The Ocean Community YMCA is a cause-driven organization dedicated to strengthening Community through youth development, healthy living, and social responsibility. We ensure equitable access to programs that build a healthy spirit, mind, and body for all.

501(c)(3) charity; gifts are tax-deductible.
72¢ of each $1 spent went to programs.
$327K paid to officers and key staff.
Mission: Form 990 Part I, line 1 · Status: IRS Pub. 78 · Programs: Part IX · Pay: Part VII

Before you give

FY2020 · Form 990Independent: from IRS data, not the org
Download 990
IRS status
501(c)(3)
not on the IRS revocation list
Looks good: listed by the IRS and not on the revocation list.
IRS BMF · Auto-Revocation List
Tax-deductible gifts
Yes
Donations are tax-deductible
Looks good: the IRS lists gifts to it as deductible.
IRS Pub. 78 · IRS BMF
Latest return
FY2025
latest Form 990
Looks good: the latest return is for FY2025, 1 tax year back; within 2 tax years.
IRS e-file · Filing history
Surplus or deficit
4 of 6
filings with a surplus
Average surplus $557K a year · 6% of revenue · last 6 filings
Fine: a surplus in 4 of the last 6 filings.
Pt I · Ln 19 · 6 filings
Spent on programs
72%
of spending
Fine: 72% of spending went to programs; 65% to 75%.
Pt IX · Ln 25 · col B
Pay to officers and key staff
$327K
to officers and key staff · 5% of spending
Looks good: pay to officers and key staff is 5% of spending; 15% or less.
Pt VII · Sec A
1 mo
of spending, in cash
Plus $2.3M in investments, Pt X · Ln 11–13
Fine: 1.3 months of spending in cash; 1 to 3.
Pt X · Ln 1–2 · Pt I · Ln 18
Named funders
3
named funders · $114K
Looks good: 3 funders name it on their filings; 3 or more.
Funders’ Sch. I, 990-PF
Liabilities
$8.7M
37% of total assets
Looks good: liabilities are 37% of assets; 50% or less.
Pt X · Ln 26
Independent board members
18
of 18 voting members
Looks good: 18 of 18 voting members are independent, a majority.
Pt VI · Ln 1a–1b
Looks goodFineWorth a lookConcernNo data yetTap a box for the reason.
Revenue
$6.6M
Spent
$6.9M
To programs
72%
Net assets
$15.0M
By yearFY2020–FY2025
Revenue
$6.6M
FY2020
Tap a bar for its year
Revenue by fiscal year
FY2020$6.6M
FY2021$8.0M
FY2022$8.2M
FY2023$10.5M
FY2024$11.6M
FY2025$12.7M
Expenses
$6.9M
FY2020
Tap a bar for its year
Expenses by fiscal year
FY2020$6.9M
FY2021$7.3M
FY2022$8.8M
FY2023$9.5M
FY2024$10.5M
FY2025$11.2M
Net assets
$15.0M
FY2020
Tap a bar for its year
Net assets by fiscal year
FY2020$15.0M
FY2021$15.8M
FY2022$14.7M
FY2023$15.8M
FY2024$17.1M
FY2025$19.0M

From the FY2020 Form 990 · figures checked against the IRS filing · see the original

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You’re viewing the FY2020 filing — not the latest on file. See the latest (FY2025) →

Is it real?

Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in Jun 1942.

IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File

Where the money goes

72 cents of each dollar spent went to programs.

Program services 72% · $5.0M Management & general 26% · $1.8M Fundraising 2% · $154K

Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.

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Who runs it and what they're paid

21 people listed on the 990; $327K paid to officers and key staff.

