Shrinking time between disaster and recovery by creating housing opportunities so that disaster survivors can return to their homes and communities.

501(c)(3) charity; gifts are tax-deductible.
95¢ of each $1 spent went to programs.
$1.5M paid to officers and key staff.
Mission: Form 990 Part I, line 1 · Status: IRS Pub. 78 · Programs: Part IX · Pay: Part VII

Before you give

FY2020 · Form 990Independent: from IRS data, not the org
Download 990
IRS status
501(c)(3)
not on the IRS revocation list
Looks good: listed by the IRS and not on the revocation list.
IRS BMF · Auto-Revocation List
Tax-deductible gifts
Yes
Donations are tax-deductible
Looks good: the IRS lists gifts to it as deductible.
IRS Pub. 78 · IRS BMF
Latest return
FY2024
latest Form 990
Looks good: the latest return is for FY2024, 2 tax years back; within 2 tax years.
IRS e-file · Filing history
Surplus or deficit
4 of 5
filings with a surplus
Average surplus $2.0M a year · 6% of revenue · last 5 filings
Fine: a surplus in 4 of the last 5 filings.
Pt I · Ln 19 · 5 filings
Spent on programs
95%
of spending
Looks good: 95% of spending went to programs; 75% or more.
Pt IX · Ln 25 · col B
Pay to officers and key staff
$1.5M
to officers and key staff · 5% of spending
Looks good: pay to officers and key staff is 5% of spending; 15% or less.
Pt VII · Sec A
4 mo
of spending, in cash
Looks good: 3.6 months of spending in cash; 3 or more.
Pt X · Ln 1–2 · Pt I · Ln 18
Named funders
1
named funder · $210K
Fine: 1 funder names it on their filings; under 3.
Funders’ Sch. I, 990-PF
Liabilities
$5.0M
15% of total assets
Looks good: liabilities are 15% of assets; 50% or less.
Pt X · Ln 26
Independent board members
16
of 17 voting members
Looks good: 16 of 17 voting members are independent, a majority.
Pt VI · Ln 1a–1b
Looks goodFineWorth a lookConcernNo data yetTap a box for the reason.
Revenue
$34.0M
Spent
$30.7M
To programs
95%
Net assets
$27.6M
By yearFY2020–FY2024
Revenue
$34.0M
FY2020
Tap a bar for its year
Revenue by fiscal year
FY2020$34.0M
FY2021$37.7M
FY2022$36.3M
FY2023$35.3M
FY2024$27.0M
Expenses
$30.7M
FY2020
Tap a bar for its year
Expenses by fiscal year
FY2020$30.7M
FY2021$32.5M
FY2022$36.0M
FY2023$35.8M
FY2024$25.2M
Net assets
$27.6M
FY2020
Tap a bar for its year
Net assets by fiscal year
FY2020$27.6M
FY2021$32.6M
FY2022$32.4M
FY2023$32.3M
FY2024$34.5M

From the FY2020 Form 990 · figures checked against the IRS filing · see the original

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You’re viewing the FY2020 filing — not the latest on file. See the latest (FY2024) →

Is it real?

Yes. Never revoked by the IRS. Latest filing on record: FY2024. IRS ruling in May 2008.

IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File

Where the money goes

95 cents of each dollar spent went to programs.

Program services 95% · $29.0M Management & general 4% · $1.2M Fundraising 1% · $434K

Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.

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Who runs it and what they're paid

24 people listed on the 990; $1.5M paid to officers and key staff.

Part VII, Section A · reportable compensation
Chief Executive Officer
$301,841Pt VII · Sec A
Chief Financial Officer
$191,444Pt VII · Sec A
Chief Strategy and Innovat
$190,116Pt VII · Sec A
Chief Operating Officer
$173,130Pt VII · Sec A
Chief Development Officer
$156,062Pt VII · Sec A
Continuous Improvement Off
$137,524Pt VII · Sec A
Chief Communications Officer
$117,875Pt VII · Sec A
Senior Government Advisor
$109,644Pt VII · Sec A

Zack Rosenburg’s $371K as Former Chief Executive Officer is at the 72nd percentile of top reported officer pay among 58 $10–100M public safety & disaster nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

