Provide shelter to homeless

501(c)(3) charity; gifts are tax-deductible.
73¢ of each $1 spent went to programs.
Run by 400 volunteers and 47 employees.
Mission: Form 990 Part I, line 1 · Status: IRS Pub. 78 · Programs: Part IX · People: Part I, lines 5–6

Before you give

FY2025 · Form 990Independent: from IRS data, not the org
Download 990
IRS status
501(c)(3)
not on the IRS revocation list
Looks good: listed by the IRS and not on the revocation list.
IRS BMF · Auto-Revocation List
Tax-deductible gifts
Yes
Donations are tax-deductible
Looks good: the IRS lists gifts to it as deductible.
IRS Pub. 78 · IRS BMF
Latest return
FY2025
latest Form 990
Looks good: the latest return is for FY2025, 1 tax year back; within 2 tax years.
IRS e-file · Filing history
Surplus or deficit
5 of 5
filings with a surplus
Average surplus $936K a year · 23% of revenue · last 5 filings
Looks good: a surplus in 5 of the last 5 filings.
Pt I · Ln 19 · 5 filings
Spent on programs
73%
of spending
Fine: 73% of spending went to programs; 65% to 75%.
Pt IX · Ln 25 · col B
Pay to officers and key staff
$192K
to officers and key staff · 5% of spending
Looks good: pay to officers and key staff is 5% of spending; 15% or less.
Pt VII · Sec A
10 mo
of spending, in cash
Looks good: 9.9 months of spending in cash; 3 or more.
Pt X · Ln 1–2 · Pt I · Ln 18
Named funders
4
named funders · $24K
Looks good: 4 funders name it on their filings; 3 or more.
Funders’ Sch. I, 990-PF
Liabilities
$371K
3% of total assets
Looks good: liabilities are 3% of assets; 50% or less.
Pt X · Ln 26
Independent board members
22
of 22 voting members
Looks good: 22 of 22 voting members are independent, a majority.
Pt VI · Ln 1a–1b
Looks goodFineWorth a lookConcernNo data yetTap a box for the reason.
Revenue
$4.7M
+7% vs prior year
Spent
$3.8M
To programs
73%
Net assets
$12.1M
By yearFY2021–FY2025
Revenue
$4.7M
FY2025▲ +7%
Tap a bar for its year
Revenue by fiscal year
FY2021$3.9M
FY2022$3.6M
FY2023$4.0M
FY2024$4.4M
FY2025$4.7M
Expenses
$3.8M
FY2025▲ +13%
Tap a bar for its year
Expenses by fiscal year
FY2021$2.8M
FY2022$2.9M
FY2023$3.3M
FY2024$3.3M
FY2025$3.8M
Net assets
$12.1M
FY2025▲ +12%
Tap a bar for its year
Net assets by fiscal year
FY2021$7.9M
FY2022$8.3M
FY2023$9.4M
FY2024$10.7M
FY2025$12.1M

From the FY2025 Form 990 (year ending June 2025) · figures checked against the IRS filing · see the original

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Is it real?

Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in Jul 1986.

IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File

Where the money goes

73 cents of each dollar spent went to programs.

Program services 73% · $2.7M Management & general 18% · $672K Fundraising 10% · $368K

Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.

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Who runs it and what they're paid

25 people listed on the 990; $192K paid to officers and key staff.

Part VII, Section A · reportable compensation · most recent filed roster (FY2024); the FY2025 filing did not itemize Part VII
Past Executive Director
$134,590Pt VII · Sec A
$57,665Pt VII · Sec A
Treasurer
$0Pt VII · Sec A
$0Pt VII · Sec A
Board Member
$0Pt VII · Sec A
Board Member
$0Pt VII · Sec A
Board Member
$0Pt VII · Sec A
Board Member
$0Pt VII · Sec A

Wildolfo Arvelo’s $135K as Past Executive Director is at the 62nd percentile of top reported officer pay among 2036 $1–10M housing nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

Compensation history total reportable pay by year · 4 named individuals · Part VII

NameFY2025FY2024FY2023
Wildolfo Arvelo$134,590$130,793$125,566
Jillian Carroll——$101,011
Christine Stover$57,665——
Stephanie Bacon—$23,950—

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

See Cross Roads House INC executive salaries →

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Questions the 990 asks

The form asks each of these directly. These are the filed answers.

  • Family or business ties among officersPt VI · Ln 2No
  • Top official's pay set by an independent reviewPt VI · Ln 15aYes

Programs and updates

Provides safe emergency housing and support to homeless individuals and families.

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Provided by the organization

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1 program · $2.7M · in their own filed words · FY2024
01

Purpose is to provide safe and supportive emergency housing to individuals and families experiencing homelessness.

$2.7Mprogram expense

Funders

Who pays for it.

From grant filings on record. Receipts are incomplete: individual donors are never listed.

