Is it real?
Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in Jan 1971.
IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File
Where the money goes
77 cents of each dollar spent went to programs.
Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.
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Who runs it and what they're paid
19 people listed on the 990; $98K paid to officers and key staff.
Jane Ralph’s $98K as Executive Director is at the 32nd percentile of top reported officer pay among 2036 $1–10M housing nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.
Compensation history total reportable pay by year · 1 named individual · Part VII
| Name | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|---|
| Jane Ralph | $98,499 | $92,557 | $84,007 | $81,738 | $77,979 | $75,119 |
Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.
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Questions the 990 asks
The form asks each of these directly. These are the filed answers.
- Family or business ties among officersPt VI · Ln 2No
- Top official's pay set by an independent reviewPt VI · Ln 15aYes
Programs and updates
Builds and manages affordable housing and related services for homeless individuals.
Questions for Construct INC
Your first name shows with your question. Construct INC answers here, for everyone.
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Project home collaborative to stabilize families and individuals financially and in housing includes: crisis intervention- housing counseling, financial coaching, emergency financial assistance(food, rent, heating fuel, utility shut off, car repairs), emergency shelter in MOTELS.TRANSITIONAL housing services- adult education, employment…
Funders
Who pays for it.
From grant filings on record. Receipts are incomplete: individual donors are never listed.
Grants
By the numbers
The FY2025 990, line by line.
Download 990
| Line | Start FY25 | End FY25 |
|---|---|---|
| Cash and savingsLn 1–2 | $568K | $712K |
| InvestmentsLn 11–13 | $254K | $454K |
| Land, buildings, equipmentLn 10c | $4.0M | $4.6M |
| Total assetsLn 16 | $7.0M | $8.0M |
| LiabilitiesLn 26 | $2.0M | $1.7M |
| Net assetsLn 32 | $5.0M | $6.2M |
| Line | Total | Programs | Management | Fundraising |
|---|---|---|---|---|
| Grants to domestic individualsLn 2 | $111K | $111K | ||
| Pay of current officers, directors and key staffLn 5 | $102K | $72K | $17K | $13K |
| Other salaries and wagesLn 7 | $603K | $476K | $76K | $51K |
| Other employee benefitsLn 9 | $22K | $17K | $3K | $2K |
| Payroll taxesLn 10 | $60K | $46K | $8K | $5K |
| Legal feesLn 11b | $12K | $8K | $4K | |
| Accounting feesLn 11c | $15K | $15K | ||
| Other fees for servicesLn 11g | $8K | $2K | $5K | |
| Advertising and promotionLn 12 | $3K | $2K | $496 | |
| Office expensesLn 13 | $24K | $6K | $15K | $3K |
| OccupancyLn 16 | $72K | $62K | $10K | |
| TravelLn 17 | $14K | $9K | $4K | |
| Depreciation, depletion and amortizationLn 22 | $15K | $15K | ||
| InsuranceLn 23 | $5K | $4K | $2K | |
| Other expenses (24a–d)Ln 24 | $168K | $129K | $2K | $37K |
| Total functional expensesLn 25 | $1.2M | $944K | $177K | $112K |
Filing history
| Year | Money in | Money out | In minus out | Net assets | Download |
|---|---|---|---|---|---|
| FY2025 Latest Viewing | $2.4M | $1.2M | $1.2M | $6.2M | 990 PDF |
| FY2024 | $1.2M | $1.2M | $43K | $5.0M | 990 PDF |
| FY2023 | $2.4M | $892K | $1.5M | $5.0M | 990 PDF |
| FY2022 | $1.0M | $769K | $248K | $3.4M | 990 PDF |
| FY2021 | $1.0M | $824K | $192K | $3.2M | 990 PDF |
| FY2020 | $1.0M | $715K | $330K | $3.0M | 990 PDF |
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Schedules filed Part IV
See the full FY2025 990 (6 parts)
Part I · Summary $2,448,557 revenue, 12 lines filed
Part VI · Governance 18 of 18 board members independent, 2 to look at
Part VIII · Statement of revenue $2,448,557 across 9 lines filed
Part IX · Statement of functional expenses $1,232,765 across 15 lines filed
Part X · Balance sheet $7,960,115 assets, 16 lines filed
Part XI · Reconciliation of net assets $6,249,394 net assets at year end
Form 990 e-file (XML) FY2025 from the IRS · Classification, formation year and address from the IRS Business Master File
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