To provide life-affirming services, building christ-centered families.

501(c)(3) charity; gifts are tax-deductible.
53¢ of each $1 spent went to programs.
$146K paid to officers and key staff.
Mission: Form 990 Part I, line 1 · Status: IRS Pub. 78 · Programs: Part IX · Pay: Part VII

Before you give

FY2023 · Form 990Independent: from IRS data, not the org
Download 990
IRS status
501(c)(3)
not on the IRS revocation list
Looks good: listed by the IRS and not on the revocation list.
IRS BMF · Auto-Revocation List
Tax-deductible gifts
Yes
Donations are tax-deductible
Looks good: the IRS lists gifts to it as deductible.
IRS Pub. 78 · IRS BMF
Latest return
FY2024
latest Form 990
Looks good: the latest return is for FY2024, 2 tax years back; within 2 tax years.
IRS e-file · Filing history
Surplus or deficit
3 of 5
filings with a surplus
Average surplus $941K a year · 48% of revenue · last 5 filings
Worth a look: a surplus in 3 of the last 5 filings.
Pt I · Ln 19 · 5 filings
Spent on programs
53%
of spending
Worth a look: 53% of spending went to programs; under 65%.
Pt IX · Ln 25 · col B
Pay to officers and key staff
$146K
to officers and key staff · 10% of spending
Looks good: pay to officers and key staff is 10% of spending; 15% or less.
Pt VII · Sec A
13 mo
of spending, in cash
Looks good: 12.7 months of spending in cash; 3 or more.
Pt X · Ln 1–2 · Pt I · Ln 18
Named funders
4
named funders · $872K
Looks good: 4 funders name it on their filings; 3 or more.
Funders’ Sch. I, 990-PF
Liabilities
$33K
0.6% of total assets
Looks good: liabilities are 1% of assets; 50% or less.
Pt X · Ln 26
Independent board members
8
of 8 voting members
Looks good: 8 of 8 voting members are independent, a majority.
Pt VI · Ln 1a–1b
Looks goodFineWorth a lookConcernNo data yetTap a box for the reason.
Revenue
$1.2M
-25% vs prior year
Spent
$1.4M
To programs
53%
Net assets
$5.4M
By yearFY2020–FY2024
Revenue
$1.2M
FY2023▼ -25%
Tap a bar for its year
Revenue by fiscal year
FY2020$2.9M
FY2021$2.7M
FY2022$1.6M
FY2023$1.2M
FY2024$1.4M
Expenses
$1.4M
FY2023▲ +46%
Tap a bar for its year
Expenses by fiscal year
FY2020$529K
FY2021$665K
FY2022$970K
FY2023$1.4M
FY2024$1.6M
Net assets
$5.4M
FY2023▼ -4%
Tap a bar for its year
Net assets by fiscal year
FY2020$2.9M
FY2021$5.0M
FY2022$5.6M
FY2023$5.4M
FY2024$5.2M

From the FY2023 Form 990 · figures checked against the IRS filing · see the original

Give Claim
You’re viewing the FY2023 filing — not the latest on file. See the latest (FY2024) →

Is it real?

Yes. Never revoked by the IRS. Latest filing on record: FY2024. IRS ruling in Oct 1985.

IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File

Where the money goes

53 cents of each dollar spent went to programs.

Program services 53% · $746K Management & general 47% · $670K Fundraising 0% · $4K

Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.

Something off? Claim to add context

Who runs it and what they're paid

11 people listed on the 990; $146K paid to officers and key staff.

Part VII, Section A · reportable compensation
Executive Director
$115,261Pt VII · Sec A
$30,962Pt VII · Sec A
Board Member
$0Pt VII · Sec A
Board Member
$0Pt VII · Sec A
Board Member
$0Pt VII · Sec A
Board Member
$0Pt VII · Sec A
Treasurer
$0Pt VII · Sec A
Vice President
$0Pt VII · Sec A

Stacey Gagnon’s $125K as CEO is at the 58th percentile of top reported officer pay among 3868 $1–10M human services nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

Compensation history total reportable pay by year · 2 named individuals · Part VII

NameFY2024FY2023FY2022FY2021FY2020
Stacey Gagnon$125,485$30,962———
Roxana Konopinski—$115,261$76,846$76,587$55,889

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

See Reta INC executive salaries →

On this list? Claim this org

Something off? Claim to add context

Questions the 990 asks

The form asks each of these directly. These are the filed answers.

  • Family or business ties among officersPt VI · Ln 2No
  • Top official's pay set by an independent reviewPt VI · Ln 15aYes

Programs and updates

Offers life-affirming services to build Christ-centered families.

Questions for Reta INC

Tap to ask. Reta INC sees how many people are interested.

Your first name shows with your question. Reta INC answers here, for everyone.

Provided by the organization

Know this org? Add your story

3 programs · $547K · in their own filed words · FY2023
01

The mobile clinic can be found at numerous locations around elkhart and ST. Joseph counties, providing free pregnancy testing, STD testing and treatment, information and limited obstetrical ultrasound services. The same services are offered in our office building.