Grants

Schedule I · received and paid
Grants received · FY2025
See all 4 funders →
Grants paid · 3 grants · $914K · 2022–2024
Unitemized GrantFY2024$377,444
Unitemized GrantFY2023$254,302
Unitemized GrantFY2022$282,090

By the numbers

The FY2025 990, line by line.

1The main four
Money inPt VIII
$4.7M
Ln 12
Gifts and grantsLn 1h$4.2M
Other incomeLn 4–11$398K
Investment incomeLn 3$175K
Money outPt IX
$3.8M
Ln 25
Programscol B$2.7M
Managementcol C$672K
Fundraisingcol D$368K
Owns and owesPt X
$12.1M
net assets · Ln 32
Cash and savingsLn 1–2$3.1M
Total assetsLn 16$12.4M
LiabilitiesLn 26$371K
PeoplePt VI, VII
25
listed · VII A
PaidVII A2
Voting boardVI 1a22
IndependentVI 1b22
2In more detail
Revenue in detailPt VIII
Gifts and grantsLn 1h$4.2M
Government grantsLn 1e$2.1M
Noncash giftsLn 1g$36K
Fundraising eventsLn 1c$373K
Fees for servicesLn 2g$598
Investment incomeLn 3$175K
Other incomeLn 4–11$398K
Gains on assetsLn 7$2K
Total revenueLn 12$4.7M
Assets in detailPt X, end of year
CashLn 1$914K
SavingsLn 2$2.2M
Cash and savings togetherLn 1–2$3.1M
InvestmentsLn 11–13$4.6M
Land, buildings, equipmentLn 10c$4.4M
Other assetsLn 15$165K
Total assetsLn 16$12.4M
LiabilitiesLn 26$371K
Net assetsLn 32$12.1M
OperationsPt I, VI
EmployeesI 547
VolunteersI 6400
Fiscal year endsHeaderJune
Conflict-of-interest policyVI 12aYes
Whistleblower policyVI 13Yes
Records policyVI 14Yes
3Year over year
Balance sheet, start vs end of yearPt X · col A, B
LineStart FY25End FY25
Cash and savingsLn 1–2$2.7M$3.1M
InvestmentsLn 11–13$3.5M$4.6M
Land, buildings, equipmentLn 10c$4.3M$4.4M
Total assetsLn 16$11.2M$12.4M
LiabilitiesLn 26$437K$371K
Net assetsLn 32$10.7M$12.1M
4Every line
Statement of functional expensesPt IX · every line
LineTotalProgramsManagementFundraising
Grants to domestic individualsLn 2$377K$377K
Pay of current officers, directors and key staffLn 5$196K$141K$40K$15K
Other salaries and wagesLn 7$1.7M$1.2M$408K$122K
Other employee benefitsLn 9$283K$241K$16K$26K
Payroll taxesLn 10$141K$120K$8K$13K
Legal feesLn 11b$75$75
Accounting feesLn 11c$33K$33K
Investment management feesLn 11f$26K$26K
Advertising and promotionLn 12$143K$24K$60K$59K
Office expensesLn 13$26K$12K$6K$8K
Information technologyLn 14$61K$52K$4K$5K
OccupancyLn 16$301K$294K$4K$3K
Conferences, conventions and meetingsLn 19$13K$11K$762$1K
InterestLn 20$16K$15K$311$311
Depreciation, depletion and amortizationLn 22$217K$202K$9K$7K
InsuranceLn 23$46K$39K$3K$4K
Other expenses (24a–d)Ln 24$226K$66K$54K$106K
Total functional expensesLn 25$3.8M$2.7M$672K$368K

Filing history

YearMoney inMoney outIn minus outNet assetsDownload
FY2025 Latest Viewing $4.7M$3.8M$957K$12.1M 990 PDF
FY2024 $4.4M$3.3M$1.1M$10.7M 990 PDF
FY2023 $4.0M$3.3M$742K$9.4M 990 PDF
FY2022 $3.6M$2.9M$734K$8.3M 990 PDF
FY2021 $3.9M$2.8M$1.1M$7.9M 990 PDF

