To provide services and housing for women who are homeless or at risk of homelessness.

501(c)(3) charity; gifts are tax-deductible.
87¢ of each $1 spent went to programs.
$300K paid to officers and key staff.
Mission: Form 990 Part I, line 1 · Status: IRS Pub. 78 · Programs: Part IX · Pay: Part VII

Before you give

FY2023 · Form 990Independent: from IRS data, not the org
Download 990
IRS status
501(c)(3)
not on the IRS revocation list
Looks good: listed by the IRS and not on the revocation list.
IRS BMF · Auto-Revocation List
Tax-deductible gifts
Yes
Donations are tax-deductible
Looks good: the IRS lists gifts to it as deductible.
IRS Pub. 78 · IRS BMF
Latest return
FY2025
latest Form 990
Looks good: the latest return is for FY2025, 1 tax year back; within 2 tax years.
IRS e-file · Filing history
Surplus or deficit
5 of 5
filings with a surplus
Average surplus $4.1M a year · 45% of revenue · last 5 filings
Looks good: a surplus in 5 of the last 5 filings.
Pt I · Ln 19 · 5 filings
Spent on programs
87%
of spending
Looks good: 87% of spending went to programs; 75% or more.
Pt IX · Ln 25 · col B
Pay to officers and key staff
$300K
to officers and key staff · 6% of spending
Looks good: pay to officers and key staff is 6% of spending; 15% or less.
Pt VII · Sec A
34 mo
of spending, in cash
Looks good: 34.5 months of spending in cash; 3 or more.
Pt X · Ln 1–2 · Pt I · Ln 18
Named funders
1
named funder · $3K
Fine: 1 funder names it on their filings; under 3.
Funders’ Sch. I, 990-PF
Liabilities
$2.9M
6% of total assets
Looks good: liabilities are 6% of assets; 50% or less.
Pt X · Ln 26
Independent board members
12
of 13 voting members
Looks good: 12 of 13 voting members are independent, a majority.
Pt VI · Ln 1a–1b
Looks goodFineWorth a lookConcernNo data yetTap a box for the reason.
Revenue
$10.6M
+63% vs prior year
Spent
$4.7M
To programs
87%
Net assets
$43.7M
By yearFY2021–FY2025
Revenue
$10.6M
FY2023▲ +63%
Tap a bar for its year
Revenue by fiscal year
FY2021$8.1M
FY2022$6.5M
FY2023$10.6M
FY2024$10.2M
FY2025$10.0M
Expenses
$4.7M
FY2023▲ +7%
Tap a bar for its year
Expenses by fiscal year
FY2021$3.4M
FY2022$4.4M
FY2023$4.7M
FY2024$5.1M
FY2025$7.1M
Net assets
$43.7M
FY2023▲ +17%
Tap a bar for its year
Net assets by fiscal year
FY2021$36.5M
FY2022$37.5M
FY2023$43.7M
FY2024$49.4M
FY2025$52.5M

From the FY2023 Form 990 (year ending June 2023) · figures checked against the IRS filing · see the original

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You’re viewing the FY2023 filing — not the latest on file. See the latest (FY2025) →

Is it real?

Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in Apr 1979.

IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File

Where the money goes

87 cents of each dollar spent went to programs.

Program services 87% · $4.1M Management & general 7% · $324K Fundraising 6% · $303K

Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.

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Who runs it and what they're paid

14 people listed on the 990; $300K paid to officers and key staff.

Part VII, Section A · reportable compensation · most recent filed roster (FY2022); the FY2023 filing did not itemize Part VII
Executive Director
$189,335Pt VII · Sec A
Director of Finance
$110,440Pt VII · Sec A
$0Pt VII · Sec A
Secretary
$0Pt VII · Sec A
$0Pt VII · Sec A
Director
$0Pt VII · Sec A
Director
$0Pt VII · Sec A
$0Pt VII · Sec A

Katherine Ragnar’s $227K as Executive Director is at the 53rd percentile of top reported officer pay among 676 $10–100M housing nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

Compensation history total reportable pay by year · 5 named individuals · Part VII

NameFY2025FY2024FY2023FY2022FY2021
Katherine Ragnar$226,775$223,471$189,335$172,420$174,335
James Grutsch$145,620$128,981$110,440$107,461$104,978
Angela Lopez$126,992$101,280———
Shawanna Mims—$102,614———
Kathleen Molnar$101,796————

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

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Questions the 990 asks

The form asks each of these directly. These are the filed answers.

  • Family or business ties among officersPt VI · Ln 2No
  • Top official's pay set by an independent reviewPt VI · Ln 15aYes

Programs and updates

Offers housing and support services to homeless women.

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Provided by the organization

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3 programs · $4.1M · in their own filed words · FY2022
01

Permanent Supportive Housing

The organization provides permanentsupportive housing to women who have a disabling condition who have been chronically homeless. Some women in this program were homeless for over a decade before being housed.