$384Kprogram expense
02

Coaching

MEN'S/MOM'S/COUPLES- to provide men direction, help and encouragement to be better fathers, husbands and positive role models to their children. In 2023, men's coaching provided support to men in 335 appointments.

$143Kprogram expense
03

Abortion Recovery Services

To offer healing and hope for women who have experienced abortion in their past and regret their decision. Structured and confidential support groups are offered once a week for a ten-week format or a three-day intensive retreat. In 2023, 50 appointments were scheduled to help hurting women.

$21Kprogram expense

Funders

Who pays for it.

From grant filings on record. Receipts are incomplete: individual donors are never listed.

Grants

Schedule I · received and paid
Grants received · FY2024
Total grants receivedfrom 4 funders$872K
See all 4 funders →
Grants paid · 1 grant · $22K · 2023–2023
Downtown Ministries INCGA · FY2023$21,550

By the numbers

The FY2023 990, line by line.

1The main four
Money inPt VIII
$1.2M
Ln 12
Gifts and grantsLn 1h$1.2M
Investment incomeLn 3$2K
Money outPt IX
$1.4M
Ln 25
Programscol B$746K
Managementcol C$670K
Fundraisingcol D$4K
Owns and owesPt X
$5.4M
net assets · Ln 32
Cash and savingsLn 1–2$1.5M
Total assetsLn 16$5.5M
LiabilitiesLn 26$33K
PeoplePt VI, VII
11
listed · VII A
PaidVII A2
Voting boardVI 1a8
IndependentVI 1b8
2In more detail
Revenue in detailPt VIII
Gifts and grantsLn 1h$1.2M
Fundraising eventsLn 1c$480K
Investment incomeLn 3$2K
Total revenueLn 12$1.2M
Assets in detailPt X, end of year
CashLn 1$82K
SavingsLn 2$1.4M
Cash and savings togetherLn 1–2$1.5M
Land, buildings, equipmentLn 10c$4.0M
Total assetsLn 16$5.5M
LiabilitiesLn 26$33K
Net assetsLn 32$5.4M
OperationsPt I, VI
EmployeesI 512
VolunteersI 650
Fiscal year endsHeaderDecember
Conflict-of-interest policyVI 12aYes
Whistleblower policyVI 13Yes
Records policyVI 14Yes
3Year over year
Balance sheet, start vs end of yearPt X · col A, B
LineStart FY23End FY23
Cash and savingsLn 1–2$1.6M$1.5M
Land, buildings, equipmentLn 10c$4.1M$4.0M
Total assetsLn 16$5.6M$5.5M
LiabilitiesLn 26$14K$33K
Net assetsLn 32$5.6M$5.4M
4Every line
Statement of functional expensesPt IX · every line
LineTotalProgramsManagementFundraising
Grants to domestic organizationsLn 1$22K$22K
Pay of current officers, directors and key staffLn 5$146K$28K$118K
Other salaries and wagesLn 7$574K$461K$112K
Other employee benefitsLn 9$101K$57K$44K
Payroll taxesLn 10$61K$26K$36K
Accounting feesLn 11c$4K$4K
Other fees for servicesLn 11g$38K$38K
Advertising and promotionLn 12$33K$26K$4K$2K
Office expensesLn 13$125K$20K$105K$909
OccupancyLn 16$50K$24K$26K
TravelLn 17$2K$713$1K
Conferences, conventions and meetingsLn 19$10K$8K$2K
Depreciation, depletion and amortizationLn 22$140K$140K
InsuranceLn 23$28K$28K
Other expenses (24a–d)Ln 24$80K$70K$10K
All other expensesLn 24e$5K$4K$860$620
Total functional expensesLn 25$1.4M$746K$670K$4K

Filing history

YearMoney inMoney outIn minus outNet assetsDownload
FY2024 Latest $1.4M$1.6M−$215K$5.2M 990 PDF
FY2023 Viewing $1.2M$1.4M−$207K$5.4M 990 PDF
FY2022 $1.6M$970K$653K$5.6M 990 PDF
FY2021 $2.7M$665K$2.1M$5.0M 990 PDF
FY2020 $2.9M$529K$2.4M$2.9M 990 PDF

