Whispering Hope INC EIN 26-4339458

Whispering Hope INC

EIN  26-4339458 Public charity (501(c)(3)) Lake Charles, LA
Form 990 (PDF) Compare with another nonprofit →
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Size
$100K–1M
What they do
Provides safe, affordable housing and support for low-income seniors.
Leadership
Norvell Coley · Vice Preside
Money in and out
$283K revenue, $474K expenses
Bottom line
93% program efficiency

Provides safe, affordable housing and support for low-income seniors. For fiscal year 2025 it reported $283K in revenue, $474K in expenses, and $3.1M in net assets.Pt I

Where the money goes · FY2025
Total revenue
$283K
Pt VIII · Ln 12
Total expenses
$474K
Pt IX · Ln 25
Net assets
$3.1M
Pt X · Ln 32
Revenue less expenses (Pt I · Ln 19): −$190K
Where spending went · Part IX cols B–D
Program services $0.93 Management & general $0.07
Program efficiency
93%
of spending reaches programs▲ +1% vs prior filing year
Operating runway
0.0mo
months of highly liquid reserves at operating expense rate▼ -100% vs prior filing year
Surplus margin
-67%
revenue over expenses, this year▼ -221% vs prior filing year

Summary of the Filing

Part I · fiscal year 2025 · Form 990
Revenue
$283K
FY2025▼ -69%
Expenses
$474K
FY2025▲ +18%
Total assets
$3.3M
FY2025▼ -3%
Total liabilities
$221K
FY2025▲ +39%
Total revenue
$283K
Pt VIII · Ln 12
Total expenses
$474K
Pt IX · Ln 25
Net assets
$3.1M
Pt X · Ln 32
Revenue less expensesPt I · Ln 19−$190K
Total assetsPt X · Ln 16$3.3M
Program-expense ratioPt IX · col B93%
Voting members of governing bodyPt I · Ln 37
Independent voting membersPt I · Ln 47
Mission & Programs · Part III

Where the work happens

1 program service account for $439K of program spending, described in the organization's own filed words · FY2024.
01

To own, manage, operate, and provide qualified supportive housing for very low income households having at least one elderly person (62 year of age or older).

$439Kprogram expense

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Identity & Classification

Form 990 Header · IRS Business Master File
Legal nameHdr · item CWhispering Hope INC
EINHdr · item D26-4339458
Principal addressHdr · item CLake Charles, LA
WebsiteHdr · item Jnone reported
Year of formationHdr · item Lpending
State of legal domicileHdr · item MLA
Exempt statusHdr · item I501(c)(3) · active
NTEE classificationIRS BMFHousing (L22)
Ruling yearIRS BMFAug 2014

Governance & Policies

Part VI
Voting members of the governing bodyPt VI · Ln 1a7
Independent voting membersPt VI · Ln 1b7
Conflict-of-interest policyPt VI · Ln 12aNo
Whistleblower policyPt VI · Ln 13No
Document retention policyPt VI · Ln 14No
CEO/top-official compensation independently reviewedPt VI · Ln 15aNo
Family or business relationships among officers/directorsPt VI · Ln 2No

Officers, Directors & Key Employees

Part VII, Section A · reportable compensation · most recent filed roster (FY2024); the FY2025 filing did not itemize Part VII
Vice Preside
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
Director
$0Pt VII · Sec A
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Statement of Revenue

Part VIII
Program service revenue100%$283K
Investment income$57
Total revenueLn 12$283K

Statement of Functional Expenses

Part IX · allocated across program, management, and fundraising
Allocation · columns B–D
Program services $0.93 Management & general $0.07
Program services93%$439K
Management & general7%$34K
Total functional expensesLn 25$474K

Balance Sheet

Part X · end of year
CashLn 1$856
Total assetsLn 16$3.3M
Total liabilitiesLn 26$221K
Total net assetsLn 32$3.1M
Months of cash on handcomputed0.0

Financial Metrics

Form 990 · FY2025 · each ratio shown with the dollars behind it
Liquidity & Payout
Operating runway
Highly liquid reserves $856 · Operating expenses/yr $474K
0.0 months
Where the money goes
Program services
Program services $439K · Total expenses $474K
93%
Management & General
Management & general $34K · Total expenses $474K
7%
Fundraising
Fundraising $0 · Total expenses $474K
0%
Cost to raise $1
Fundraising expense (3-yr avg) $0 · Solicited contributions (3-yr avg) $0
Solicited contributions below reporting floor
Where the money comes from
Contribution dependence
Contributions & grants $0 · Total revenue $283K
0%
Government reliance
Government grants — · Total revenue $283K
Earned-income share
Program service revenue $283K · Total revenue $283K
100%
Investment reliance
Investment income $57 · Total revenue $283K
0%
Program self-sufficiency
Program service revenue $283K · Total expenses $474K
60%
Growth & trend
Revenue growth (YoY)
This year $283K · Prior year $910K
-69%
Revenue CAGR
FY2020 $596K · FY2024 $283K
-17%
Net-asset trend (YoY)
End of year $3.1M · Beginning of year —
Beginning net assets not meaningfully positive — showing dollar change
Balance sheet
Surplus Margin
Revenue $283K · Expenses $474K
-67%
Liabilities-to-Assets
Total liabilities — · Total assets $3.3M
Net-asset ratio
Net assets $3.1M · Total assets $3.3M
93%
Marketable Investment Share
Publicly traded securities (Pt X, ln 11) — · Other securities (Pt X, ln 12) — · Total assets (Pt X, ln 16) $3.3M
Excludes program-related investments (Pt X, ln 13)
People & payroll
Highest Reported Total Compensation
Individual Norvell Coley · Reported title VICE PRESIDE · Highest reported compensation $0 · Total expenses $474K
0%
Personnel share
Salaries, benefits & payroll (Pt IX 5-10) $70K · Total expenses $474K
15%
Peer comparison

Same NTEE category, revenue band, and state where available. Descriptive — not a grade.

MetricThis orgPeer medianPercentile
Program ratio 93%
Overhead ratio 7%
Revenue growth -69%
Legal fee ratio 0%
Accounting fee ratio 3%

Straight from the Form 990 — descriptive, not an evaluation. A ratio is hidden when its base is zero or too small to be meaningful; the dollars are always shown.

Grants

Schedule I · funders on record
Grants received · FY2024
Total grants receivedfrom 2 funders$2K

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Filings & Schedule Manifest

Part IV
III · Programs I · Grants R · Related orgs G · Fundraising L · Interested persons A · Public support F · Foreign M · Noncash
FY2025 (Latest)$283K revenue · viewing · ⤓ 990 PDF
FY2024$910K revenue · ⤓ 990 PDF
FY2023$102K revenue · ⤓ 990 PDF
FY2022$611K revenue · ⤓ 990 PDF
FY2021$596K revenue · ⤓ 990 PDF

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Sources

Every figure above is drawn from these filings
Form 990 e-file (XML) · FY2025IRS
Classification, formation year, addressIRS Business Master File
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