USA cares' mission is to provide post-9/11 military veterans, service members and their families with financial assistance and post-service skills training to create a foundation for long-term stability. Our services improve the quality of life for them and their families and reduce the potential risk factors that contribute to veteran suicide.

501(c)(3) charity; gifts are tax-deductible.
90¢ of each $1 spent went to programs.
Run by 110 volunteers and 39 employees.
Mission: Form 990 Part I, line 1 · Status: IRS Pub. 78 · Programs: Part IX · People: Part I, lines 5–6

Before you give

FY2025 · Form 990Independent: from IRS data, not the org
Download 990
IRS status
501(c)(3)
not on the IRS revocation list
Looks good: listed by the IRS and not on the revocation list.
IRS BMF · Auto-Revocation List
Tax-deductible gifts
Yes
Donations are tax-deductible
Looks good: the IRS lists gifts to it as deductible.
IRS Pub. 78 · IRS BMF
Latest return
FY2025
latest Form 990
Looks good: the latest return is for FY2025, 1 tax year back; within 2 tax years.
IRS e-file · Filing history
Surplus or deficit
4 of 6
filings with a surplus
Average surplus $547K a year · 14% of revenue · last 6 filings
Fine: a surplus in 4 of the last 6 filings.
Pt I · Ln 19 · 6 filings
Spent on programs
90%
of spending
Looks good: 90% of spending went to programs; 75% or more.
Pt IX · Ln 25 · col B
Pay to officers and key staff
$89K
to officers and key staff · 2% of spending
Looks good: pay to officers and key staff is 2% of spending; 15% or less.
Pt VII · Sec A
4 mo
of spending, in cash
Looks good: 4.1 months of spending in cash; 3 or more.
Pt X · Ln 1–2 · Pt I · Ln 18
Named funders
3
named funders · $230K
Looks good: 3 funders name it on their filings; 3 or more.
Funders’ Sch. I, 990-PF
Liabilities
$639K
14% of total assets
Looks good: liabilities are 14% of assets; 50% or less.
Pt X · Ln 26
Independent board members
12
of 12 voting members
Looks good: 12 of 12 voting members are independent, a majority.
Pt VI · Ln 1a–1b
Looks goodFineWorth a lookConcernNo data yetTap a box for the reason.
Revenue
$5.4M
-18% vs prior year
Spent
$5.5M
To programs
90%
Net assets
$4.0M
By yearFY2020–FY2025
Revenue
$5.4M
FY2025▼ -18%
Tap a bar for its year
Revenue by fiscal year
FY2020$1.8M
FY2021$2.4M
FY2022$4.2M
FY2023$3.0M
FY2024$6.6M
FY2025$5.4M
Expenses
$5.5M
FY2025▲ +18%
Tap a bar for its year
Expenses by fiscal year
FY2020$1.5M
FY2021$2.1M
FY2022$2.9M
FY2023$3.3M
FY2024$4.7M
FY2025$5.5M
Net assets
$4.0M
FY2025▼ -3%
Tap a bar for its year
Net assets by fiscal year
FY2020$951K
FY2021$1.4M
FY2022$2.7M
FY2023$2.3M
FY2024$4.2M
FY2025$4.0M

From the FY2025 Form 990 · figures checked against the IRS filing · see the original

Give Claim

Is it real?

Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in Feb 2004.

IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File

Where the money goes

90 cents of each dollar spent went to programs.

Program services 90% · $4.9M Management & general 3% · $192K Fundraising 7% · $370K

Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.

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Who runs it and what they're paid

13 people listed on the 990; $89K paid to officers and key staff.

Part VII, Section A · reportable compensation
President, C
$88,570Pt VII · Sec A
Vice Chair
$0Pt VII · Sec A
$0Pt VII · Sec A
Secretary
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
Board Chairm
$0Pt VII · Sec A
$0Pt VII · Sec A

Matthew Castor’s $89K as President, C is at the 24th percentile of top reported officer pay among 2036 $1–10M housing nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

Compensation history total reportable pay by year · 2 named individuals · Part VII

NameFY2025FY2024FY2023FY2022FY2021FY2020
Trace Chesser—$103,061$102,871$88,354$82,186$81,155
Matthew Castor$88,570$83,914————

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

See USA Cares INC executive salaries →

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Questions the 990 asks

The form asks each of these directly. These are the filed answers.