$1.8Mprogram expense
02

Interim Housing

Every day the interim housing program provides comprehensive services including shelter and 24-HOUR access to 50 women who are currently homeless. The goal of the program is to help women move into permanent housing as quickly as possible with intensive case management, housing coordination, and other individualized services tailored to…

$1.7Mprogram expense
03

Daytime Support Center

The daytime support center is a safe and welcoming community for any woman in need, whether street homeless,doubled up with friends or family, formerly homeless, struggling with domestic violence, or simply low income and in need of community.

$619Kprogram expense

Funders

Who pays for it.

From grant filings on record. Receipts are incomplete: individual donors are never listed.

Grants

Schedule I · funders on record
Grants received · FY2025
Total grants receivedfrom 1 funder$3K

By the numbers

The FY2023 990, line by line.

1The main four
Money inPt VIII
$10.6M
Ln 12
Gifts and grantsLn 1h$10.6M
Fees for servicesLn 2g$51K
Investment incomeLn 3$12K
Money outPt IX
$4.7M
Ln 25
Programscol B$4.1M
Managementcol C$324K
Fundraisingcol D$303K
Owns and owesPt X
$43.7M
net assets · Ln 32
Cash and savingsLn 1–2$13.6M
Total assetsLn 16$46.6M
LiabilitiesLn 26$2.9M
PeoplePt VI, VII
14
listed · VII A
PaidVII A2
Voting boardVI 1a13
IndependentVI 1b12
2In more detail
Revenue in detailPt VIII
Gifts and grantsLn 1h$10.6M
Government grantsLn 1e$2.7M
Noncash giftsLn 1g$82K
Fundraising eventsLn 1c$230K
Fees for servicesLn 2g$51K
Investment incomeLn 3$12K
Gains on assetsLn 7−$452K
Total revenueLn 12$10.6M
Assets in detailPt X, end of year
CashLn 1$5.0M
SavingsLn 2$8.6M
Cash and savings togetherLn 1–2$13.6M
InvestmentsLn 11–13$9.8M
Land, buildings, equipmentLn 10c$22.6M
Total assetsLn 16$46.6M
LiabilitiesLn 26$2.9M
Net assetsLn 32$43.7M
OperationsPt I, VI
EmployeesI 541
VolunteersI 6300
Fiscal year endsHeaderJune
Conflict-of-interest policyVI 12aYes
Whistleblower policyVI 13Yes
Records policyVI 14Yes
3Year over year
Balance sheet, start vs end of yearPt X · col A, B
LineStart FY23End FY23
Cash and savingsLn 1–2$8.0M$13.6M
InvestmentsLn 11–13$9.3M$9.8M
Land, buildings, equipmentLn 10c$22.9M$22.6M
Total assetsLn 16$40.4M$46.6M
LiabilitiesLn 26$2.9M$2.9M
Net assetsLn 32$37.5M$43.7M
4Every line
Statement of functional expensesPt IX · every line
LineTotalProgramsManagementFundraising
Pay of current officers, directors and key staffLn 5$215K$187K$13K$15K
Other salaries and wagesLn 7$2.1M$1.8M$122K$144K
Pension plan contributionsLn 8$103K$90K$6K$7K
Other employee benefitsLn 9$170K$149K$10K$12K
Payroll taxesLn 10$139K$122K$8K$10K
Accounting feesLn 11c$19K$16K$1K$1K
Investment management feesLn 11f$68K$68K
Other fees for servicesLn 11g$174K$165K$4K$5K
Advertising and promotionLn 12$3K$3K$198$234
Office expensesLn 13$125K$109K$7K$9K
OccupancyLn 16$158K$138K$9K$11K
TravelLn 17$18K$16K$1K$1K
InterestLn 20$131K$115K$8K$9K
Depreciation, depletion and amortizationLn 22$713K$622K$42K$49K
InsuranceLn 23$82K$72K$5K$6K
Other expenses (24a–d)Ln 24$525K$481K$20K$24K
All other expensesLn 24e$5K$4K$267$316
Total functional expensesLn 25$4.7M$4.1M$324K$303K

Filing history

YearMoney inMoney outIn minus outNet assetsDownload
FY2025 Latest $10.0M$7.1M$2.9M$52.5M 990 PDF
FY2024 $10.2M$5.1M$5.1M$49.4M 990 PDF
FY2023 Viewing $10.6M$4.7M$5.9M$43.7M 990 PDF
FY2022 $6.5M$4.4M$2.1M$37.5M 990 PDF
FY2021 $8.1M$3.4M$4.6M$36.5M 990 PDF

