Living Goods FY2023 filing

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Harnessing micro entrepreneurs to deliver health education and life-changing products.

501(c)(3) charity; gifts are tax-deductible.
83¢ of each $1 spent went to programs.
$1.4M paid to officers and key staff.
Mission: Form 990 Part I, line 1 · Status: IRS Pub. 78 · Programs: Part IX · Pay: Part VII

Before you give

FY2023 · Form 990Independent: from IRS data, not the org
Download 990
IRS status
501(c)(3)
not on the IRS revocation list
Looks good: listed by the IRS and not on the revocation list.
IRS BMF · Auto-Revocation List
Tax-deductible gifts
Yes
Donations are tax-deductible
Looks good: the IRS lists gifts to it as deductible.
IRS Pub. 78 · IRS BMF
Latest return
FY2024
latest Form 990
Looks good: the latest return is for FY2024, 2 tax years back; within 2 tax years.
IRS e-file · Filing history
Surplus or deficit
2 of 4
filings with a surplus
Average surplus $2.8M a year · 10% of revenue · last 4 filings
Worth a look: a surplus in 2 of the last 4 filings.
Pt I · Ln 19 · 4 filings
Spent on programs
83%
of spending
Looks good: 83% of spending went to programs; 75% or more.
Pt IX · Ln 25 · col B
Pay to officers and key staff
$1.4M
to officers and key staff · 6% of spending
Looks good: pay to officers and key staff is 6% of spending; 15% or less.
Pt VII · Sec A
11 mo
of spending, in cash
Looks good: 11.0 months of spending in cash; 3 or more.
Pt X · Ln 1–2 · Pt I · Ln 18
Named funders
1
named funder · $20K
Fine: 1 funder names it on their filings; under 3.
Funders’ Sch. I, 990-PF
Liabilities
$1.2M
3% of total assets
Looks good: liabilities are 3% of assets; 50% or less.
Pt X · Ln 26
Independent board members
8
of 9 voting members
Looks good: 8 of 9 voting members are independent, a majority.
Pt VI · Ln 1a–1b
Looks goodFineWorth a lookConcernNo data yetTap a box for the reason.
Revenue
$17.5M
-59% vs prior year
Spent
$23.7M
To programs
83%
Net assets
$37.0M
By yearFY2021–FY2024
Revenue
$17.5M
FY2023▼ -59%
Tap a bar for its year
Revenue by fiscal year
FY2021$27.4M
FY2022$42.7M
FY2023$17.5M
FY2024$23.8M
Expenses
$23.7M
FY2023▼ -2%
Tap a bar for its year
Expenses by fiscal year
FY2021$26.1M
FY2022$24.1M
FY2023$23.7M
FY2024$26.0M
Net assets
$37.0M
FY2023▼ -14%
Tap a bar for its year
Net assets by fiscal year
FY2021$24.6M
FY2022$43.2M
FY2023$37.0M
FY2024$34.6M

From the FY2023 Form 990 · figures checked against the IRS filing · see the original

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You’re viewing the FY2023 filing — not the latest on file. See the latest (FY2024) →

Is it real?

Yes. Never revoked by the IRS. Latest filing on record: FY2024. IRS ruling in Jul 2007.

IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File

Where the money goes

83 cents of each dollar spent went to programs.

Program services 83% · $19.6M Management & general 11% · $2.5M Fundraising 7% · $1.6M

Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.

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Who runs it and what they're paid

18 people listed on the 990; $1.4M paid to officers and key staff.

Part VII, Section A · reportable compensation
$247,500Pt VII · Sec A
Executive Director USA
$203,507Pt VII · Sec A
Chief of Staff
$172,892Pt VII · Sec A
Chief Financial Officer
$160,574Pt VII · Sec A
HR Director US
$140,678Pt VII · Sec A
Deputy Director Business Devel
$128,639Pt VII · Sec A
Director Business Development
$116,122Pt VII · Sec A
Deputy Director Major Gifts
$104,781Pt VII · Sec A

Liz Jarman’s $337K as CEO/Officer, (until 9/2024) is at the 70th percentile of top reported officer pay among 345 $10–100M international nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

Compensation history total reportable pay by year · 8 named individuals · Part VII

NameFY2024FY2023FY2022FY2021
Liz Jarman$336,841———
Elizabeth Ann Jarman—$247,500——
Emilie Chambert$226,813———
Lisa B McAndless—$203,507——
Lisa B McCandless——$203,257$199,167
Mandy Folse$184,460$172,892$169,812$163,377
Sonja Kotze$169,664$160,574——
Abiot Frew$158,973$140,678——

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

See Living Goods executive salaries →

8 open jobs right now. See them →

Questions the 990 asks

The form asks each of these directly. These are the filed answers.

