Cradle Beach INC FY2020 filing

Tax-deductible

Angola, NY501(c)(3)Recreation & SportsEIN 16-0743025Revenue $1.6M in FY2020

On file with the IRScradlebeach.org8038 Lake Shore Rd, 14006-9758 · Angola, NYTax-exempt since Aug 1942Publicly supported charity — 170(b)(1)(A)(vi)

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Cradle Beach unites individuals and families, with a focus on empowering children with special needs and the underserved to become their best selves. We create opportunities for life-changing experiences in a safe and inclusive environment.

501(c)(3) charity; gifts are tax-deductible.
82¢ of each $1 spent went to programs.
$93K paid to officers and key staff.
Mission: Form 990 Part I, line 1 · Status: IRS Pub. 78 · Programs: Part IX · Pay: Part VII

Before you give

FY2020 · Form 990Independent: from IRS data, not the org
Download 990
IRS status
501(c)(3)
not on the IRS revocation list
Looks good: listed by the IRS and not on the revocation list.
IRS BMF · Auto-Revocation List
Tax-deductible gifts
Yes
Donations are tax-deductible
Looks good: the IRS lists gifts to it as deductible.
IRS Pub. 78 · IRS BMF
Latest return
FY2025
latest Form 990
Looks good: the latest return is for FY2025, 1 tax year back; within 2 tax years.
IRS e-file · Filing history
Surplus or deficit
3 of 6
filings with a surplus
Average deficit $17K a year · under 1% of revenue · last 6 filings
Worth a look: a surplus in 3 of the last 6 filings.
Pt I · Ln 19 · 6 filings
Spent on programs
82%
of spending
Looks good: 82% of spending went to programs; 75% or more.
Pt IX · Ln 25 · col B
Pay to officers and key staff
$93K
to officers and key staff · 5% of spending
Looks good: pay to officers and key staff is 5% of spending; 15% or less.
Pt VII · Sec A
Cash reserves
1 mo
of spending, in cash
Fine: 1.2 months of spending in cash; 1 to 3.
Pt X · Ln 1–2 · Pt I · Ln 18
Named funders
18
named funders · $496K
Looks good: 18 funders name it on their filings; 3 or more.
Funders’ Sch. I, 990-PF
Liabilities
$1.0M
15% of total assets
Looks good: liabilities are 15% of assets; 50% or less.
Pt X · Ln 26
Independent board members
21
of 21 voting members
Looks good: 21 of 21 voting members are independent, a majority.
Pt VI · Ln 1a–1b
Looks goodFineWorth a lookConcernNo data yetTap a box for the reason.
Revenue
$1.6M
Spent
$1.9M
To programs
82%
Net assets
$5.6M
By yearFY2020–FY2025
Revenue
$1.6M
FY2020
Tap a bar for its year
Revenue by fiscal year
FY2020$1.6M
FY2021$2.0M
FY2022$2.2M
FY2023$2.2M
FY2024$2.4M
FY2025$2.6M
Expenses
$1.9M
FY2020
Tap a bar for its year
Expenses by fiscal year
FY2020$1.9M
FY2021$1.6M
FY2022$2.0M
FY2023$2.3M
FY2024$2.4M
FY2025$2.9M
Net assets
$5.6M
FY2020
Tap a bar for its year
Net assets by fiscal year
FY2020$5.6M
FY2021$6.1M
FY2022$6.0M
FY2023$6.0M
FY2024$6.3M
FY2025$6.1M

From the FY2020 Form 990 (year ending October 2020) · figures checked against the IRS filing · see the original

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You’re viewing the FY2020 filing — not the latest on file. See the latest (FY2025) →

Is it real?

Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in Aug 1942.

IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File

Where the money goes

82 cents of each dollar spent went to programs.

Program services 82% · $1.6M Management & general 14% · $258K Fundraising 4% · $76K

Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.

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Who runs it and what they're paid

22 people listed on the 990; $93K paid to officers and key staff.

Part VII, Section A · reportable compensation · most recent filed roster (FY2019); the FY2020 filing did not itemize Part VII
$92,736Pt VII · Sec A
Vice President
$0Pt VII · Sec A
Secretary
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A

Ann-Marie Orlowski’s $144K as C.e.o is at the 61st percentile of top reported officer pay among 1842 $1–10M recreation & sports nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

Compensation history total reportable pay by year · 1 named individual · Part VII

NameFY2025FY2024FY2023FY2022FY2021FY2020
Ann-Marie Orlowski$143,860$143,738$143,738$132,004$107,886$92,736

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

See Cradle Beach INC executive salaries →

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Questions the 990 asks

The form asks each of these directly. These are the filed answers.

  • Family or business ties among officersPt VI · Ln 2No
  • Top official's pay set by an independent reviewPt VI · Ln 15aYes

Programs and updates

Empowers children with special needs and the underserved through life-changing experiences.