Compensation history total reportable pay by year · 8 named individuals · Part VII

NameFY2024FY2023FY2022FY2021FY2020
Zack Rosenburg$370,796$319,146$318,521$339,027$301,841
Keith McCulloch$240,863$243,896$224,318$212,845$191,444
Reese May$240,000$225,863$210,472$190,887$190,116
Elizabeth McCartney$228,225$209,705$204,221$172,683$173,130
Thomas Corley$215,516—$149,105$144,516$137,524
Elizabeth Egle$193,678$181,439$171,295$162,363$156,062
Tim Brady$187,500————
Elizabeth Wright$187,128————

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

See The St Bernard Project INC executive salaries →

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Questions the 990 asks

The form asks each of these directly. These are the filed answers.

  • Family or business ties among officersPt VI · Ln 2Yes
  • Top official's pay set by an independent reviewPt VI · Ln 15aYes

Programs and updates

Rebuilds disaster-impacted communities by constructing affordable housing and training local governments and nonprofits to accelerate long-term recovery and preparedness efforts.

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Provided by the organization

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3 programs · $29.0M · in their own filed words · FY2020
01

Rebuilding Program

Rebuild homes for senior citizens, people with disabilities and families with children who cannot afford to have their homes rebuilt by contractors. The organization has currently rebuilt approximately 2,747 homes.

$23.2Mprogram expense
02

Disaster Recovery Lab

Ensure that disaster-impacted citizens and communities recover in a prompt, efficient and predictable manner. Through disaster recovery lab, ST. Bernard project works to share lessons learned, prevent common barriers to recovery and help communities utilize ST.

$4.6Mprogram expense
03

Opportunity Housing

Create affordable homeownership opportunities for residents targeted between 50% and 80%, but up to 120%, of annual median income, while rehabilitating blighted properties and strengthening neighborhoods.

$1.2Mprogram expense

Funders

Who pays for it.

From grant filings on record. Receipts are incomplete: individual donors are never listed.

Grants

Schedule I · received and paid
Grants received · FY2025
Total grants receivedfrom 1 funder$210K
Grants paid · 112 grants · $12.6M · 2020–2024
See all 112 grants →

By the numbers

The FY2020 990, line by line.

1The main four
Money inPt VIII
$34.0M
Ln 12
Gifts and grantsLn 1h$31.8M
Fees for servicesLn 2g$1.7M
Investment incomeLn 3$341K
Money outPt IX
$30.7M
Ln 25
Programscol B$29.0M
Managementcol C$1.2M
Fundraisingcol D$434K
Owns and owesPt X
$27.6M
net assets · Ln 32
Cash and savingsLn 1–2$9.2M
Total assetsLn 16$32.6M
LiabilitiesLn 26$5.0M
PeoplePt VI, VII
24
listed · VII A
PaidVII A9
Voting boardVI 1a17
IndependentVI 1b16
2In more detail
Revenue in detailPt VIII
Gifts and grantsLn 1h$31.8M
Government grantsLn 1e$6.0M
Noncash giftsLn 1g$2.1M
Fees for servicesLn 2g$1.7M
Investment incomeLn 3$341K
Other incomeLn 4–11$157K
Gains on assetsLn 7$59K
Total revenueLn 12$34.0M
Assets in detailPt X, end of year
CashLn 1$8.9M
SavingsLn 2$287K
Cash and savings togetherLn 1–2$9.2M
InvestmentsLn 11–13$6.6M
Land, buildings, equipmentLn 10c$1.3M
Other assetsLn 15$2.8M
Total assetsLn 16$32.6M
LiabilitiesLn 26$5.0M
Net assetsLn 32$27.6M
OperationsPt I, VI
EmployeesI 5307
VolunteersI 611,912
Fiscal year endsHeaderDecember
Conflict-of-interest policyVI 12aYes
Whistleblower policyVI 13Yes
Records policyVI 14Yes
3Year over year
Balance sheet, start vs end of yearPt X · col A, B
LineStart FY20End FY20
Cash and savingsLn 1–2$3.6M$9.2M
InvestmentsLn 11–13$4.7M$6.6M
Land, buildings, equipmentLn 10c$1.5M$1.3M
Total assetsLn 16$28.3M$32.6M
LiabilitiesLn 26$3.9M$5.0M
Net assetsLn 32$24.4M$27.6M
4Every line
Statement of functional expensesPt IX · every line
LineTotalProgramsManagementFundraising
Grants to domestic organizationsLn 1$4.0M$4.0M
Grants and assistance to foreign recipientsLn 3$67K$67K
Pay of current officers, directors and key staffLn 5$1.5M$1.2M$160K$101K
Other salaries and wagesLn 7$6.6M$5.7M$746K$122K
Pension plan contributionsLn 8$55K$55K
Payroll taxesLn 10$601K$536K$49K$16K
Other fees for servicesLn 11g$1.5M$1.3M$65K$118K
Advertising and promotionLn 12$55K$55K
Office expensesLn 13$79K$69K$5K$6K
Information technologyLn 14$79K$75K$4K$671
OccupancyLn 16$834K$754K$63K$18K
TravelLn 17$161K$154K$3K$3K
Conferences, conventions and meetingsLn 19$7K$7K$69
InterestLn 20$89K$89K
Depreciation, depletion and amortizationLn 22$177K$177K
InsuranceLn 23$2.5M$2.4M$80K$7K
Other expenses (24a–d)Ln 24$12.1M$12.0M$6K$38K
All other expensesLn 24e$354K$319K$31K$4K
Total functional expensesLn 25$30.7M$29.0M$1.2M$434K

