Transforming our neighborhood by preparing christ-following, independent, community leaders.

501(c)(3) charity; gifts are tax-deductible.
83¢ of each $1 spent went to programs.
$130K paid to officers and key staff.
Mission: Form 990 Part I, line 1 · Status: IRS Pub. 78 · Programs: Part IX · Pay: Part VII

Before you give

FY2024 · Form 990Independent: from IRS data, not the org
Download 990
IRS status
501(c)(3)
not on the IRS revocation list
Looks good: listed by the IRS and not on the revocation list.
IRS BMF · Auto-Revocation List
Tax-deductible gifts
Yes
Donations are tax-deductible
Looks good: the IRS lists gifts to it as deductible.
IRS Pub. 78 · IRS BMF
Latest return
FY2025
latest Form 990
Looks good: the latest return is for FY2025, 1 tax year back; within 2 tax years.
IRS e-file · Filing history
Surplus or deficit
2 of 6
filings with a surplus
Average deficit $214K a year · 6% of revenue · last 6 filings
Concern: a surplus in 2 of the last 6 filings.
Pt I · Ln 19 · 6 filings
Spent on programs
83%
of spending
Looks good: 83% of spending went to programs; 75% or more.
Pt IX · Ln 25 · col B
Pay to officers and key staff
$130K
to officers and key staff · 4% of spending
Looks good: pay to officers and key staff is 4% of spending; 15% or less.
Pt VII · Sec A
2 mo
of spending, in cash
Fine: 1.8 months of spending in cash; 1 to 3.
Pt X · Ln 1–2 · Pt I · Ln 18
Named funders
15
named funders · $1.6M
Looks good: 15 funders name it on their filings; 3 or more.
Funders’ Sch. I, 990-PF
Liabilities
$83K
2% of total assets
Looks good: liabilities are 2% of assets; 50% or less.
Pt X · Ln 26
Independent board members
14
of 15 voting members
Looks good: 14 of 15 voting members are independent, a majority.
Pt VI · Ln 1a–1b
Looks goodFineWorth a lookConcernNo data yetTap a box for the reason.
Revenue
$3.0M
+28% vs prior year
Spent
$3.2M
To programs
83%
Net assets
$4.1M
By yearFY2020–FY2025
Revenue
$3.0M
FY2024▲ +28%
Tap a bar for its year
Revenue by fiscal year
FY2020$2.6M
FY2021$3.3M
FY2022$3.8M
FY2023$2.4M
FY2024$3.0M
FY2025$5.3M
Expenses
$3.2M
FY2024▼ -14%
Tap a bar for its year
Expenses by fiscal year
FY2020$1.9M
FY2021$4.5M
FY2022$4.9M
FY2023$3.7M
FY2024$3.2M
FY2025$3.3M
Net assets
$4.1M
FY2024▲ +15%
Tap a bar for its year
Net assets by fiscal year
FY2020$7.2M
FY2021$6.0M
FY2022$5.1M
FY2023$3.5M
FY2024$4.1M
FY2025$6.6M

From the FY2024 Form 990 (year ending May 2024) · figures checked against the IRS filing · see the original

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You’re viewing the FY2024 filing — not the latest on file. See the latest (FY2025) →

Is it real?

Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in Aug 2005.

IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File

Where the money goes

83 cents of each dollar spent went to programs.

Program services 83% · $2.6M Management & general 7% · $212K Fundraising 10% · $334K

Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.

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Who runs it and what they're paid

15 people listed on the 990; $130K paid to officers and key staff.

Part VII, Section A · reportable compensation · most recent filed roster (FY2023); the FY2024 filing did not itemize Part VII
Executive Director
$129,878Pt VII · Sec A
Board Member
$0Pt VII · Sec A
Board Member
$0Pt VII · Sec A
Board Member
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
Board Member
$0Pt VII · Sec A
Board Member
$0Pt VII · Sec A

Kirk Craig’s $164K as Executive Director is at the 71st percentile of top reported officer pay among 3394 $1–10M education nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

Compensation history total reportable pay by year · 3 named individuals · Part VII

NameFY2025FY2024FY2023FY2022FY2021FY2020
Kirk Craig$164,289$129,878—$95,000——
Zach Massey$127,001—————
N Kirk Craig——$95,000—$95,000$98,654

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

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Questions the 990 asks

The form asks each of these directly. These are the filed answers.

  • Family or business ties among officersPt VI · Ln 2No
  • Top official's pay set by an independent reviewPt VI · Ln 15aYes

Programs and updates

Prepares Christ-following leaders to transform neighborhoods and foster community independence.

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Provided by the organization

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3 programs · $1.8M · in their own filed words · FY2023
01

Affordable Housing is a program designed to help neighbors own a home at an affordable rate. Our staff is dedicared to help build or repair their credit to able to accomplish this.