Provided by the organization

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1 program · $1.6M · in their own filed words · FY2019
01

Cradle beach innovated providing modified programming despite the COVID-19 pandemic and disruption including: summer in the city day camp serving buffalo public school students, camp-in-a-bag and virtual activities for summer camp & respite recipients, day & overnight respite, new tele-respite and new family camp programming allowing…

$1.6Mprogram expense

Funders

Who pays for it.

From grant filings on record. Receipts are incomplete: individual donors are never listed.

Grants

Schedule I · funders on record
Grants received · FY2024
See all 18 funders →

By the numbers

The FY2020 990, line by line.

1The main four
Money inPt VIII
$1.6M
Ln 12
Gifts and grantsLn 1h$1.2M
Investment incomeLn 3$215K
Other incomeLn 4–11$100K
Money outPt IX
$1.9M
Ln 25
Programscol B$1.6M
Managementcol C$258K
Fundraisingcol D$76K
Owns and owesPt X
$5.6M
net assets · Ln 32
Cash and savingsLn 1–2$187K
Total assetsLn 16$6.7M
LiabilitiesLn 26$1.0M
PeoplePt VI, VII
22
listed · VII A
PaidVII A1
Voting boardVI 1a21
IndependentVI 1b21
2In more detail
Revenue in detailPt VIII
Gifts and grantsLn 1h$1.2M
Government grantsLn 1e$417K
Fundraising eventsLn 1c$33K
Fees for servicesLn 2g$93K
Investment incomeLn 3$215K
Other incomeLn 4–11$100K
Gains on assetsLn 7$163K
Total revenueLn 12$1.6M
Assets in detailPt X, end of year
CashLn 1$187K
Cash and savings togetherLn 1–2$187K
InvestmentsLn 11–13$1.4M
Land, buildings, equipmentLn 10c$4.1M
Other assetsLn 15$769K
Total assetsLn 16$6.7M
LiabilitiesLn 26$1.0M
Net assetsLn 32$5.6M
OperationsPt I, VI
EmployeesI 575
VolunteersI 6150
Fiscal year endsHeaderOctober
Conflict-of-interest policyVI 12aYes
Whistleblower policyVI 13Yes
Records policyVI 14Yes
3Year over year
Balance sheet, start vs end of yearPt X · col A, B
LineStart FY20End FY20
Cash and savingsLn 1–2$95K$187K
InvestmentsLn 11–13$1.4M$1.4M
Land, buildings, equipmentLn 10c$4.2M$4.1M
Total assetsLn 16$7.3M$6.7M
LiabilitiesLn 26$1.1M$1.0M
Net assetsLn 32$6.2M$5.6M
4Every line
Statement of functional expensesPt IX · every line
LineTotalProgramsManagementFundraising
Pay of current officers, directors and key staffLn 5$93K$77K$11K$5K
Other salaries and wagesLn 7$685K$565K$85K$35K
Other employee benefitsLn 9$179K$148K$22K$9K
Payroll taxesLn 10$58K$48K$7K$3K
Other fees for servicesLn 11g$97K$21K$75K$461
Advertising and promotionLn 12$21K$18K$362$2K
OccupancyLn 16$49K$44K$2K$2K
Conferences, conventions and meetingsLn 19$4K$4K$41$41
InterestLn 20$25K$25K
Depreciation, depletion and amortizationLn 22$245K$220K$12K$12K
InsuranceLn 23$74K$67K$4K$4K
Other expenses (24a–d)Ln 24$346K$332K$12K$2K
All other expensesLn 24e$32K$29K$1K$1K
Total functional expensesLn 25$1.9M$1.6M$258K$76K

Filing history

YearMoney inMoney outIn minus outNet assetsDownload
FY2025 Latest $2.6M$2.9M−$371K$6.1M 990 PDF
FY2024 $2.4M$2.4M$61K$6.3M 990 PDF
FY2023 $2.2M$2.3M−$78K$6.0M 990 PDF
FY2022 $2.2M$2.0M$181K$6.0M 990 PDF
FY2021 $2.0M$1.6M$393K$6.1M 990 PDF
FY2020 Viewing $1.6M$1.9M−$287K$5.6M 990 PDF

