Three Rivers Endowment Trust EIN 27-1887511

Three Rivers Endowment Trust

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Supports educational growth and welfare for Three Rivers Community College students. For fiscal year 2025 it reported $1.5M in revenue, $244K in expenses, and $8.4M in net assets.Pt I

Type
Public charity (501(c)(3)) · Education
Location
Poplar Bluff, MO
Website
[email protected]
Filings
6 on file (2020–2025)
Revenue
$1.5MFY2025
Expenses
$244K
Net assets
$8.4M
People
17
Filings
6
Updates
0
More identity details & actions ⌄
EIN  27-1887511 Public charity (501(c)(3)) Poplar Bluff, MO
Form 990 (PDF)
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Size
$1–10M
What they do
Supports educational growth and welfare for Three Rivers Community College students.
Leadership
Riley Bock · Trustee
Money in and out
$1.5M revenue, $244K expenses
Bottom line
96% program efficiency
Where the money goes · FY2025
Total revenue
$1.5M
Pt VIII · Ln 12
Total expenses
$244K
Pt IX · Ln 25
Net assets
$8.4M
Pt X · Ln 32
Revenue less expenses (Pt I · Ln 19): $1.2M
Where spending went · Part IX cols B–D
Program services $0.96 Management & general $0.04 Fundraising $0.00
Program efficiency
96%
of spending reaches programs▼ -0.6% vs prior filing year
Operating runway
113.2mo
months of highly liquid reserves at operating expense rate▼ -11% vs prior filing year
Surplus margin
+83%
revenue over expenses, this year▲ +19% vs prior filing year

Summary of the Filing

Part I · fiscal year 2025 · Form 990
Revenue
$1.5M
FY2025▲ +6%
Expenses
$244K
FY2025▼ -41%
Total assets
$8.8M
FY2025▲ +29%
Total liabilities
$400K
FY2025▲ +29%
Total revenue
$1.5M
Pt VIII · Ln 12
Total expenses
$244K
Pt IX · Ln 25
Net assets
$8.4M
Pt X · Ln 32
Revenue less expensesPt I · Ln 19$1.2M
Total assetsPt X · Ln 16$8.8M
Program-expense ratioPt IX · col B96%
Voting members of governing bodyPt I · Ln 316
Independent voting membersPt I · Ln 415
Mission & Programs · Part III

Where the work happens

1 program service account for $234K of program spending, described in the organization's own filed words · FY2024.
01

The three rivers endowment trust, inc. Was formed to promote the educational development and general educational welfare of three rivers community college.

$234Kprogram expense

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Identity & Classification

Form 990 Header · IRS Business Master File
Legal nameHdr · item CThree Rivers Endowment Trust
EINHdr · item D27-1887511
Principal addressHdr · item CPoplar Bluff, MO
WebsiteHdr · item J[email protected]
Year of formationHdr · item Lpending
State of legal domicileHdr · item MMO
Exempt statusHdr · item I501(c)(3) · active
NTEE classificationIRS BMFEducation (B114)
Ruling yearIRS BMFJun 2010

Governance & Policies

Part VI
Voting members of the governing bodyPt VI · Ln 1a16
Independent voting membersPt VI · Ln 1b15
Conflict-of-interest policyPt VI · Ln 12aNo
Whistleblower policyPt VI · Ln 13No
Document retention policyPt VI · Ln 14No
CEO/top-official compensation independently reviewedPt VI · Ln 15aNo
Family or business relationships among officers/directorsPt VI · Ln 2Yes

Officers, Directors & Key Employees

Part VII, Section A · reportable compensation · most recent filed roster (FY2024); the FY2025 filing did not itemize Part VII
Trustee
$0Pt VII · Sec A
$0Pt VII · Sec A
Secretary
$0Pt VII · Sec A
$0Pt VII · Sec A
Trustee
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
Trustee
$0Pt VII · Sec A
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Statement of Revenue