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Schedules filed Part IV

III · Programs I · Grants R · Related orgs G · Fundraising L · Interested persons A · Public support F · Foreign M · Noncash
See the full FY2025 990 (6 parts)
Part I · Summary $4,743,354 revenue, 12 lines filed
I-8 Contributions and grantsPrior year $3,522,014$4,169,478
I-9 Program service revenuePrior year $174,320$598
I-10 Investment incomePrior year $393,071$175,294
I-11 Other revenuePrior year $355,632$397,984
I-12 Total revenuePrior year $4,445,037$4,743,354
I-13 Grants and similar amounts paidPrior year $254,302$377,444
I-14 Benefits paid to membersPrior year $0$0
I-15 Salaries and benefitsPrior year $1,997,023$2,301,110
I-16a Professional fundraising feesPrior year $0$0
I-17 Other expensesPrior year $1,091,896$1,107,977
I-18 Total expensesPrior year $3,343,221$3,786,531
I-19 Revenue less expensesPrior year $1,101,816$956,823
Part VI · Governance 22 of 22 board members independent, no flags
VI-1a Voting members of the governing body22
VI-1b Independent voting members22
VI-2 Family or business relationship among officers or directorsNo
VI-12a Written conflict of interest policyYes
VI-13 Written whistleblower policyYes
VI-14 Document retention and destruction policyYes
VI-15a Process for setting top official's payYes
Part VIII · Statement of revenue $4,743,354 across 10 lines filed
Lines not itemized here account for $146,351 of total revenue; see the IRS return.
VIII-1c Fundraising events$372,826
VIII-1e Government grants$2,065,149
VIII-1f All other contributions, gifts and grants$1,731,503
VIII-1g Noncash contributions (included above)$35,508
VIII-1h Total contributions, gifts and grants$4,169,478
VIII-2a-f Program service revenue, itemized rows (sum of 2a–2f as filed)Related to mission $598$598
VIII-3 Investment incomeExcluded from tax $173,007$173,007
VIII-7 Net gain or loss on sales of assetsExcluded from tax $2,287$2,287
VIII-8 Net income from fundraising eventsExcluded from tax $251,633$251,633
VIII-12 Total revenueRelated to mission $598 · Unrelated business $0 · Excluded from tax $573,278$4,743,354
Part IX · Statement of functional expenses $3,786,531 across 17 lines filed
IX-2 Grants to domestic individualsPrograms $377,444$377,444
IX-5 Pay of current officers, directors and key staffPrograms $140,643 · Management $40,209 · Fundraising $14,892$195,744
IX-7 Other salaries and wagesPrograms $1,152,144 · Management $407,565 · Fundraising $121,991$1,681,700
IX-9 Other employee benefitsPrograms $240,962 · Management $16,469 · Fundraising $25,514$282,945
IX-10 Payroll taxesPrograms $119,613 · Management $8,443 · Fundraising $12,665$140,721
IX-11b Legal feesPrograms $75$75
IX-11c Accounting feesManagement $32,640$32,640
IX-11f Investment management feesManagement $25,992$25,992
IX-12 Advertising and promotionPrograms $24,339 · Management $60,131 · Fundraising $58,699$143,169
IX-13 Office expensesPrograms $12,219 · Management $5,980 · Fundraising $7,800$25,999
IX-14 Information technologyPrograms $51,842 · Management $3,659 · Fundraising $5,490$60,991
IX-16 OccupancyPrograms $294,075 · Management $4,191 · Fundraising $3,143$301,409
IX-19 Conferences, conventions and meetingsPrograms $10,787 · Management $762 · Fundraising $1,142$12,691
IX-20 InterestPrograms $14,952 · Management $311 · Fundraising $311$15,574
IX-22 Depreciation, depletion and amortizationPrograms $202,055 · Management $8,691 · Fundraising $6,517$217,263
IX-23 InsurancePrograms $39,344 · Management $2,777 · Fundraising $4,166$46,287
IX-24 Other expenses (24a–d)Programs $65,843 · Management $54,201 · Fundraising $105,843$225,887
IX-25 Total functional expensesPrograms $2,746,337 · Management $672,021 · Fundraising $368,173$3,786,531
Part X · Balance sheet $12,445,101 assets, 16 lines filed
X-1 Cash, non-interest-bearingStart of year $1,038,238$914,469
X-2 Savings and temporary cash investmentsStart of year $1,632,536$2,197,062
X-3 Pledges and grants receivableStart of year $301,894$171,065
X-4 Accounts receivableStart of year $204,048$17,254
X-9 Prepaid expenses and deferred chargesStart of year $77,967$68,374
X-10c Land, buildings and equipment, netStart of year $4,294,585$4,352,977
X-11 Publicly traded securitiesStart of year $3,479,469$4,559,094
X-15 Other assetsStart of year $157,805$164,806
X-16 Total assetsStart of year $11,186,542$12,445,101
X-17 Accounts payable and accrued expensesStart of year $186,947$125,629
X-19 Deferred revenueStart of year $0$9,250
X-26 Total liabilitiesStart of year $437,493$371,209
X-27 Net assets without donor restrictionsStart of year $10,533,440$11,848,892
X-28 Net assets with donor restrictionsStart of year $215,609$225,000
X-32 Total net assets or fund balancesStart of year $10,749,049$12,073,892
X-33 Total liabilities and net assetsStart of year $11,186,542$12,445,101
Part XI · Reconciliation of net assets $12,073,892 net assets at year end
XI-1 Total revenue$4,743,354
XI-2 Total expenses$3,786,531
XI-3 Revenue less expenses$956,823
XI-4 Net assets at start of year$10,749,049
XI-5 Net unrealized gains (losses) on investments$368,020
XI-9 Other changes in net assets$0
XI-10 Net assets at end of year$12,073,892

Form 990 e-file (XML) FY2025 from the IRS · Classification, formation year and address from the IRS Business Master File

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