Rossmoor Fund EIN 27-0479896 Form 990 (PDF) Claim this org

Rossmoor Fund

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Helps Rossmoor residents facing financial hardship by funding charitable and educational programs. For fiscal year 2025 it reported $1.6M in revenue, $474K in expenses, and $2.1M in net assets.Pt I

Founded
2009
Type
Public charity (501(c)(3)) · Human Services
Location
Walnut Creek, CA
Website
rossmoorfund.org
Filings
6 on file (2020–2025)
Revenue
$1.6MFY2025
Expenses
$474K
Net assets
$2.1M
People
10
Filings
6
Updates
0
More identity details & actions ⌄
EIN  27-0479896 Public charity (501(c)(3)) Walnut Creek, CA Founded 2009
Form 990 (PDF)
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Figures match the IRS filing checked 9/14/26 · see original: IRS
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Size
$1–10M
What they do
Helps Rossmoor residents facing financial hardship by funding charitable and educational programs.
Leadership
Wendy Dorband · Director
Money in and out
$1.6M revenue, $474K expenses
Bottom line
89% program efficiency
Where the money goes · FY2025
Total revenue
$1.6M
Pt VIII · Ln 12
Total expenses
$474K
Pt IX · Ln 25
Net assets
$2.1M
Pt X · Ln 32
Revenue less expenses (Pt I · Ln 19): $1.1M
Where spending went · Part IX cols B–D
Program services $0.89 Management & general $0.06 Fundraising $0.05
Program efficiency
89%
of spending reaches programs-0.3% vs prior filing year
Operating runway
53.1mo
months of highly liquid reserves at operating expense rate▲ +89% vs prior filing year
Surplus margin
+70%
revenue over expenses, this year▲ +208% vs prior filing year

Summary of the Filing

Part I · fiscal year 2025 · Form 990
Revenue
$1.6M
FY2025▲ +198%
Expenses
$474K
FY2025▲ +14%
Total assets
$2.1M
FY2025▲ +111%
Total liabilities
$5K
FY2025▲ +119%
Total revenue
$1.6M
Pt VIII · Ln 12
Total expenses
$474K
Pt IX · Ln 25
Net assets
$2.1M
Pt X · Ln 32
Revenue less expensesPt I · Ln 19$1.1M
Total assetsPt X · Ln 16$2.1M
Program-expense ratioPt IX · col B89%
Voting members of governing bodyPt I · Ln 310
Independent voting membersPt I · Ln 410

Identity & Classification

Form 990 Header · IRS Business Master File
Legal nameHdr · item CRossmoor Fund
EINHdr · item D27-0479896
Principal addressHdr · item CWalnut Creek, CA
WebsiteHdr · item Jrossmoorfund.org
Year of formationHdr · item L2009
State of legal domicileHdr · item MCA
Exempt statusHdr · item I501(c)(3) · active
NTEE classificationIRS BMFHuman Services (P60)
Ruling yearIRS BMFJan 2010

Governance & Policies

Part VI
Voting members of the governing bodyPt VI · Ln 1a10
Independent voting membersPt VI · Ln 1b10
Conflict-of-interest policyPt VI · Ln 12aYes
Whistleblower policyPt VI · Ln 13No
Document retention policyPt VI · Ln 14Yes
CEO/top-official compensation independently reviewedPt VI · Ln 15aNo
Family or business relationships among officers/directorsPt VI · Ln 2No

Officers, Directors & Key Employees

Part VII, Section A · reportable compensation
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
Publicity Director
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
See Rossmoor Fund executive salaries →

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Mission & Programs · Part III

Where the work happens

3 program services account for $370K of program spending, described in the organization's own filed words · FY2025.
01

Provides free meals seven days a week to those who cannot get out to purchase food for their own needs. Also provide meals for those who meet the financial need.

$167Kprogram expense
02

Grants Provided for

Dental Medical Hearing Vision Home Repair and Maintenance Educational Seminars expenses

$144Kprogram expense
03

Provide grocery gift cards once a quarter to grant recipients.

