P+P does free taxes, free financial coaching, and helps people obtain banking access.

501(c)(3) charity; gifts are tax-deductible.
82¢ of each $1 spent went to programs.
$108K paid to officers and key staff.
Mission: Form 990 Part I, line 1 · Status: IRS Pub. 78 · Programs: Part IX · Pay: Part VII

Before you give

FY2021 · Form 990Independent: from IRS data, not the org
Download 990
IRS status
501(c)(3)
not on the IRS revocation list
Looks good: listed by the IRS and not on the revocation list.
IRS BMF · Auto-Revocation List
Tax-deductible gifts
Yes
Donations are tax-deductible
Looks good: the IRS lists gifts to it as deductible.
IRS Pub. 78 · IRS BMF
Latest return
FY2025
latest Form 990
Looks good: the latest return is for FY2025, 1 tax year back; within 2 tax years.
IRS e-file · Filing history
Surplus or deficit
2 of 5
filings with a surplus
Average deficit $257K a year · 11% of revenue · last 5 filings
Concern: a surplus in 2 of the last 5 filings.
Pt I · Ln 19 · 5 filings
Spent on programs
82%
of spending
Looks good: 82% of spending went to programs; 75% or more.
Pt IX · Ln 25 · col B
Pay to officers and key staff
$108K
to officers and key staff · 5% of spending
Looks good: pay to officers and key staff is 5% of spending; 15% or less.
Pt VII · Sec A
11 mo
of spending, in cash
Looks good: 11.3 months of spending in cash; 3 or more.
Pt X · Ln 1–2 · Pt I · Ln 18
Named funders
1
named funder · $31K
Fine: 1 funder names it on their filings; under 3.
Funders’ Sch. I, 990-PF
Liabilities
$324K
12% of total assets
Looks good: liabilities are 12% of assets; 50% or less.
Pt X · Ln 26
Independent board members
14
of 14 voting members
Looks good: 14 of 14 voting members are independent, a majority.
Pt VI · Ln 1a–1b
Looks goodFineWorth a lookConcernNo data yetTap a box for the reason.
Revenue
$2.5M
Spent
$2.2M
To programs
82%
Net assets
$2.5M
By yearFY2021–FY2025
Revenue
$2.5M
FY2021
Tap a bar for its year
Revenue by fiscal year
FY2021$2.5M
FY2022$2.2M
FY2023$2.6M
FY2024$2.0M
FY2025$2.8M
Expenses
$2.2M
FY2021
Tap a bar for its year
Expenses by fiscal year
FY2021$2.2M
FY2022$2.2M
FY2023$2.5M
FY2024$3.0M
FY2025$3.4M
Net assets
$2.5M
FY2021
Tap a bar for its year
Net assets by fiscal year
FY2021$2.5M
FY2022$2.4M
FY2023$2.5M
FY2024$1.5M
FY2025$914K

From the FY2021 Form 990 (year ending June 2021) · figures checked against the IRS filing · see the original

Give Claim
You’re viewing the FY2021 filing — not the latest on file. See the latest (FY2025) →

Is it real?

Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in Sep 1971.

IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File

Where the money goes

82 cents of each dollar spent went to programs.

Program services 82% · $1.8M Management & general 8% · $190K Fundraising 10% · $218K

Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.

Something off? Claim to add context

Who runs it and what they're paid

16 people listed on the 990; $108K paid to officers and key staff.

Part VII, Section A · reportable compensation · most recent filed roster (FY2020); the FY2021 filing did not itemize Part VII
Executive Director 7/1/2020 - 2/28/2021
$107,933Pt VII · Sec A
President
$0Pt VII · Sec A
Vice President
$0Pt VII · Sec A
Treasurer
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
Director
$0Pt VII · Sec A

Suyapa Miranda’s $146K as Executive Director is at the 71st percentile of top reported officer pay among 3868 $1–10M human services nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

Compensation history total reportable pay by year · 2 named individuals · Part VII

NameFY2025FY2024FY2023FY2022FY2021
Suyapa Miranda$146,493$140,878$131,833$101,565—
Tracy Fischman————$107,933

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

See Prepare and Prosper executive salaries →

On this list? Claim this org

Something off? Claim to add context

Questions the 990 asks

The form asks each of these directly. These are the filed answers.

