Endless Mountains Association

Business league / trade association Tunkhannock, PA EIN 23-2181509
Revenue
$515K
-0.1%
FY2025 · Pt VIII · Ln 12
Expenses
$601K
▲ +0.8%
FY2025 · Pt IX · Ln 25
Net assets
$558K
FY2025 · Pt X · Ln 32
To programs
90%
FY2025 · Pt IX · col B
Revenue & expenses by yearFY2021–FY2025
Revenue
$515K
FY2025-0.1%
Expenses
$601K
FY2025▲ +0.8%

Promotes tourism to Pennsylvania's Endless Mountains region.

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Tax-deductible?
No
Per the IRS master file. Details →
Can I give now?
No revocation on IRS record
Not on the IRS revocation list. Details →
Filing up to date?
Filed FY2024 (typical filing lag)
Foundation funders?
Not on file
Spent on programs?
90% to programs
Form 990 Part IX, latest filing. Details →
Size and trend
$100K–1M
→ -0.1% vs prior year Details →

Form 990 for the fiscal year ending June 2025 (IRS tax year 2024).


Promotes tourism to Pennsylvania's Endless Mountains region.

Type
Business league / trade association · Nonprofit
Location
Tunkhannock, PA
Website
www.endlessmountains.org
Filings
5 on file (2021–2025)
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Provided by the organization

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Where the money goes · FY2025
Where spending went · Part IX cols B–D
Program services $0.90 Management & general $0.10
Operating surplus
-17%
revenue over expenses▼ -7% vs prior filing year
Earned revenue
10%
of revenue from program services & dues▼ -16% vs prior filing year
Payroll share
30%
of spending is salaries & benefits▲ +4% vs prior filing year

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Summary of the Filing

Part I · fiscal year 2025 · Form 990
Total assets
$605K
FY2025▼ -7%
Total liabilities
$47K
FY2025▲ +819%
Revenue less expensesPt I · Ln 19−$86K
Total assetsPt X · Ln 16$605K
Program-expense ratioPt IX · col B90%
Voting members of governing bodyPt I · Ln 313
Independent voting membersPt I · Ln 413

Identity & Classification

Form 990 Header · IRS Business Master File
Legal name (IRS)Hdr · item CEndless Mountains Association
EINHdr · item D23-2181509
Principal addressHdr · item CTunkhannock, PA
WebsiteHdr · item Jwww.endlessmountains.org
Year of formationHdr · item Lpending
State of legal domicileHdr · item MPA
Exempt statusHdr · item I501(c)(6) · active
NTEE classificationIRS BMFNonprofit
Ruling yearIRS BMFMar 1989

Governance & Policies

Part VI
Voting members of the governing bodyPt VI · Ln 1a13
Independent voting membersPt VI · Ln 1b13
Conflict-of-interest policyPt VI · Ln 12aNo
Whistleblower policyPt VI · Ln 13No
Document retention policyPt VI · Ln 14No
CEO/top-official compensation independently reviewedPt VI · Ln 15aNo
Family or business relationships among officers/directorsPt VI · Ln 2No

Officers, Directors & Key Employees

Part VII, Section A · reportable compensation · most recent filed roster (FY2024); the FY2025 filing did not itemize Part VII
Director
$74,418Pt VII · Sec A
Vice Preside
$0Pt VII · Sec A
Secretary /T
$0Pt VII · Sec A
President
$0Pt VII · Sec A

Compensation history total reportable pay by year · 1 named individual · Part VII

NameFY2025FY2024FY2023FY2021
Jean Ruhf$74,418$70,905$65,907$64,702

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

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Mission & Programs · Part III

Where the work happens

1 program service account for $544K of program spending, described in the organization's own filed words · FY2024.
01

Tourist information, guides, & brochures for the public. As well as advertising and promotion to bring tourists to the area.