  • Family or business ties among officersPt VI · Ln 2No
  • Top official's pay set by an independent reviewPt VI · Ln 15aYes

Programs and updates

Helps veterans and families with financial aid and job skills for stability.

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Provided by the organization

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3 programs · $4.9M · in their own filed words · FY2025
01

Military Assistance Response Program

This program assists veterans or service members who are facing temporary financial hardships. We assist in paying essential bills as a result of a military service-related or medical incident. Our goal is to improve the quality of life to create a foundation for long term stability. Expenses: 4,559,292.31 grants: 3,009,395.27

$4.6Mprogram expense
02

Career Transition

This program provides individuals with tools and resources to better prepare them for the hiring process and refers qualified candidates to corporate organizations with open positions of employment specific to their skill sets.

$226Kprogram expense
03

The homeless veterans reintegration program ("HVRP") this grant program is an employment-focused program of the U.S. Department of labor. As an HVRP grantee, usa cares provides job training, case management, and placement services to connect homeless veterans with local employers in 65 kentucky counties and to achieve meaningful…

$117Kprogram expense

Funders

Who pays for it.

From grant filings on record. Receipts are incomplete: individual donors are never listed.

Grants

Schedule I · received and paid
Grants received · FY2025
Total grants receivedfrom 3 funders$230K
See all 3 funders →
Grants paid · 43 grants · $10.1M · 2020–2025
Unitemized GrantFY2025$1,187,915
Unitemized GrantFY2025$739,203
Unitemized GrantFY2025$703,007
Unitemized GrantFY2025$168,290
Unitemized GrantFY2025$97,475
Unitemized GrantFY2025$87,546
Unitemized GrantFY2025$76,758
Unitemized GrantFY2025$66,801
Unitemized GrantFY2025$36,968
Unitemized GrantFY2024$1,051,294
Unitemized GrantFY2024$557,746
Unitemized GrantFY2024$537,189
Unitemized GrantFY2024$156,889
Unitemized GrantFY2024$65,439
Unitemized GrantFY2024$51,364
Unitemized GrantFY2024$47,663
Unitemized GrantFY2024$31,156
Unitemized GrantFY2023$816,499
See all 43 grants →

By the numbers

The FY2025 990, line by line.

1The main four
Money inPt VIII
$5.4M
Ln 12
Gifts and grantsLn 1h$5.4M
Investment incomeLn 3$44K
Money outPt IX
$5.5M
Ln 25
Programscol B$4.9M
Managementcol C$192K
Fundraisingcol D$370K
Owns and owesPt X
$4.0M
net assets · Ln 32
Cash and savingsLn 1–2$1.9M
Total assetsLn 16$4.7M
LiabilitiesLn 26$639K
PeoplePt VI, VII
13
listed · VII A
PaidVII A1
Voting boardVI 1a12
IndependentVI 1b12
2In more detail
Revenue in detailPt VIII
Gifts and grantsLn 1h$5.4M
Government grantsLn 1e$1.5M
Noncash giftsLn 1g$22K
Fundraising eventsLn 1c$883K
Investment incomeLn 3$44K
Gains on assetsLn 7$38K
Total revenueLn 12$5.4M
Assets in detailPt X, end of year
CashLn 1$1.8M
SavingsLn 2$110K
Cash and savings togetherLn 1–2$1.9M
InvestmentsLn 11–13$305K
Land, buildings, equipmentLn 10c$1.6M
Other assetsLn 15$62K
Total assetsLn 16$4.7M
LiabilitiesLn 26$639K
Net assetsLn 32$4.0M
OperationsPt I, VI
EmployeesI 539
VolunteersI 6110
Fiscal year endsHeaderDecember
Conflict-of-interest policyVI 12aYes
Whistleblower policyVI 13Yes
Records policyVI 14Yes
3Year over year
Balance sheet, start vs end of yearPt X · col A, B
LineStart FY25End FY25
Cash and savingsLn 1–2$2.0M$1.9M
InvestmentsLn 11–13$260K$305K
Land, buildings, equipmentLn 10c$1.5M$1.6M
Total assetsLn 16$4.9M$4.7M
LiabilitiesLn 26$716K$639K
Net assetsLn 32$4.2M$4.0M
4Every line
Statement of functional expensesPt IX · every line
LineTotalProgramsManagementFundraising
Grants to domestic individualsLn 2$3.2M$3.2M
Pay of current officers, directors and key staffLn 5$89K$71K$5K$13K
Other salaries and wagesLn 7$1.4M$1.1M$84K$198K
Pension plan contributionsLn 8$16K$13K$976$2K
Other employee benefitsLn 9$81K$65K$5K$11K
Payroll taxesLn 10$117K$93K$7K$17K
Legal feesLn 11b$3K$680$2K
Accounting feesLn 11c$17K$17K
Other fees for servicesLn 11g$178K$143K$12K$23K
Office expensesLn 13$22K$18K$596$4K
Information technologyLn 14$125K$81K$13K$31K
OccupancyLn 16$14K$12K$1K$754
TravelLn 17$33K$30K$98$3K
Conferences, conventions and meetingsLn 19$4K$2K$1K
InterestLn 20$14K$14K
Depreciation, depletion and amortizationLn 22$64K$34K$21K$9K
InsuranceLn 23$38K$28K$5K$5K
Other expenses (24a–d)Ln 24$121K$68K$4K$49K
All other expensesLn 24e$23K$19K$335$4K
Total functional expensesLn 25$5.5M$4.9M$192K$370K

