Housing Opportunities INC

Crown Point, INUnknown exempt organizationSince 2000 EIN 35-1965214Revenue $4.1M in FY2025Latest return filed Aug 10, 2026

On file with the IRScoaction.careCrown Point, IN

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Housing Opportunities DBA coaction works to resolve and prevent homelessness in our communities by providing permanent supportive Housing, affordable rentals, rental assistance, Housing counseling, street outreach services, and supportive case management.

89¢ of each $1 spent went to programs.
Run by 5 volunteers.
Mission: Form 990 Part I, line 1 · Programs: Part IX · People: Part I, lines 5–6

Before you give

FY2025 · Form 990Independent: from IRS data, not the org
Download 990
Latest return
FY2025
latest Form 990
Looks good: the latest return is for FY2025, 1 tax year back; within 2 tax years.
IRS e-file · Filing history
Surplus or deficit
5 of 5
filings with a surplus
Average surplus $1.1M a year · 22% of revenue · last 5 filings
Looks good: a surplus in 5 of the last 5 filings.
Pt I · Ln 19 · 5 filings
Spent on programs
89%
of spending
Looks good: 89% of spending went to programs; 75% or more.
Pt IX · Ln 25 · col B
1 mo
of spending, in cash
Fine: 1.2 months of spending in cash; 1 to 3.
Pt X · Ln 1–2 · Pt I · Ln 18
Named funders
1
named funder · $10K
Fine: 1 funder names it on their filings; under 3.
Funders’ Sch. I, 990-PF
Liabilities
$1.4M
9% of total assets
Looks good: liabilities are 9% of assets; 50% or less.
Pt X · Ln 26
Independent board members
5
of 5 voting members
Looks good: 5 of 5 voting members are independent, a majority.
Pt VI · Ln 1a–1b
Looks goodFineWorth a lookConcernNo data yetTap a box for the reason.
Revenue
$4.1M
+180% vs prior year
Spent
$3.4M
To programs
89%
Net assets
$15.0M
By yearFY2021–FY2025
Revenue
$4.1M
FY2025▲ +180%
Tap a bar for its year
Revenue by fiscal year
FY2021$5.2M
FY2022$5.6M
FY2023$5.0M
FY2024$5.7M
FY2024$1.5M
FY2025$4.1M
Expenses
$3.4M
FY2025▲ +125%
Tap a bar for its year
Expenses by fiscal year
FY2021$4.6M
FY2022$4.5M
FY2023$3.9M
FY2024$3.5M
FY2024$1.5M
FY2025$3.4M
Net assets
$15.0M
FY2025▲ +37%
Tap a bar for its year
Net assets by fiscal year
FY2021$6.5M
FY2022$7.6M
FY2023$8.6M
FY2024$10.8M
FY2024$10.9M
FY2025$15.0M

From the FY2025 Form 990 · figures checked against the IRS filing · see the original

Give Claim

Is it real?

Yes. Never revoked by the IRS. Latest filing on record: FY2025.

IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File

Where the money goes

89 cents of each dollar spent went to programs.

Program services 89% · $3.0M Management & general 11% · $357K Fundraising 1% · $21K

Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.

Something off? Claim to add context

Who runs it and what they're paid

11 people listed on the 990.

Part VII, Section A · reportable compensation
Vice Chair
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
Treasurer
$0Pt VII · Sec A
Board Member
$0Pt VII · Sec A
Chief Services Officer
$0Pt VII · Sec A
President/Chief Executive
$0Pt VII · Sec A
Chief Financial Officer
$0Pt VII · Sec A

Compensation history total reportable pay by year · 2 named individuals · Part VII

NameFY2024FY2023FY2022FY2021
Jordan Stanfill$87,629$128,477$96,600$89,492
Lynda Gravier$55,844$79,109$62,702$59,081

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

See Housing Opportunities INC executive salaries →

Questions the 990 asks

The form asks each of these directly. These are the filed answers.

  • Family or business ties among officersPt VI · Ln 2No
  • Top official's pay set by an independent reviewPt VI · Ln 15aNo

Programs and updates

Helps people find and keep housing, ending homelessness in two counties.

Questions for Housing Opportunities INC

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3 programs · $2.2M · in their own filed words · FY2025
01

Permanent Supportive Housing

Supportive rental housing and individualized case management services for individuals or families with diagnosed disabilities. 168 clients were housed during the year ending 12/31/25. Housing opportunities dba coaction owned AND/OR managed 67 permanent supportive housing units as 12/31/25.

$886Kprogram expense
02

Affordable Rentals

Income-based rental housing to provide lower income individuals and families with access to safe, affordable housing. 319 clients housed in the year ending 12/31/25. As of 12/31/25, housing opportunities dba coaction owns AND/OR manages 167 affordable rental units outright and through low-income housing tax credit (lihtc) partnerships.

