Radiant Hands INC FY2020 filing

Tax-deductible

Temple Terr, FL501(c)(3)Since 2005Community DevelopmentEIN 20-2966567Revenue $404K in FY2020

On file with the IRSradianthands.org13312 N 56th St, 33617-1162 · Temple Terr, FLTax-exempt since Mar 2006Publicly supported — 509(a)(2)

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To empower women in the north central and west florida area by providing them spiritual, emotional and financial support with the goal of helping them achieve independence. To assist refugees from other countries with means to adapt to life in the united states

501(c)(3) charity; gifts are tax-deductible.
84¢ of each $1 spent went to programs.
$54K paid to officers and key staff.
Mission: Form 990 Part I, line 1 · Status: IRS Pub. 78 · Programs: Part IX · Pay: Part VII

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FY2020 · Form 990Independent: from IRS data, not the org
Download 990
IRS status
501(c)(3)
not on the IRS revocation list
Looks good: listed by the IRS and not on the revocation list.
IRS BMF · Auto-Revocation List
Tax-deductible gifts
Yes
Donations are tax-deductible
Looks good: the IRS lists gifts to it as deductible.
IRS Pub. 78 · IRS BMF
Latest return
FY2025
latest Form 990
Looks good: the latest return is for FY2025, 1 tax year back; within 2 tax years.
IRS e-file · Filing history
Surplus or deficit
2 of 6
filings with a surplus
Average surplus $25K a year · 3% of revenue · last 6 filings
Worth a look: a surplus in 2 of the last 6 filings.
Pt I · Ln 19 · 6 filings
Spent on programs
84%
of spending
Looks good: 84% of spending went to programs; 75% or more.
Pt IX · Ln 25 · col B
Pay to officers and key staff
$54K
to officers and key staff · 11% of spending
Looks good: pay to officers and key staff is 11% of spending; 15% or less.
Pt VII · Sec A
Cash reserves
4 mo
of spending, in cash
Looks good: 4.1 months of spending in cash; 3 or more.
Pt X · Ln 1–2 · Pt I · Ln 18
Named funders
6
named funders · $1.0M
Looks good: 6 funders name it on their filings; 3 or more.
Funders’ Sch. I, 990-PF
Liabilities
$28K
10% of total assets
Looks good: liabilities are 10% of assets; 50% or less.
Pt X · Ln 26
Independent board members
7
of 7 voting members
Looks good: 7 of 7 voting members are independent, a majority.
Pt VI · Ln 1a–1b
Looks goodFineWorth a lookConcernNo data yetTap a box for the reason.
Revenue
$404K
Spent
$485K
To programs
84%
Net assets
$249K
By yearFY2020–FY2025
Revenue
$404K
FY2020
Tap a bar for its year
Revenue by fiscal year
FY2020$404K
FY2021$719K
FY2022$669K
FY2023$856K
FY2024$1.6M
FY2025$855K
Expenses
$485K
FY2020
Tap a bar for its year
Expenses by fiscal year
FY2020$485K
FY2021$551K
FY2022$685K
FY2023$881K
FY2024$1.5M
FY2025$906K
Net assets
$249K
FY2020
Tap a bar for its year
Net assets by fiscal year
FY2020$249K
FY2021$430K
FY2022$415K
FY2023$327K
FY2024$482K
FY2025$431K

From the FY2020 Form 990 · figures checked against the IRS filing · see the original

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You’re viewing the FY2020 filing — not the latest on file. See the latest (FY2025) →

Is it real?

Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in Mar 2006.

IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File

Where the money goes

84 cents of each dollar spent went to programs.

Program services 84% · $406K Management & general 16% · $79K

Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.

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Who runs it and what they're paid

8 people listed on the 990; $54K paid to officers and key staff.

Part VII, Section A · reportable compensation
Operational Director
$54,000Pt VII · Sec A
Director
$0Pt VII · Sec A
$0Pt VII · Sec A
President
$0Pt VII · Sec A
$0Pt VII · Sec A
Secretary
$0Pt VII · Sec A
$0Pt VII · Sec A
Treasurer
$0Pt VII · Sec A

Ghadir Kassab’s $71K as Operational Director is at the 47th percentile of top reported officer pay among 1708 $100K–1M community development nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

Compensation history total reportable pay by year · 1 named individual · Part VII

NameFY2025FY2024FY2023FY2021FY2020
Ghadir Kassab$70,576$68,727$68,683$55,000$54,000

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

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Questions the 990 asks

The form asks each of these directly. These are the filed answers.