  • Family or business ties among officersPt VI · Ln 2No
  • Top official's pay set by an independent reviewPt VI · Ln 15aYes

Programs and updates

Empowering micro-entrepreneurs to deliver health education and life-changing products.

Questions for Living Goods

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Your first name shows with your question. Living Goods answers here, for everyone.

1 program · $19.6M · in their own filed words · FY2023
01

The program empowered 11,429 community health workers in burkina faso, uganda and kenya with technology and training to deliver quality health services to the doorsteps of 6,179,910 people. The program assessed and treated 3,211,942 children who comprised of 461,189 children under the age of one and supported 179,685 pregnant women.

$19.6Mprogram expense

Funders

Who pays for it.

From grant filings on record. Receipts are incomplete: individual donors are never listed.

Grants

Schedule I · received and paid
Grants received · FY2025
Total grants receivedfrom 1 funder$20K
Grants paid · 13 grants · $5.3M · 2021–2024
DimagiFY2024$245,114
Brac USA INCNY · FY2024$175,028
Brac USA INCNY · FY2023$375,000
DimagiFY2023$310,617
Brac USA INCNY · FY2022$1,570,000
DimagiFY2022$282,299
Medic Mobile INCCA · FY2022$140,031
Lwala Community Alliance INCTN · FY2022$32,757
DatakindNY · FY2022$16,676
Brac USA INCNY · FY2021$1,955,000
Medic Mobile INCCA · FY2021$106,351
Lwala Community Alliance INCTN · FY2021$87,243
DatakindNY · FY2021$50,027

Federal money

Single Audit · Federal Audit Clearinghouse · money spent from federal programs
Year ending Dec 2018 · $958K federal money spent
Global Development AllianceU.S. Agency for International Development · ALN 98.011 · Through Mercy Corps$708K
Usaid Foreign Assistance for Programs OverseasU.S. Agency for International Development · ALN 98.001 · Through Fhi 360 and 1 more$249K

The auditor reported no findings.

Year ending Dec 2017 · $909K federal money spent
Global Development AllianceU.S. Agency for International Development · ALN 98.011 · Through Mercy Corps$729K
Usaid Foreign Assistance for Programs OverseasU.S. Agency for International Development · ALN 98.001 · Through Fhi 360 and 1 more$181K

The auditor reported no findings.

By the numbers

The FY2023 990, line by line.

1The main four
Money inPt VIII
$17.5M
Ln 12
Gifts and grantsLn 1h$16.8M
Investment incomeLn 3$735K
Money outPt IX
$23.7M
Ln 25
Programscol B$19.6M
Managementcol C$2.5M
Fundraisingcol D$1.6M
Owns and owesPt X
$37.0M
net assets · Ln 32
Cash and savingsLn 1–2$21.7M
Total assetsLn 16$38.1M
LiabilitiesLn 26$1.2M
PeoplePt VI, VII
18
listed · VII A
PaidVII A9
Voting boardVI 1a9
IndependentVI 1b8
2In more detail
Revenue in detailPt VIII
Gifts and grantsLn 1h$16.8M
Noncash giftsLn 1g$32K
Investment incomeLn 3$735K
Gains on assetsLn 7$0
Total revenueLn 12$17.5M
Assets in detailPt X, end of year
CashLn 1$1.6M
SavingsLn 2$20.2M
Cash and savings togetherLn 1–2$21.7M
Pledges and grants receivableLn 3$15.5M
Prepaid expenses and deferred chargesLn 9$855K
Land, buildings, equipmentLn 10c$73K
Other assetsLn 15$10K
Total assetsLn 16$38.1M
LiabilitiesLn 26$1.2M
Net assetsLn 32$37.0M
OperationsPt I, VI
EmployeesI 519
VolunteersI 60
Fiscal year endsHeaderDecember
Conflict-of-interest policyVI 12aYes
Whistleblower policyVI 13Yes
Records policyVI 14Yes
3More from this return
Abroad and in kindSch F, M
Grants to other countriesSch F Pt II–III$15.3M
Noncash gifts receivedSch M Pt I$32K
4Year over year
Balance sheet, start vs end of yearPt X · col A, B
LineStart FY23End FY23
Cash and savingsLn 1–2$21.0M$21.7M
InvestmentsLn 11–13$0$0
Land, buildings, equipmentLn 10c$39K$73K
Total assetsLn 16$44.9M$38.1M
LiabilitiesLn 26$1.7M$1.2M
Net assetsLn 32$43.2M$37.0M
5Every line
Statement of functional expensesPt IX · every line
LineTotalProgramsManagementFundraising
Grants to domestic organizationsLn 1$686K$686K
Grants to domestic individualsLn 2$0
Grants and assistance to foreign recipientsLn 3$15.3M$15.3M
Benefits paid to or for membersLn 4$0
Pay of current officers, directors and key staffLn 5$784K$581K$204K
Pay of disqualified personsLn 6$0
Other salaries and wagesLn 7$1.9M$1.1M$5K$807K
Pension plan contributionsLn 8$31K$14K$17K
Other employee benefitsLn 9$170K$24K$147K
Payroll taxesLn 10$0
Management feesLn 11a$0
Legal feesLn 11b$17K$17K
Accounting feesLn 11c$175K$175K
Lobbying feesLn 11d$0
Professional fundraising feesLn 11e$0
Investment management feesLn 11f$0
Other fees for servicesLn 11g$2.3M$1.7M$416K$232K
Advertising and promotionLn 12$5K$5K
Office expensesLn 13$138K$87K$17K$33K
Information technologyLn 14$756K$201K$555K
RoyaltiesLn 15$0
OccupancyLn 16$62K$40K$22K
TravelLn 17$219K$90K$88K$41K
Travel and entertainment for public officialsLn 18$0
Conferences, conventions and meetingsLn 19$252K$183K$69K
InterestLn 20$0
Payments to affiliatesLn 21$0
Depreciation, depletion and amortizationLn 22$10K$10K
InsuranceLn 23$45K$2K$43K
Other expenses (24a–d)Ln 24$874K$255K$518K$100K
Total functional expensesLn 25$23.7M$19.6M$2.5M$1.6M