$841Kprogram expense
03

Homeless resources provides emergency housing, outreach, and wraparound support for individuals and families experiencing homelessness. In 2025, we served 102 households through street outreach and helped 48 households secure housing through rental assistance.

$438Kprogram expense

Funders

Who pays for it.

From grant filings on record. Receipts are incomplete: individual donors are never listed.

Grants

Schedule I · received and paid
Grants received · FY2024
Total grants receivedfrom 1 funder$10K
Grants paid · 7 grants · $3.9M · 2020–2025
Unitemized GrantFY2025$164,685
Unitemized GrantFY2025$32,663
Unitemized GrantFY2024$64,378
Unitemized GrantFY2023$259,440
Unitemized GrantFY2022$488,844
Unitemized GrantFY2021$1,055,215
Unitemized GrantFY2020$1,802,992

Federal money

Single Audit · Federal Audit Clearinghouse · money spent from federal programs
Year ending Dec 2024 · $3.8M federal money spent
Housing Trust FundDepartment of Housing and Urban Development · ALN 14.275 · Through Housing Trust Fund$1.5M
Continuum of Care ProgramDepartment of Housing and Urban Development · ALN 14.267 · Direct and through Indiana Housing and Community Development$1.1M
Home Investment Partnerships ProgramDepartment of Housing and Urban Development · ALN 14.239 · Through Home Investment Partnership$844K
Emergency Solutions Grant ProgramDepartment of Housing and Urban Development · ALN 14.231 · Through Indiana Housing and Community Development$347K
Housing Counseling Training ProgramDepartment of Housing and Urban Development · ALN 14.316 · Through Housing Counseling Training Program$20K

Plus 2 smaller programs.

The auditor reported no findings.

Year ending Jun 2023 · $2.9M federal money spent
Home Investment Partnerships ProgramDepartment of Housing and Urban Development · ALN 14.239 · Through Covid-19 -Related Funding$1.3M
Continuum of Care ProgramDepartment of Housing and Urban Development · ALN 14.267 · Direct and through Indiana Housing and Community Development Authority$761K
Emergency Solutions Grant ProgramDepartment of Housing and Urban Development · ALN 14.231 · Through Indiana Housing and Community Development Authority and 1 more$753K
Emergency Food and Shelter National Board ProgramDepartment of Homeland Security · ALN 97.024 · Direct$12K
Housing Counseling Training ProgramDepartment of Housing and Urban Development · ALN 14.316 · Through Covid-19 -Related Funding$8K

Plus 1 smaller program.

The auditor reported no findings.

Year ending Jun 2022 · $3.4M federal money spent
Emergency Solutions Grant ProgramDepartment of Housing and Urban Development · ALN 14.231 · Through Indiana Housing and Community Development Authority and 1 more$1.4M
Home Investment Partnerships ProgramDepartment of Housing and Urban Development · ALN 14.239 · Through Covid-19-Related Funding$1.3M
Continuum of Care ProgramDepartment of Housing and Urban Development · ALN 14.267 · Through Indiana Housing and Community Development Authority$749K
Emergency Food and Shelter National Board ProgramDepartment of Homeland Security · ALN 97.024 · Direct$10K
Housing Counseling Training ProgramDepartment of Housing and Urban Development · ALN 14.316 · Through Covid-19-Related Funding$3K

Plus 1 smaller program.

The auditor reported no findings.

Year ending Jun 2021 · $3.2M federal money spent
Emergency Solutions Grant ProgramDepartment of Housing and Urban Development · ALN 14.231 · Through Indiana Housing and Community Development Authority and 1 more$1.6M
Continuum of Care ProgramDepartment of Housing and Urban Development · ALN 14.267 · Through Indiana Housing and Community Development Authority$763K
Home Investment Partnerships ProgramDepartment of Housing and Urban Development · ALN 14.239 · Through Covid-19-Related Funding$723K
Temporary Assistance for Needy FamiliesDepartment of Health and Human Services · ALN 93.558 · Through Indiana Housing and Community Development Authority$57K
Community Services Block GrantDepartment of Health and Human Services · ALN 93.569 · Through Indiana Housing and Community Development Authority and 1 more$11K

Plus 2 smaller programs.

The auditor reported no findings.

By the numbers

The FY2025 990, line by line.