  • Family or business ties among officersPt VI · Ln 2No
  • Top official's pay set by an independent reviewPt VI · Ln 15aYes

Programs and updates

Empowers women and refugees with spiritual, emotional, and financial support for independence and adaptation.

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Provided by the organization

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1 program · $406K · in their own filed words · FY2020
01

Served over 580 CLIENTS/FAMILY in meeting their needs for housing, utilities, food, counseling and education to single mothers to get into the job market. The work included integral classes and self sufficiency business planning and establishment.

$406Kprogram expense

Funders

Who pays for it.

From grant filings on record. Receipts are incomplete: individual donors are never listed.

Grants

Schedule I · received and paid
Grants received · FY2024
See all 6 funders →
Grants paid · 1 grant · $264K · 2020–2020
Unitemized GrantFY2020$264,048

By the numbers

The FY2020 990, line by line.

1The main four
Money inPt VIII
$404K
Ln 12
Gifts and grantsLn 1h$392K
Other incomeLn 4–11$12K
Money outPt IX
$485K
Ln 25
Programscol B$406K
Managementcol C$79K
Owns and owesPt X
$249K
net assets · Ln 32
Cash and savingsLn 1–2$166K
Total assetsLn 16$277K
LiabilitiesLn 26$28K
PeoplePt VI, VII
8
listed · VII A
PaidVII A1
Voting boardVI 1a7
IndependentVI 1b7
2In more detail
Revenue in detailPt VIII
Gifts and grantsLn 1h$392K
Noncash giftsLn 1g$19K
Other incomeLn 4–11$12K
Total revenueLn 12$404K
Assets in detailPt X, end of year
CashLn 1$166K
Cash and savings togetherLn 1–2$166K
InvestmentsLn 11–13$100K
Land, buildings, equipmentLn 10c$3K
Other assetsLn 15$876
Total assetsLn 16$277K
LiabilitiesLn 26$28K
Net assetsLn 32$249K
OperationsPt I, VI
EmployeesI 511
VolunteersI 610
Fiscal year endsHeaderDecember
Conflict-of-interest policyVI 12aYes
Whistleblower policyVI 13No
Records policyVI 14Yes
3Year over year
Balance sheet, start vs end of yearPt X · col A, B
LineStart FY20End FY20
Cash and savingsLn 1–2$188K$166K
InvestmentsLn 11–13$38K$100K
Land, buildings, equipmentLn 10c$5K$3K
Total assetsLn 16$261K$277K
LiabilitiesLn 26$2K$28K
Net assetsLn 32$259K$249K
4Every line
Statement of functional expensesPt IX · every line
LineTotalProgramsManagementFundraising
Grants to domestic individualsLn 2$222K$222K
Pay of disqualified personsLn 6$112K$101K$11K$0
Payroll taxesLn 10$79K$78K$864$0
Management feesLn 11a$1K$0$1K$0
Accounting feesLn 11c$14K$383$14K$0
Advertising and promotionLn 12$2K$0$2K$0
Office expensesLn 13$8K$0$8K$0
Information technologyLn 14$122$0$122$0
OccupancyLn 16$24K$0$24K$0
TravelLn 17$4K$4K$0$0
Conferences, conventions and meetingsLn 19$798$0$798$0
Depreciation, depletion and amortizationLn 22$2K$0$2K$0
InsuranceLn 23$3K$0$3K$0
All other expensesLn 24e$11K$0$11K$0
Total functional expensesLn 25$485K$406K$79K$0

Filing history

YearMoney inMoney outIn minus outNet assetsDownload
FY2025 Latest $855K$906K−$51K$431K 990 PDF
FY2024 $1.6M$1.5M$156K$482K 990 PDF
FY2023 $856K$881K−$25K$327K 990 PDF
FY2022 $669K$685K−$16K$415K 990 PDF
FY2021 $719K$551K$168K$430K 990 PDF
FY2020 Viewing $404K$485K−$81K$249K 990 PDF