Filing history

YearMoney inMoney outIn minus outNet assetsDownload
FY2025 Latest Viewing $5.4M$5.5M−$153K$4.0M 990 PDF
FY2024 $6.6M$4.7M$1.9M$4.2M 990 PDF
FY2023 $3.0M$3.3M−$344K$2.3M 990 PDF
FY2022 $4.2M$2.9M$1.3M$2.7M 990 PDF
FY2021 $2.4M$2.1M$335K$1.4M 990 PDF
FY2020 $1.8M$1.5M$267K$951K 990 PDF

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Schedules filed Part IV

III · Programs R · Related orgs G · Fundraising L · Interested persons I · Grants A · Public support O · Explanations
See the full FY2025 990 (6 parts)
Part I · Summary $5,353,407 revenue, 12 lines filed
I-8 Contributions and grantsPrior year $6,630,762$5,415,640
I-9 Program service revenue$0
I-10 Investment incomePrior year $27,929$43,531
I-11 Other revenuePrior year −$102,950−$105,764
I-12 Total revenuePrior year $6,555,741$5,353,407
I-13 Grants and similar amounts paidPrior year $2,498,740$3,163,963
I-14 Benefits paid to members$0
I-15 Salaries and benefitsPrior year $1,534,028$1,687,697
I-16a Professional fundraising fees$0
I-17 Other expensesPrior year $637,131$654,836
I-18 Total expensesPrior year $4,669,899$5,506,496
I-19 Revenue less expensesPrior year $1,885,842−$153,089
Part VI · Governance 12 of 12 board members independent, no flags
VI-1a Voting members of the governing body12
VI-1b Independent voting members12
VI-2 Family or business relationship among officers or directorsNo
VI-12a Written conflict of interest policyYes
VI-13 Written whistleblower policyYes
VI-14 Document retention and destruction policyYes
VI-15a Process for setting top official's payYes
Part VIII · Statement of revenue $5,353,407 across 12 lines filed
Lines not itemized here account for $14,638 of total revenue; see the IRS return.
VIII-1c Fundraising events$883,385
VIII-1d Related organizations$34,234
VIII-1e Government grants$1,497,607
VIII-1f All other contributions, gifts and grants$3,000,414
VIII-1g Noncash contributions (included above)$21,607
VIII-1h Total contributions, gifts and grants$5,415,640
VIII-3 Investment incomeExcluded from tax $5,150$5,150
VIII-6 Net rental income or lossUnrelated business $539$539
VIII-7 Net gain or loss on sales of assetsExcluded from tax $38,381$38,381
VIII-8 Net income from fundraising eventsExcluded from tax −$126,147−$126,147
VIII-11a-d Other revenue, itemized rows (sum of 11a–11d as filed)Related to mission $5,206$5,206
VIII-12 Total revenueRelated to mission $5,206 · Unrelated business $539 · Excluded from tax −$67,978$5,353,407
Part IX · Statement of functional expenses $5,506,496 across 19 lines filed
IX-2 Grants to domestic individualsPrograms $3,163,963$3,163,963
IX-5 Pay of current officers, directors and key staffPrograms $70,581 · Management $5,367 · Fundraising $12,621$88,569
IX-7 Other salaries and wagesPrograms $1,103,581 · Management $84,015 · Fundraising $197,560$1,385,156
IX-8 Pension plan contributionsPrograms $13,017 · Management $976 · Fundraising $2,278$16,271