Filing history

YearMoney inMoney outIn minus outNet assetsDownload
FY2024 LatestFiled with the IRS Oct 31, 2025 $23.8M$26.0M−$2.2M$34.6M 990 PDF
FY2023 ViewingFiled with the IRS Nov 14, 2024 $17.5M$23.7M−$6.2M$37.0M 990 PDF
FY2022Filed with the IRS Nov 13, 2023 $42.7M$24.1M$18.6M$43.2M 990 PDF
FY2021Filed with the IRS Nov 11, 2022 $27.4M$26.1M$1.3M$24.6M 990 PDF

Schedules filed Part IV

III · Programs R · Related orgs G · Fundraising L · Interested persons I · Grants A · Public support F · Foreign M · Noncash J · Pay O · Explanations
See the full FY2023 990 (6 parts)
Part I · Summary $17,489,687 revenue, 12 lines filed
I-8 Contributions and grantsPrior year $42,460,588$16,754,347
I-9 Program service revenuePrior year $0$0
I-10 Investment incomePrior year $244,100$735,340
I-11 Other revenuePrior year $0$0
I-12 Total revenuePrior year $42,704,688$17,489,687
I-13 Grants and similar amounts paidPrior year $16,641,255$15,996,680
I-14 Benefits paid to membersPrior year $0$0
I-15 Salaries and benefitsPrior year $2,029,486$2,876,280
I-16a Professional fundraising feesPrior year $0$0
I-17 Other expensesPrior year $5,477,589$4,849,186
I-18 Total expensesPrior year $24,148,330$23,722,146
I-19 Revenue less expensesPrior year $18,556,358−$6,232,459
Part VI · Governance 8 of 9 board members independent, no flags
VI-1a Voting members of the governing body9
VI-1b Independent voting members8
VI-2 Family or business relationship among officers or directorsNo
VI-12a Written conflict of interest policyYes
VI-13 Written whistleblower policyYes
VI-14 Document retention and destruction policyYes
VI-15a Process for setting top official's payYes
Part VIII · Statement of revenue $17,489,687 across 9 lines filed
VIII-1f All other contributions, gifts and grants$16,754,347
VIII-1g Noncash contributions (included above)$31,904
VIII-1h Total contributions, gifts and grants$16,754,347
VIII-3 Investment incomeExcluded from tax $735,340$735,340
VIII-5 Royalties$0
VIII-6 Net rental income or loss$0
VIII-7 Net gain or loss on sales of assets$0
VIII-8 Net income from fundraising events$0
VIII-12 Total revenueExcluded from tax $735,340$17,489,687
Part IX · Statement of functional expenses $23,722,146 across 30 lines filed
IX-1 Grants to domestic organizationsPrograms $685,617$685,617
IX-2 Grants to domestic individuals$0
IX-3 Grants and assistance to foreign recipientsPrograms $15,311,063$15,311,063
IX-4 Benefits paid to or for members$0
IX-5 Pay of current officers, directors and key staffManagement $580,966 · Fundraising $203,507$784,473
IX-6 Pay of disqualified persons$0
IX-7 Other salaries and wagesPrograms $1,078,201 · Management $5,338 · Fundraising $806,920$1,890,459
IX-8 Pension plan contributionsPrograms $14,087 · Fundraising $17,017$31,104
IX-9 Other employee benefitsPrograms $23,527 · Fundraising $146,717$170,244
IX-10 Payroll taxes$0
IX-11a Management fees$0
IX-11b Legal feesManagement $17,496$17,496
IX-11c Accounting feesManagement $174,608$174,608
IX-11d Lobbying fees$0
IX-11f Investment management fees$0
IX-11g Other fees for servicesPrograms $1,651,087 · Management $415,882 · Fundraising $231,563$2,298,532
