The Intersection EIN 25-1327874 Form 990 (PDF) Claim this org

The Intersection FY2020 filing

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Provides food, clothing, hygiene items, and emergency financial aid to those in need. For fiscal year 2020 it reported $633K in revenue, $533K in expenses, and $2.0M in net assets.Pt I

Type
Public charity (501(c)(3)) · Nonprofit
Location
Pittsburgh, PA
Website
www.intersection-mckeesport.org
Filings
5 on file (2020–2020)
Revenue
$633KFY2020
Expenses
$533K
Net assets
$2.0M
People
5
Filings
5
Updates
0
More identity details & actions ⌄
EIN  25-1327874 Public charity (501(c)(3)) Pittsburgh, PA
Form 990 (PDF)
You’re viewing the FY2020 filing — not the latest on file. See the latest (FY2024) →
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Size
$100K–1M
What they do
Provides food, clothing, hygiene items, and emergency financial aid to those in need.
Leadership
Paula Beisler · Board Member
Money in and out
$633K revenue, $533K expenses
Bottom line
91% program efficiency
Where the money goes · FY2020
Total revenue
$633K
Pt VIII · Ln 12
Total expenses
$533K
Pt IX · Ln 25
Net assets
$2.0M
Pt X · Ln 32
Revenue less expenses (Pt I · Ln 19): $100K
Where spending went · Part IX cols B–D
Program services $0.91 Management & general $0.08 Fundraising $0.00
Program efficiency
91%
of spending reaches programs
Operating runway
92.7mo
months of highly liquid reserves at operating expense rate
Surplus margin
+16%
revenue over expenses, this year

Summary of the Filing

Part I · fiscal year 2020 · Form 990
Revenue
$633K
FY2020
Expenses
$533K
FY2020
Total assets
$2.0M
FY2020
Total liabilities
$630
FY2020
Total revenue
$633K
Pt VIII · Ln 12
Total expenses
$533K
Pt IX · Ln 25
Net assets
$2.0M
Pt X · Ln 32
Revenue less expensesPt I · Ln 19$100K
Total assetsPt X · Ln 16$2.0M
Program-expense ratioPt IX · col B91%
Voting members of governing bodyPt I · Ln 34
Independent voting membersPt I · Ln 44

Identity & Classification

Form 990 Header · IRS Business Master File
Legal nameHdr · item CThe Intersection
EINHdr · item D25-1327874
Principal addressHdr · item CPittsburgh, PA
Year of formationHdr · item Lpending
State of legal domicileHdr · item MPA
Exempt statusHdr · item I501(c)(3) · active
NTEE classificationIRS BMFNonprofit
Ruling yearIRS BMFMar 1946

Governance & Policies

Part VI
Voting members of the governing bodyPt VI · Ln 1a4
Independent voting membersPt VI · Ln 1b4
Conflict-of-interest policyPt VI · Ln 12aYes
Whistleblower policyPt VI · Ln 13Yes
Document retention policyPt VI · Ln 14Yes
CEO/top-official compensation independently reviewedPt VI · Ln 15aYes
Family or business relationships among officers/directorsPt VI · Ln 2No

Officers, Directors & Key Employees

Part VII, Section A · reportable compensation
Board Member
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
Executive Director
$0Pt VII · Sec A
Secretary-Treasurer
$0Pt VII · Sec A
See The Intersection executive salaries →

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Mission & Programs · Part III

Where the work happens

3 program services account for $487K of program spending, described in the organization's own filed words · FY2020.
01

Food Subsidy

Baskets of groceries (approx 3,500 annually), hot lunches served (approx 6,100 annually), small item bags containing health personal hygiene, small food items (approx 330 annually).

$411Kprogram expense
02

Individual Support

The organization collaborates with local churches and other human service agencies to provide small grants in emergency situations (emergency housing support for rent or utilities, bus tickets, temporary help for personal needs, etc.)

$54Kprogram expense
03

Other Outreach

The clothing boutique distributes donated gently used clothing at no charge to anyone in need. In addition, small household items are distributed when available. The organization also provides the professional services of case workers, doctors, nurses, etc. On-site from other agencies.