Part VII, Section A · reportable compensation
President & CEO
$186,427Pt VII · Sec A
Finance Director
$96,767Pt VII · Sec A
Vice President
$43,843Pt VII · Sec A
Secretary
$0Pt VII · Sec A
Board Member
$0Pt VII · Sec A
Board Member
$0Pt VII · Sec A
Board Member
$0Pt VII · Sec A
Board Member
$0Pt VII · Sec A

Maureen Fitzgerald’s $235K as President & CEO Until 06/2025 is at the 58th percentile of top reported officer pay among 3122 $10–100M human services nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

Compensation history total reportable pay by year · 6 named individuals · Part VII

NameFY2025FY2024FY2023FY2022FY2021FY2020
Maureen Fitzgerald$234,919$209,956$176,265$195,467$206,176$186,427
Sheila Litty$187,946$142,199$115,758$112,586——
Lorraine Grissom$131,724$55,153————
John McKeag—$74,408$99,744$108,631$102,508$96,767
Paul Falvey$82,600—————
John Reilly—————$43,843

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

See Ocean Community YMCA executive salaries →

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Questions the 990 asks

The form asks each of these directly. These are the filed answers.

  • Family or business ties among officersPt VI · Ln 2No
  • Top official's pay set by an independent reviewPt VI · Ln 15aYes

Programs and updates

Builds health, spirit, mind, and body for all through Christian principles.

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Provided by the organization

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3 programs · $5.0M · in their own filed words · FY2020
01

Program Title, Description

Membershipmembership at the ocean community ymca helps individuals to improve their health and well-bring while bulding a strong sense of community. The y provides family-centered, value-focused programs and activities for its members and the surrounding communities.

$3.5Mprogram expense
02

Program Title, Description

Child care and other programsy child care programs strengthen the family unit by providing convenient, affordable activities for school age children. These programs utilize a well-developed curriculum which is delivered by well trained staff in safe surroundings.

$1.1Mprogram expense
03

Program Title, Description

Camp programscamp at the ocean community ymca provides enriching and educational experiences during the summer at camp watchaug and the mystic day camp through both indoor and outdoor activities on and off land. They serve thousands of children and families in the surrounding community.

$341Kprogram expense

Funders

Who pays for it.

From grant filings on record. Receipts are incomplete: individual donors are never listed.

Grants

Schedule I · received and paid
Grants received · FY2025
Total grants receivedfrom 3 funders$114K
See all 3 funders →
Grants paid · 3 grants · $2.3M · 2022–2025
Unitemized GrantFY2025$826,699
Unitemized GrantFY2023$723,019
Unitemized GrantFY2022$742,296

By the numbers

The FY2020 990, line by line.

1The main four
Money inPt VIII
$6.6M
Ln 12
Fees for servicesLn 2g$4.2M
Gifts and grantsLn 1h$1.9M
Other incomeLn 4–11$255K
Money outPt IX
$6.9M
Ln 25
Programscol B$5.0M
Managementcol C$1.8M
Fundraisingcol D$154K
Owns and owesPt X
$15.0M
net assets · Ln 32
Cash and savingsLn 1–2$728K
Total assetsLn 16$23.6M
LiabilitiesLn 26$8.7M
PeoplePt VI, VII
21
listed · VII A
PaidVII A3
Voting boardVI 1a18
IndependentVI 1b18
2In more detail
Revenue in detailPt VIII
Gifts and grantsLn 1h$1.9M
Noncash giftsLn 1g$947
Fundraising eventsLn 1c$4K
Fees for servicesLn 2g$4.2M
Investment incomeLn 3$212K
Other incomeLn 4–11$255K
Gains on assetsLn 7$191K
Total revenueLn 12$6.6M
Assets in detailPt X, end of year
CashLn 1$45K
SavingsLn 2$683K
Cash and savings togetherLn 1–2$728K
InvestmentsLn 11–13$2.3M
Land, buildings, equipmentLn 10c$19.5M
Other assetsLn 15$226K
Total assetsLn 16$23.6M
LiabilitiesLn 26$8.7M
Net assetsLn 32$15.0M
OperationsPt I, VI
EmployeesI 5515
VolunteersI 6450
Fiscal year endsHeaderDecember
Conflict-of-interest policyVI 12aYes
Whistleblower policyVI 13Yes
Records policyVI 14Yes
3Year over year
Balance sheet, start vs end of yearPt X · col A, B
LineStart FY20End FY20
Cash and savingsLn 1–2$754K$728K
InvestmentsLn 11–13$2.2M$2.3M
Land, buildings, equipmentLn 10c$20.3M$19.5M
Total assetsLn 16$24.6M$23.6M
LiabilitiesLn 26$9.6M$8.7M
Net assetsLn 32$15.0M$15.0M
4Every line
Statement of functional expensesPt IX · every line
LineTotalProgramsManagementFundraising
Grants to domestic individualsLn 2$410K$410K
Pay of current officers, directors and key staffLn 5$352K$24K$193K$134K
Other salaries and wagesLn 7$2.4M$1.9M$482K$9K
Other employee benefitsLn 9$247K$145K$102K$720
Payroll taxesLn 10$199K$143K$46K$10K
Investment management feesLn 11f$15K$15K
Other fees for servicesLn 11g$415K$282K$132K
Advertising and promotionLn 12$35K$24K$11K
Office expensesLn 13$165K$113K$53K
OccupancyLn 16$597K$540K$57K
TravelLn 17$7K$4K$2K
Conferences, conventions and meetingsLn 19$21K$15K$7K
InterestLn 20$375K$255K$120K
Depreciation, depletion and amortizationLn 22$1.0M$693K$324K
InsuranceLn 23$225K$153K$72K
Other expenses (24a–d)Ln 24$300K$200K$99K
All other expensesLn 24e$124K$70K$55K
Total functional expensesLn 25$6.9M$5.0M$1.8M$154K

