Is it real?
Yes. Never revoked by the IRS. Latest filing on record: FY2025. IRS ruling in Jun 1974.
IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File
Where the money goes
81 cents of each dollar spent went to programs.
Form 990 Part IX, line 25, columns B–D. Every line is in By the numbers.
Something off? Claim to add context
Who runs it and what they're paid
10 people listed on the 990.
Jessica Rudden-Dube’s $79K as Former Exec is at the 70th percentile of top reported officer pay among 1613 $100K–1M education nonprofits. Peer set: organizations in the same NTEE major field of work and revenue-size band, compared on each org’s own highest-paid officer/key-employee, from Form 990 Part VII / 990-PF Part VIII. Descriptive placement, not a verdict on whether the pay is appropriate.
Compensation history total reportable pay by year · 2 named individuals · Part VII
| Name | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|
| Jessica Rudden-Dube | $78,532 | $81,822 | $41,823 | $40,154 |
| Antonia Stephens | — | — | — | $23,224 |
Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.
See Cotuit Library Association executive salaries →Questions the 990 asks
The form asks each of these directly. These are the filed answers.
- Family or business ties among officersPt VI · Ln 2No
- Top official's pay set by an independent reviewPt VI · Ln 15aYes
Programs and updates
Cotuit Library Association is an education nonprofit based in Cotuit, MA.
Questions for Cotuit Library Association
Your first name shows with your question. Cotuit Library Association answers here, for everyone.
Free lending library
Form 990 Part III, line 4, FY2024. The organization’s own words, as filed with the IRS. Find it at the IRS (EIN 04-2203831) · Dispute this lineFunders
Who pays for it.
From grant filings on record. Receipts are incomplete: individual donors are never listed.
Grants
By the numbers
The FY2025 990, line by line.
Download 990
| Line | Start FY25 | End FY25 |
|---|---|---|
| Cash and savingsLn 1–2 | $497K | $163K |
| InvestmentsLn 11–13 | $1.7M | $2.4M |
| Land, buildings, equipmentLn 10c | $423K | $413K |
| Total assetsLn 16 | $2.7M | $3.1M |
| LiabilitiesLn 26 | $5K | $8K |
| Net assetsLn 32 | $2.7M | $3.0M |
| Line | Total | Programs | Management | Fundraising |
|---|---|---|---|---|
| Other salaries and wagesLn 7 | $264K | $211K | $26K | $26K |
| Other employee benefitsLn 9 | $16K | $13K | $2K | $2K |
| Payroll taxesLn 10 | $20K | $16K | $2K | $2K |
| Accounting feesLn 11c | $19K | $19K | ||
| Other fees for servicesLn 11g | $2K | $2K | ||
| Office expensesLn 13 | $18K | $14K | $2K | $2K |
| OccupancyLn 16 | $46K | $46K | ||
| Depreciation, depletion and amortizationLn 22 | $16K | $16K | ||
| InsuranceLn 23 | $13K | $13K | ||
| Other expenses (24a–d)Ln 24 | $74K | $66K | $7K | |
| Total functional expensesLn 25 | $488K | $396K | $53K | $39K |
Filing history
| Year | Money in | Money out | In minus out | Net assets | Download |
|---|---|---|---|---|---|
| FY2025 Latest ViewingFiled with the IRS Sep 25, 2025 | $724K | $488K | $236K | $3.0M | 990 PDF |
| FY2024Filed with the IRS Dec 19, 2024 | $580K | $497K | $83K | $2.7M | 990 PDF |
| FY2023Filed with the IRS Dec 4, 2023 | $435K | $464K | −$29K | $2.4M | 990 PDF |
| FY2022Filed with the IRS Dec 21, 2022 | $390K | $417K | −$28K | $2.3M | 990 PDF |
| FY2021Filed with the IRS Nov 17, 2021 | $599K | $397K | $202K | $2.5M | 990 PDF |
Schedules filed Part IV
See the full FY2025 990
Part I · Summary $724,088 revenue, 12 lines filed
Part VI · Governance 10 of 10 board members independent, 2 to look at
Part VIII · Statement of revenue $724,088 across 8 lines filed
Part IX · Statement of functional expenses $488,220 across 10 lines filed
Part X · Balance sheet $3,056,690 assets, 13 lines filed
Part XI · Reconciliation of net assets $3,048,806 net assets at year end
Form 990 e-file (XML) FY2025 from the IRS · Classification, formation year and address from the IRS Business Master File
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