  • Family or business ties among officersPt VI · Ln 2No
  • Top official's pay set by an independent reviewPt VI · Ln 15aYes

Programs and updates

Provides free tax help, financial coaching, and banking access assistance.

Questions for Prepare and Prosper

Tap to ask. Prepare and Prosper sees how many people are interested.

Your first name shows with your question. Prepare and Prosper answers here, for everyone.

Provided by the organization

Know this org? Add your story

3 programs · $1.8M · in their own filed words · FY2020
01

P+P worked hard to reimagine service delivery models during the pandemic and has built out capacity for virtual and remote services. Despite uncertainties, P+P's work remains critical and perhaps more essential than ever.

$1.1Mprogram expense
02

P+P educates the public and policy makers about the importance of tax credits, free tax programs, financial inclusion, and related issues designed to support asset building, financial wellness, and consumer protection.

$588Kprogram expense
03

Financial Capability + LearningPrepare + Prosper runs two specialized programs designed to increase the financial health and well-being of individuals, families, and communities: Money Mentors financial coaching and the FAIR (Financial Access in Reach) initiative.Money Mentors, launched in 2014, is designed to support participants in…

$186Kprogram expense

Funders

Who pays for it.

From grant filings on record. Receipts are incomplete: individual donors are never listed.

Grants

Schedule I · funders on record
Grants received · FY2025
Total grants receivedfrom 1 funder$31K

By the numbers

The FY2021 990, line by line.

1The main four
Money inPt VIII
$2.5M
Ln 12
Gifts and grantsLn 1h$2.5M
Investment incomeLn 3$7K
Fees for servicesLn 2g$2K
Money outPt IX
$2.2M
Ln 25
Programscol B$1.8M
Managementcol C$190K
Fundraisingcol D$218K
Owns and owesPt X
$2.5M
net assets · Ln 32
Cash and savingsLn 1–2$2.1M
Total assetsLn 16$2.8M
LiabilitiesLn 26$324K
PeoplePt VI, VII
16
listed · VII A
PaidVII A1
Voting boardVI 1a14
IndependentVI 1b14
2In more detail
Revenue in detailPt VIII
Gifts and grantsLn 1h$2.5M
Government grantsLn 1e$1.0M
Fundraising eventsLn 1c$2K
Fees for servicesLn 2g$2K
Investment incomeLn 3$7K
Total revenueLn 12$2.5M
Assets in detailPt X, end of year
SavingsLn 2$2.1M
Cash and savings togetherLn 1–2$2.1M
InvestmentsLn 11–13$236K
Land, buildings, equipmentLn 10c$21K
Other assetsLn 15$8K
Total assetsLn 16$2.8M
LiabilitiesLn 26$324K
Net assetsLn 32$2.5M
OperationsPt I, VI
EmployeesI 565
VolunteersI 6341
Fiscal year endsHeaderJune
Conflict-of-interest policyVI 12aYes
Whistleblower policyVI 13Yes
Records policyVI 14Yes
3Year over year
Balance sheet, start vs end of yearPt X · col A, B
LineStart FY21End FY21
Cash and savingsLn 1–2$1.5M$2.1M
InvestmentsLn 11–13$185K$236K
Land, buildings, equipmentLn 10c$29K$21K
Total assetsLn 16$2.4M$2.8M
LiabilitiesLn 26$271K$324K
Net assetsLn 32$2.2M$2.5M
4Every line
Statement of functional expensesPt IX · every line
LineTotalProgramsManagementFundraising
Pay of current officers, directors and key staffLn 5$113K$92K$7K$14K
Other salaries and wagesLn 7$1.2M$1.0M$73K$141K
Pension plan contributionsLn 8$22K$19K$901$2K
Other employee benefitsLn 9$76K$67K$2K$7K
Payroll taxesLn 10$99K$82K$6K$11K
Accounting feesLn 11c$21K$21K
Lobbying feesLn 11d$24K$24K
Other fees for servicesLn 11g$218K$171K$34K$13K
Advertising and promotionLn 12$1K$946$300$175
Office expensesLn 13$106K$86K$6K$14K
OccupancyLn 16$211K$193K$6K$11K
TravelLn 17$82$43$39
Conferences, conventions and meetingsLn 19$188$59$61$68
Depreciation, depletion and amortizationLn 22$8K$7K$229$794
InsuranceLn 23$12K$6K$4K$2K
Other expenses (24a–d)Ln 24$106K$99K$5K$2K
Total functional expensesLn 25$2.2M$1.8M$190K$218K