IX-9 Other employee benefitsPrograms $64,915 · Management $4,869 · Fundraising $11,360$81,144
IX-10 Payroll taxesPrograms $92,582 · Management $7,122 · Fundraising $16,853$116,557
IX-11b Legal feesPrograms $680 · Management $1,905$2,585
IX-11c Accounting feesManagement $16,897$16,897
IX-11g Other fees for servicesPrograms $143,156 · Management $11,501 · Fundraising $23,418$178,075
IX-13 Office expensesPrograms $17,797 · Management $596 · Fundraising $3,888$22,281
IX-14 Information technologyPrograms $81,087 · Management $12,773 · Fundraising $31,089$124,949
IX-16 OccupancyPrograms $12,081 · Management $1,144 · Fundraising $754$13,979
IX-17 TravelPrograms $29,832 · Management $98 · Fundraising $2,875$32,805
IX-19 Conferences, conventions and meetingsPrograms $2,287 · Fundraising $1,406$3,693
IX-20 InterestManagement $13,973$13,973
IX-22 Depreciation, depletion and amortizationPrograms $33,762 · Management $20,999 · Fundraising $8,964$63,725
IX-23 InsurancePrograms $28,135 · Management $5,347 · Fundraising $4,763$38,245
IX-24 Other expenses (24a–d)Programs $68,392 · Management $3,974 · Fundraising $48,676$121,042
IX-24e All other expensesPrograms $18,544 · Management $335 · Fundraising $3,708$22,587
IX-25 Total functional expensesPrograms $4,944,392 · Management $191,891 · Fundraising $370,213$5,506,496
Part X · Balance sheet $4,660,734 assets, 18 lines filed
X-1 Cash, non-interest-bearingStart of year $1,945,189$1,791,721
X-2 Savings and temporary cash investmentsStart of year $12,512$110,498
X-3 Pledges and grants receivableStart of year $1,101,500$819,500
X-8 Inventories for sale or useStart of year $6,800$5,500
X-9 Prepaid expenses and deferred charges$16,100
X-10c Land, buildings and equipment, netStart of year $1,483,816$1,550,641
X-11 Publicly traded securitiesStart of year $260,116$304,964
X-15 Other assetsStart of year $71,929$61,810
X-16 Total assetsStart of year $4,881,862$4,660,734
X-17 Accounts payable and accrued expensesStart of year $147,783$148,960
X-19 Deferred revenueStart of year $18,770$20,085
X-24 Unsecured notes and loans payableStart of year $283,169$275,061
X-25 Other liabilitiesStart of year $39,201$24,328
X-26 Total liabilitiesStart of year $716,197$639,442
X-27 Net assets without donor restrictionsStart of year $2,526,188$1,719,516
X-28 Net assets with donor restrictionsStart of year $1,639,477$2,301,776
X-32 Total net assets or fund balancesStart of year $4,165,665$4,021,292
X-33 Total liabilities and net assetsStart of year $4,881,862$4,660,734
Part XI · Reconciliation of net assets $4,021,292 net assets at year end
XI-1 Total revenue$5,353,407
XI-2 Total expenses$5,506,496
XI-3 Revenue less expenses−$153,089
XI-4 Net assets at start of year$4,165,665
XI-5 Net unrealized gains (losses) on investments$8,716
XI-10 Net assets at end of year$4,021,292

Form 990 e-file (XML) FY2025 from the IRS · Classification, formation year and address from the IRS Business Master File

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