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Schedules filed Part IV

III · Programs I · Grants R · Related orgs G · Fundraising L · Interested persons A · Public support F · Foreign M · Noncash
See the full FY2020 990 (6 parts)
Part I · Summary $403,713 revenue, 12 lines filed
I-8 Contributions and grantsPrior year $439,159$391,982
I-9 Program service revenue$0
I-10 Investment incomePrior year −$3,619$0
I-11 Other revenue$11,731
I-12 Total revenuePrior year $435,540$403,713
I-13 Grants and similar amounts paidPrior year $135,420$222,396
I-14 Benefits paid to members$0
I-15 Salaries and benefitsPrior year $131,416$191,010
I-16a Professional fundraising fees$0
I-17 Other expensesPrior year $57,408$71,127
I-18 Total expensesPrior year $324,244$484,533
I-19 Revenue less expensesPrior year $111,296−$80,820
Part VI · Governance 7 of 7 board members independent, 1 to look at
VI-1a Voting members of the governing body7
VI-1b Independent voting members7
VI-13 Written whistleblower policyNo
VI-2 Family or business relationship among officers or directorsNo
VI-12a Written conflict of interest policyYes
VI-14 Document retention and destruction policyYes
VI-15a Process for setting top official's payYes
Part VIII · Statement of revenue $403,713 across 6 lines filed
VIII-1f All other contributions, gifts and grants$391,982
VIII-1g Noncash contributions (included above)$19,098
VIII-1h Total contributions, gifts and grants$391,982
VIII-8 Net income from fundraising eventsUnrelated business $0 · Excluded from tax −$2,865−$2,865
VIII-11a-d Other revenue, itemized rows (sum of 11a–11d as filed)Related to mission $14,596 · Unrelated business $0 · Excluded from tax $0$14,596
VIII-12 Total revenueRelated to mission $14,596 · Unrelated business $0 · Excluded from tax −$2,865$403,713
Part IX · Statement of functional expenses $484,533 across 14 lines filed
IX-2 Grants to domestic individualsPrograms $222,396$222,396
IX-6 Pay of disqualified personsPrograms $101,134 · Management $11,237 · Fundraising $0$112,371
IX-10 Payroll taxesPrograms $77,775 · Management $864 · Fundraising $0$78,639
IX-11a Management feesPrograms $0 · Management $1,410 · Fundraising $0$1,410
IX-11c Accounting feesPrograms $383 · Management $13,865 · Fundraising $0$14,248
IX-12 Advertising and promotionPrograms $0 · Management $1,792 · Fundraising $0$1,792
IX-13 Office expensesPrograms $0 · Management $8,364 · Fundraising $0$8,364
IX-14 Information technologyPrograms $0 · Management $122 · Fundraising $0$122
IX-16 OccupancyPrograms $0 · Management $24,123 · Fundraising $0$24,123
IX-17 TravelPrograms $4,291 · Management $0 · Fundraising $0$4,291
IX-19 Conferences, conventions and meetingsPrograms $0 · Management $798 · Fundraising $0$798
IX-22 Depreciation, depletion and amortizationPrograms $0 · Management $2,180 · Fundraising $0$2,180
IX-23 InsurancePrograms $0 · Management $3,213 · Fundraising $0$3,213
IX-24e All other expensesPrograms $0 · Management $10,586 · Fundraising $0$10,586
IX-25 Total functional expensesPrograms $405,979 · Management $78,554 · Fundraising $0$484,533
Part X · Balance sheet $276,917 assets, 12 lines filed
Asset lines not itemized here account for $7,020; see the IRS return.
X-1 Cash, non-interest-bearingStart of year $188,098$165,934
X-10c Land, buildings and equipment, netStart of year $4,659$3,226
X-12 Other securitiesStart of year $38,195$99,690
X-14 Intangible assets$171
X-15 Other assets$876
X-16 Total assetsStart of year $260,753$276,917
X-17 Accounts payable and accrued expensesStart of year $1,907$2,250
X-24 Unsecured notes and loans payable$26,000
X-26 Total liabilitiesStart of year $1,907$28,250
X-27 Net assets without donor restrictionsStart of year $258,846$248,667
X-32 Total net assets or fund balancesStart of year $258,846$248,667
X-33 Total liabilities and net assetsStart of year $260,753$276,917
Part XI · Reconciliation of net assets $248,667 net assets at year end
XI-1 Total revenue$403,713
XI-2 Total expenses$484,533
XI-3 Revenue less expenses−$80,820
XI-4 Net assets at start of year$258,846
XI-10 Net assets at end of year$248,667

Form 990 e-file (XML) FY2020 from the IRS · Classification, formation year and address from the IRS Business Master File

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