Filing history

YearMoney inMoney outIn minus outNet assetsDownload
FY2024 Latest $27.0M$25.2M$1.8M$34.5M 990 PDF
FY2023 $35.3M$35.8M−$487K$32.3M 990 PDF
FY2022 $36.3M$36.0M$285K$32.4M 990 PDF
FY2021 $37.7M$32.5M$5.1M$32.6M 990 PDF
FY2020 Viewing $34.0M$30.7M$3.3M$27.6M 990 PDF

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Schedules filed Part IV

III · Programs R · Related orgs G · Fundraising L · Interested persons I · Grants A · Public support F · Foreign M · Noncash J · Pay O · Explanations
See the full FY2020 990 (6 parts)
Part I · Summary $33,962,022 revenue, 12 lines filed
I-8 Contributions and grantsPrior year $25,306,273$31,795,838
I-9 Program service revenuePrior year $3,343,620$1,668,232
I-10 Investment incomePrior year $342,271$340,573
I-11 Other revenuePrior year $102,548$157,379
I-12 Total revenuePrior year $29,094,712$33,962,022
I-13 Grants and similar amounts paidPrior year $1,815,701$4,065,907
I-14 Benefits paid to membersPrior year $0$0
I-15 Salaries and benefitsPrior year $8,607,523$8,730,780
I-16a Professional fundraising feesPrior year $0$0
I-17 Other expensesPrior year $18,050,732$17,884,427
I-18 Total expensesPrior year $28,473,956$30,681,114
I-19 Revenue less expensesPrior year $620,756$3,280,908
Part VI · Governance 16 of 17 board members independent, 1 to look at
VI-1a Voting members of the governing body17
VI-1b Independent voting members16
VI-2 Family or business relationship among officers or directorsYes
VI-12a Written conflict of interest policyYes
VI-13 Written whistleblower policyYes
VI-14 Document retention and destruction policyYes
VI-15a Process for setting top official's payYes
Part VIII · Statement of revenue $33,962,022 across 9 lines filed
VIII-1e Government grants$5,974,391
VIII-1f All other contributions, gifts and grants$25,821,447
VIII-1g Noncash contributions (included above)$2,121,580
VIII-1h Total contributions, gifts and grants$31,795,838
VIII-2a-f Program service revenue, itemized rows (sum of 2a–2f as filed)Related to mission $1,668,232$1,668,232
VIII-3 Investment incomeExcluded from tax $281,583$281,583
VIII-7 Net gain or loss on sales of assetsExcluded from tax $58,990$58,990
VIII-11a-d Other revenue, itemized rows (sum of 11a–11d as filed)Related to mission $157,379$157,379
VIII-12 Total revenueRelated to mission $1,825,611 · Unrelated business $0 · Excluded from tax $340,573$33,962,022
Part IX · Statement of functional expenses $30,681,114 across 18 lines filed
IX-1 Grants to domestic organizationsPrograms $3,998,684$3,998,684
IX-3 Grants and assistance to foreign recipientsPrograms $67,223$67,223
IX-5 Pay of current officers, directors and key staffPrograms $1,224,773 · Management $159,753 · Fundraising $101,376$1,485,902
IX-7 Other salaries and wagesPrograms $5,721,076 · Management $746,228 · Fundraising $121,518$6,588,822
IX-8 Pension plan contributionsPrograms $54,855$54,855
IX-10 Payroll taxesPrograms $535,751 · Management $49,427 · Fundraising $16,023$601,201