$544Kprogram expense

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Statement of Revenue

Part VIII
Contributions & grants$457K · 89%
Program service revenue$51K · 10%
Investment income$8K · 1%
Contributions & grants89%$457K
Program service revenue10%$51K
Investment income1%$8K
— government grantsLn 1e$35K
Total revenueLn 12$515K

Statement of Functional Expenses

Part IX · allocated across program, management, and fundraising
Allocation · columns B–D
Program services $0.90 Management & general $0.10
Program services90%$544K
Management & general10%$58K
Total functional expensesLn 25$601K

Balance Sheet

Part X · end of year
CashLn 1$324K
Total assetsLn 16$605K
Total liabilitiesLn 26$47K
Total net assetsLn 32$558K
Months of cash on handcomputed6.5

Financial Metrics

Form 990 · FY2025 · each ratio shown with the dollars behind it
Liquidity & Payout
Operating runway
Highly liquid reserves $324K · Operating expenses/yr $601K
6.5 months
Where the money goes
Program services
Program services $544K · Total expenses $601K
90%
Management & General
Management & general $58K · Total expenses $601K
10%
Fundraising
Fundraising $0 · Total expenses $601K
0%
Cost to raise $1
Fundraising expense (3-yr avg) $0 · Solicited contributions (3-yr avg) $465K
Solicited contributions below reporting floor
Where the money comes from
Contribution dependence
Contributions & grants $457K · Total revenue $515K
89%
Government reliance
Government grants $35K · Total revenue $515K
7%
Earned-income share
Program service revenue $51K · Total revenue $515K
10%
Investment reliance
Investment income $8K · Total revenue $515K
+1%
Program self-sufficiency
Program service revenue $51K · Total expenses $601K
8%
Growth & trend
Revenue growth (YoY)
This year $515K · Prior year $516K
-0.1%
Revenue CAGR
FY2020 $548K · FY2024 $515K
-2%
Net-asset trend (YoY)
End of year $558K · Beginning of year —
Beginning net assets not meaningfully positive — showing dollar change
Balance sheet
Surplus Margin
Revenue $515K · Expenses $601K
-17%
Liabilities-to-Assets
Total liabilities — · Total assets $605K
—
Net-asset ratio
Net assets $558K · Total assets $605K
92%
Marketable Investment Share
Publicly traded securities (Pt X, ln 11) — · Other securities (Pt X, ln 12) — · Total assets (Pt X, ln 16) $605K
Excludes program-related investments (Pt X, ln 13)
People & payroll
Highest Reported Total Compensation
Individual Jean Ruhf · Reported title DIRECTOR · Highest reported compensation $74K · Total expenses $601K
12%
Personnel share
Salaries, benefits & payroll (Pt IX 5-10) $183K · Total expenses $601K
30%
Peer comparison

Same NTEE category, revenue band, and state where available. Descriptive — not a grade.

MetricThis orgPeer medianPercentile
Program ratio 90%——
Overhead ratio 10%——
Fundraising cost ratio 0%——
Revenue growth -0.1%——
Legal fee ratio 0.01%——
Accounting fee ratio 0.9%——

Straight from the Form 990 — descriptive, not an evaluation. A ratio is hidden when its base is zero or too small to be meaningful; the dollars are always shown.

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Filings & Schedule Manifest

Part IV
III · Programs I · Grants R · Related orgs G · Fundraising L · Interested persons A · Public support F · Foreign M · Noncash
FY2025 (Latest)$515K revenue · viewing · ⤓ 990 PDF
FY2024$516K revenue · ⤓ 990 PDF
FY2023$570K revenue · ⤓ 990 PDF
FY2022$632K revenue · ⤓ 990 PDF
FY2021$548K revenue · ⤓ 990 PDF

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Sources

Every figure above is drawn from these filings
Form 990 e-file (XML) · FY2025IRS
Classification, formation year, addressIRS Business Master File
Names, privacy, and removal requests More

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