IX-12 Advertising and promotionPrograms $4,677$4,677
IX-13 Office expensesPrograms $87,102 · Management $17,334 · Fundraising $33,309$137,745
IX-14 Information technologyPrograms $200,746 · Management $554,762$755,508
IX-15 Royalties$0
IX-16 OccupancyPrograms $39,810 · Management $22,154$61,964
IX-17 TravelPrograms $90,455 · Management $87,750 · Fundraising $40,548$218,753
IX-18 Travel and entertainment for public officials$0
IX-19 Conferences, conventions and meetingsPrograms $182,700 · Management $68,905$251,605
IX-20 Interest$0
IX-21 Payments to affiliates$0
IX-22 Depreciation, depletion and amortizationPrograms $9,845$9,845
IX-23 InsurancePrograms $1,919 · Management $42,615$44,534
IX-24 Other expenses (24a–d)Programs $255,410 · Management $518,394 · Fundraising $100,115$873,919
IX-25 Total functional expensesPrograms $19,636,246 · Management $2,506,204 · Fundraising $1,579,696$23,722,146
Part X · Balance sheet $38,143,737 assets, 30 lines filed
X-1 Cash, non-interest-bearingStart of year $2,823,646$1,567,969
X-2 Savings and temporary cash investmentsStart of year $18,205,632$20,165,613
X-3 Pledges and grants receivableStart of year $21,980,450$15,471,233
X-4 Accounts receivableStart of year $0$0
X-5 Loans to officers and key peopleStart of year $0$0
X-6 Loans to other insidersStart of year $0$0
X-7 Notes and loans receivableStart of year $0$0
X-8 Inventories for sale or useStart of year $0$0
X-9 Prepaid expenses and deferred chargesStart of year $1,839,659$855,359
X-10c Land, buildings and equipment, netStart of year $39,375$73,214
X-11 Publicly traded securitiesStart of year $0$0
X-12 Other securitiesStart of year $0$0
X-13 Program-related investmentsStart of year $0$0
X-14 Intangible assetsStart of year $0$0
X-15 Other assetsStart of year $26,078$10,349
X-16 Total assetsStart of year $44,914,840$38,143,737
X-17 Accounts payable and accrued expensesStart of year $663,618$877,583
X-18 Grants payableStart of year $1,044,902$310,617
X-19 Deferred revenueStart of year $0$0
X-20 Tax-exempt bond liabilitiesStart of year $0$0
X-21 Escrow or custodial accountsStart of year $0$0
X-22 Loans from officers and insidersStart of year $0$0
X-23 Secured mortgages and notes payableStart of year $0$0
X-24 Unsecured notes and loans payableStart of year $0$0
X-25 Other liabilitiesStart of year $18,324$0
X-26 Total liabilitiesStart of year $1,726,844$1,188,200
X-27 Net assets without donor restrictionsStart of year $16,739,627$16,110,685
X-28 Net assets with donor restrictionsStart of year $26,448,369$20,844,852
X-32 Total net assets or fund balancesStart of year $43,187,996$36,955,537
X-33 Total liabilities and net assetsStart of year $44,914,840$38,143,737
Part XI · Reconciliation of net assets $36,955,537 net assets at year end
XI-1 Total revenue$17,489,687
XI-2 Total expenses$23,722,146
XI-3 Revenue less expenses−$6,232,459
XI-4 Net assets at start of year$43,187,996
XI-10 Net assets at end of year$36,955,537

Form 990 e-file (XML) FY2023 from the IRS · Classification, formation year and address from the IRS Business Master File

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