1The main four
Money inPt VIII
$4.1M
Ln 12
Gifts and grantsLn 1h$2.8M
Fees for servicesLn 2g$1.0M
Investment incomeLn 3$270K
Money outPt IX
$3.4M
Ln 25
Programscol B$3.0M
Managementcol C$357K
Fundraisingcol D$21K
Owns and owesPt X
$15.0M
net assets · Ln 32
Cash and savingsLn 1–2$333K
Total assetsLn 16$16.4M
LiabilitiesLn 26$1.4M
PeoplePt VI, VII
11
listed · VII A
PaidVII A0
Voting boardVI 1a5
IndependentVI 1b5
2In more detail
Revenue in detailPt VIII
Gifts and grantsLn 1h$2.8M
Government grantsLn 1e$2.7M
Noncash giftsLn 1g$21K
Fees for servicesLn 2g$1.0M
Investment incomeLn 3$270K
Gains on assetsLn 7$177K
Total revenueLn 12$4.1M
Assets in detailPt X, end of year
CashLn 1$99K
SavingsLn 2$234K
Cash and savings togetherLn 1–2$333K
Pledges and grants receivableLn 3$120K
Accounts receivableLn 4$1.9M
Notes and loans receivableLn 7$3.1M
Prepaid expenses and deferred chargesLn 9$146K
Land, buildings, equipmentLn 10c$9.9M
InvestmentsLn 11–13$56K
Other assetsLn 15$933K
Total assetsLn 16$16.4M
LiabilitiesLn 26$1.4M
Net assetsLn 32$15.0M
OperationsPt I, VI
EmployeesI 50
VolunteersI 65
Fiscal year endsHeaderDecember
Conflict-of-interest policyVI 12aYes
Whistleblower policyVI 13Yes
Records policyVI 14Yes
3Year over year
Balance sheet, start vs end of yearPt X · col A, B
LineStart FY25End FY25
Cash and savingsLn 1–2$380K$333K
InvestmentsLn 11–13$56K$56K
Land, buildings, equipmentLn 10c$9.4M$9.9M
Total assetsLn 16$14.1M$16.4M
LiabilitiesLn 26$3.2M$1.4M
Net assetsLn 32$10.9M$15.0M
4Every line
Statement of functional expensesPt IX · every line
LineTotalProgramsManagementFundraising
Grants to domestic individualsLn 2$197K$197K
Other salaries and wagesLn 7$1.3M$1.1M$236K$14K
Legal feesLn 11b$26K$23K$2K$402
Accounting feesLn 11c$26K$25K$560$93
Other fees for servicesLn 11g$60K$51K$7K$1K
Office expensesLn 13$41K$40K$600$564
OccupancyLn 16$617K$606K$10K$1K
TravelLn 17$19K$15K$4K$4
InterestLn 20$120K$118K$142$2K
Depreciation, depletion and amortizationLn 22$347K$280K$68K
InsuranceLn 23$148K$146K$1K$788
Other expenses (24a–d)Ln 24$229K$202K$26K$1K
All other expensesLn 24e$224K$224K$0$0
Total functional expensesLn 25$3.4M$3.0M$357K$21K

Filing history

YearMoney inMoney outIn minus outNet assetsDownload
FY2025 Latest ViewingFiled with the IRS Aug 10, 2026 $4.1M$3.4M$723K$15.0M 990 PDF
FY2024Filed with the IRS Oct 24, 2024 $5.7M$3.5M$2.2M$10.8M 990 PDF
FY2023Filed with the IRS Feb 13, 2024 $5.0M$3.9M$1.0M$8.6M 990 PDF
FY2022Filed with the IRS Nov 15, 2022 $5.6M$4.5M$1.1M$7.6M 990 PDF
FY2021Filed with the IRS Oct 22, 2021 $5.2M$4.6M$654K$6.5M 990 PDF