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Schedules filed Part IV

III · Programs R · Related orgs G · Fundraising L · Interested persons I · Grants A · Public support M · Noncash J · Pay O · Explanations
See the full FY2023 990 (6 parts)
Part I · Summary $10,612,224 revenue, 12 lines filed
I-8 Contributions and grantsPrior year $6,253,594$10,561,305
I-9 Program service revenuePrior year $67,942$50,867
I-10 Investment incomePrior year $195,240$11,747
I-11 Other revenuePrior year −$14,765−$11,695
I-12 Total revenuePrior year $6,502,011$10,612,224
I-13 Grants and similar amounts paidPrior year $0$0
I-14 Benefits paid to membersPrior year $0$0
I-15 Salaries and benefitsPrior year $2,607,715$2,709,821
I-16a Professional fundraising feesPrior year $0$0
I-17 Other expensesPrior year $1,807,931$2,021,286
I-18 Total expensesPrior year $4,415,646$4,731,107
I-19 Revenue less expensesPrior year $2,086,365$5,881,117
Part VI · Governance 12 of 13 board members independent, no flags
VI-1a Voting members of the governing body13
VI-1b Independent voting members12
VI-2 Family or business relationship among officers or directorsNo
VI-12a Written conflict of interest policyYes
VI-13 Written whistleblower policyYes
VI-14 Document retention and destruction policyYes
VI-15a Process for setting top official's payYes
Part VIII · Statement of revenue $10,612,224 across 11 lines filed
VIII-1a Federated campaigns$379,399
VIII-1c Fundraising events$229,635
VIII-1e Government grants$2,673,448
VIII-1f All other contributions, gifts and grants$7,278,823
VIII-1g Noncash contributions (included above)$82,056
VIII-1h Total contributions, gifts and grants$10,561,305
VIII-2a-f Program service revenue, itemized rows (sum of 2a–2f as filed)Related to mission $50,867$50,867
VIII-3 Investment incomeExcluded from tax $463,293$463,293
VIII-7 Net gain or loss on sales of assetsExcluded from tax −$451,546−$451,546
VIII-8 Net income from fundraising eventsExcluded from tax −$11,695−$11,695
VIII-12 Total revenueRelated to mission $50,867 · Unrelated business $0 · Excluded from tax $52$10,612,224
Part IX · Statement of functional expenses $4,731,107 across 17 lines filed
IX-5 Pay of current officers, directors and key staffPrograms $187,230 · Management $12,556 · Fundraising $14,818$214,604
IX-7 Other salaries and wagesPrograms $1,816,847 · Management $121,846 · Fundraising $143,795$2,082,488
IX-8 Pension plan contributionsPrograms $89,919 · Management $6,030 · Fundraising $7,117$103,066
IX-9 Other employee benefitsPrograms $148,549 · Management $9,963 · Fundraising $11,758$170,270
IX-10 Payroll taxesPrograms $121,612 · Management $8,156 · Fundraising $9,625$139,393
IX-11c Accounting feesPrograms $16,160 · Management $1,084 · Fundraising $1,279$18,523
IX-11f Investment management feesManagement $67,668$67,668
IX-11g Other fees for servicesPrograms $164,937 · Management $4,174 · Fundraising $4,926$174,037
IX-12 Advertising and promotionPrograms $2,952 · Management $198 · Fundraising $234$3,384
IX-13 Office expensesPrograms $108,900 · Management $7,303 · Fundraising $8,622$124,825
IX-16 OccupancyPrograms $137,966 · Management $9,253 · Fundraising $10,920$158,139
IX-17 TravelPrograms $16,140 · Management $1,082 · Fundraising $1,277$18,499
IX-20 InterestPrograms $114,629 · Management $7,688 · Fundraising $9,072$131,389
IX-22 Depreciation, depletion and amortizationPrograms $621,696 · Management $41,694 · Fundraising $49,205$712,595
IX-23 InsurancePrograms $71,866 · Management $4,820 · Fundraising $5,688$82,374
IX-24 Other expenses (24a–d)Programs $480,603 · Management $20,498 · Fundraising $24,189$525,290
IX-24e All other expensesPrograms $3,980 · Management $267 · Fundraising $316$4,563
IX-25 Total functional expensesPrograms $4,103,986 · Management $324,280 · Fundraising $302,841$4,731,107
Part X · Balance sheet $46,621,680 assets, 13 lines filed
X-1 Cash, non-interest-bearingStart of year $1,310,148$4,990,971
X-2 Savings and temporary cash investmentsStart of year $6,703,642$8,626,061
X-3 Pledges and grants receivableStart of year $222,850$628,239
X-9 Prepaid expenses and deferred chargesStart of year $19,230$19,560
X-10c Land, buildings and equipment, netStart of year $22,927,708$22,574,238
X-11 Publicly traded securitiesStart of year $9,258,519$9,782,611
X-16 Total assetsStart of year $40,442,097$46,621,680
X-17 Accounts payable and accrued expensesStart of year $312,854$269,456
X-26 Total liabilitiesStart of year $2,940,644$2,897,246
X-27 Net assets without donor restrictionsStart of year $30,986,429$32,476,575
X-28 Net assets with donor restrictionsStart of year $6,515,024$11,247,859
X-32 Total net assets or fund balancesStart of year $37,501,453$43,724,434
X-33 Total liabilities and net assetsStart of year $40,442,097$46,621,680
Part XI · Reconciliation of net assets $43,724,434 net assets at year end
XI-1 Total revenue$10,612,224
XI-2 Total expenses$4,731,107
XI-3 Revenue less expenses$5,881,117
XI-4 Net assets at start of year$37,501,453
XI-5 Net unrealized gains (losses) on investments$341,864
XI-9 Other changes in net assets$0
XI-10 Net assets at end of year$43,724,434

Form 990 e-file (XML) FY2023 from the IRS · Classification, formation year and address from the IRS Business Master File

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