Filing history

YearMoney inMoney outIn minus outNet assetsDownload
FY2025 Latest $12.7M$11.2M$1.5M$19.0M 990 PDF
FY2024 $11.6M$10.5M$1.1M$17.1M 990 PDF
FY2023 $10.5M$9.5M$1.1M$15.8M 990 PDF
FY2022 $8.2M$8.8M−$598K$14.7M 990 PDF
FY2021 $8.0M$7.3M$621K$15.8M 990 PDF
FY2020 Viewing $6.6M$6.9M−$290K$15.0M 990 PDF

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Schedules filed Part IV

III · Programs R · Related orgs G · Fundraising L · Interested persons I · Grants A · Public support J · Pay O · Explanations
See the full FY2020 990 (6 parts)
Part I · Summary $6,604,966 revenue, 12 lines filed
I-8 Contributions and grantsPrior year $1,032,173$1,917,708
I-9 Program service revenuePrior year $7,166,064$4,219,631
I-10 Investment incomePrior year $124,337$212,200
I-11 Other revenuePrior year $277,986$255,427
I-12 Total revenuePrior year $8,600,560$6,604,966
I-13 Grants and similar amounts paidPrior year $742,689$409,942
I-14 Benefits paid to membersPrior year $0$0
I-15 Salaries and benefitsPrior year $4,060,446$3,187,571
I-16a Professional fundraising feesPrior year $0$0
I-17 Other expensesPrior year $3,843,100$3,297,787
I-18 Total expensesPrior year $8,646,235$6,895,300
I-19 Revenue less expensesPrior year −$45,675−$290,334
Part VI · Governance 18 of 18 board members independent, no flags
VI-1a Voting members of the governing body18
VI-1b Independent voting members18
VI-2 Family or business relationship among officers or directorsNo
VI-12a Written conflict of interest policyYes
VI-13 Written whistleblower policyYes
VI-14 Document retention and destruction policyYes
VI-15a Process for setting top official's payYes
Part VIII · Statement of revenue $6,604,966 across 10 lines filed
Lines not itemized here account for $3,060 of total revenue; see the IRS return.
VIII-1c Fundraising events$3,990
VIII-1f All other contributions, gifts and grants$1,913,718
VIII-1g Noncash contributions (included above)$947
VIII-1h Total contributions, gifts and grants$1,917,708
VIII-2a-f Program service revenue, itemized rows (sum of 2a–2f as filed)Related to mission $4,219,631$4,219,631
VIII-3 Investment incomeExcluded from tax $21,051$21,051
VIII-7 Net gain or loss on sales of assetsExcluded from tax $191,149$191,149
VIII-8 Net income from fundraising eventsExcluded from tax $78,587$78,587
VIII-11a-d Other revenue, itemized rows (sum of 11a–11d as filed)Unrelated business $55,200 · Excluded from tax $118,580$173,780
VIII-12 Total revenueRelated to mission $4,219,631 · Unrelated business $55,200 · Excluded from tax $412,427$6,604,966
Part IX · Statement of functional expenses $6,895,300 across 17 lines filed
IX-2 Grants to domestic individualsPrograms $409,942$409,942
IX-5 Pay of current officers, directors and key staffPrograms $24,264 · Management $193,170 · Fundraising $134,142$351,576
IX-7 Other salaries and wagesPrograms $1,899,310 · Management $482,442 · Fundraising $8,563$2,390,315