$650Kprogram expense
02

Childre

We offer Backyard bible club, an educational K-5th after-school program with discipleship curriculum, homework help, and reading intervention. Each summer we offer summer camp, one for each age group (K-5th and K-6-12th) Total enrollment for children and youth programming was 155)

$585Kprogram expense
03

Youth Programing

We offer one on one mentorship to teenagers from middle school to high school. Mentoring them through dicipleship with Bible scriptures. They also receive a financial education class and a snow cone stand work experience to help develop enterperuarship

$574Kprogram expense

Funders

Who pays for it.

From grant filings on record. Receipts are incomplete: individual donors are never listed.

Grants

Schedule I · received and paid
Grants received · FY2024
See all 15 funders →
Grants paid · 4 grants · $3.5M · 2020–2023
Agape CDC HomesFY2023$45,000
Agape Homes CDCFY2022$1,245,692
Agape CDC HomesFY2021$846,000
Agape Homes CDCTX · FY2020$1,316,141

By the numbers

The FY2024 990, line by line.

1The main four
Money inPt VIII
$3.0M
Ln 12
Gifts and grantsLn 1h$2.7M
Other incomeLn 4–11$312K
Investment incomeLn 3$29K
Money outPt IX
$3.2M
Ln 25
Programscol B$2.6M
Managementcol C$212K
Fundraisingcol D$334K
Owns and owesPt X
$4.1M
net assets · Ln 32
Cash and savingsLn 1–2$471K
Total assetsLn 16$4.2M
LiabilitiesLn 26$83K
PeoplePt VI, VII
15
listed · VII A
PaidVII A1
Voting boardVI 1a15
IndependentVI 1b14
2In more detail
Revenue in detailPt VIII
Gifts and grantsLn 1h$2.7M
Fundraising eventsLn 1c$912K
Fees for servicesLn 2g$19K
Investment incomeLn 3$29K
Other incomeLn 4–11$312K
Total revenueLn 12$3.0M
Assets in detailPt X, end of year
CashLn 1$1K
SavingsLn 2$470K
Cash and savings togetherLn 1–2$471K
InvestmentsLn 11–13$150K
Land, buildings, equipmentLn 10c$3.2M
Total assetsLn 16$4.2M
LiabilitiesLn 26$83K
Net assetsLn 32$4.1M
OperationsPt I, VI
EmployeesI 538
VolunteersI 6588
Fiscal year endsHeaderMay
Conflict-of-interest policyVI 12aYes
Whistleblower policyVI 13Yes
Records policyVI 14No
3Year over year
Balance sheet, start vs end of yearPt X · col A, B
LineStart FY24End FY24
Cash and savingsLn 1–2$1.8M$471K
InvestmentsLn 11–13$100K$150K
Land, buildings, equipmentLn 10c$2.8M$3.2M
Total assetsLn 16$5.3M$4.2M
LiabilitiesLn 26$207K$83K
Net assetsLn 32$5.1M$4.1M
4Every line
Statement of functional expensesPt IX · every line
LineTotalProgramsManagementFundraising
Other salaries and wagesLn 7$1.2M$939K$100K$200K
Other employee benefitsLn 9$195K$148K$16K$31K
Payroll taxesLn 10$91K$69K$7K$15K
Legal feesLn 11b$86K$86K
Accounting feesLn 11c$3K$3K
Professional fundraising feesLn 11e$8K$8K
Advertising and promotionLn 12$7K$6K$212$503
Office expensesLn 13$132K$117K$4K$10K
Information technologyLn 14$15K$13K$494$1K
OccupancyLn 16$41K$37K$1K$3K
TravelLn 17$44K$39K$1K$4K
Conferences, conventions and meetingsLn 19$157K$139K$5K$13K
InterestLn 20$83K$83K
Depreciation, depletion and amortizationLn 22$244K$224K$8K$12K
InsuranceLn 23$162K$150K$4K$9K
Other expenses (24a–d)Ln 24$588K$552K$11K$26K
All other expensesLn 24e$92K$39K$50K$4K
Total functional expensesLn 25$3.2M$2.6M$212K$334K

Filing history

YearMoney inMoney outIn minus outNet assetsDownload
FY2025 Latest $5.3M$3.3M$1.9M$6.6M 990 PDF
FY2024 Viewing $3.0M$3.2M−$150K$4.1M 990 PDF
FY2023 $2.4M$3.7M−$1.3M$3.5M 990 PDF
FY2022 $3.8M$4.9M−$1.1M$5.1M 990 PDF
FY2021 $3.3M$4.5M−$1.2M$6.0M 990 PDF
FY2020 $2.6M$1.9M$617K$7.2M 990 PDF

