Growth Through Learning INC EIN 04-3372808 Form 990 (PDF) Claim this org

Growth Through Learning INC FY2021 filing

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Empowering young women in Kenya, Tanzania, and Uganda through education and development programs. For fiscal year 2021 it reported $488K in revenue, $175K in expenses, and $691K in net assets.Pt I

Type
Public charity (501(c)(3)) · Education
Location
Cambridge, MA
Website
www.growththroughlearning.org
Filings
5 on file (2021–2021)
Revenue
$488KFY2021
Expenses
$175K
Net assets
$691K
People
13
Filings
5
Updates
0
More identity details & actions ⌄
EIN  04-3372808 Public charity (501(c)(3)) Cambridge, MA
Form 990 (PDF)
You’re viewing the FY2021 filing — not the latest on file. See the latest (FY2025) →
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Size
$100K–1M
What they do
Empowering young women in Kenya, Tanzania, and Uganda through education and development programs.
Leadership
Wanjiku Mwangi · Executive Director · $73K
Money in and out
$488K revenue, $175K expenses
Bottom line
53% program efficiency
Where the money goes · FY2021
Total revenue
$488K
Pt VIII · Ln 12
Total expenses
$175K
Pt IX · Ln 25
Net assets
$691K
Pt X · Ln 32
Revenue less expenses (Pt I · Ln 19): $314K
Where spending went · Part IX cols B–D
Program services $0.53 Management & general $0.29 Fundraising $0.18
Program efficiency
53%
of spending reaches programs
Operating runway
48.8mo
months of highly liquid reserves at operating expense rate
Surplus margin
+64%
revenue over expenses, this year

Summary of the Filing

Part I · fiscal year 2021 · Form 990
Revenue
$488K
FY2021
Expenses
$175K
FY2021
Total assets
$710K
FY2021
Total liabilities
$19K
FY2021
Total revenue
$488K
Pt VIII · Ln 12
Total expenses
$175K
Pt IX · Ln 25
Net assets
$691K
Pt X · Ln 32
Revenue less expensesPt I · Ln 19$314K
Total assetsPt X · Ln 16$710K
Program-expense ratioPt IX · col B53%
Voting members of governing bodyPt I · Ln 311
Independent voting membersPt I · Ln 411
Mission & Programs · Part III

Where the work happens

1 program service account for $92K of program spending, described in the organization's own filed words · FY2020.
01

Education and Development

Providing scholarships to young women which allow them to attend secondary school

$92Kprogram expense

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Identity & Classification

Form 990 Header · IRS Business Master File
Legal nameHdr · item CGrowth Through Learning INC
EINHdr · item D04-3372808
Principal addressHdr · item CCambridge, MA
WebsiteHdr · item Jwww.growththroughlearning.org
Year of formationHdr · item Lpending
State of legal domicileHdr · item MMA
Exempt statusHdr · item I501(c)(3) · active
NTEE classificationIRS BMFEducation (B82)
Ruling yearIRS BMFMay 1998

Governance & Policies

Part VI
Voting members of the governing bodyPt VI · Ln 1a11
Independent voting membersPt VI · Ln 1b11
Conflict-of-interest policyPt VI · Ln 12aYes
Whistleblower policyPt VI · Ln 13Yes
Document retention policyPt VI · Ln 14No
CEO/top-official compensation independently reviewedPt VI · Ln 15aYes
Family or business relationships among officers/directorsPt VI · Ln 2No

Officers, Directors & Key Employees

Part VII, Section A · reportable compensation · most recent filed roster (FY2020); the FY2021 filing did not itemize Part VII
Executive Director
$72,750Pt VII · Sec A
Director
$0Pt VII · Sec A
Director
$0Pt VII · Sec A
$0Pt VII · Sec A
Director
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A
$0Pt VII · Sec A

Wanjiku Mwangi’s $91K as Executive Director is at the 79th percentile of top reported officer pay among 1615 $100K–1M education nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.