Filing history

YearMoney inMoney outIn minus outNet assetsDownload
FY2025 Latest $2.8M$3.4M−$630K$914K 990 PDF
FY2024 $2.0M$3.0M−$976K$1.5M 990 PDF
FY2023 $2.6M$2.5M$100K$2.5M 990 PDF
FY2022 $2.2M$2.2M−$39K$2.4M 990 PDF
FY2021 Viewing $2.5M$2.2M$263K$2.5M 990 PDF

More to add? Claim this org

Schedules filed Part IV

III · Programs R · Related orgs G · Fundraising L · Interested persons I · Grants A · Public support O · Explanations
See the full FY2021 990 (6 parts)
Part I · Summary $2,505,131 revenue, 12 lines filed
I-8 Contributions and grantsPrior year $2,321,837$2,497,300
I-9 Program service revenuePrior year $2,136$1,644
I-10 Investment incomePrior year $10,009$7,095
I-11 Other revenuePrior year $4,139−$908
I-12 Total revenuePrior year $2,338,121$2,505,131
I-13 Grants and similar amounts paidPrior year $0$0
I-14 Benefits paid to membersPrior year $0$0
I-15 Salaries and benefitsPrior year $1,354,212$1,534,376
I-16a Professional fundraising feesPrior year $0$0
I-17 Other expensesPrior year $444,151$707,797
I-18 Total expensesPrior year $1,798,363$2,242,173
I-19 Revenue less expensesPrior year $539,758$262,958
Part VI · Governance 14 of 14 board members independent, no flags
VI-1a Voting members of the governing body14
VI-1b Independent voting members14
VI-2 Family or business relationship among officers or directorsNo
VI-12a Written conflict of interest policyYes
VI-13 Written whistleblower policyYes
VI-14 Document retention and destruction policyYes
VI-15a Process for setting top official's payYes
Part VIII · Statement of revenue $2,505,131 across 9 lines filed
VIII-1c Fundraising events$2,500
VIII-1e Government grants$1,017,300
VIII-1f All other contributions, gifts and grants$1,477,500
VIII-1h Total contributions, gifts and grants$2,497,300
VIII-2a-f Program service revenue, itemized rows (sum of 2a–2f as filed)Related to mission $1,644$1,644
VIII-3 Investment incomeExcluded from tax $7,095$7,095
VIII-8 Net income from fundraising eventsExcluded from tax −$1,908−$1,908
VIII-11a-d Other revenue, itemized rows (sum of 11a–11d as filed)Excluded from tax $1,000$1,000
VIII-12 Total revenueRelated to mission $1,644 · Unrelated business $0 · Excluded from tax $6,187$2,505,131
Part IX · Statement of functional expenses $2,242,173 across 16 lines filed
IX-5 Pay of current officers, directors and key staffPrograms $92,289 · Management $6,753 · Fundraising $13,506$112,548
IX-7 Other salaries and wagesPrograms $1,010,900 · Management $72,741 · Fundraising $140,734$1,224,375
IX-8 Pension plan contributionsPrograms $19,155 · Management $901 · Fundraising $2,254$22,310
IX-9 Other employee benefitsPrograms $67,106 · Management $1,780 · Fundraising $6,954$75,840
IX-10 Payroll taxesPrograms $82,403 · Management $5,880 · Fundraising $11,020$99,303
IX-11c Accounting feesManagement $21,186$21,186
IX-11d Lobbying feesManagement $24,000$24,000
IX-11g Other fees for servicesPrograms $170,529 · Management $34,487 · Fundraising $13,446$218,462
IX-12 Advertising and promotionPrograms $946 · Management $300 · Fundraising $175$1,421
IX-13 Office expensesPrograms $85,836 · Management $6,122 · Fundraising $13,718$105,676
IX-16 OccupancyPrograms $193,149 · Management $6,323 · Fundraising $11,158$210,630
IX-17 TravelPrograms $43 · Fundraising $39$82
IX-19 Conferences, conventions and meetingsPrograms $59 · Management $61 · Fundraising $68$188
IX-22 Depreciation, depletion and amortizationPrograms $7,167 · Management $229 · Fundraising $794$8,190
IX-23 InsurancePrograms $6,294 · Management $3,984 · Fundraising $1,711$11,989
IX-24 Other expenses (24a–d)Programs $98,990 · Management $4,772 · Fundraising $2,211$105,973
IX-25 Total functional expensesPrograms $1,834,866 · Management $189,519 · Fundraising $217,788$2,242,173
Part X · Balance sheet $2,795,257 assets, 13 lines filed
X-2 Savings and temporary cash investmentsStart of year $1,532,850$2,104,620
X-3 Pledges and grants receivableStart of year $670,000$410,000
X-9 Prepaid expenses and deferred chargesStart of year $2,291$15,919
X-10c Land, buildings and equipment, netStart of year $29,122$20,931
X-11 Publicly traded securitiesStart of year $184,688$236,232
X-15 Other assetsStart of year $7,554$7,555
X-16 Total assetsStart of year $2,435,005$2,795,257
X-17 Accounts payable and accrued expensesStart of year $89,175$99,201
X-26 Total liabilitiesStart of year $271,475$324,201
X-27 Net assets without donor restrictionsStart of year $906,410$1,270,324
X-28 Net assets with donor restrictionsStart of year $1,257,120$1,200,732
X-32 Total net assets or fund balancesStart of year $2,163,530$2,471,056
X-33 Total liabilities and net assetsStart of year $2,435,005$2,795,257
Part XI · Reconciliation of net assets $2,471,056 net assets at year end
XI-1 Total revenue$2,505,131
XI-2 Total expenses$2,242,173
XI-3 Revenue less expenses$262,958
XI-4 Net assets at start of year$2,163,530
XI-5 Net unrealized gains (losses) on investments$44,943
XI-7 Investment expenses−$375
XI-9 Other changes in net assets$0
XI-10 Net assets at end of year$2,471,056