More to add? Claim this org

Schedules filed Part IV

III · Programs R · Related orgs G · Fundraising L · Interested persons I · Grants A · Public support O · Explanations
See the full FY2023 990 (6 parts)
Part I · Summary $1,212,015 revenue, 12 lines filed
I-8 Contributions and grantsPrior year $1,710,996$1,247,592
I-9 Program service revenuePrior year $0$0
I-10 Investment incomePrior year $588$2,235
I-11 Other revenuePrior year −$88,507−$37,812
I-12 Total revenuePrior year $1,623,077$1,212,015
I-13 Grants and similar amounts paidPrior year $0$21,585
I-14 Benefits paid to membersPrior year $0$0
I-15 Salaries and benefitsPrior year $599,173$882,709
I-16a Professional fundraising feesPrior year $0$0
I-17 Other expensesPrior year $370,568$514,922
I-18 Total expensesPrior year $969,741$1,419,216
I-19 Revenue less expensesPrior year $653,336−$207,201
Part VI · Governance 8 of 8 board members independent, no flags
VI-1a Voting members of the governing body8
VI-1b Independent voting members8
VI-2 Family or business relationship among officers or directorsNo
VI-12a Written conflict of interest policyYes
VI-13 Written whistleblower policyYes
VI-14 Document retention and destruction policyYes
VI-15a Process for setting top official's payYes
Part VIII · Statement of revenue $1,212,015 across 7 lines filed
VIII-1c Fundraising events$480,207
VIII-1f All other contributions, gifts and grants$767,385
VIII-1h Total contributions, gifts and grants$1,247,592
VIII-3 Investment incomeExcluded from tax $2,235$2,235
VIII-8 Net income from fundraising eventsExcluded from tax −$38,733−$38,733
VIII-11a-d Other revenue, itemized rows (sum of 11a–11d as filed)Related to mission $921$921
VIII-12 Total revenueRelated to mission $921 · Unrelated business $0 · Excluded from tax −$36,498$1,212,015
Part IX · Statement of functional expenses $1,419,216 across 16 lines filed
IX-1 Grants to domestic organizationsPrograms $21,585$21,585
IX-5 Pay of current officers, directors and key staffPrograms $27,782 · Management $118,441$146,223
IX-7 Other salaries and wagesPrograms $461,422 · Management $112,251$573,673
IX-9 Other employee benefitsPrograms $57,069 · Management $44,343$101,412
IX-10 Payroll taxesPrograms $25,767 · Management $35,634$61,401
IX-11c Accounting feesManagement $4,360$4,360
IX-11g Other fees for servicesManagement $38,133$38,133
IX-12 Advertising and promotionPrograms $26,270 · Management $4,193 · Fundraising $2,097$32,560
IX-13 Office expensesPrograms $19,577 · Management $104,626 · Fundraising $909$125,112
IX-16 OccupancyPrograms $23,985 · Management $25,545$49,530
IX-17 TravelPrograms $713 · Management $1,284$1,997
IX-19 Conferences, conventions and meetingsPrograms $7,597 · Management $2,108$9,705
IX-22 Depreciation, depletion and amortizationManagement $139,716$139,716
IX-23 InsuranceManagement $28,109$28,109
IX-24 Other expenses (24a–d)Programs $70,131 · Management $10,249$80,380
IX-24e All other expensesPrograms $3,840 · Management $860 · Fundraising $620$5,320
IX-25 Total functional expensesPrograms $745,738 · Management $669,852 · Fundraising $3,626$1,419,216
Part X · Balance sheet $5,453,236 assets, 9 lines filed
X-1 Cash, non-interest-bearingStart of year $36,760$82,259
X-2 Savings and temporary cash investmentsStart of year $1,524,188$1,414,617
X-10c Land, buildings and equipment, netStart of year $4,080,897$3,956,360
X-16 Total assetsStart of year $5,641,845$5,453,236
X-17 Accounts payable and accrued expensesStart of year $14,269$32,861
X-26 Total liabilitiesStart of year $14,269$32,861
X-27 Net assets without donor restrictionsStart of year $5,627,576$5,420,375
X-32 Total net assets or fund balancesStart of year $5,627,576$5,420,375
X-33 Total liabilities and net assetsStart of year $5,641,845$5,453,236
Part XI · Reconciliation of net assets $5,420,375 net assets at year end
XI-1 Total revenue$1,212,015
XI-2 Total expenses$1,419,216
XI-3 Revenue less expenses−$207,201
XI-4 Net assets at start of year$5,627,576
XI-9 Other changes in net assets$0
XI-10 Net assets at end of year$5,420,375

Form 990 e-file (XML) FY2023 from the IRS · Classification, formation year and address from the IRS Business Master File

Similar organizations you could support · Compare with another nonprofit

Names, privacy, and removal requests More

The names, titles, and compensation shown on this page are reproduced from IRS Form 990 filings, which are public records.

Philanthropy.org does not alter the content of those filings. All information appears exactly as reported by the filing organization for the tax year shown.

We publish only information contained in the public IRS filing — and less than the filing contains. Our profile pages do not display street addresses, telephone numbers, personal email addresses, or other personal contact information, even where the filing includes them.

Many people share the same name. A name shown on this page reflects only what one organization reported in one IRS filing for one tax year. It should not be interpreted as identifying any other individual with the same or a similar name.

If you are no longer affiliated with the organization, your name will generally stop appearing in future IRS filings once the organization no longer reports you. Pages for tax years in which you were reported remain published because those filings remain part of the public record.

Philanthropy.org does not alter or remove IRS filing records. Removing a page from this website would not remove the underlying IRS filing, which remains publicly available from the IRS and other publishers of the same information.

If you believe the IRS filing itself is inaccurate, corrections must be made by the filing organization or the IRS directly.

Your org? Add context

Made it to the end? Claim this org

All figures are derived from public IRS Form 990 filings and are presented without evaluation of any organization. philanthropy.org does not rate, score, or rank organizations, including the pay comparisons above.