Is it real?
Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in Apr 1994.
IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File
Where the money goes
97 cents of each dollar spent went to programs.
Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.
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Who runs it and what they're paid
27 people listed on the 990; $1.3M paid to officers and key staff.
Keith Fairey’s $234K as President and CEO is at the 18th percentile of top reported officer pay among 33 $100M+ housing nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.
Compensation history total reportable pay by year · 8 named individuals · Part VII
| Name | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|---|
| Peter Gagliardi | — | — | — | $128,197 | $201,775 | $448,069 |
| Keith Fairey | $234,175 | $226,569 | $222,645 | $218,619 | $103,220 | — |
| Christopher Sikes | — | — | — | — | — | $200,473 |
| Nancy Rivera | — | — | — | $185,914 | $115,858 | $115,858 |
| Derek J Morris | $172,972 | $162,698 | $155,185 | $151,720 | — | $77,779 |
| Laureen Borgatti | $167,919 | $163,446 | $159,870 | $157,158 | — | $146,705 |
| Pascale Desir Non-Voting | $163,578 | $149,645 | $147,745 | $145,079 | $145,465 | $127,285 |
| John Bidwell | $154,618 | $128,440 | — | — | — | — |
Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.
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Questions the 990 asks
The form asks each of these directly. These are the filed answers.
- Family or business ties among officersPt VI · Ln 2No
- Top official's pay set by an independent reviewPt VI · Ln 15aYes
Programs and updates
Provides affordable housing assistance, property development, and rental management services to low-income and disabled residents in Western Massachusetts.
Questions for Way Finders INC
Your first name shows with your question. Way Finders INC answers here, for everyone.
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Rental assistance programs provide rent supplements to qualified low-income households under programs subsidized by federal and state funds. A variety of supportive services are provided to rental assistance participants.
Client services include temporary shelter and supportive services for the homeless and transitional housing and supportive services for victims of domestic violence and other formerly homeless families.
Real estate development services include both new construction and purchase and rehabilitation to provide affordable individual, single family and multi-family rental housing and affordable owner occupied housing. These activities are financed by accessing federal and state programs and private lenders.
Funders
Who pays for it.
From grant filings on record. Receipts are incomplete: individual donors are never listed.
Grants
By the numbers
The FY2025 990, line by line.
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| Line | Start FY25 | End FY25 |
|---|---|---|
| Cash and savingsLn 1–2 | $17.4M | $18.0M |
| InvestmentsLn 11–13 | $143K | $176K |
| Land, buildings, equipmentLn 10c | $5.4M | $5.0M |
| Total assetsLn 16 | $71.0M | $77.9M |
| LiabilitiesLn 26 | $52.8M | $57.6M |
| Net assetsLn 32 | $18.2M | $20.3M |
| Line | Total | Programs | Management | Fundraising |
|---|---|---|---|---|
| Grants to domestic organizationsLn 1 | $362K | $362K | ||
| Grants to domestic individualsLn 2 | $113.6M | $113.6M | ||
| Pay of current officers, directors and key staffLn 5 | $1.5M | $1.5M | ||
| Other salaries and wagesLn 7 | $16.1M | $14.1M | $1.7M | $380K |
| Other employee benefitsLn 9 | $2.9M | $2.6M | $260K | $46K |
| Payroll taxesLn 10 | $1.8M | $1.4M | $318K | $36K |
| Legal feesLn 11b | $55K | $50K | $5K | |
| Accounting feesLn 11c | $201K | $198K | $233 | $3K |
| Lobbying feesLn 11d | $440 | $440 | ||
| Other fees for servicesLn 11g | $1.6M | $726K | $794K | $82K |
| Advertising and promotionLn 12 | $141K | $88K | $52K | |
| Office expensesLn 13 | $568K | $443K | $102K | $23K |
| Information technologyLn 14 | $6K | $1.1M | −$1.1M | $17K |
| OccupancyLn 16 | $1.4M | $1.9M | −$479K | $27K |
| TravelLn 17 | $166K | $145K | $20K | $118 |
| Conferences, conventions and meetingsLn 19 | $129K | $57K | $71K | $1K |
| InterestLn 20 | $882K | $531K | $351K | |
| Depreciation, depletion and amortizationLn 22 | $757K | $331K | $364K | $62K |
| InsuranceLn 23 | $236K | $234K | $140 | $2K |
| Other expenses (24a–d)Ln 24 | $15.7M | $15.3M | $423K | $18K |
| All other expensesLn 24e | $109K | $438K | −$335K | $5K |
| Total functional expensesLn 25 | $158.3M | $153.6M | $4.1M | $702K |
Filing history
| Year | Money in | Money out | In minus out | Net assets | Download |
|---|---|---|---|---|---|
| FY2025 Latest Viewing | $160.5M | $158.3M | $2.1M | $20.3M | 990 PDF |
| FY2024 | $129.8M | $129.3M | $550K | $18.2M | 990 PDF |
| FY2023 | $113.1M | $112.8M | $339K | $17.6M | 990 PDF |
| FY2022 | $168.6M | $168.4M | $209K | $17.3M | 990 PDF |
| FY2021 | $108.4M | $105.1M | $3.3M | $17.1M | 990 PDF |
| FY2020 | $78.2M | $77.7M | $522K | $13.8M | 990 PDF |
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Schedules filed Part IV
See the full FY2025 990 (6 parts)
Part I · Summary $160,465,214 revenue, 12 lines filed
Part VI · Governance 18 of 18 board members independent, no flags
Part VIII · Statement of revenue $160,465,214 across 7 lines filed
Part IX · Statement of functional expenses $158,349,776 across 21 lines filed
Part X · Balance sheet $77,939,713 assets, 16 lines filed
Part XI · Reconciliation of net assets $20,303,452 net assets at year end
Form 990 e-file (XML) FY2025 from the IRS · Classification, formation year and address from the IRS Business Master File
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