Form 990 e-file (XML) FY2021 from the IRS · Classification, formation year and address from the IRS Business Master File

Similar organizations you could support · Compare with another nonprofit

Names, privacy, and removal requests More

The names, titles, and compensation shown on this page are reproduced from IRS Form 990 filings, which are public records.

Philanthropy.org does not alter the content of those filings. All information appears exactly as reported by the filing organization for the tax year shown.

We publish only information contained in the public IRS filing — and less than the filing contains. Our profile pages do not display street addresses, telephone numbers, personal email addresses, or other personal contact information, even where the filing includes them.

Many people share the same name. A name shown on this page reflects only what one organization reported in one IRS filing for one tax year. It should not be interpreted as identifying any other individual with the same or a similar name.

If you are no longer affiliated with the organization, your name will generally stop appearing in future IRS filings once the organization no longer reports you. Pages for tax years in which you were reported remain published because those filings remain part of the public record.

Philanthropy.org does not alter or remove IRS filing records. Removing a page from this website would not remove the underlying IRS filing, which remains publicly available from the IRS and other publishers of the same information.

If you believe the IRS filing itself is inaccurate, corrections must be made by the filing organization or the IRS directly.

Your org? Add context

Made it to the end? Claim this org

All figures are derived from public IRS Form 990 filings and are presented without evaluation of any organization. philanthropy.org does not rate, score, or rank organizations, including the pay comparisons above.