$22Kprogram expense

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Statement of Revenue

Part VIII
Contributions & grants$555K · 88%
Investment income$78K · 12%
Contributions & grants88%$555K
Investment income12%$78K
Total revenueLn 12$633K

Statement of Functional Expenses

Part IX · allocated across program, management, and fundraising
Allocation · columns B–D
Program services $0.91 Management & general $0.08 Fundraising $0.00
Program services91%$487K
Management & general8%$45K
Fundraising$1K
Total functional expensesLn 25$533K

Balance Sheet

Part X · end of year
CashLn 1$217K
Total assetsLn 16$2.0M
Total liabilitiesLn 26$630
Total net assetsLn 32$2.0M
Months of cash on handcomputed4.9

Financial Metrics

Form 990 · FY2020 · each ratio shown with the dollars behind it
Liquidity & Payout
Operating runway
Highly liquid reserves $1.8M · Operating expenses (Pt IX) $533K · Less non-cash grants $301K · Cash operating expenses/yr $232K
92.7 months
Where the money goes
Program services
Program services $487K · Total expenses $533K
91%
Management & General
Management & general $45K · Total expenses $533K
8%
Fundraising
Fundraising $1K · Total expenses $533K
0.3%
Cost to raise $1
Fundraising expense $1K · Solicited contributions $555K
$0.00 to raise $1
Where the money comes from
Contribution dependence
Contributions & grants $555K · Total revenue $633K
88%
Government reliance
Government grants — · Total revenue $633K
Earned-income share
Program service revenue $0 · Total revenue $633K
0%
Investment reliance
Investment income $78K · Total revenue $633K
+12%
Program self-sufficiency
Program service revenue $0 · Total expenses $533K
0%
Growth & trend
Revenue growth (YoY)
This year $633K · Prior year —
No prior year on file
Net-asset trend (YoY)
End of year $2.0M · Beginning of year —
Beginning net assets not meaningfully positive — showing dollar change
Balance sheet
Surplus Margin
Revenue $633K · Expenses $533K
+16%
Liabilities-to-Assets
Total liabilities — · Total assets $2.0M
Net-asset ratio
Net assets $2.0M · Total assets $2.0M
100%
Marketable Investment Share
Publicly traded securities (Pt X, ln 11) $1.6M · Other securities (Pt X, ln 12) — · Total assets (Pt X, ln 16) $2.0M
78%
People & payroll
Highest Reported Total Compensation
Individual Paula Beisler · Reported title BOARD MEMBER · Highest reported compensation $0 · Total expenses $533K
0%
Personnel share
Salaries, benefits & payroll (Pt IX 5-10) — · Total expenses $533K
Peer comparison

Same NTEE category, revenue band, and state where available. Descriptive — not a grade.

MetricThis orgPeer medianPercentile
Program ratio 91%
Overhead ratio 8%
Fundraising cost ratio 0.2%
Investment management fee ratio 0.6%
Accounting fee ratio 2%

Straight from the Form 990 — descriptive, not an evaluation. A ratio is hidden when its base is zero or too small to be meaningful; the dollars are always shown.

Grants

Schedule I · received and paid
Grants received · FY2023
Total grants receivedfrom 2 funders$47K
Grants paid · 33 grants · $958K · 2020–2024
Carnigie Library of McKeesportFY2024$475,000
Carlow UniversityPA · FY2024$100,000
Unitemized GrantFY2024$21,589
Unitemized GrantFY2024$9,150
Unitemized GrantFY2024$6,195
Unitemized GrantFY2024$4,865
Unitemized GrantFY2024$115
Unitemized GrantFY2023$26,749
Unitemized GrantFY2023$9,785
Unitemized GrantFY2023$6,255
Unitemized GrantFY2023$4,205
Unitemized GrantFY2023$650
Unitemized GrantFY2023$45
Unitemized GrantFY2022$20,515
Unitemized GrantFY2022$8,070
Unitemized GrantFY2022$5,410
See all 33 grants →

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Filings & Schedule Manifest

Part IV
III · Programs I · Grants R · Related orgs G · Fundraising L · Interested persons A · Public support F · Foreign M · Noncash
FY2024 (Latest)$645K revenue · ⤓ 990 PDF
FY2023$432K revenue · ⤓ 990 PDF
FY2022$339K revenue · ⤓ 990 PDF
FY2021$454K revenue · ⤓ 990 PDF
FY2020$633K revenue · viewing · ⤓ 990 PDF

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Sources

Every figure above is drawn from these filings
Form 990 e-file (XML) · FY2020IRS
Classification, formation year, addressIRS Business Master File
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