Is it real?
Yes. Never revoked by the IRS. Latest filing on record: FY2024. IRS ruling in Jan 1977.
IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File
Who runs it and what they're paid
28 people listed on the 990; $2.0M paid to officers and key staff (Part VII, Section A).
Compensation history total reportable pay by year · 8 named individuals · Part VII
| Name | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Laura Steele | — | $420,203 | $417,456 | $353,217 | $320,321 |
| Jeff Foote | $284,975 | $245,231 | $113,056 | — | — |
| Timothy Quisenberry | — | $242,203 | — | — | — |
| Tim Quisenberry | — | — | $205,105 | $187,253 | $156,665 |
| Vito Ciraci | $183,962 | $169,346 | $132,669 | $29,795 | — |
| Tracy Marshall | $170,520 | $175,091 | $174,643 | $160,550 | $141,115 |
| Tracy Merritt | $163,401 | $153,206 | — | — | — |
| Cindy McSpadden | — | — | — | $87,122 | $136,383 |
Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.
See Epayresources executive salaries →Questions the 990 asks
The form asks each of these directly. These are the filed answers.
- Family or business ties among officersPt VI · Ln 2No
- Top official's pay set by an independent reviewPt VI · Ln 15aYes
Programs and updates
Educates financial institutions on electronic payment systems and marketing through training and idea exchange.
Questions for Epayresources
Your first name shows with your question. Epayresources answers here, for everyone.
Workshops and seminars support the educational needs of its MEMBERS2 conferences - 373 ATTENDEES526 attendees among WEBINARS1,156 attendees among CLASSES/WORKSHOPS3,746 enrollees in on demand learning platform
Form 990 Part III, line 4, FY2023. The organization’s own words, as filed with the IRS. Find it at the IRS (EIN 23-7382708) · Dispute this lineRisk management events inform members of issues relating to bank security and fraudulent activities. 1 financial crime symposium event - 142 ATTENDEES32 fraud committee meetings - 583 attendees
Form 990 Part III, line 4, FY2023. The organization’s own words, as filed with the IRS. Find it at the IRS (EIN 23-7382708) · Dispute this linePublication sales educate and assist member and non-member organizations in the areas of ach and other electronic PAYMENTS.9,427 publications sold
Form 990 Part III, line 4, FY2023. The organization’s own words, as filed with the IRS. Find it at the IRS (EIN 23-7382708) · Dispute this lineBy the numbers
The FY2023 990, line by line.
Download 990
| Line | Start FY23 | End FY23 |
|---|---|---|
| Cash and savingsLn 1–2 | $5.3M | $4.9M |
| InvestmentsLn 11–13 | −$629K | −$720K |
| Land, buildings, equipmentLn 10c | $105K | $121K |
| Total assetsLn 16 | $12.3M | $12.7M |
| LiabilitiesLn 26 | $6.5M | $7.3M |
| Net assetsLn 32 | $5.8M | $5.4M |
| Line | Total | Programs | Management | Fundraising |
|---|---|---|---|---|
| Pay of officers and key staff (Part IX, line 5)Ln 5 | $1.6M | |||
| Other salaries and wagesLn 7 | $1.3M | |||
| Pension plan contributionsLn 8 | $134K | |||
| Other employee benefitsLn 9 | $553K | |||
| Other fees for servicesLn 11g | $418K | |||
| Advertising and promotionLn 12 | $10K | |||
| Office expensesLn 13 | $208K | |||
| Information technologyLn 14 | $523K | |||
| OccupancyLn 16 | $233K | |||
| TravelLn 17 | $441K | |||
| Conferences, conventions and meetingsLn 19 | $259K | |||
| Depreciation, depletion and amortizationLn 22 | $69K | |||
| InsuranceLn 23 | $48K | |||
| Other expenses (24a–d)Ln 24 | $137K | |||
| All other expensesLn 24e | $32K | |||
| Total functional expensesLn 25 | $6.0M |
Filing history
| Year | Money in | Money out | In minus out | Net assets | Download |
|---|---|---|---|---|---|
| FY2024 LatestFiled with the IRS Oct 29, 2025 | $6.1M | $5.9M | $188K | $5.6M | 990 PDF |
| FY2023 ViewingFiled with the IRS Nov 8, 2024 | $5.7M | $6.0M | −$347K | $5.4M | 990 PDF |
| FY2022Filed with the IRS Nov 2, 2023 | $5.5M | $5.6M | −$132K | $5.8M | 990 PDF |
| FY2021Filed with the IRS Nov 10, 2022 | $5.2M | $4.9M | $300K | $5.9M | 990 PDF |
| FY2020Filed with the IRS Nov 12, 2021 | $5.2M | $4.4M | $771K | $5.6M | 990 PDF |
Schedules filed Part IV
See the full FY2023 990
Part I · Summary $5,650,796 revenue, 12 lines filed
Part VI · Governance 13 of 13 board members independent, 1 to look at
Part VIII · Statement of revenue $5,650,796 across 3 lines filed
Part IX · Statement of functional expenses $5,998,167 across 15 lines filed
Part X · Balance sheet $12,707,617 assets, 16 lines filed
Part XI · Reconciliation of net assets $5,369,442 net assets at year end
Form 990 e-file (XML) FY2023 from the IRS · Classification, formation year and address from the IRS Business Master File
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