$58Kprogram expense

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Statement of Revenue

Part VIII
Contributions & grants$1.4M · 87%
Investment income$202K · 13%
Contributions & grants87%$1.4M
Investment income13%$202K
Total revenueLn 12$1.6M

Statement of Functional Expenses

Part IX · allocated across program, management, and fundraising
Allocation · columns B–D
Program services $0.89 Management & general $0.06 Fundraising $0.05
Program services89%$421K
Management & general6%$30K
Fundraising5%$23K
Total functional expensesLn 25$474K

Balance Sheet

Part X · end of year
CashLn 1$49K
Total assetsLn 16$2.1M
Total liabilitiesLn 26$5K
Total net assetsLn 32$2.1M
Months of cash on handcomputed1.2

Financial Metrics

Form 990 · FY2025 · each ratio shown with the dollars behind it
Liquidity & Payout
Operating runway
Highly liquid reserves $2.1M · Operating expenses/yr $474K
53.1 months
Where the money goes
Program services
Program services $421K · Total expenses $474K
89%
Management & General
Management & general $30K · Total expenses $474K
6%
Fundraising
Fundraising $23K · Total expenses $474K
5%
Cost to raise $1
Fundraising expense (3-yr avg) $20K · Solicited contributions (3-yr avg) $706K
$0.03 to raise $1 (3-yr avg)
Where the money comes from
Contribution dependence
Contributions & grants $1.4M · Total revenue $1.6M
87%
Government reliance
Government grants $0 · Total revenue $1.6M
0%
Earned-income share
Program service revenue $0 · Total revenue $1.6M
0%
Investment reliance
Investment income $202K · Total revenue $1.6M
+13%
Program self-sufficiency
Program service revenue $0 · Total expenses $474K
0%
Growth & trend
Revenue growth (YoY)
This year $1.6M · Prior year $537K
+198%
Revenue CAGR
FY2020 $272K · FY2025 $1.6M
+43%
Net-asset trend (YoY)
End of year $2.1M · Beginning of year —
Beginning net assets not meaningfully positive — showing dollar change
Balance sheet
Surplus Margin
Revenue $1.6M · Expenses $474K
+70%
Liabilities-to-Assets
Total liabilities — · Total assets $2.1M
Net-asset ratio
Net assets $2.1M · Total assets $2.1M
100%
Marketable Investment Share
Publicly traded securities (Pt X, ln 11) $2.0M · Other securities (Pt X, ln 12) $0 · Total assets (Pt X, ln 16) $2.1M
96%
People & payroll
Highest Reported Total Compensation
Individual Wendy Dorband · Reported title Director · Highest reported compensation $0 · Total expenses $474K
0%
Personnel share
Salaries, benefits & payroll (Pt IX 5-10) — · Total expenses $474K
Peer comparison

Same NTEE category, revenue band, and state where available. Descriptive — not a grade.

MetricThis orgPeer medianPercentile
Program ratio 89%
Overhead ratio 6%
Fundraising cost ratio 2%
Revenue growth 198%

Straight from the Form 990 — descriptive, not an evaluation. A ratio is hidden when its base is zero or too small to be meaningful; the dollars are always shown.

Grants

Schedule I · received and paid
Grants received · FY2024
See all 3 funders →
Grants paid · 27 grants · $1.4M · 2020–2025
Meals on Wheels Diablo RegionCA · FY2025$167,120
Unitemized GrantFY2025$135,895
Unitemized GrantFY2025$58,105
Unitemized GrantFY2025$11,282
Neighbor for Safety StreetsFY2025$6,346
Unitemized GrantFY2024$138,874
Meals on Wheels Diablo RegionCA · FY2024$120,000
Unitemized GrantFY2024$36,400
Unitemized GrantFY2024$10,924
Unitemized GrantFY2023$85,983
Unitemized GrantFY2023$76,861
Unitemized GrantFY2023$39,940
Unitemized GrantFY2023$39,940
See all 27 grants →

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Filings & Schedule Manifest

Part IV
III · Programs I · Grants R · Related orgs G · Fundraising L · Interested persons A · Public support F · Foreign M · Noncash
FY2025 (Latest)$1.6M revenue · viewing · ⤓ 990 PDF
FY2024$537K revenue · ⤓ 990 PDF
FY2023$248K revenue · ⤓ 990 PDF
FY2022$281K revenue · ⤓ 990 PDF
FY2021$344K revenue · ⤓ 990 PDF
FY2020$272K revenue · ⤓ 990 PDF

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Sources

Every figure above is drawn from these filings
Form 990 e-file (XML) · FY2025IRS
Classification, formation year, addressIRS Business Master File
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