Is it real?
Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in Feb 2006.
IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File
Where the money goes
59 cents of each dollar spent went to programs.
Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.
Something off? Claim to add context
Who runs it and what they're paid
11 people listed on the 990.
Robert Harkey’s $42K as Program Officer is at the 33rd percentile of top reported officer pay among 1613 $100K–1M education nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.
Compensation history total reportable pay by year · 1 named individual · Part VII
| Name | FY2021 | FY2020 |
|---|---|---|
| Robert Harkey | $42,424 | $40,798 |
Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.
See Napfa Consumer Education Foundation executive salaries →Questions the 990 asks
The form asks each of these directly. These are the filed answers.
- Family or business ties among officersPt VI · Ln 2No
- Top official's pay set by an independent reviewPt VI · Ln 15aNo
Programs and updates
Educates consumers on financial matters and helps them find suitable services.
Questions for Napfa Consumer Education Foundation
Your first name shows with your question. Napfa Consumer Education Foundation answers here, for everyone.
Web site "turning americans into confident and proactive financial decision makers" assists consumers with financial decisions and major life transactions. Consumers are able to select the transition in their life that is relevant to their current situations and immediately learn more about financial tasks inherent with that transition.
Form 990 Part III, line 4, FY2024. The organization’s own words, as filed with the IRS. Find it at the IRS (EIN 20-2025908) · Dispute this lineFunders
Who pays for it.
From grant filings on record. Receipts are incomplete: individual donors are never listed.
Grants
By the numbers
The FY2025 990, line by line.
Download 990
| Line | Start FY25 | End FY25 |
|---|---|---|
| Cash and savingsLn 1–2 | $60K | $88K |
| InvestmentsLn 11–13 | $464K | $515K |
| Total assetsLn 16 | $524K | $602K |
| LiabilitiesLn 26 | $13K | $23K |
| Net assetsLn 32 | $511K | $579K |
| Line | Total | Programs | Management | Fundraising |
|---|---|---|---|---|
| Grants to domestic individualsLn 2 | $4K | $4K | ||
| Other salaries and wagesLn 7 | $68K | $27K | $27K | $14K |
| Pension plan contributionsLn 8 | $1K | $520 | $520 | $260 |
| Payroll taxesLn 10 | $5K | $2K | $2K | $1K |
| Other fees for servicesLn 11g | $28K | $11K | $11K | $6K |
| Office expensesLn 13 | $2K | $942 | $942 | $470 |
| Information technologyLn 14 | $2K | $934 | $934 | $467 |
| TravelLn 17 | $3K | $3K | ||
| Other expenses (24a–d)Ln 24 | $44K | $44K | ||
| Total functional expensesLn 25 | $158K | $93K | $43K | $22K |
Filing history
| Year | Money in | Money out | In minus out | Net assets | Download |
|---|---|---|---|---|---|
| FY2025 Latest ViewingFiled with the IRS Jul 9, 2026 | $199K | $158K | $42K | $579K | 990 PDF |
| FY2024Filed with the IRS Jul 15, 2025 | $235K | $109K | $126K | $511K | 990 PDF |
| FY2023Filed with the IRS Jul 15, 2024 | $64K | $87K | −$23K | $334K | 990 PDF |
| FY2022Filed with the IRS Feb 28, 2023 | $205K | $45K | $160K | $359K | 990 PDF |
| FY2021Filed with the IRS Mar 24, 2022 | $77K | $214K | 990 PDF | ||
| FY2020Filed with the IRS Mar 12, 2021 | $98K | $193K | 990 PDF |
Schedules filed Part IV
See the full FY2025 990
Part I · Summary $199,439 revenue, 12 lines filed
Part VI · Governance 11 of 11 board members independent, 1 to look at
Part VIII · Statement of revenue $199,439 across 6 lines filed
Part IX · Statement of functional expenses $157,803 across 9 lines filed
Part X · Balance sheet $602,257 assets, 9 lines filed
Part XI · Reconciliation of net assets $579,206 net assets at year end
Form 990 e-file FY2025 from the IRS (about our sources) · Classification, formation year and address from the IRS Business Master File
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