To provide affordable biblical counseling and train lay counselors in offering biblical guidance.

501(c)(3) charity; gifts are tax-deductible.
33¢ of each $1 spent went to programs.
$68K paid to officers and key staff.
Mission: Form 990 Part I, line 1 · Status: IRS Pub. 78 · Programs: Part IX · Pay: Part VII

Before you give

FY2020 · Form 990Independent: from IRS data, not the org
Download 990
IRS status
501(c)(3)
not on the IRS revocation list
Looks good: listed by the IRS and not on the revocation list.
IRS BMF · Auto-Revocation List
Tax-deductible gifts
Yes
Donations are tax-deductible
Looks good: the IRS lists gifts to it as deductible.
IRS Pub. 78 · IRS BMF
Latest return
FY2024
latest Form 990
Looks good: the latest return is for FY2024, 2 tax years back; within 2 tax years.
IRS e-file · Filing history
Surplus or deficit
3 of 5
filings with a surplus
Average surplus $4K a year · under 1% of revenue · last 5 filings
Worth a look: a surplus in 3 of the last 5 filings.
Pt I · Ln 19 · 5 filings
Spent on programs
33%
of spending
Concern: 33% of spending went to programs; under 50%.
Pt IX · Ln 25 · col B
Pay to officers and key staff
$68K
to officers and key staff · 13% of spending
Looks good: pay to officers and key staff is 13% of spending; 15% or less.
Pt VII · Sec A
<1 mo
of spending, in cash
Concern: 0.3 months of spending in cash; under 2 weeks.
Pt X · Ln 1–2 · Pt I · Ln 18
Named funders
1
named funder · $5K
Fine: 1 funder names it on their filings; under 3.
Funders’ Sch. I, 990-PF
Liabilities
$35K
59% of total assets
Fine: liabilities are 59% of assets; 50% to 65%.
Pt X · Ln 26
Independent board members
12
of 12 voting members
Looks good: 12 of 12 voting members are independent, a majority.
Pt VI · Ln 1a–1b
Looks goodFineWorth a lookConcernNo data yetTap a box for the reason.
Revenue
$530K
Spent
$546K
To programs
33%
Net assets
$24K
By yearFY2020–FY2024
Revenue
$530K
FY2020
Tap a bar for its year
Revenue by fiscal year
FY2020$530K
FY2021$587K
FY2022$591K
FY2023$617K
FY2024$532K
Expenses
$546K
FY2020
Tap a bar for its year
Expenses by fiscal year
FY2020$546K
FY2021$571K
FY2022$583K
FY2023$607K
FY2024$533K
Net assets
$24K
FY2020
Tap a bar for its year
Net assets by fiscal year
FY2020$24K
FY2021$31K
FY2022$38K
FY2023$47K
FY2024$46K

From the FY2020 Form 990 · see the original

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You’re viewing the FY2020 filing — not the latest on file. See the latest (FY2024) →

Is it real?

Yes. Never revoked by the IRS. Latest filing on record: FY2024. IRS ruling in Feb 2009.

IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File

Where the money goes

33 cents of each dollar spent went to programs.

Program services 33% · $180K Management & general 62% · $338K Fundraising 5% · $27K

Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.

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Who runs it and what they're paid

15 people listed on the 990; $68K paid to officers and key staff.

Part VII, Section A · reportable compensation
Executive Di
$68,227Pt VII · Sec A
President
$0Pt VII · Sec A
Vice Preside
$0Pt VII · Sec A
Secretary
$0Pt VII · Sec A
$0Pt VII · Sec A
Director
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A

Kirk Reber’s $90K as Executive Dir. is at the 76th percentile of top reported officer pay among 2094 $100K–1M mental health nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

Compensation history total reportable pay by year · 6 named individuals · Part VII

NameFY2024FY2023FY2022FY2021FY2020
Kirk Reber$89,500$56,010———
Matt Konow——$44,008$68,227$68,227
Mary Keller$39,294————
Paul Burns$38,197————
Lisa Bartelheim$36,456————
Shea Busch$34,627————

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

See Cross Connections INC executive salaries →

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Questions the 990 asks

The form asks each of these directly. These are the filed answers.

