Is it real?
Yes. Never revoked by the IRS. Latest filing on record: FY2024. IRS ruling in Aug 1948.
IRS Pub. 78 · IRS Auto-Revocation List · IRS Business Master File
Who runs it and what they're paid
25 people listed on the 990; $5.1M paid to officers and key staff.
Compensation history total reportable pay by year · 8 named individuals · Part VII
| Name | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Robert M Cashman | $1,585,056 | $1,173,494 | $1,275,383 | $1,226,325 | $1,169,338 |
| Joseph Gannon | — | — | — | $738,615 | $594,573 |
| Traci Michel | $466,859 | $415,712 | $581,365 | $309,733 | $338,826 |
| Lucas Ross | $212,712 | — | — | — | $520,709 |
| Thomas Shewalter | — | — | — | $321,981 | $451,996 |
| Erik Porter | — | $239,868 | $401,894 | $342,389 | $358,961 |
| Jeffrey Accaputo | — | — | $374,683 | $283,510 | $287,501 |
| Kevin Malone | $358,492 | $332,790 | $373,814 | $297,211 | — |
Total reportable compensation (Form 990 Part VII column D / Schedule J column E) by filing year, matched by name within this organization. The Schedule J base / bonus / deferred breakdown is not parsed into this dataset.
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Questions the 990 asks
The form asks each of these directly. These are the filed answers.
- Family or business ties among officersPt VI · Ln 2Yes
- Top official's pay set by an independent reviewPt VI · Ln 15aYes
- Loans to or from officersSch L · Pt II5 listed
Programs and updates
Offers loans and savings accounts to help members manage their money.
Questions for Metro Credit Union
Your first name shows with your question. Metro Credit Union answers here, for everyone.
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Metro credit union provides loan and deposit products to members that assist them in meeting their financial needs. As of 12/31/2024, metro credit union has net loans of $2,939 million and share deposits of $2,714 million.
Funders
Who pays for it.
From grant filings on record. Receipts are incomplete: individual donors are never listed.
Grants
By the numbers
The FY2024 990, line by line.
Download 990
| Line | Start FY24 | End FY24 |
|---|---|---|
| Cash and savingsLn 1–2 | $147.0M | $119.0M |
| InvestmentsLn 11–13 | $137.3M | $228.9M |
| Land, buildings, equipmentLn 10c | $32.9M | $32.8M |
| Total assetsLn 16 | $3.41B | $3.44B |
| LiabilitiesLn 26 | $3.16B | $3.16B |
| Net assetsLn 32 | $256.4M | $275.8M |
| Line | Total | Programs | Management | Fundraising |
|---|---|---|---|---|
| Grants to domestic organizationsLn 1 | $304K | |||
| Grants to domestic individualsLn 2 | $18K | |||
| Pay of current officers, directors and key staffLn 5 | $4.0M | |||
| Other salaries and wagesLn 7 | $22.3M | |||
| Pension plan contributionsLn 8 | $1.9M | |||
| Other employee benefitsLn 9 | $4.0M | |||
| Payroll taxesLn 10 | $2.2M | |||
| Legal feesLn 11b | $304K | |||
| Accounting feesLn 11c | $505K | |||
| Other fees for servicesLn 11g | $2.1M | |||
| Advertising and promotionLn 12 | $2.5M | |||
| Office expensesLn 13 | $2.8M | |||
| Information technologyLn 14 | $8.3M | |||
| OccupancyLn 16 | $5.8M | |||
| TravelLn 17 | $143K | |||
| Conferences, conventions and meetingsLn 19 | $247K | |||
| InterestLn 20 | $92.5M | |||
| Depreciation, depletion and amortizationLn 22 | $577K | |||
| InsuranceLn 23 | $911K | |||
| Other expenses (24a–d)Ln 24 | $12.6M | |||
| All other expensesLn 24e | $2.0M | |||
| Total functional expensesLn 25 | $166.1M |
Filing history
| Year | Money in | Money out | In minus out | Net assets | Download |
|---|---|---|---|---|---|
| FY2024 Latest Viewing | $173.4M | $166.1M | $7.3M | $275.8M | 990 PDF |
| FY2023 | $149.5M | $134.5M | $14.9M | $256.4M | 990 PDF |
| FY2022 | $114.3M | $83.9M | $30.4M | $238.7M | 990 PDF |
| FY2021 | $92.9M | $78.1M | $14.8M | $219.2M | 990 PDF |
| FY2020 | $101.3M | $85.4M | $15.9M | $204.8M | 990 PDF |
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Schedules filed Part IV
See the full FY2024 990 (6 parts)
Part I · Summary $173,359,884 revenue, 12 lines filed
Part VI · Governance 7 of 11 board members independent, 1 to look at
Part VIII · Statement of revenue $173,359,884 across 5 lines filed
Part IX · Statement of functional expenses $166,107,473 across 21 lines filed
Part X · Balance sheet $3,440,032,348 assets, 14 lines filed
Part XI · Reconciliation of net assets $275,838,096 net assets at year end
Form 990 e-file (XML) FY2024 from the IRS · Classification, formation year and address from the IRS Business Master File
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