Schedules filed Part IV

III · Programs R · Related orgs G · Fundraising L · Interested persons I · Grants O · Explanations
See the full FY2025 990 (6 parts)
Part I · Summary $4,098,308 revenue, 12 lines filed
I-8 Contributions and grantsPrior year $968,043$2,810,231
I-9 Program service revenuePrior year $423,312$1,018,211
I-10 Investment incomePrior year $70,229$269,866
I-11 Other revenuePrior year $202$0
I-12 Total revenuePrior year $1,461,786$4,098,308
I-13 Grants and similar amounts paidPrior year $64,378$197,348
I-14 Benefits paid to membersPrior year $0$0
I-15 Salaries and benefitsPrior year $535,622$1,320,062
I-16a Professional fundraising feesPrior year $0$0
I-17 Other expensesPrior year $898,964$1,857,496
I-18 Total expensesPrior year $1,498,964$3,374,906
I-19 Revenue less expensesPrior year −$37,178$723,402
Part VI · Governance 5 of 5 board members independent, 1 to look at
VI-1a Voting members of the governing body5
VI-1b Independent voting members5
VI-15a Process for setting top official's payNo
VI-2 Family or business relationship among officers or directorsNo
VI-12a Written conflict of interest policyYes
VI-13 Written whistleblower policyYes
VI-14 Document retention and destruction policyYes
Part VIII · Statement of revenue $4,098,308 across 9 lines filed
VIII-1e Government grants$2,710,643
VIII-1f All other contributions, gifts and grants$99,588
VIII-1g Noncash contributions (included above)$20,710
VIII-1h Total contributions, gifts and grants$2,810,231
VIII-2a-f Program service revenue, itemized rows (sum of 2a–2f as filed)Related to mission $1,018,211$1,018,211
VIII-3 Investment incomeExcluded from tax $92,567$92,567
VIII-7 Net gain or loss on sales of assetsExcluded from tax $177,299$177,299
VIII-8 Net income from fundraising events$0
VIII-12 Total revenueRelated to mission $1,018,211 · Unrelated business $0 · Excluded from tax $269,866$4,098,308
Part IX · Statement of functional expenses $3,374,906 across 13 lines filed
IX-2 Grants to domestic individualsPrograms $197,348$197,348
IX-7 Other salaries and wagesPrograms $1,069,721 · Management $236,245 · Fundraising $14,096$1,320,062
IX-11b Legal feesPrograms $23,020 · Management $2,418 · Fundraising $402$25,840
IX-11c Accounting feesPrograms $25,272 · Management $560 · Fundraising $93$25,925
IX-11g Other fees for servicesPrograms $51,131 · Management $7,466 · Fundraising $1,242$59,839
IX-13 Office expensesPrograms $40,092 · Management $600 · Fundraising $564$41,256
IX-16 OccupancyPrograms $605,544 · Management $10,380 · Fundraising $1,406$617,330
IX-17 TravelPrograms $14,590 · Management $4,114 · Fundraising $4$18,708
IX-20 InterestPrograms $117,850 · Management $142 · Fundraising $1,577$119,569
IX-22 Depreciation, depletion and amortizationPrograms $279,815 · Management $67,544$347,359
IX-23 InsurancePrograms $145,869 · Management $1,469 · Fundraising $788$148,126
IX-24 Other expenses (24a–d)Programs $201,548 · Management $26,476 · Fundraising $1,163$229,187
IX-24e All other expensesPrograms $224,357 · Management $0 · Fundraising $0$224,357
IX-25 Total functional expensesPrograms $2,996,157 · Management $357,414 · Fundraising $21,335$3,374,906
Part X · Balance sheet $16,374,282 assets, 22 lines filed
X-1 Cash, non-interest-bearingStart of year $91,846$98,659
X-2 Savings and temporary cash investmentsStart of year $288,182$234,342
X-3 Pledges and grants receivableStart of year $179,954$119,560
X-4 Accounts receivableStart of year $437,109$1,866,744
X-5 Loans to officers and key peopleStart of year $0$0
X-6 Loans to other insidersStart of year $0$0
X-7 Notes and loans receivableStart of year $3,247,307$3,058,681
X-9 Prepaid expenses and deferred chargesStart of year $40,402$145,704
X-10c Land, buildings and equipment, netStart of year $9,436,166$9,861,079
X-13 Program-related investmentsStart of year $56,392$56,392
X-15 Other assetsStart of year $357,299$933,121
X-16 Total assetsStart of year $14,134,657$16,374,282
X-17 Accounts payable and accrued expensesStart of year $347,569$148,928
X-22 Loans from officers and insidersStart of year $0$0
X-23 Secured mortgages and notes payableStart of year $1,800,002$694,859
X-24 Unsecured notes and loans payableStart of year $987,550$496,276
X-25 Other liabilitiesStart of year $53,193$52,381
X-26 Total liabilitiesStart of year $3,188,314$1,392,444
X-27 Net assets without donor restrictionsStart of year $10,945,163$14,981,838
X-28 Net assets with donor restrictionsStart of year $1,180$0
X-32 Total net assets or fund balancesStart of year $10,946,343$14,981,838
X-33 Total liabilities and net assetsStart of year $14,134,657$16,374,282
Part XI · Reconciliation of net assets $14,981,838 net assets at year end
XI-1 Total revenue$4,098,308
XI-2 Total expenses$3,374,906
XI-3 Revenue less expenses$723,402
XI-4 Net assets at start of year$10,946,343
XI-5 Net unrealized gains (losses) on investments$11,036
XI-9 Other changes in net assets$3,301,057
XI-10 Net assets at end of year$14,981,838

Form 990 e-file (XML) FY2025 from the IRS · Classification, formation year and address from the IRS Business Master File

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