assets
$42K
People
6
Filings
5
Updates
0
More identity details & actions ⌄
EIN  37-1330080 Public charity (501(c)(3)) Godfrey, IL
Form 990 (PDF)
You’re viewing the FY2020 filing — not the latest on file. See the latest (FY2025) →
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Size
$100K–1M
What they do
Provides care, support, and resources to women and families facing pregnancy.
Leadership
Cara Paschal · Executive Director · $38K
Money in and out
$249K revenue, $300K expenses
Bottom line
68% program efficiency
Where the money goes · FY2020
Total revenue
$249K
Pt VIII · Ln 12
Total expenses
$300K
Pt IX · Ln 25
Net assets
$42K
Pt X · Ln 32
Revenue less expenses (Pt I · Ln 19): −$51K
Where spending went · Part IX cols B–D
Program services $0.68 Management & general $0.22 Fundraising $0.10
Program efficiency
68%
of spending reaches programs
Operating runway
2.4mo
months of highly liquid reserves at operating expense rate
Surplus margin
-21%
revenue over expenses, this year

Summary of the Filing

Part I · fiscal year 2020 · Form 990
Revenue
$249K
FY2020
Expenses
$300K
FY2020
Total assets
$290K
FY2020
Total liabilities
$248K
FY2020
Total revenue
$249K
Pt VIII · Ln 12
Total expenses
$300K
Pt IX · Ln 25
Net assets
$42K
Pt X · Ln 32
Revenue less expensesPt I · Ln 19−$51K
Total assetsPt X · Ln 16$290K
Program-expense ratioPt IX · col B68%
Voting members of governing bodyPt I · Ln 35
Independent voting membersPt I · Ln 45
Mission & Programs · Part III

Where the work happens

1 program service account for $203K of program spending, described in the organization's own filed words · FY2019.
01

To provide assistance to women in crisis pregnancy tests and medical care. Professional services donated to the organization are from doctor, registered nurses, and other medical specialists. The estimated dollar value given to these donated services is $46,678.

$203Kprogram expense

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Identity & Classification

Form 990 Header · IRS Business Master File
Legal nameHdr · item COptions Now
EINHdr · item D37-1330080
Principal addressHdr · item CGodfrey, IL
WebsiteHdr · item Jwww.thrivemetroeast.org
Year of formationHdr · item Lpending
State of legal domicileHdr · item MIL
Exempt statusHdr · item I501(c)(3) · active
NTEE classificationIRS BMFHealth Care (E400)
Ruling yearIRS BMFNov 1994

Governance & Policies

Part VI
Voting members of the governing bodyPt VI · Ln 1a5
Independent voting membersPt VI · Ln 1b5
Conflict-of-interest policyPt VI · Ln 12aYes
Whistleblower policyPt VI · Ln 13Yes
Document retention policyPt VI · Ln 14Yes
CEO/top-official compensation independently reviewedPt VI · Ln 15aNo
Family or business relationships among officers/directorsPt VI · Ln 2No

Officers, Directors & Key Employees

Part VII, Section A · reportable compensation · most recent filed roster (FY2019); the FY2020 filing did not itemize Part VII
Executive Director
$38,493Pt VII · Sec A
$0Pt VII · Sec A
Director
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
Financial Chair
$0Pt VII · Sec A

Cara Paschal’s $49K as Executive Director is at the 33rd percentile of top reported officer pay among 1965 $100K–1M health care nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

Compensation history total reportable pay by year · 1 named individual · Part VII

NameFY2025FY2023FY2022FY2021FY2020
Cara Paschal$48,929$47,041$44,078$35,747$38,493

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

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Statement of Revenue

Part VIII
Contributions & grants100%$248K
Investment income$38
Other revenue$1K
Total revenueLn 12$249K

Statement of Functional Expenses

Part IX · allocated across program, management, and fundraising
Allocation · columns B–D
Program services $0.68 Management & general $0.22 Fundraising $0.10
Program services68%$203K
Management & general22%$66K
Fundraising10%$31K
Total functional expensesLn 25$300K

Balance Sheet

Part X · end of year
CashLn 1$60K
Total assetsLn 16$290K
Total liabilitiesLn 26$248K
Total net assetsLn 32$42K
Months of cash on handcomputed2.4

Financial Metrics

Form 990 · FY2020 · each ratio shown with the dollars behind it
Liquidity & Payout
Operating runway
Highly liquid reserves $60K · Operating expenses/yr $300K
2.4 months
Where the money goes
Program services
Program services $203K · Total expenses $300K
68%
Management & General
Management & general $66K · Total expenses $300K
22%
Fundraising
Fundraising $31K · Total expenses $300K
10%
Cost to raise $1
Fundraising expense $31K · Solicited contributions $248K
$0.12 to raise $1
Where the money comes from
Contribution dependence
Contributions & grants $248K · Total revenue $249K
100%
Government reliance
Government grants — · Total revenue $249K
Earned-income share
Program service revenue $0 · Total revenue $249K
0%
Investment reliance
Investment income $38 · Total revenue $249K
+0.02%
Program self-sufficiency
Program service revenue $0 · Total expenses $300K
0%
Growth & trend
Revenue growth (YoY)
This year $249K · Prior year —
No prior year on file
Net-asset trend (YoY)
End of year $42K · Beginning of year —
Beginning net assets not meaningfully positive — showing dollar change
Balance sheet
Surplus Margin
Revenue $249K · Expenses $300K
-21%
Liabilities-to-Assets
Total liabilities — · Total assets $290K
Net-asset ratio
Net assets $42K · Total assets $290K
14%
Marketable Investment Share
Publicly traded securities (Pt X, ln 11) — · Other securities (Pt X, ln 12) — · Total assets (Pt X, ln 16) $290K
Excludes program-related investments (Pt X, ln 13)
People & payroll
Highest Reported Total Compensation
Individual Cara Paschal · Reported title EXECUTIVE DIRECTOR · Highest reported compensation $38K · Total expenses $300K
13%
Personnel share
Salaries, benefits & payroll (Pt IX 5-10) $206K · Total expenses $300K
69%
Peer comparison

Same NTEE category, revenue band, and state where available. Descriptive — not a grade.

MetricThis orgPeer medianPercentile
Program ratio 68%
Overhead ratio 22%
Fundraising cost ratio 12%
Accounting fee ratio 2%

Straight from the Form 990 — descriptive, not an evaluation. A ratio is hidden when its base is zero or too small to be meaningful; the dollars are always shown.

Grants

Schedule I · funders on record
Grants received · FY2024
Total grants receivedfrom 3 funders$53K
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Filings & Schedule Manifest

Part IV
III · Programs I · Grants R · Related orgs G · Fundraising L · Interested persons A · Public support F · Foreign M · Noncash
FY2025 (Latest)$374K revenue · ⤓ 990 PDF
FY2024not on file
FY2023$354K revenue · ⤓ 990 PDF
FY2022$444K revenue · ⤓ 990 PDF
FY2021$378K revenue · ⤓ 990 PDF
FY2020$249K revenue · viewing · ⤓ 990 PDF

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Sources

Every figure above is drawn from these filings
Form 990 e-file (XML) · FY2020IRS
Classification, formation year, addressIRS Business Master File
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