Compensation history total reportable pay by year · 1 named individual · Part VII

NameFY2025FY2024FY2023FY2022FY2021
Wanjiku Mwangi$91,210$81,230$77,250$81,058$72,750

Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.

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Statement of Revenue

Part VIII
Contributions & grants100%$486K
Investment income$2K
— government grantsLn 1e$16K
Total revenueLn 12$488K

Statement of Functional Expenses

Part IX · allocated across program, management, and fundraising
Allocation · columns B–D
Program services $0.53 Management & general $0.29 Fundraising $0.18
Program services53%$92K
Management & general29%$51K
Fundraising18%$32K
Total functional expensesLn 25$175K

Balance Sheet

Part X · end of year
CashLn 1$710K
Total assetsLn 16$710K
Total liabilitiesLn 26$19K
Total net assetsLn 32$691K
Months of cash on handcomputed48.8

Financial Metrics

Form 990 · FY2021 · each ratio shown with the dollars behind it
Liquidity & Payout
Operating runway
Highly liquid reserves $710K · Operating expenses/yr $175K
48.8 months
Where the money goes
Program services
Program services $92K · Total expenses $175K
53%
Management & General
Management & general $51K · Total expenses $175K
29%
Fundraising
Fundraising $32K · Total expenses $175K
18%
Cost to raise $1
Fundraising expense $32K · Solicited contributions $471K
$0.07 to raise $1
Where the money comes from
Contribution dependence
Contributions & grants $486K · Total revenue $488K
100%
Government reliance
Government grants $16K · Total revenue $488K
3%
Earned-income share
Program service revenue $0 · Total revenue $488K
0%
Investment reliance
Investment income $2K · Total revenue $488K
+0.4%
Program self-sufficiency
Program service revenue $0 · Total expenses $175K
0%
Growth & trend
Revenue growth (YoY)
This year $488K · Prior year —
No prior year on file
Net-asset trend (YoY)
End of year $691K · Beginning of year —
Beginning net assets not meaningfully positive — showing dollar change
Balance sheet
Surplus Margin
Revenue $488K · Expenses $175K
+64%
Liabilities-to-Assets
Total liabilities — · Total assets $710K
Net-asset ratio
Net assets $691K · Total assets $710K
97%
Marketable Investment Share
Publicly traded securities (Pt X, ln 11) — · Other securities (Pt X, ln 12) — · Total assets (Pt X, ln 16) $710K
Excludes program-related investments (Pt X, ln 13)
People & payroll
Highest Reported Total Compensation
Individual Wanjiku Mwangi · Reported title EXECUTIVE DIRECTOR · Highest reported compensation $73K · Total expenses $175K
42%
Personnel share
Salaries, benefits & payroll (Pt IX 5-10) $95K · Total expenses $175K
54%
Peer comparison

Same NTEE category, revenue band, and state where available. Descriptive — not a grade.

MetricThis orgPeer medianPercentile
Program ratio 53%
Overhead ratio 29%
Fundraising cost ratio 7%
Accounting fee ratio 6%

Straight from the Form 990 — descriptive, not an evaluation. A ratio is hidden when its base is zero or too small to be meaningful; the dollars are always shown.

Grants

Schedule I · funders on record
Grants received · FY2025
Fanz FoundationFY2025$15K
Total grants receivedfrom 1 funder$15K

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Filings & Schedule Manifest

Part IV
III · Programs I · Grants R · Related orgs G · Fundraising L · Interested persons A · Public support F · Foreign M · Noncash
FY2025 (Latest)$446K revenue · ⤓ 990 PDF
FY2024$292K revenue · ⤓ 990 PDF
FY2023$327K revenue · ⤓ 990 PDF
FY2022$410K revenue · ⤓ 990 PDF
FY2021$488K revenue · viewing · ⤓ 990 PDF

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Sources

Every figure above is drawn from these filings
Form 990 e-file (XML) · FY2021IRS
Classification, formation year, addressIRS Business Master File
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