Is it real?
Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in Mar 1976.
IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File
Where the money goes
96 cents of each dollar spent went to programs.
Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.
Something off? Claim to add context
Who runs it and what they're paid
13 people listed on the 990; $721K paid to officers and key staff.
Compensation history total reportable pay by year · 5 named individuals · Part VII
| Name | FY2025 | FY2023 | FY2020 |
|---|---|---|---|
| Sabrina Defazio | $177,362 | — | — |
| Jo-Ann Palladino Palladino | — | — | $142,363 |
| Heidi Sztanko | $128,282 | — | $116,978 |
| Joann Palladino | — | $80,165 | — |
| Lisa Arconti | $78,981 | — | — |
Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.
See Albright Credit Union executive salaries →Questions the 990 asks
The form asks each of these directly. These are the filed answers.
- Family or business ties among officersPt VI · Ln 2No
- Top official's pay set by an independent reviewPt VI · Ln 15aYes
- Loans to or from officersSch L · Pt II16 listed
Programs and updates
Provides members with top-quality consumer financial services and support.
Questions for Albright Credit Union
Your first name shows with your question. Albright Credit Union answers here, for everyone.
Provided Credit Union Members with traditional financial services to meet their financial needs. These include: Loans: Home Equity, Mortgage, Auto and personal loans along with Visa credit cards. Savings: A choice of savings options including CDs and money market accounts, regular share, checking and club savings options.
Provide tangentle financial services for the convenience of SVFCU members. This includes access to reduced insurance premiums.
By the numbers
The FY2025 990, line by line.
Download 990
| Line | Start FY25 | End FY25 |
|---|---|---|
| Cash and savingsLn 1–2 | $2.3M | $1.4M |
| InvestmentsLn 11–13 | $24.7M | $28.7M |
| Land, buildings, equipmentLn 10c | $508K | $423K |
| Total assetsLn 16 | $70.3M | $72.7M |
| LiabilitiesLn 26 | $62.6M | $64.3M |
| Net assetsLn 32 | $7.7M | $8.4M |
| Line | Total | Programs | Management | Fundraising |
|---|---|---|---|---|
| Pay of current officers, directors and key staffLn 5 | $415K | $311K | $104K | |
| Other salaries and wagesLn 7 | $522K | $522K | ||
| Pension plan contributionsLn 8 | $26K | $24K | $3K | |
| Other employee benefitsLn 9 | $237K | $214K | $23K | |
| Payroll taxesLn 10 | $73K | $65K | $7K | |
| Legal feesLn 11b | $10K | $10K | ||
| Accounting feesLn 11c | $10K | $10K | ||
| Other fees for servicesLn 11g | $75K | $75K | ||
| Advertising and promotionLn 12 | $168K | $168K | ||
| Office expensesLn 13 | $65K | $65K | ||
| Information technologyLn 14 | $186K | $186K | ||
| OccupancyLn 16 | $111K | $111K | ||
| TravelLn 17 | $610 | $610 | ||
| Conferences, conventions and meetingsLn 19 | $3K | $3K | ||
| InterestLn 20 | $542K | $542K | ||
| Depreciation, depletion and amortizationLn 22 | $121K | $121K | ||
| InsuranceLn 23 | $42K | $42K | ||
| Other expenses (24a–d)Ln 24 | $610K | $610K | ||
| All other expensesLn 24e | $21K | $21K | ||
| Total functional expensesLn 25 | $3.2M | $3.1M | $137K | $0 |
Filing history
| Year | Money in | Money out | In minus out | Net assets | Download |
|---|---|---|---|---|---|
| FY2025 Latest ViewingFiled with the IRS Apr 28, 2026 | $3.9M | $3.2M | $690K | $8.4M | 990 PDF |
| FY2024Filed with the IRS May 6, 2025 | $4.1M | $3.4M | $756K | $7.7M | 990 PDF |
| FY2023Filed with the IRS May 9, 2024 | $2.8M | $2.7M | $68K | $6.9M | 990 PDF |
| FY2022Filed with the IRS Mar 29, 2023 | $1.7M | $1.6M | $96K | $4.7M | 990 PDF |
| FY2021Filed with the IRS Mar 17, 2022 | $1.5M | $1.4M | $58K | $4.6M | 990 PDF |
| FY2020Filed with the IRS Apr 20, 2021 | $1.6M | $1.5M | $74K | $4.6M | 990 PDF |
Schedules filed Part IV
See the full FY2025 990 (6 parts)
Part I · Summary $3,928,530 revenue, 12 lines filed
Part VI · Governance 8 of 9 board members independent, 2 to look at
Part VIII · Statement of revenue $3,928,530 across 5 lines filed
Part IX · Statement of functional expenses $3,238,175 across 19 lines filed
Part X · Balance sheet $72,711,972 assets, 16 lines filed
Part XI · Reconciliation of net assets $8,387,372 net assets at year end
Form 990 e-file (XML) FY2025 from the IRS · Classification, formation year and address from the IRS Business Master File
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