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Schedules filed Part IV

III · Programs I · Grants R · Related orgs G · Fundraising L · Interested persons A · Public support F · Foreign M · Noncash
See the full FY2020 990 (6 parts)
Part I · Summary $1,620,517 revenue, 12 lines filed
I-8 Contributions and grantsPrior year $1,952,302$1,212,419
I-9 Program service revenuePrior year $187,712$92,690
I-10 Investment incomePrior year $50,594$214,948
I-11 Other revenuePrior year $292,218$100,460
I-12 Total revenuePrior year $2,482,826$1,620,517
I-13 Grants and similar amounts paidPrior year $0$0
I-14 Benefits paid to membersPrior year $0$0
I-15 Salaries and benefitsPrior year $1,604,374$1,015,105
I-16a Professional fundraising feesPrior year $0$0
I-17 Other expensesPrior year $1,042,097$892,338
I-18 Total expensesPrior year $2,646,471$1,907,443
I-19 Revenue less expensesPrior year −$163,645−$286,926
Part VI · Governance 21 of 21 board members independent, no flags
VI-1a Voting members of the governing body21
VI-1b Independent voting members21
VI-2 Family or business relationship among officers or directorsNo
VI-12a Written conflict of interest policyYes
VI-13 Written whistleblower policyYes
VI-14 Document retention and destruction policyYes
VI-15a Process for setting top official's payYes
Part VIII · Statement of revenue $1,620,517 across 11 lines filed
VIII-1a Federated campaigns$95,649
VIII-1c Fundraising events$32,856
VIII-1e Government grants$416,783
VIII-1f All other contributions, gifts and grants$667,131
VIII-1h Total contributions, gifts and grants$1,212,419
VIII-2a-f Program service revenue, itemized rows (sum of 2a–2f as filed)Related to mission $92,690$92,690
VIII-3 Investment incomeExcluded from tax $52,414$52,414
VIII-6 Net rental income or lossRelated to mission $27,078$27,078
VIII-7 Net gain or loss on sales of assetsExcluded from tax $162,534$162,534
VIII-8 Net income from fundraising eventsExcluded from tax $73,382$73,382
VIII-12 Total revenueRelated to mission $119,768 · Unrelated business $0 · Excluded from tax $288,330$1,620,517
Part IX · Statement of functional expenses $1,907,443 across 13 lines filed
IX-5 Pay of current officers, directors and key staffPrograms $76,557 · Management $11,444 · Fundraising $4,735$92,736
IX-7 Other salaries and wagesPrograms $565,496 · Management $84,532 · Fundraising $34,980$685,008
IX-9 Other employee benefitsPrograms $148,006 · Management $22,124 · Fundraising $9,155$179,285
IX-10 Payroll taxesPrograms $47,943 · Management $7,167 · Fundraising $2,966$58,076
IX-11g Other fees for servicesPrograms $21,211 · Management $75,166 · Fundraising $461$96,838
IX-12 Advertising and promotionPrograms $18,417 · Management $362 · Fundraising $2,322$21,101
IX-16 OccupancyPrograms $44,226 · Management $2,457 · Fundraising $2,457$49,140
IX-19 Conferences, conventions and meetingsPrograms $3,938 · Management $41 · Fundraising $41$4,020
IX-20 InterestManagement $24,769$24,769
IX-22 Depreciation, depletion and amortizationPrograms $220,113 · Management $12,228 · Fundraising $12,228$244,569
IX-23 InsurancePrograms $66,914 · Management $3,717 · Fundraising $3,717$74,348
IX-24 Other expenses (24a–d)Programs $331,844 · Management $12,320 · Fundraising $1,861$346,025
IX-24e All other expensesPrograms $28,872 · Management $1,328 · Fundraising $1,328$31,528
IX-25 Total functional expensesPrograms $1,573,537 · Management $257,655 · Fundraising $76,251$1,907,443
Part X · Balance sheet $6,657,386 assets, 14 lines filed
X-1 Cash, non-interest-bearingStart of year $94,526$186,501
X-3 Pledges and grants receivableStart of year $160,052$55,657
X-4 Accounts receivableStart of year $664,830$105,544
X-9 Prepaid expenses and deferred chargesStart of year $17,166$19,414
X-10c Land, buildings and equipment, netStart of year $4,174,894$4,088,753
X-11 Publicly traded securitiesStart of year $1,441,454$1,432,338
X-15 Other assetsStart of year $708,591$769,179
X-16 Total assetsStart of year $7,261,513$6,657,386
X-17 Accounts payable and accrued expensesStart of year $145,740$64,689
X-26 Total liabilitiesStart of year $1,101,912$1,020,861
X-27 Net assets without donor restrictionsStart of year $5,810,948$5,274,779
X-28 Net assets with donor restrictionsStart of year $348,653$361,746
X-32 Total net assets or fund balancesStart of year $6,159,601$5,636,525
X-33 Total liabilities and net assetsStart of year $7,261,513$6,657,386
Part XI · Reconciliation of net assets $5,636,525 net assets at year end
XI-1 Total revenue$1,620,517
XI-2 Total expenses$1,907,443
XI-3 Revenue less expenses−$286,926
XI-4 Net assets at start of year$6,159,601
XI-5 Net unrealized gains (losses) on investments−$236,150
XI-9 Other changes in net assets$0
XI-10 Net assets at end of year$5,636,525

Form 990 e-file (XML) FY2020 from the IRS · Classification, formation year and address from the IRS Business Master File

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