Is it real?
Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in Apr 1994.
IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File
Where the money goes
77 cents of each dollar spent went to programs.
Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.
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Who runs it and what they're paid
5 people listed on the 990.
Compensation history total reportable pay by year · 1 named individual · Part VII
| Name | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Karen Tremer | $88,715 | $94,922 | $98,534 | $84,665 | $76,656 |
Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.
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Questions the 990 asks
The form asks each of these directly. These are the filed answers.
- Family or business ties among officersPt VI · Ln 2No
- Top official's pay set by an independent reviewPt VI · Ln 15aNo
Programs and updates
Provides safe housing and support services for domestic violence survivors.
Questions for Chances and Changes INC
Your first name shows with your question. Chances and Changes INC answers here, for everyone.
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Domestic violence shelter program services. Provide shelter and confidential assistance through temporary safe housing, food & clothing needs, crisis counseling with 24 hour hotline service, court advocacy, support groiups for the victims' children, and information and education.
Funders
Who pays for it.
From grant filings on record. Receipts are incomplete: individual donors are never listed.
Grants
By the numbers
The FY2025 990, line by line.
Download 990
| Line | Start FY25 | End FY25 |
|---|---|---|
| Cash and savingsLn 1–2 | $154K | $31K |
| Land, buildings, equipmentLn 10c | $172K | $211K |
| Total assetsLn 16 | $428K | $429K |
| LiabilitiesLn 26 | $149K | $139K |
| Net assetsLn 32 | $278K | $290K |
| Line | Total | Programs | Management | Fundraising |
|---|---|---|---|---|
| Other salaries and wagesLn 7 | $495K | $365K | $130K | |
| Pension plan contributionsLn 8 | $10K | $8K | $3K | |
| Other employee benefitsLn 9 | $61K | $45K | $16K | |
| Payroll taxesLn 10 | $47K | $35K | $12K | |
| Accounting feesLn 11c | $18K | $18K | ||
| Other fees for servicesLn 11g | $33K | $33K | ||
| Advertising and promotionLn 12 | $5K | $5K | ||
| Office expensesLn 13 | $7K | $7K | ||
| OccupancyLn 16 | $236K | $236K | ||
| Travel and entertainment for public officialsLn 18 | $2K | $2K | ||
| InterestLn 20 | $11K | $11K | ||
| Depreciation, depletion and amortizationLn 22 | $10K | $10K | ||
| InsuranceLn 23 | $39K | $22K | $17K | |
| Other expenses (24a–d)Ln 24 | $60K | $43K | $17K | |
| All other expensesLn 24e | $4K | $4K | ||
| Total functional expensesLn 25 | $1.0M | $797K | $243K | $0 |
Filing history
| Year | Money in | Money out | In minus out | Net assets | Download |
|---|---|---|---|---|---|
| FY2025 Latest Viewing | $1.1M | $1.0M | $12K | $290K | 990 PDF |
| FY2024 | $1.4M | $1.3M | $98K | $278K | 990 PDF |
| FY2023 | $1.4M | $1.5M | −$89K | $181K | 990 PDF |
| FY2022 | $1.0M | $1.1M | −$102K | $545K | 990 PDF |
| FY2021 | $1.0M | $937K | $65K | $647K | 990 PDF |
| FY2020 | $703K | $814K | −$111K | $811K | 990 PDF |
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Schedules filed Part IV
See the full FY2025 990 (6 parts)
Part I · Summary $1,051,483 revenue, 12 lines filed
Part VI · Governance 3 of 3 board members independent, 3 to look at
Part VIII · Statement of revenue $1,051,483 across 6 lines filed
Part IX · Statement of functional expenses $1,039,870 across 15 lines filed
Part X · Balance sheet $429,218 assets, 12 lines filed
Part XI · Reconciliation of net assets $290,040 net assets at year end
Form 990 e-file (XML) FY2025 from the IRS · Classification, formation year and address from the IRS Business Master File
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