Part VIII
Contributions & grants$1.2M · 84%
Investment income$137K · 9%
Other revenue$92K · 6%
Contributions & grants84%$1.2M
Investment income9%$137K
Other revenue6%$92K
Total revenueLn 12$1.5M

Statement of Functional Expenses

Part IX · allocated across program, management, and fundraising
Allocation · columns B–D
Program services $0.96 Management & general $0.04 Fundraising $0.00
Program services96%$234K
Management & general4%$10K
Fundraising$326
Total functional expensesLn 25$244K

Balance Sheet

Part X · end of year
CashLn 1$2.2M
Total assetsLn 16$8.8M
Total liabilitiesLn 26$400K
Total net assetsLn 32$8.4M
Months of cash on handcomputed109.0

Financial Metrics

Form 990 · FY2025 · each ratio shown with the dollars behind it
Liquidity & Payout
Operating runway
Highly liquid reserves $2.3M · Operating expenses/yr $244K
113.2 months
Where the money goes
Program services
Program services $234K · Total expenses $244K
96%
Management & General
Management & general $10K · Total expenses $244K
4%
Fundraising
Fundraising $326 · Total expenses $244K
0.1%
Cost to raise $1
Fundraising expense (3-yr avg) $718 · Solicited contributions (3-yr avg) $938K
$0.00 to raise $1 (3-yr avg)
Where the money comes from
Contribution dependence
Contributions & grants $1.2M · Total revenue $1.5M
84%
Government reliance
Government grants — · Total revenue $1.5M
Earned-income share
Program service revenue $0 · Total revenue $1.5M
0%
Investment reliance
Investment income $137K · Total revenue $1.5M
+9%
Program self-sufficiency
Program service revenue $0 · Total expenses $244K
0%
Growth & trend
Revenue growth (YoY)
This year $1.5M · Prior year $1.4M
+6%
Revenue CAGR
FY2019 $548K · FY2024 $1.5M
+22%
Net-asset trend (YoY)
End of year $8.4M · Beginning of year —
Beginning net assets not meaningfully positive — showing dollar change
Balance sheet
Surplus Margin
Revenue $1.5M · Expenses $244K
+83%
Liabilities-to-Assets
Total liabilities — · Total assets $8.8M
Net-asset ratio
Net assets $8.4M · Total assets $8.8M
95%
Marketable Investment Share
Publicly traded securities (Pt X, ln 11) $85K · Other securities (Pt X, ln 12) — · Total assets (Pt X, ln 16) $8.8M
1.0%
People & payroll
Highest Reported Total Compensation
Individual Riley Bock · Reported title TRUSTEE · Highest reported compensation $0 · Total expenses $244K
0%
Personnel share
Salaries, benefits & payroll (Pt IX 5-10) — · Total expenses $244K
Peer comparison

Same NTEE category, revenue band, and state where available. Descriptive — not a grade.

MetricThis orgPeer medianPercentile
Program ratio 96%
Overhead ratio 4%
Fundraising cost ratio 0.03%
Revenue growth 6%
Accounting fee ratio 2%

Straight from the Form 990 — descriptive, not an evaluation. A ratio is hidden when its base is zero or too small to be meaningful; the dollars are always shown.

Grants

Schedule I · received and paid
Grants received · FY2023
Total grants receivedfrom 1 funder$122
Grants paid · 1 grant · $359K · 2019–2019
Three Rivers CollegeFY2019$359,476

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Filings & Schedule Manifest

Part IV
III · Programs I · Grants R · Related orgs G · Fundraising L · Interested persons A · Public support F · Foreign M · Noncash
FY2025 (Latest)$1.5M revenue · viewing · ⤓ 990 PDF
FY2024$1.4M revenue · ⤓ 990 PDF
FY2023$483K revenue · ⤓ 990 PDF
FY2022$266K revenue · ⤓ 990 PDF
FY2021$827K revenue · ⤓ 990 PDF
FY2020$548K revenue · ⤓ 990 PDF

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Sources

Every figure above is drawn from these filings
Form 990 e-file (XML) · FY2025IRS
Classification, formation year, addressIRS Business Master File
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