  • Family or business ties among officersPt VI · Ln 2No
  • Top official's pay set by an independent reviewPt VI · Ln 15aYes

Programs and updates

Offers affordable biblical counseling and trains lay counselors to provide spiritual guidance.

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Provided by the organization

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1 program · $180K · in their own filed words · FY2020
01

We provide affordable, biblical counseling to our 120 ministry partners consisting of churches, schools and ministry organizations. We have served over 3,500 clients and their families during the 2020 calendar year both in the professional counseling setting and in the schools that partner with us.

$180Kprogram expense

Funders

Who pays for it.

From grant filings on record. Receipts are incomplete: individual donors are never listed.

Grants

Schedule I · funders on record
Grants received · FY2023
Total grants receivedfrom 1 funder$5K

By the numbers

The FY2020 990, line by line.

1The main four
Money inPt VIII
$530K
Ln 12
Gifts and grantsLn 1h$350K
Fees for servicesLn 2g$180K
Other incomeLn 4–11$294
Money outPt IX
$546K
Ln 25
Programscol B$180K
Managementcol C$338K
Fundraisingcol D$27K
Owns and owesPt X
$24K
net assets · Ln 32
Cash and savingsLn 1–2$12K
Total assetsLn 16$59K
LiabilitiesLn 26$35K
PeoplePt VI, VII
15
listed · VII A
PaidVII A1
Voting boardVI 1a12
IndependentVI 1b12
2In more detail
Revenue in detailPt VIII
Gifts and grantsLn 1h$350K
Fundraising eventsLn 1c$50K
Fees for servicesLn 2g$180K
Investment incomeLn 3$1
Other incomeLn 4–11$294
Total revenueLn 12$530K
Assets in detailPt X, end of year
CashLn 1$12K
SavingsLn 2$129
Cash and savings togetherLn 1–2$12K
Land, buildings, equipmentLn 10c$46K
Total assetsLn 16$59K
LiabilitiesLn 26$35K
Net assetsLn 32$24K
OperationsPt I, VI
EmployeesI 522
VolunteersI 621
Fiscal year endsHeaderDecember
Conflict-of-interest policyVI 12aYes
Whistleblower policyVI 13Yes
Records policyVI 14Yes
3Year over year
Balance sheet, start vs end of yearPt X · col A, B
LineStart FY20End FY20
Cash and savingsLn 1–2$19K$12K
Land, buildings, equipmentLn 10c$47K$46K
Total assetsLn 16$66K$59K
LiabilitiesLn 26$26K$35K
Net assetsLn 32$40K$24K
4Every line
Statement of functional expensesPt IX · every line
LineTotalProgramsManagementFundraising
Pay of current officers, directors and key staffLn 5$73K$7K$51K$15K
Other salaries and wagesLn 7$285K$112K$173K
Other employee benefitsLn 9$18K$7K$11K
Payroll taxesLn 10$27K$9K$17K$1K
Accounting feesLn 11c$1K$1K
Other fees for servicesLn 11g$17K$6K$500$11K
Advertising and promotionLn 12$7K$7K
Office expensesLn 13$15K$556$13K$1K
Information technologyLn 14$4K$4K
OccupancyLn 16$28K$28K
TravelLn 17$3K$3K
Conferences, conventions and meetingsLn 19$35K$34K$401
Depreciation, depletion and amortizationLn 22$12K$12K
InsuranceLn 23$6K$6K
Other expenses (24a–d)Ln 24$15K$1K$14K
Total functional expensesLn 25$546K$180K$338K$27K

Filing history

YearMoney inMoney outIn minus outNet assetsDownload
FY2024 Latest $532K$533K−$644$46K 990 PDF
FY2023 $617K$607K$10K$47K 990 PDF
FY2022 $591K$583K$8K$38K 990 PDF
FY2021 $587K$571K$17K$31K 990 PDF
FY2020 Viewing $530K$546K−$16K$24K 990 PDF