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Schedules filed Part IV

III · Programs R · Related orgs G · Fundraising L · Interested persons I · Grants A · Public support O · Explanations
See the full FY2024 990 (6 parts)
Part I · Summary $3,034,939 revenue, 12 lines filed
I-8 Contributions and grantsPrior year $2,681,198$2,675,571
I-9 Program service revenuePrior year $539,296$18,654
I-10 Investment incomePrior year $2,899$29,034
I-11 Other revenuePrior year $563,719$311,680
I-12 Total revenuePrior year $3,787,112$3,034,939
I-13 Grants and similar amounts paidPrior year $2,366,273$0
I-14 Benefits paid to members$0
I-15 Salaries and benefitsPrior year $1,159,146$1,524,095
I-16a Professional fundraising fees$7,742
I-17 Other expensesPrior year $1,392,819$1,653,510
I-18 Total expensesPrior year $4,918,238$3,185,347
I-19 Revenue less expensesPrior year −$1,131,126−$150,408
Part VI · Governance 14 of 15 board members independent, 1 to look at
VI-1a Voting members of the governing body15
VI-1b Independent voting members14
VI-14 Document retention and destruction policyNo
VI-2 Family or business relationship among officers or directorsNo
VI-12a Written conflict of interest policyYes
VI-13 Written whistleblower policyYes
VI-15a Process for setting top official's payYes
Part VIII · Statement of revenue $3,034,939 across 9 lines filed
Lines not itemized here account for $10,837 of total revenue; see the IRS return.
VIII-1c Fundraising events$912,182
VIII-1f All other contributions, gifts and grants$2,675,571
VIII-1h Total contributions, gifts and grants$2,675,571
VIII-2a-f Program service revenue, itemized rows (sum of 2a–2f as filed)Related to mission $18,654$18,654
VIII-3 Investment incomeRelated to mission $29,034$29,034
VIII-6 Net rental income or lossRelated to mission $195,175$195,175
VIII-8 Net income from fundraising eventsUnrelated business $29,034−$12,375
VIII-11a-d Other revenue, itemized rows (sum of 11a–11d as filed)Related to mission $118,043$118,043
VIII-12 Total revenueRelated to mission $371,743 · Unrelated business $29,034$3,034,939
Part IX · Statement of functional expenses $3,185,347 across 17 lines filed
IX-7 Other salaries and wagesPrograms $938,550 · Management $99,634 · Fundraising $199,518$1,237,702
IX-9 Other employee benefitsPrograms $148,037 · Management $15,716 · Fundraising $31,470$195,223
IX-10 Payroll taxesPrograms $69,134 · Management $7,339 · Fundraising $14,697$91,170
IX-11b Legal feesPrograms $85,767$85,767
IX-11c Accounting feesManagement $3,261$3,261
IX-11e Professional fundraising feesFundraising $7,742$7,742
IX-12 Advertising and promotionPrograms $5,828 · Management $212 · Fundraising $503$6,543
IX-13 Office expensesPrograms $117,078 · Management $4,326 · Fundraising $10,272$131,676
IX-14 Information technologyPrograms $13,189 · Management $494 · Fundraising $1,173$14,856
IX-16 OccupancyPrograms $36,579 · Management $1,391 · Fundraising $3,302$41,272
IX-17 TravelPrograms $38,555 · Management $1,345 · Fundraising $3,601$43,501
IX-19 Conferences, conventions and meetingsPrograms $139,426 · Management $5,300 · Fundraising $12,585$157,311
IX-20 InterestPrograms $83,033$83,033
IX-22 Depreciation, depletion and amortizationPrograms $223,632 · Management $8,408 · Fundraising $11,609$243,649
IX-23 InsurancePrograms $149,552 · Management $3,605 · Fundraising $8,687$161,844
IX-24 Other expenses (24a–d)Programs $551,973 · Management $10,771 · Fundraising $25,573$588,317
IX-24e All other expensesPrograms $38,546 · Management $50,414 · Fundraising $3,520$92,480
IX-25 Total functional expensesPrograms $2,638,879 · Management $212,216 · Fundraising $334,252$3,185,347
Part X · Balance sheet $4,159,891 assets, 15 lines filed
X-1 Cash, non-interest-bearingStart of year $982$1,000
X-2 Savings and temporary cash investmentsStart of year $1,776,295$469,896
X-3 Pledges and grants receivableStart of year $637,739$20,209
X-4 Accounts receivableStart of year $27,113$275,619
X-9 Prepaid expenses and deferred chargesStart of year $22,193$14,324
X-10c Land, buildings and equipment, netStart of year $2,767,024$3,185,573
X-12 Other securitiesStart of year $100,000$150,000
X-14 Intangible assets$43,270
X-16 Total assetsStart of year $5,335,198$4,159,891
X-17 Accounts payable and accrued expensesStart of year $153,503$83,327
X-26 Total liabilitiesStart of year $207,219$83,327
X-27 Net assets without donor restrictionsStart of year $5,124,979$4,036,564
X-28 Net assets with donor restrictionsStart of year $3,000$40,000
X-32 Total net assets or fund balancesStart of year $5,127,979$4,076,564
X-33 Total liabilities and net assetsStart of year $5,335,198$4,159,891
Part XI · Reconciliation of net assets $4,076,564 net assets at year end
XI-1 Total revenue$3,034,939
XI-2 Total expenses$3,185,347
XI-3 Revenue less expenses−$150,408
XI-4 Net assets at start of year$5,127,979
XI-10 Net assets at end of year$4,076,564

Form 990 e-file (XML) FY2024 from the IRS · Classification, formation year and address from the IRS Business Master File

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