IX-9 Other employee benefitsPrograms $144,797 · Management $101,592 · Fundraising $720$247,109
IX-10 Payroll taxesPrograms $142,525 · Management $45,828 · Fundraising $10,218$198,571
IX-11f Investment management feesManagement $15,335$15,335
IX-11g Other fees for servicesPrograms $282,355 · Management $132,158$414,513
IX-12 Advertising and promotionPrograms $24,114 · Management $11,287$35,401
IX-13 Office expensesPrograms $112,606 · Management $52,706$165,312
IX-16 OccupancyPrograms $540,210 · Management $57,016$597,226
IX-17 TravelPrograms $4,497 · Management $2,105$6,602
IX-19 Conferences, conventions and meetingsPrograms $14,548 · Management $6,810$21,358
IX-20 InterestPrograms $255,474 · Management $119,626$375,100
IX-22 Depreciation, depletion and amortizationPrograms $693,276 · Management $324,443$1,017,719
IX-23 InsurancePrograms $153,318 · Management $71,761$225,079
IX-24 Other expenses (24a–d)Programs $200,307 · Management $99,344$299,651
IX-24e All other expensesPrograms $69,926 · Management $54,565$124,491
IX-25 Total functional expensesPrograms $4,971,469 · Management $1,770,188 · Fundraising $153,643$6,895,300
Part X · Balance sheet $23,632,237 assets, 18 lines filed
X-1 Cash, non-interest-bearingStart of year $57,518$44,881
X-2 Savings and temporary cash investmentsStart of year $696,870$683,339
X-3 Pledges and grants receivableStart of year $983,913$795,309
X-9 Prepaid expenses and deferred chargesStart of year $59,357$72,096
X-10c Land, buildings and equipment, netStart of year $20,331,416$19,486,705
X-11 Publicly traded securitiesStart of year $2,208,851$2,323,685
X-15 Other assetsStart of year $211,766$226,222
X-16 Total assetsStart of year $24,588,401$23,632,237
X-17 Accounts payable and accrued expensesStart of year $383,901$440,892
X-19 Deferred revenueStart of year $280,990$135,765
X-20 Tax-exempt bond liabilitiesStart of year $8,097,116$7,433,873
X-24 Unsecured notes and loans payable$18,022
X-25 Other liabilitiesStart of year $28,868$23,195
X-26 Total liabilitiesStart of year $9,610,366$8,662,704
X-27 Net assets without donor restrictionsStart of year $12,861,042$13,124,869
X-28 Net assets with donor restrictionsStart of year $2,116,993$1,844,664
X-32 Total net assets or fund balancesStart of year $14,978,035$14,969,533
X-33 Total liabilities and net assetsStart of year $24,588,401$23,632,237
Part XI · Reconciliation of net assets $14,969,533 net assets at year end
XI-1 Total revenue$6,604,966
XI-2 Total expenses$6,895,300
XI-3 Revenue less expenses−$290,334
XI-4 Net assets at start of year$14,978,035
XI-5 Net unrealized gains (losses) on investments$281,832
XI-9 Other changes in net assets$0
XI-10 Net assets at end of year$14,969,533

Form 990 e-file (XML) FY2020 from the IRS · Classification, formation year and address from the IRS Business Master File

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