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Schedules filed Part IV

III · Programs R · Related orgs G · Fundraising L · Interested persons I · Grants A · Public support O · Explanations
See the full FY2020 990 (6 parts)
Part I · Summary $529,564 revenue, 12 lines filed
I-8 Contributions and grantsPrior year $247,455$349,612
I-9 Program service revenuePrior year $188,528$179,657
I-10 Investment incomePrior year $1$1
I-11 Other revenuePrior year $9,398$294
I-12 Total revenuePrior year $445,382$529,564
I-13 Grants and similar amounts paid$0
I-14 Benefits paid to members$0
I-15 Salaries and benefitsPrior year $379,805$402,715
I-16a Professional fundraising fees$0
I-17 Other expensesPrior year $104,139$142,869
I-18 Total expensesPrior year $483,944$545,584
I-19 Revenue less expensesPrior year −$38,562−$16,020
Part VI · Governance 12 of 12 board members independent, no flags
VI-1a Voting members of the governing body12
VI-1b Independent voting members12
VI-2 Family or business relationship among officers or directorsNo
VI-12a Written conflict of interest policyYes
VI-13 Written whistleblower policyYes
VI-14 Document retention and destruction policyYes
VI-15a Process for setting top official's payYes
Part VIII · Statement of revenue $529,564 across 7 lines filed
VIII-1c Fundraising events$49,909
VIII-1f All other contributions, gifts and grants$299,703
VIII-1h Total contributions, gifts and grants$349,612
VIII-2a-f Program service revenue, itemized rows (sum of 2a–2f as filed)Related to mission $179,657$179,657
VIII-3 Investment incomeExcluded from tax $1$1
VIII-11a-d Other revenue, itemized rows (sum of 11a–11d as filed)Related to mission $294$294
VIII-12 Total revenueRelated to mission $179,951 · Excluded from tax $1$529,564
Part IX · Statement of functional expenses $545,584 across 15 lines filed
IX-5 Pay of current officers, directors and key staffPrograms $7,276 · Management $50,929 · Fundraising $14,551$72,756
IX-7 Other salaries and wagesPrograms $111,607 · Management $173,366$284,973
IX-9 Other employee benefitsPrograms $7,154 · Management $11,112$18,266
IX-10 Payroll taxesPrograms $8,694 · Management $16,936 · Fundraising $1,090$26,720
IX-11c Accounting feesManagement $1,440$1,440
IX-11g Other fees for servicesPrograms $5,500 · Management $500 · Fundraising $10,505$16,505
IX-12 Advertising and promotionManagement $7,195$7,195
IX-13 Office expensesPrograms $556 · Management $12,699 · Fundraising $1,276$14,531
IX-14 Information technologyManagement $3,929$3,929
IX-16 OccupancyManagement $27,748$27,748
IX-17 TravelPrograms $3,290$3,290
IX-19 Conferences, conventions and meetingsPrograms $34,381 · Management $401$34,782
IX-22 Depreciation, depletion and amortizationManagement $12,258$12,258
IX-23 InsuranceManagement $5,937$5,937
IX-24 Other expenses (24a–d)Programs $1,355 · Management $13,899$15,254
IX-25 Total functional expensesPrograms $179,813 · Management $338,349 · Fundraising $27,422$545,584
Part X · Balance sheet $58,769 assets, 10 lines filed
X-1 Cash, non-interest-bearingStart of year $18,583$12,279
X-2 Savings and temporary cash investments$129
X-10c Land, buildings and equipment, netStart of year $47,471$46,361
X-16 Total assetsStart of year $66,054$58,769
X-24 Unsecured notes and loans payableStart of year $26,000$34,735
X-26 Total liabilitiesStart of year $26,000$34,735
X-27 Net assets without donor restrictionsStart of year $29,945$13,179
X-28 Net assets with donor restrictionsStart of year $10,109$10,855
X-32 Total net assets or fund balancesStart of year $40,054$24,034
X-33 Total liabilities and net assetsStart of year $66,054$58,769
Part XI · Reconciliation of net assets $24,034 net assets at year end
XI-1 Total revenue$529,564
XI-2 Total expenses$545,584
XI-3 Revenue less expenses−$16,020
XI-4 Net assets at start of year$40,054
XI-10 Net assets at end of year$24,034

Form 990 e-file (XML) FY2020 from the IRS · Classification, formation year and address from the IRS Business Master File

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