IX-11g Other fees for servicesPrograms $1,300,181 · Management $65,109 · Fundraising $118,151$1,483,441
IX-12 Advertising and promotionPrograms $54,948$54,948
IX-13 Office expensesPrograms $68,608 · Management $4,612 · Fundraising $5,830$79,050
IX-14 Information technologyPrograms $74,799 · Management $3,989 · Fundraising $671$79,459
IX-16 OccupancyPrograms $753,691 · Management $62,899 · Fundraising $17,622$834,212
IX-17 TravelPrograms $154,397 · Management $3,313 · Fundraising $2,983$160,693
IX-19 Conferences, conventions and meetingsPrograms $7,147 · Management $69$7,216
IX-20 InterestPrograms $88,543$88,543
IX-22 Depreciation, depletion and amortizationPrograms $177,207$177,207
IX-23 InsurancePrograms $2,383,929 · Management $80,311 · Fundraising $7,047$2,471,287
IX-24 Other expenses (24a–d)Programs $12,049,748 · Management $6,440 · Fundraising $38,278$12,094,466
IX-24e All other expensesPrograms $318,532 · Management $31,282 · Fundraising $4,091$353,905
IX-25 Total functional expensesPrograms $29,034,092 · Management $1,213,432 · Fundraising $433,590$30,681,114
Part X · Balance sheet $32,559,680 assets, 18 lines filed
Asset lines not itemized here account for $7,031,210; see the IRS return.
X-1 Cash, non-interest-bearingStart of year $3,288,263$8,932,796
X-2 Savings and temporary cash investmentsStart of year $286,872$287,485
X-3 Pledges and grants receivableStart of year $5,296,355$2,232,583
X-4 Accounts receivableStart of year $2,504,584$3,122,503
X-9 Prepaid expenses and deferred chargesStart of year $404,650$340,891
X-10c Land, buildings and equipment, netStart of year $1,457,363$1,280,110
X-11 Publicly traded securitiesStart of year $4,617,804$5,321,513
X-12 Other securitiesStart of year $43,741$1,254,544
X-15 Other assetsStart of year $3,296,867$2,756,045
X-16 Total assetsStart of year $28,274,591$32,559,680
X-17 Accounts payable and accrued expensesStart of year $1,694,496$1,497,258
X-19 Deferred revenueStart of year $100,000$75,000
X-25 Other liabilitiesStart of year $596,456$138,741
X-26 Total liabilitiesStart of year $3,890,952$4,975,199
X-27 Net assets without donor restrictionsStart of year $17,187,395$21,936,128
X-28 Net assets with donor restrictionsStart of year $7,196,244$5,648,353
X-32 Total net assets or fund balancesStart of year $24,383,639$27,584,481
X-33 Total liabilities and net assetsStart of year $28,274,591$32,559,680
Part XI · Reconciliation of net assets $27,584,481 net assets at year end
XI-1 Total revenue$33,962,022
XI-2 Total expenses$30,681,114
XI-3 Revenue less expenses$3,280,908
XI-4 Net assets at start of year$24,383,639
XI-5 Net unrealized gains (losses) on investments−$80,066
XI-9 Other changes in net assets$0
XI-10 Net assets at end of year$27,584,481

Form 990 e-file (XML) FY2020 from the IRS · Classification, formation year and address from the IRS Business Master File

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